Liability vs. Full Coverage: Comparing Car Insurance Coverages
Liability only covers the other parties involved in an accident if it was your fault. Full coverage would include comprehensive and collision insurance, possibly PIP and UM/UMPD, which would cover you, your vehicle and passengers if you had an accident, regardless of fault. If you are leasing or financing a vehicle, you probably are required to carry full coverage. Some people even carry umbrella insurance to make sure they are protected against financial setbacks. It’s important to have adequate but fairly priced insurance. You should compare car insurance quotes at the same time to compare rates, which fluctuate all the time. Learn more about auto insurance if you’re interested in getting free car insurance quotes from our network of agents.
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