States With the Most Car Accidents 2023

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The National Highway Traffic Safety Administration (NTSA) estimates that 42,915 people died in the U.S. in motor vehicle traffic crashes in 2021, a 10.5% increase from 38,824 fatalities in 2020.

NHTSA projects that an estimated 31,720 people died in motor vehicle traffic crashes from January through September 2021, an increase of approximately 12% from the 28,325 fatalities projected in the first nine months of 2020.

The frequency of car accidents is heavily dependent on where you live. Some states that see severe weather also are more at risk for car accidents and there are more accidents in urban settings than rural ones.

You must take into consideration the number of residents in a state when you look at accident rates. A state as big as California will naturally see more car crashes due to the large number of drivers on the road.

Accidents happen to the best of drivers, so make sure you’re insured sufficiently and drive a safer car. Let’s take a look at some statistics for each state to see which ones have the most and fewest car accidents. Also, you’ll see which mid-size cars are most involved in car crashes.

Car Accidents by State

State Fatal Car Crashes Population Licensed Drivers
Alabama 876 5,024,803 4,042,900
Alaska 69 732,441 518,872
Arizona 916 7,177,986 5,681,495
Arkansas 472 3,012,232 2,153,929
California 3,259 39,499,738 27,005,302
Colorado 588 5,784,308 4,299,447
Connecticut 276 3,600,260 2,508,670
Delaware 104 991,886 829,226
District of Columbia 36 690,093 520,865
Florida 2,915 21,569,932 15,715,373
Georgia 1,407 10,725,800 7,521,750
Hawaii 110 1,451,911 921,547
Idaho 212 1,847,772 1,285,331
Illinois 948 12,785,245 8,225,298
Indiana 774 6,785,644 4,532,708
Iowa 291 3,188,669 2,268,916
Kansas 366 2,935,880 2,004,302
Kentucky 664 4,503,958 2,905,632
Louisiana 768 4,651,203 3,416,648
Maine 128 1,362,280 1,047,893
Maryland 474 6,172,679 4,454,266
Massachusetts 343 7,022,220 4,940,373
Michigan 905 10,067,664 7,026,650
Minnesota 349 5,707,165 4,090,264
Mississippi 597 2,956,870 2,017,111
Missouri 848 6,154,481 4,259,672
Montana 168 1,086,193 826,754
Nebraska 201 1,961,455 1,438,821
Nevada 300 3,114,071 2,056,394
New Hampshire 134 1,377,848 1,060,381
New Jersey 525 9,279,743 6,230,912
New Mexico 350 2,117,566 1,473,219
New York 889 20,154,933 12,194,360
North Carolina 1,321 10,457,177 7,637,400
North Dakota 95 778,962 539,006
Ohio 996 11,790,587 8,100,273
Oklahoma 603 3,962,031 2,550,560
Oregon 450 4,241,544 2,944,828
Pennsylvania 1,103 12,989,625 8,930,677
Rhode Island 56 1,096,229 731,715
South Carolina 970 5,130,729 3,905,911
South Dakota 110 887,099 658,091
Tennessee 974 6,920,119 4,877,268
Texas 3,305 29,217,653 17,667,039
Utah 237 3,281,684 2,149,766
Vermont 60 642,495 460,871
Virginia 778 8,632,044 5,909,716
Washington 497 7,718,785 5,812,500
West Virginia 265 1,789,798 1,101,775
Wisconsin 530 5,892,323 4,315,892
Wyoming 100 577,267 427,233

*Based on The Insurance Institute for Highway Safety

Accidents happen to the best of drivers, so make sure you’re insured sufficiently and drive a safer car.

car accidents by states map graphs

States With the Most Drivers With One Car Accident on Record 2023

As you can see below, Maryland had the fewest accidents, but nearly 10% of drivers on the road have had one accident, so Maryland is the #1 state for drivers with one accident on their driving record. Georgia has the lowest percentage of drivers with one accident, just under 6.8%.

State Number of Accidents Percentage of Drivers With an Accident
FL 45,354 7.23%
CA 44,137 8.34%
TX 35,049 6.90%
NY 24,350 8.46%
GA 24,245 6.78%
OH 14,307 8.70%
SC 13,939 8.62%
PA 11,730 7.20%
MD 10,198 9.96%

States With the Most Multiple Car Accidents on Driving Record 2023

The following states had the most number of drivers with multiple car accidents on their driving record. Again, Maryland fares the worst with 1.35% of all drivers having multiple accidents and Georgia comes in with the least number of multiple accidents.

