There may be a handful of people who will be directly affected by your passing so it’s good to know that you don’t have to pick one over all the others. You can choose a few people easily. You also don’t have to pick only your spouse.
SmartFinancial is here to offer advice and assistance on any of your tough insurance questions.
According to the National Association of Personal Financial Advisors, you can save up to 80% on your monthly premiums in the first year (and more after that) if you switch to an individual policy -- but only if you are young and healthy. Let us explain.
Never turn down a matching 401K plan unless you will starve to death because of the deduction from your paychecks. How often do you have people paying you to put money away for the future while getting a tax break on that amount? Any match is free money so don’t pass it up!
This is a vital form of insurance that many Americans neglect to buy. The problem in not having life insurance is that the people you leave behind will have to pay your bills and funeral costs. We tell you what to expect when applying for a policy.
It’s important to note that there is a savings component to permanent life insurance (but not term life insurance), which is the main reasons most parents take out a policy in the first place.
Here are some quick facts about buying life insurance, which may help you decide if you need to buy life insurance for yourself or a loved one today or if you can stand to wait a few years.
Once you make the decision to buy life insurance, selecting the right life insurance company and plan is extremely important. Here are some things to remember.
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