SmartFinancial Smart Driving Campaign Scholarship
No one is as expensive to insure as new drivers, a category into which most college students fall. It’s frustrating when you are a very careful driver with too little experience to prove it, but distracted driving is a problem in your demographic, which has the highest accident rates.
At SmartFinancial we are serious about helping students like you find an agent who is an expert at shopping and comparing rates to find the best prices and coverage available. Now, we want to see that you’re serious about safety, so we are offering a scholarship to help pay for your auto insurance.
To win this scholarship, you must submit a creative campaign to encourage safe driving. If you’re interested, see more below for details.
Scholarship Reward Amount: $1,000
Submission: Enter a 30 to 40 second video that encourages safe driving. The content must be original, inspiring and visually engaging. You will be judged by a panel of experts according to the persuasiveness of the message as well as visual/audio production value.
By entering this scholarship contest, you are giving SmartFinancial express permission to use your video on their website and/or social media channels whether you win or not.
Submission Format: Make sure the video begins with a byline before the action (e.g. “Safe Driving Starts Here by Jill Smith”) so we can identify you.
Submission Directions: Email a cover letter with an attachment of the video to Fran@smartfinancial.com. If you have any questions about the contest, please use this email address and we’ll respond within 1 to 2 business days.
Deadline: June 28, 2020
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After you purchase insurance, there is a little card mailed to you by the insurance carrier that shows that you have insurance on your vehicle. This proof of insurance is called an insurance identification card or a binder. You must always carry it when driving.
Car insurance for college students is a steep expense. It’s bad enough that car insurance rates are highest for young people but when you’re already a broke college student, having car insurance seems like a luxury that many forego due to high insurance rates.
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Traditional insurance states and no-fault states are different in how they handle accidents. In a traditional (or tort law) state, there is fault assigned in an accident whereas in no-fault states your own car insurance pays for damages and injuries even when the accident was someone else’s fault. Below, we break down for you which 12 states are no fault states and what it means if you live in one.
What you need to know before you compare rates.
Drivers assume that there is nothing they can do to lower their insurance premium, this is not true.
What your young driver does, while driving your car, has a direct impact on what you pay for your insurance.