Open Enrollment for Individual Healthcare Insurance 2020

Open enrollment begins on November 1, 2019, and ends December 15, 2019. People with major life events, like the birth of a child, the loss of a child or who get married/divorced can enroll outside of the open enrollment period. Otherwise, you can only enroll in a health insurance plan within that time frame. If you fail to do so, you may have to wait until the following year or if you have a life event. Find out more about special qualifying events that may allow you to enroll in a plan outside of the open enrollment period.

Some people are eligible for Special Enrollment. There are several types of circumstances that qualify people to enroll in a health plan outside of the enrollment period. These circumstances are called qualifying events: losing or quitting a job that provided health insurance or if you start your own business and need to buy your own health insurance; when you turn 26, if you were on your parents’ health insurance plan, you can enroll in your own individual health plan; if you moved to another state or out of an HMO coverage area, you can sign up for a new health plan; if your Cobra coverage ended you can enroll in a new health plan; if you shared a health plan with your spouse but recently divorced; if you recently got married you may be added onto your spouse’s health plan or vice versa; if you gave birth or adopted a child, you may buy health insurance for that child at any time; if your spouse or partner passed away and you were covered under their health plan; if you were on your partner or spouse’s health insurance but they lost their coverage you can buy an individual plan or buy coverage with your partner or spouse. People with special qualifying events can enroll in a health plan at any time.

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