Pekin vs. Hartford Insurance

Which insurance company is right for you? Compare savings, ratings, and quotes from Pekin and Hartford.

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Pekin vs. Hartford: What You Need to Know

In 1921, a group of farmers, all members of the Tazewell County Farm Bureau, formed an organization to make automobile insurance more affordable. The organization was called The Farmers Automobile Insurance Association. The first Pekin Insurance office was located in the Tazewell County Courthouse, a space donated by the County Board Supervisors. With 187 policies, the six-month premium was $5 for glass, fire, lightning, windstorm, full-coverage collision, property damage, and bodily injury. All cars were charged the same premium. In 1932, they added 24-hour claim service. They adopted the telephone number #1334 for claims service. By 1939, Pekin had 20,000 policies and by 1945, 30,000. In 1952, they added fire insurance and in 1960, Inland Marine coverage. In 1966, the company moved into its new and current home office on Court Street and they now have 8 service offices in six states: Arizona, Illinois, Indiana, Iowa, Ohio, and Wisconsin. Pekin Life Insurance Company, which was established in 1969, also offers products in Kansas, Kentucky, Louisiana, Michigan, Minnesota, Missouri, Nebraska, Pennsylvania, and Virginia. They began selling group health insurance in 1970 and pre-need insurance in 1993. In 2010, they adopted a new slogan, Beyond the expected®. In 2011, they created a unit called Group Plan Solutions for businesses. Today Pekin Insurance has over 900,000 policyholders and more than 8,500 independent agents.

In 1810, Nathaniel Terry was the president of a small fire insurance company which, 15 years later, wrote a policy for Yale University. In 1835, a large fire destroyed most of the buildings in New York City’s Financial District and all claims were paid. In 1861, the Hartford provided protection for president-elect Abraham Lincoln’s Illinois home after he arranged to move to the White House. In 1871, a fire ravaged more than three square miles of Chicago, and Hartford took care of the casualties. In 1906, 500 city blocks in San Francisco were destroyed by an earthquake and fires. The Hartford paid over $11 million in damages. In 1913, The Hartford formed the Accident and Indemnity Company, providing improved automobile and property coverage for fires, accidents, liability and more. In 1920, the company covered Baby Ruth with a policy. Years later, they even protected President Dwight Eisenhower’s 190-acre farm, where he hosted world leaders. In 1931, the Hartford insured the Hoover Dam, in 1937 the Golden Gate Bridge. In 1959, they insured the St. Lawrence Seaway. In 1947 The Hartford established the Junior Fire Marshal program, which has been teaching fire prevention and safety to millions of children. In 1983, a dedicated small business service center was formed to meet the new demands for businesses. In 1984, The Hartford became the exclusive provider of home and auto insurance for AARP members and the Hartford Center for Mature Market Excellence was established to empower mature adults. In 2001 the company paid over $850 million in claims after the 9/11 terror attacks. Since 1994, The Hartford has been a sponsor of the U.S. Paralympics. Since 2003, they’ve participated in the Ability Equipped program, which provides access to adaptive sports and equipment for people with disabilities across the country. The year 2010 was The Hartford’s 200th anniversary. Since its inception, the company has been named a World’s Most Ethical Company 11 times by the Ethisphere Institute.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Pekin Insurance Overview and Hartford Overview.

Pekin Insurance vs. Hartford: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Pekin Insurance and Hartford. On average, Pekin Insurance charges approximately $74.40 per month while Hartford comes in at around $193.37 per month. For Pekin Insurance, the cheapest state average is Illinois at $65.00 per month and the most expensive is Illinois at $65.00 per month. For Hartford, the cheapest state average is California at $193.37 per month and the most expensive is California at $193.37 per month.

Pekin Insurance

Average Rate

$74.40
Hartford

Average Rate

$193.37
National

Average Rate

$133.59
State Pekin Insurance Hartford
California- $193.37
Illinois $65.00 -

Pekin Insurance vs. Hartford: Rates by Number of Vehicle

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Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Pekin Insurance and Hartford typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Pekin Insurance Hartford
1 Vehicle $75.43 $186.30
2 Vehicles $ $275.91

Pekin Insurance vs. Hartford: Rates by Homeownership

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Rates Are Not Currently Available

What is Pekin and Hartford Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Pekin and Hartford ranked among the industry ratings.

