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Sentry vs. AAA Insurance
Which insurance carrier is right for you? Compare coverage, cost, and quotes from Sentry and AAA.
Compare Car Insurance Rates in Your Area
Sentry vs. AAA: What You Need to Know
Sentry insurance specializes in business insurance and its subsidiary, Dairyland, sells high-risk car insurance, which includes SR-22 and FR-44 filings.
On March 4, 1902, nine automobile clubs joined together to form the American Automobile Association. Since then, AAA has been a pioneer in the future of transportation in its fight for better roads. In 1915, AAA was the first to introduce a service for roadside service, which is one of the most valued components of an AAA membership because of its network of 13,000 facilities. Members can call or use the AAA Roadside or CAA Roadside app for android or iPhone to get help.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Sentry Overview and Auto Club Group Overview.
Sentry vs. Auto Club Group: How much are the Average Rates?
Below is a list of the average rates that drivers typically pay with Sentry and Auto Club Group. On average, Sentry charges approximately $265.37 per month while Auto Club Group comes in at around $333.89 per month. For Sentry, the cheapest state average is Washington at $273.80 per month and the most expensive is Pennsylvania at $292.68 per month. For Auto Club Group, the cheapest state average is Illinois at $206.46 per month and the most expensive is Michigan at $418.08 per month.
Average Rate
Average Rate
Average Rate
| State | Sentry | Auto Club Group |
|---|---|---|
| Illinois | - | $206.46 |
| Michigan | - | $418.08 |
| Pennsylvania | $292.68 | - |
| Washington | $273.80 | - |
Sentry vs. Auto Club Group: Rates by Number of Vehicle
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Sentry and Auto Club Group typically charge for drivers who have more than 1 vehicle.
| Number of Vehicles | Sentry | Auto Club Group |
|---|---|---|
| 1 Vehicle | $258.08 | $329.36 |
Sentry vs. Auto Club Group: Rates by Homeownership
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Sentry charges $306.71 per month and Auto Club Group charges $375.24 per month for customers who own their home.
| Own/Rent | Sentry | Auto Club Group |
|---|---|---|
| Own | $306.71 | $375.24 |
| Rent | $256.14 | $316.06 |
What is Sentry and AAA Insurance Rating?
Which car insurance company is better? We've made it easy to compare companies side by side. See how Sentry and AAA ranked among the industry ratings.
| Comparison | Sentry | AAA |
|---|---|---|
| Year Founded | 1904 | 1902 |
| A.M. Best Rating | A+ | A- |
| BBB Rating | A+ | A+ |
| Financial Strength | Excellent | Excellent |
| NAIC Complaint Ratio | 0.53 | |
| S&P Rating | A+ |
Sentry or AAA: Insurance Products Offered
What coverage is available through Sentry and AAA? Both insurance companies offer Auto, Commercial, Home, and Life insurance. Additional products from Triple-A insurance also includes Renters and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Sentry and Auto Club Group Insurance page.
| Insurance | Sentry | AAA |
|---|---|---|
| Auto Insurance | ✔ | ✔ |
| Commercial Insurance | ✔ | ✔ |
| Home Insurance | ✔ | ✔ |
| Life Insurance | ✔ | ✔ |
| Renters Insurance | ✔ | |
| RV Insurance | ✔ | |
| SR22/FR44 | ✔ | |
Sentry or AAA: Ways To Save
AAA offers a wide range of discounts to its policyholders, including Good Student, Loyalty, and Multi-policy discounts. In contrast, Sentry also offers a few discounts that AAA doesn’t, including Vehicle Safety Features, Transfer, and Payment Frequencys discounts. Start taking advantage of discounts offered by insurance providers like AAA and Sentry insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
| Sentry | AAA |
|---|---|
| Driving Course Discounts | Good Driver Discount |
| Homeowners Discount | Good Student Discount |
| Multi-vehicle Discount | Loyalty Discount |
| Payment Frequency Discounts | Multi-policy Discount |
| Transfer Discount | Multi-vehicle Discount |
| Vehicle Safety Feature Discounts | Verified Mileage Discount |
Pros & Cons of Sentry & AAA
Pros
Sentry
- Sentry offers a comprehensive suite of business insurance products.
- Sentry offers high-risk insurance through Dairyland Insurance.
AAA
- With a membership with AAA means discounts and services like identity theft.
- Membership can be valuable for frequent travelers.
Cons
Sentry
- Sentry does not offer basic car insurance to the average driver, only high-risk drivers through Dairyland and auto insurance for business fleets and cars.
AAA
- The annual fee for membership.
- Membership required to buy car insurance.
Sentry or AAA Mobile Apps Options
The Sentry Mobile parking app is available for iOS and Android. The app interacts with your parking meter in real-time and lets you buy time on an MPS parking meter. You can also access a map of nearby meters and parking space availability.
On March 4, 1902, nine automobile clubs joined together to form the American Automobile Association. Since then, AAA has been a pioneer in the future of transportation in its fight for better roads. In 1915, AAA was the first to introduce a service for roadside service, which is one of the most valued components of an AAA membership because of its network of 13,000 facilities. Members can call or use the AAA Roadside or CAA Roadside app for android or iPhone to get help.
| Sentry Mobile App | ||
|---|---|---|
| iOS | 2.7 | 5 user reviews |
| Android | 3.1 | 8 user reviews |
| AAA Mobile App | ||
|---|---|---|
| iOS | 4.6 | 6.4K user reviews |
| Android | 4.3 | 4,061 user reviews |
Sentry & AAA Contact Info
| Sentry Contact Info | |
|---|---|
| Address | 1800 North Point Drive, Stevens Point, WI 54481 |
| Phone | 1 (800) 473-6879 |
| Website | https://www.sentry.com/ |
| https://www.facebook.com/SentryInsurance/ | |
| https://twitter.com/SentryInsurance | |
| Youtube | https://www.youtube.com/channel/UC8e_0-7XichFIuDa-JI54gQ |
| https://www.linkedin.com/company/sentry/ | |
| AAA Contact Info | |
|---|---|
| Address | 1225 Freeport Pkwy, Coppell, TX 75019, US |
| Phone | 1-877-387-8378 |
| Website | https://www.aaa.com/ |
| https://www.facebook.com/AAAFanPage/ | |
| Youtube | https://www.youtube.com/user/AAA |
| https://twitter.com/AAA4lyfe | |
| https://www.linkedin.com/company/aaa/ | |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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