Hurricane Barry Due to Thrash Southern Louisiana
On Thursday, the town of Grand Isle, Louisiana, south of New Orleans, ordered a mandatory evacuation. Tropical storm Barry is bringing in high winds and torrential rains after lingering in the Gulf of Mexico. He’s expected to make landfall by Saturday morning. Flooding, with total rain accumulations up to 15 inches, is expected in an area with a maximum rainfall of 20 inches. The National Hurricane Center is calling tropical storm Barry a “life-threatening storm.”
Before making landfall, Barry will mutate into a hurricane. Hurricane Barry will batter the entire Louisiana coast. The hurricane can potentially spill over to surrounding areas too. As it surges towards, land, Hurricane Barry will be the source of flooding in many areas. It’s unclear as of yet what category storm Barry will turn out to be. However, residents in the area should expect roof-and-wall collapse. At the very least, those with the sturdiest roofs (or solar roofs) will see roof damage. Fallen trees will not only be a danger, but they’ll need to be removed once the storm passes. Cars will be crushed by downed power poles, not just trees. Sheds, carports and detached garages will also be destroyed. If the hurricane takes on the form of a Category 5, water systems will no longer function, making potable water hard to find.
This all brings us to homeowners insurance. Unfortunately, by the time we hear word about a storm like this approaching, it’s no longer a viable option to buy home insurance. Either you have it or you don’t. Then there’s the sticky question of what will and will not be covered in this situation, especially if you didn’t have a flood insurance policy, which is separate from home insurance.
Hurricane Katrina, Hurricane Irma, Hurricane Harvey and Hurricane Jose didn’t help Hurricane Barry much because it’s estimated that many people in the area are without home and flood insurance, which means they will be left the task of footing the bill of rebuilding their homes without much assistance. FEMA only provides the most minimal help and only to those who fall beneath a certain income.
We wish everyone in south Louisiana the best of luck and strength in enduring the storm. Below is some information about where you can take shelter or simply need help coping and live in an area that is prone to Hurricane Barry:
- Airbnb has activated its Open Homes Program www.airbnb.com/stormbarry to help displaced residents and relief workers deployed to the regions impacted by Tropical Storm Barry.
- The Salvation Army Center of Hope Men’s Emergency Shelter will open its doors at 4 p.m., Friday, July 12, remaining open 24 hours a day until the storm has passed and conditions are again safe.
- The Disaster Distress Helpline 1-800-985-5990 can provide immediate counseling to anyone who is seeking help in coping with the mental or emotional effects prior to and after such severe storm activity.
Compare Home Insurance Rates Instantly.
Get started below, it only takes 3 minutes.
Having equity in property seems like a wise road to a carefree retirement unburdened with the heavy cost of housing, but you're not what type of residence is right for you. You are torn between buying a house, a condo or a townhouse. What should you do?
Saving money can be easy with just a few tweaks to your finances. The following 12 financial tips are sure to save you money in 2020 and beyond.
Looking for Home Insurance?
Compare rates from dozens of companies in less than 3 minutes.
With all the benefits that come with owning a swimming pool there are also risks, which is why swimming pools are often called “an attractive nuisance.” According to the Centers for Disease Control and Prevention (CDC), approximately 10 people die from unintentional drowning.
Mortgage payments and possibly a homeowners warranty aren’t the only costs of owning a home. Nope, it doesn’t end with taxes and homeowners insurance either. Most people who set out to buy their first home are in for a surprise when the closing date approaches and they learn that they owe all sorts of money for the house they just bought.
Homeowners insurance was not designed to cover small or even big fixes, but to repair damage that is covered under the stipulations of your policy. In fact, you may end up paying more in monthly premiums if you file a claim that gets rejected. For this reason, we advise you to fully review your case and your policy to see if you’re covered before filing a claim.
Homeowners insurance is an important protection to have even when it’s not required for a primary home, a vacation home or condo.