ComparisonPekinHartford
Year Founded19211810
A.M. Best RatingA-A
BBBc-A-
Financial StrengthExcellentExcellent
NAIC Complaint Ratio1.65
S&P RatingA

Pekin or Hartford: Insurance Products Offered

What coverage is available through Pekin and Hartford? Both insurance companies offer Auto, Commercial, Condo, Home, Renters, RV, and Umbrella insurance. Additional products from Pekin insurance also includes Health, Life, and Motorcycle insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Pekin Insurance and Hartford Insurance page.

InsurancePekinHartford
Auto Insurance
Commercial Insurance
Condo Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Pekin or Hartford: Ways To Save

Pekin offers a wide range of discounts to its policyholders, including Anti-theft Device, Auto/Home Bundle, and Defensive Driver (Not Available in Indiana) discounts. In contrast, Hartford also offers a few discounts that Pekin doesn’t, including Workers’ Compensation Insurance, Umbrella Insurance, and Surety & Fidelity Bonds discounts. Start taking advantage of discounts offered by insurance providers like Hartford and Pekin insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

PekinHartford
Advance IssueAuto Insurance
Anti-theft DeviceBusiness Insurance
Auto/Home BundleBusiness Owners Policy
Defensive Driver (Not Available in Indiana)Classic Car Insurance
EFTCommercial Auto Insurance
Good StudentCommercial Flood Insurance
Hybrid AutoCommercial Umbrella Insurance
Mandatory Seatbelt (Only Available in Iowa)Condo Insurance
Multi-CarData Breach Insurance
Paid-in-FullEmployment Practices Liability Insurance
Safety Equipment (Only Available in Ohio)Flood Insurance
TenureGeneral Liability Insurance
Home Insurance
Home-based Business Insurance
Management Liability Insurance
Marine Insurance
Multinational Insurance
Professional Liability Insurance
Renters Insurance
Risk Engineering
Surety & Fidelity Bonds
Umbrella Insurance
Workers’ Compensation Insurance

Pros & Cons of Pekin & Hartford

Pros

Pekin
  • High financial strength ratings by A.M Best.
  • Lots of supplemental or “add on” insurance options.
Hartford
  • Great discounts for AARP members for both auto and home.
  • High customer satisfaction ratings.

Cons

Pekin
  • A high number of negative reviews.
  • Confusing website.
  • It only serves these states: Alabama, Arizona, Arkansas, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Ohio, Pennsylvania, Tennessee, Texas, Virginia, Wisconsin.
Hartford
  • This is not the most affordable option for newer drivers and non-AARP members.
  • A high number of complaints filed.

Pekin or Hartford Mobile Apps Options

Not rated. Pekin only has an Insurance Events app on Google Play, which is intended to help you with schedules, dining information, maps and more.

The Hartford smartphone app allows users to view important documents and access a digital auto ID card. You can pay bills, file and track claims, contact an agent, access roadside assistance and more.

Pekin Mobile App
Pekin does not currently have a mobile app for insurance products.
Hartford Mobile App
iOS     3.9265 user reviews
Android     3.7513 user reviews

Pekin & Hartford Contact Info

Pekin Contact Info
Address2505 Court St, Pekin, IL 61558
Phone1-800-322-0160
Websitehttps://www.pekininsurance.com/
Facebookhttps://www.facebook.com/PekinInsurance/
Youtubehttps://www.youtube.com/user/PekinInsurance
Twitterhttps://twitter.com/pekininsurance
Linkedinhttps://www.linkedin.com/company/pekin-insurance/
Hartford Contact Info
Address690 Asylum Avenue, Hartford, CT, 06155
Phone1-800-423-6789
Websitehttps://www.thehartford.com/
Facebookhttps://www.facebook.com/TheHartford/
Youtubehttps://www.youtube.com/thehartford
Twitterhttps://twitter.com/TheHartford
Linkedinhttps://www.linkedin.com/company/the-hartford/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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