Safety Group vs. Hartford Insurance

Which insurance carrier is right for you? Compare products, ratings, and quotes from Safety Group and Hartford Insurance.

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Safety Group vs. Hartford: What You Need to Know

Since 1979 when Safety Insurance was founded, the company has grown and expanded to become one of the leading providers of a full range of property and casualty insurance products in Massachusetts, New Hampshire and Maine.

In 1810, Nathaniel Terry was the president of a small fire insurance company which, 15 years later, wrote a policy for Yale University. In 1835, a large fire destroyed most of the buildings in New York City’s Financial District and all claims were paid. In 1861, the Hartford provided protection for president-elect Abraham Lincoln’s Illinois home after he arranged to move to the White House. In 1871, a fire ravaged more than three square miles of Chicago, and Hartford took care of the casualties. In 1906, 500 city blocks in San Francisco were destroyed by an earthquake and fires. The Hartford paid over $11 million in damages. In 1913, The Hartford formed the Accident and Indemnity Company, providing improved automobile and property coverage for fires, accidents, liability and more. In 1920, the company covered Baby Ruth with a policy. Years later, they even protected President Dwight Eisenhower’s 190-acre farm, where he hosted world leaders. In 1931, the Hartford insured the Hoover Dam, in 1937 the Golden Gate Bridge. In 1959, they insured the St. Lawrence Seaway. In 1947 The Hartford established the Junior Fire Marshal program, which has been teaching fire prevention and safety to millions of children. In 1983, a dedicated small business service center was formed to meet the new demands for businesses. In 1984, The Hartford became the exclusive provider of home and auto insurance for AARP members and the Hartford Center for Mature Market Excellence was established to empower mature adults. In 2001 the company paid over $850 million in claims after the 9/11 terror attacks. Since 1994, The Hartford has been a sponsor of the U.S. Paralympics. Since 2003, they’ve participated in the Ability Equipped program, which provides access to adaptive sports and equipment for people with disabilities across the country. The year 2010 was The Hartford’s 200th anniversary. Since its inception, the company has been named a World’s Most Ethical Company 11 times by the Ethisphere Institute.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Safety Group Overview and Hartford Overview.

Safety Group vs. Hartford: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Safety Group and Hartford. On average, Safety Group charges approximately $110.08 per month while Hartford comes in at around $192.06 per month. For Safety Group, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month. For Hartford, the cheapest state average is California at $192.06 per month and the most expensive is California at $192.06 per month.

Safety Group

Average Rate

$110.08
Hartford

Average Rate

$192.06
National

Average Rate

$133.59
State Safety Group Hartford
California- $192.06

Safety Group vs. Hartford: Rates by Number of Vehicle

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Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Safety Group and Hartford typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Safety Group Hartford
1 Vehicle $ $184.45
2 Vehicles $ $277.50

Safety Group vs. Hartford: Rates by Homeownership

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Rates Are Not Currently Available

What is Safety Group and Hartford Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Safety Group and Hartford ranked among the industry ratings.

ComparisonSafety GroupHartford
Year Founded19791810
A.M. Best RatingAA
BBB RatingA+A-
Financial StrengthExcellentExcellent
NAIC Complaint Ratio1.65
S&P RatingA

Safety Group or Hartford: Insurance Products Offered

What coverage is available through Safety Group and Hartford? Both insurance companies offer Auto, Commercial, Home, and Renters insurance. Additional products from Hartford insurance also includes Condo, RV, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Safety Group and Hartford Insurance page.

InsuranceSafety GroupHartford
Auto Insurance
Commercial Insurance
Condo Insurance
Home Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Safety Group or Hartford: Ways To Save

Safety Group offers a wide range of discounts to its policyholders, including Loss Free Credits, Loyaltys, and Multi-policys discounts. However, Hartford also offers a few discounts that Safety Group doesn’t, including Vehicle Fuel Type (Hybrid or Electric Vehicles), Paid-in-Full, and Good Student discounts. Start taking advantage of discounts offered by insurance providers like Hartford and Safety Group insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Safety GroupHartford
e-Customer DiscountAirbags Discount
Loss Free CreditsAnti-theft Device Discount
Loyalty DiscountsBundle Insurance Savings
Multi-policy DiscountsDefensive Driver Course
New Home CreditDriver Training Discount
Safe Driving DiscountGood Student Discount
Student DiscountsPaid-in-Full Discount
Vehicle Fuel Type (Hybrid or Electric Vehicles)

Pros & Cons of Safety Group & Hartford

Pros

Safety Group
  • Great resources for driver safety.
  • Many discounts for young drivers.
Hartford
  • Great discounts for AARP members for both auto and home.
  • High customer satisfaction ratings.

Cons

Safety Group
  • Safety Insurance only writes insurance in Massachusetts, Maine, and New Hampshire.
Hartford
  • This is not the most affordable option for newer drivers and non-AARP members.
  • A high number of complaints filed.

Safety Group or Hartford Mobile Apps Options

The Safety Insurance Mobile app allows access to your policy, 24 hours a day, 7 days a week. You can use it to report a claim, schedule an inspection or submit photos of the damages and/or claim scene. You can also access claim information and view copies of vehicle appraisals.

The Hartford smartphone app allows users to view important documents and access a digital auto ID card. You can pay bills, file and track claims, contact an agent, access roadside assistance and more.

Safety Group Mobile App
iOS     2.48 user reviews
Android     3.5153 user reviews
Hartford Mobile App
iOS     3.9265 user reviews
Android     3.7513 user reviews

Safety Group & Hartford Contact Info

Safety Group Contact Info
Address20 Custom House Street, Boston, MA 02110
Phone1 (800) 951-2100
Websitehttps://www.safetyinsurance.com/
Facebookhttps://www.facebook.com/safetyinsurance/
Youtubehttps://www.youtube.com/channel/UCcSbxDPCiLjpXSu-Y67aRvQ
Twitterhttps://twitter.com/safetyins
Linkedinhttps://www.linkedin.com/company/safety-insurance/
Hartford Contact Info
Address690 Asylum Avenue, Hartford, CT, 06155
Phone1-800-423-6789
Websitehttps://www.thehartford.com/
Facebookhttps://www.facebook.com/TheHartford/
Youtubehttps://www.youtube.com/thehartford
Twitterhttps://twitter.com/TheHartford
Linkedinhttps://www.linkedin.com/company/the-hartford/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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