The Most Stolen Cars in the U.S.
Can you prevent a crime by buying a certain car over others? The answer is complicated. Often car thieves specifically target widely sold cars because their parts are valuable and easy to sell on the market. So, you’re often seeing affordable cars being stolen more than luxury cars, which are often more securely garaged as well.
The most stolen cars also tend to be older models, but according to the National Insurance Crime Bureau (NICB), new cars are being stolen too, so the technology is not foolproof. Criminals are learning ways to get past the anti-theft technology by hacking and more. As they become more sophisticated, so do car manufacturers, but it’s an endless cat-and-mouse game. There are some steps you can take to be safe against car theft but having the right comprehensive coverage on your auto insurance is important. Otherwise, you’ll be at a complete loss if your car gets jacked.
Preventing the Theft of a Car
Avoid leaving the keys in your car. Not only do you risk getting locked out, but more often than not, this is how cars get stolen every day. This is why it’s important to always lock the car and take your keys with you. It’s also a good idea to have a warning device. Loud noises will scare off thieves, who do not want to draw attention to their activity. Even if you’re not within audible distance, if your car’s alarm begins to sound, chances are that the thief will run away.
You can also buy devices like kill switches and smart keys which will immobilize your vehicle. As you see, there are ways to prevent your car from starting, which makes stealing it impossible. Tracking devices also help police recover stolen cars and deter theft in the first place. If your car is sending signals through GPS and other technologies, it won’t get very far before being detected.
Park in well-lit areas, and when you can park your car in a garage.
Unfortunately, most stolen cars in America are not found, especially these days with VIN switching, cloning and other illegal activities. Thieves have become quite advanced in disabling devices too.
If your car has been stolen, report the stolen car to the police immediately. There are 12 steps you must take immediately if your car went missing and you suspect it’s been stolen. Otherwise, you may not be covered by your insurance company.
Does Insurance Cover a Stolen Car?
Only comprehensive insurance covers a stolen car. If your car was stolen, you’ll have to file a police report and then, using that report, file a claim with your insurance company.
You’ll be reimbursed much sooner if your car has been vandalized and needs small fixes. If your car was stolen, you’ll have a wait period to see if the car can be recovered and, depending on your policy, your car will be evaluated for custom parts, paint, rims and any aftermarket add-ons.
For more on insurance coverage of a vehicle and how much you can expect to pay for comprehensive coverage, visit here.
What Should I Expect from a Stolen Car Insurance Claim Investigation?
Expect that you will be thoroughly looked over to make sure you have a legitimate claim. Insurance fraud can be expensive and may cost you jail time. With that said, fraudulent claims are filed every year. You will be required to show proof of a police report and wait to see if it is found.
What Is the Most Stolen Car?
Surprisingly the cars most likely to be stolen are not fancy. In fact, the most stolen cars are pretty affordable and very commonly seen on the road. According to Car and Driver magazine, the top 10 most stolen cars are the following:
#10 2000 Jeep Cherokee and Grand Cherokee
It was reported that 646 were stolen and 9,818 total were stolen across all model years. The previous year the Chevrolet Impala had the 10th seat as the most stolen car of the year, but the Jeep, well, stole the spot.
#9 2001 Dodge Ram
A total of 1,155 Dodge Rams were stolen. 11,226 Ram pickups from all models were stolen. Apparently, this is an improvement on the previous year.
#8 2018 GMC Sierra
Stolen car count for this car is 1,170. Across all model years, The GMC Sierra was stolen 11,708 times. It ranked as the most stolen model year vehicle in the U.S.
#7 2017 Toyota Corolla
In the category of compact cars, Toyota Corolla ranks seventh with 1,304 stolen cars. Across all model years, the total was 12,388. The thefts occurred most often in Florida and District of Columbia.
#6 2017 Nissan Altima
Last year 1,451 cars were stolen, with 13,384 stolen across all models. This made the model the second most stolen model in Florida.
#5 2017 Toyota Camry
Across all models, 16,906 Camrys were stolen and 1,144 2017 models were taken.
#4 2004 Chevrolet Silverado
Across all models, 31,566 Silverados were jacked, and 2,097 of them were 2004’s.
#3 2006 Ford F-150
The All-American Ford F-150, offered in Blue Jean Blue, was stolen 36,355 times across all models and 3,173 were the model year.
#2 1997 Honda Accord
The NCIB reported that 36,815 Honda Accords were stolen in 2018 across all model years, and 5,029 were 1997 models.
#1 2000 Honda Civic
The 2000 Honda Civic was the most stolen car in America in 2018, totalling 5,290 stolen cars and 38,426 Honda Civics across all model years stolen. With that said more than 325,000 models were sold.
As you can see, the top 10 list of the most stolen cars in the U.S showcases some of the commonly seen vehicles on the road. You may even own one of the models mentioned here. It’s important to have the right auto insurance in case your car gets stolen. Make sure you have comprehensive coverage, and never buy auto insurance before comparing rates. Do so, by entering your zip code below.
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