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Sentry vs. Farm Bureau Insurance

Which insurance carrier is right for you? Compare ratings, rates, and quotes from Sentry and Farm Bureau.

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Sentry vs. Farm Bureau: What You Need to Know

Sentry insurance specializes in business insurance and its subsidiary, Dairyland, sells high-risk car insurance, which includes SR-22 and FR-44 filings.

In 1939, in Des Moines, Iowa, Farm Insurance Company was founded to meet the liability insurance needs of farmers. As the company grew and opened offices in other states, it expanded its product line to include car, home, and life insurance as well as other types of coverage. By the year 1996, the holding company, FBL Financial Group, was listed on the New York Stock Exchange. The company was formerly known as Farm Bureau Mutual Insurance Company but was reorganized and renamed in 2010. Today, the company goes by the name Farm Bureau Financial Services and is known for its superior car and home insurance products. It has around 1,600 employees and 4,000 field associates in different states.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Sentry Overview and Farm Bureau Mutual (IA Group) Overview.

Sentry vs. Farm Bureau Mutual (IA Group): How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Sentry and Farm Bureau Mutual (IA Group). On average, Sentry charges approximately $265.37 per month while Farm Bureau Mutual (IA Group) comes in at around $119.77 per month. For Sentry, the cheapest state average is Washington at $273.80 per month and the most expensive is Pennsylvania at $292.68 per month. For Farm Bureau Mutual (IA Group), the cheapest state average is Arizona at $116.14 per month and the most expensive is Arizona at $116.14 per month.

Sentry

Average Rate

$265.37
Farm Bureau Mutual (IA Group)

Average Rate

$119.77
National

Average Rate

$133.59
State Sentry Farm Bureau Mutual (IA Group)
Arizona- $116.14
Pennsylvania $292.68 -
Washington $273.80 -

Sentry vs. Farm Bureau Mutual (IA Group): Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Sentry and Farm Bureau Mutual (IA Group) typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Sentry Farm Bureau Mutual (IA Group)
1 Vehicle $258.08 $116.80

Sentry vs. Farm Bureau Mutual (IA Group): Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Sentry charges $306.71 per month and Farm Bureau Mutual (IA Group) charges $113.47 per month for customers who own their home.

Own/Rent Sentry Farm Bureau Mutual (IA Group)
Own $306.71 $113.47
Rent $256.14 $125.33

What is Sentry and Farm Bureau Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Sentry and Farm Bureau ranked among the industry ratings.

ComparisonSentryFarm Bureau
Year Founded19041939
A.M. Best RatingA+A
BBB RatingA+A+
Financial StrengthExcellentExcellent
NAIC Complaint Ratio0.92

Sentry or Farm Bureau: Insurance Products Offered

What coverage is available through Sentry and Farm Bureau? Both insurance companies offer Auto, Commercial, Home, and Life insurance. Additional products from Farm Bureau insurance also includes Condo, Farm, Health, Motorcycle, Renters, RV, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Sentry and Farm Bureau Mutual (IA Group) Insurance page.

InsuranceSentryFarm Bureau
Auto Insurance✔✔
Commercial Insurance✔✔
Condo Insurance✔
Farm Insurance✔
Health Insurance✔
Home Insurance✔✔
Life Insurance✔✔
Motorcycle Insurance✔
Renters Insurance✔
RV Insurance✔
SR22/FR44✔
Umbrella Insurance✔

Sentry or Farm Bureau: Ways To Save

Sentry offers a wide range of discounts to its policyholders, including Homeowners, Multi-vehicle, and Payment Frequencys discounts. In contrast, Farm Bureau also offers a few discounts that Sentry doesn’t, including Safe Young Driver, Low Mileage, and Good Student discounts. Start taking advantage of discounts offered by insurance providers like Farm Bureau and Sentry insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

SentryFarm Bureau
Driving Course DiscountsClaim Free Discount
Homeowners DiscountContinued In-Force Credit
Multi-vehicle DiscountDiscounts for Multiple Cars
Payment Frequency DiscountsDriven to Safety Discount
Transfer DiscountDriveology: The Science of Save Driving®
Vehicle Safety Feature DiscountsFarm Bureau Member’s Choice
Good Student Discount
Low Mileage Discount
Safe Young Driver Discount

Pros & Cons of Sentry & Farm Bureau

Pros

Sentry
  • Sentry offers a comprehensive suite of business insurance products.
  • Sentry offers high-risk insurance through Dairyland Insurance.
Farm Bureau
  • Farm Bureau has high customer satisfaction.
  • The company has a young driver program, which offers young drivers a 25% discount for completing its safe driving program.
  • Affordable rates and transparent pricing.

Cons

Sentry
  • Sentry does not offer basic car insurance to the average driver, only high-risk drivers through Dairyland and auto insurance for business fleets and cars.
Farm Bureau
  • Must have a Farm Bureau membership to get insurance.

Sentry or Farm Bureau Mobile Apps Options

The Sentry Mobile parking app is available for iOS and Android. The app interacts with your parking meter in real-time and lets you buy time on an MPS parking meter. You can also access a map of nearby meters and parking space availability.

The Farm Bureau Member Benefits app is available for iOS and Android. This mobile app offers some benefits and services including financial services and insurance products, entertainment discounts at local attractions, savings on hotels, rental cars, vehicles, retail items and more.

Sentry Mobile App
iOS     2.75 user reviews
Android     3.18 user reviews
Farm Bureau Mobile App
iOS     3.815 user reviews
Android     3.199 user reviews

Sentry & Farm Bureau Contact Info

Sentry Contact Info
Address1800 North Point Drive, Stevens Point, WI 54481
Phone1 (800) 473-6879
Websitehttps://www.sentry.com/
Facebookhttps://www.facebook.com/SentryInsurance/
Twitterhttps://twitter.com/SentryInsurance
Youtubehttps://www.youtube.com/channel/UC8e_0-7XichFIuDa-JI54gQ
Linkedinhttps://www.linkedin.com/company/sentry/
Farm Bureau Contact Info
Address5400 University Avenue West Des Moines, IA 50266-5997
Phone1-866-399-3237
Websitehttps://www.fbfs.com/
Facebookhttps://www.facebook.com/FarmBureauFinancialServices
Twitterhttps://twitter.com/fbfs
Youtubehttps://www.youtube.com/user/FarmBureauFinclSvcs
Linkedinhttps://www.linkedin.com/company/farm-bureau-financial-services/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

About the Author
Fran Majidi
Fran Majidi
Insurance Expert

Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.

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