The Chevrolet Spark: The Least Expensive New Car
Want a brand new car that is affordable to buy? The best deal you’ll find is the Chevrolet Spark compact car starting at $13,400. This is the rock-bottom price for a new car. The Spark is fuel efficient too, with 30 miles to the gallon in the city and 38 miles to the gallon on the highway. With the Chevrolet Spark, you’ll be able to zoom down narrow streets and fit into very small parking places. Plus, with 10 colors available you’ll be able to show off in style. Passion Fruit or Caribbean Blue, anyone? Worried about safety? The Spark comes with 10 standard airbags. Want to stay connected when you drive? With available WiFi, two USB ports, an entertainment system and Apple CarPlay and Android Auto capability you’ll be plenty connected as you drive a Chevrolet Spark. Here’s a closer look at the least expensive new car around.
Everything You Need to Know About the Chevy Spark
Special Edition is Available
Like your cars to be black? You can get a Spark Special edition that comes with a two-tone painted roof, black-painted grille, black bowtie emblems and 15-inch, black-painted alloy wheels with machined finish. So if you are looking for an upgrade this may be the look for you.
Spark ACTIV is Another Look
Chevrolet Spark ACTIV features special front and rear bumpers and raised suspension for a sportier look. Spark ACTIV features 15-inch aluminum wheels, roof rails, rocker panel and fender trim, jet black leatherette heated front seats and a leather-wrapped steering wheel.
$1,750 Cash Allowance for 2020
There is a $1,750 cash allowance on the Chevrolet Spark for retail delivery through November, 2, 2020. So if you buy a new Spark this month you could scoop up a $1,750 cash allowance, saving you some nice money on your brand new car.
No Power Windows or Power Locks
You won’t find power windows and power brakes or remote keyless entry on the base LS model of the Spark. You’ll have to choose to upgrade to the 1LT model for those features.
Easy to Maneuver, Rear Vision Camera
The Spark’s good maneuverability makes it a fun car to drive. And you’ll see where you are going when backing into a parking place with its rear-vision camera.
98 Horsepower Engine
Power for the Chevrolet Spark comes from a 98 horsepower, four-cylinder engine. This is not the strongest engine and there is slow acceleration as well. So you’ll need to be patient about getting where you want to go.
Chevrolet’s Smallest Car
The Chevrolet Spark is Chevrolet’s smallest car. And you may miss some of that space. There is not a lot of rear legroom or cargo space in the Chevrolet Spark. So if you have rear passengers or cargo to haul it may be a tight ride.Get Car Insurance for Your Chevy Spark
2021 Chevrolet Spark
There are no big changes for Chevrolet Spark in its 2021 model. The Spark still comes in four trims, LS, 1LT, ACTIV and 2LT. You can choose between a five-speed manual transmission or continuously variable transmission on all trims.
The LS is the model with the rock-bottom price. If you want a little more comfort you can upgrade to the 1LT model, which features aluminum wheels, power locks and power windows and a six-speaker stereo system.
Shop Around for Auto Insurance
Ready to buy a Spark? Don’t forget to get your auto insurance all lined up. To get a good deal on car insurance, you’ll need to shop around. SmartFinancial makes it easy to do. Just type in your zip code to get started. Next, answer a few, quick questions and you’ll be comparison-shopping for auto loans near you in no time.
SmartFinancial has access to more than 200 insurance companies so you are bound to find the coverage and interest rate that you want in an auto loan.
Lenders Require Auto Insurance
Are you financing your new Chevrolet Spark? Your lender may require you to get collision insurance and comprehensive insurance. What are these two coverages?
Collision insurance is coverage that helps to repair or replace your car if it is damaged in an accident with another vehicle or object such as a fence or a tree. Comprehensive auto insurance covers events that aren’t covered by collision coverage. These events include fire, theft, vandalism and damages from weather such as a hailstorm, a windstorm, a hurricane and a tornado.
Both collision insurance and comprehensive insurance come with deductibles. A deductible is the amount you need to pay before an auto insurance company begins to pay for damages to your car or losses.
Choosing a higher deductible will help to lower your insurance premium. Whatever deductible you choose, put the deductible amount in a small emergency fund. This way the money will be there should you need to file an auto insurance claim.
More Insurance Options
As a driver, you will be required to carry your state’s minimum liability coverage. If you ever cause a car crash, liability insurance pays for other people’s injuries and property damage up to your liability limit. And most states set minimum liability limits for the drivers in their state.
Because the state limits are so low, they may not protect you in the case of a serious car accident and the rest of money for damages could come out of your own pocket. That is why consumer experts recommend higher liability limits. The Insurance Information Institute recommends $100,000 bodily injury liability per person. $300,000 bodily injury liability per accident and $100,000 property damage liability.
Some states require uninsured motorist coverage and underinsured motorist coverage for the drivers in their state. Uninsured motorist coverage helps you pay for damages caused by a driver who doesn’t have insurance. Underinsured motorist coverage protects you in the event of an accident where the other party is at fault and doesn’t carry enough insurance.
Personal injury protection (PIP) also may be required in your state. Also known as no-fault insurance, this coverage pays the cost of your lost wages and medical bills up to the PIP policy limit. PIP pays these expenses regardless of who is responsible for the accident.
So consider your insurance options and requirements carefully. Getting a new car is an exciting time. You need the insurance to go with it. So make good choices and enjoy your new set of wheels.
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