How SmartFinancial Works
- Answer Questions. Don’t worry, it’s easy, free, and only takes 3 minutes.
- We’ll sort through over 200 insurance companies and find the best rates available in your area. We’ll even check for discounts..
- Compare the offers, learn more about each company, and filter the options any way you want.Take your time to review the offers and find the policy that is right for you.
- We’ll continue to monitor your profile and analyze the rates in your local area to make sure you don't overpay. If a better more affordable option becomes available we'll alert you.
The reason why age is a factor in determining pricing is because insurance companies look at data that predicts risk. Younger drivers are statistically known to be involved in more car accidents than older drivers who have more driving experience. On the other end of the spectrum, older drivers also pose higher risks.