State Number of Accidents Percentage of Drivers With Multiple Accidents
CA 4,669 .88%
FL 4,634 .74%
TX 3,871 .76%
NY 3,203 1.11%
GA 2,374 .66%
OH 1,633 .99%
SC 1,402 .87%
MD 1,383 1.35%
PA 1,197 .37%
NJ 1,33 .83%

States With the Most Fatal Car Accidents

Here are the 10 states with the most fatal car accidents, according to World Population Review. Keep in mind that the population is also larger in states like Texas and California, so the number of fatal accidents will naturally be higher.

  1. Texas - 3,305
  2. California - 3,259
  3. Florida - 2,915
  4. Georgia - 1,407
  5. North Carolina - 1,321
  6. Pennsylvania - 1,103
  7. Ohio - 996
  8. Tennessee - 974
  9. South Carolina - 970
  10.  Illinois - 948
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States With the Fewest Car Accidents on Driving Record in 2023

In some states there are a larger number of drivers without any accidents on their record. Drivers in the following states can rest easy knowing that there are fewer accident prone drivers on the road:

  1. Montana
  2. North Dakota
  3. Idaho
  4. South Dakota
  5. New Hampshire
  6. New Mexico
  7. Maine
  8. Hawaii
  9. Rhode Island
  10. Delaware

10 Types of Cars Most Common in Accidents

When looking at the number of accidents in the chart below, glance also at the number of those cars sold in 2022 alone, to get an idea of how many of these cars are on the road. Naturally, a very popular model that is more common will have a higher rate of accidents due to the sheer volume of cars.

Car Make Car Model Accidents Cars Sold in 2022
Honda Accord 12,995 154,612
Toyota Camry 12,864 295,201
Honda Civic 11,786 133,932
Nissan Altima 11,448 139,956
Toyota Corolla 10,792 222,216
Chevrolet Silverado 6,870 520,936
Nissan Sentra 6,665 77,124
Ford F150 6,658 299,345
Hyundai Elantra 6,543 117,177
Chevrolet Malibu 6341 115,468

8 Deadliest Mid-Size, Four-Door Cars

Car Model Deaths per Million
Subaru Legacy 14
Ford Fusion plug-in hybrid 15
Ford Fusion 4WD 22
Toyota Camry 34
Ford Fusion hybrid 2WD 34
Honda Accord 34
Kia Optima 37
Ford Fusion 2WD 39

*According to the Insurance Institute of Highway Safety (IIHS)

8 Deadliest Mid-Size SUVs

Car Model Deaths per Million
Honda Pilot 4WD 11
Kia Sorento 4WD 12
Ford Explorer 4WD 13
Hyundai Santa Fe 4WD 13
Toyota 4Runner 4WD 13
Toyota Highlander 4WD 13
Hyundai Santa Fe 2WD 16
Jeep Grand Cherokee 4WD 16

*According to the Insurance Institute of Highway Safety (IIHS)

4 Most Common Types of Car Accidents

  • Side-impact
  • Single-vehicle
  • Multiple-vehicle
  • Head-on

5 Most Common Causes of Car Accidents

  • Speeding
  • Intoxication
  • Distracted driving
  • Auto defects
  • Bad weather

Ideally, you will report an accident within 24 hours, regardless of which state you live in and no matter how minor the accident.

5 Steps To Take After a Car Accident

It’s important to remain calm and take the necessary steps after an accident. We highly advise you to call the police, even if it's only a fender bender.

five steps to take after a car accident infographics

Car Accidents FAQs

Do I pay more for car insurance if I live in a state with more car accidents?

Yes, in fact, you do pay more if there are many accidents in your state and in your city or town. Car insurers will raise rates for all drivers when there are many accidents to cover.

How long do you have to report a car accident to your insurance?

Each state is different. In Massachusetts, you have to report it within 5 days while in California it is 10 days if anyone is injured or killed. Ideally, you will report an accident within 24 hours, regardless of which state you live in and no matter how minor the accident.

Do I have to report a minor accident to the police?

In some states, you do not need to report an accident in which no one was injured. However, it may be in your best interest to call the police and get the facts on record so the other driver does not suddenly decide to file a lawsuit against you.

Key Takeaways

  • States that see many accidents usually have higher auto insurance rates.
  • Certain cars are more prone to fatal accidents and have higher insurance rates.
  • Speeding, intoxication and distracted driving (like texting while driving) are the leading causes of car accidents.

Even if you live in an area with a high rate of car accidents, you can find a low car insurance rate, especially if your driving record is clean and if you have a solid credit score. Comparing rates is the best way to find out which insurer will offer you the lowest rate. Enter your zip code below and answer a few questions to begin comparing rates today for free.

Sources

  1. NHTSA
  2. IIHS
  3. World Population Review
  4. Internal Data (SmartFinancial)

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