How Much Insurance Do You Need?
Ever wonder how much car insurance you actually need? Sure, you could get by with the state minimum coverage, but if you are involved in an accident, you could be looking at some very expensive bills. On the other hand, you might not necessarily need top of the line, premium insurance. Most drivers select coverage that is somewhere in between the two. It can be difficult to determine what exactly that means for you. Luckily we’ve made things easy!
Use this calculator to see to see how much coverage drivers like you typically buy.
Your age, location, and financial situation all a place an important part in determining how much insurance you actually need. Get started by answering a few simple questions above!
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Where you live makes a big difference when it comes to the cost of car insurance. Do you live in an expensive state for car insurance or a cheap one? Not sure? Here’s a look at the top 5 most expensive states.
In the United States, 721,885 motor vehicles were stolen in 2019. The National Insurance Crime Bureau (NICB) offers yearly car theft statistics for the United States. Here is a look at the states with the most motor vehicle thefts as well as a look at the states with the top 10 fewest motor vehicle thefts.
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Traditional insurance states and no-fault states are different in how they handle accidents. In a traditional (or tort law) state, there is fault assigned in an accident whereas in no-fault states your own car insurance pays for damages and injuries even when the accident was someone else’s fault. Below, we break down for you which 12 states are no fault states and what it means if you live in one.
What you need to know before you compare rates.
Drivers assume that there is nothing they can do to lower their insurance premium, this is not true.
What your young driver does, while driving your car, has a direct impact on what you pay for your insurance.