7 Reasons Why Homeowners Should Obtain a Home Insurance Quote Every 2 Years
Homeowners should obtain a new quote for their home insurance every two years. This will enable you to maintain the proper amount of coverage and do so without overpaying. Home insurance protects a family’s most valuable asset and, in many cases, most of their personal belongings. Obtaining the optimal level of insurance, without overpaying, should be a homeowner’s objective. Obtaining an insurance quote for your home is an easy and free process. All you have to do is contact a licensed property and casualty insurance agent and let them know where your home is located and the level of coverage you need. The agent will take it from there and will provide you with a quote or estimate of their recommended coverage along with the annual premium. The following are 7 reasons why homeowners should obtain a new home insurance quote every 2 years.
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With all the benefits that come with owning a swimming pool there are also risks, which is why swimming pools are often called “an attractive nuisance.” According to the Centers for Disease Control and Prevention (CDC), approximately 10 people die from unintentional drowning.
A Tornado Watch is when you should start getting prepared for the worst. It means that it’s possible for tornadoes to take shape in and near your area. This is when you want to get your emergency evacuation plans and make sure you have all the right emergency supplies.
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Homeowners insurance was not designed to cover small or even big fixes, but to repair damage that is covered under the stipulations of your policy. In fact, you may end up paying more in monthly premiums if you file a claim that gets rejected. For this reason, we advise you to fully review your case and your policy to see if you’re covered before filing a claim.
Homeowners insurance is an important protection to have even when it’s not required for a primary home, a vacation home or condo.
Let’s look a little more deeply into the different kinds of insurance you have and whether or not you need to switch insurers.