SmartFinancial is an insurance technology company that's rebuilding how people shop for, understand, and buy insurance. We've helped more than 50 million people find better coverage, and we're just getting started.













Our technology platform does the hard work for you, comparing real quotes from top-rated carriers in minutes, matching you with the right coverage for your life, and connecting you with local agents and carriers in your area when you want that personal touch. No long forms, no endless phone calls, no guesswork. Just a smarter, faster way to buy insurance.
Tell us about yourself once, and we do the comparison shopping across dozens of top-rated carriers.
Our matching technology surfaces the coverage options that actually fit your situation, in minutes, not days.
If you'd rather talk it through, our licensed insurance concierges are a phone call away. No pressure, no scripts.
Auto, home, renters, life, health, and commercial insurance, all in one place.
Behind every quote is technology we've spent over a decade building. Our proprietary platform uses data and machine learning to:
Match each shopper to the carriers most likely to offer them the best rate, not just the biggest advertisers.
Automatically surface discounts people don't know to ask for.
Give agents and carriers cleaner, more relevant connections to the right customers.
It's the same technology backbone whether you're a consumer comparing your renewal, an agent growing your book of business, or a carrier looking to reach the right customers at the right moment.
SmartFinancial gives agents, brokers, MGAs, and carriers access to one of the largest, most established networks in insurance, backed by a platform built to deliver quality, not just volume. Learn More →
Our technology helps you spend less time chasing and more time serving the right customers.
Real-time API integrations that plug into your existing workflow, however you're set up.
Real account managers who help you optimize, not just hand you a dashboard.
A nationwide network of insurance shoppers, across every major line of coverage.
We're insurance people and technology people: engineers, data scientists, licensed agents, and industry veterans, united by one belief: insurance should work harder for the people who buy it.
If you like solving hard problems in an industry that's overdue for better technology, we'd love to talk. Explore Open Roles →
A few of our recent awards celebrating our people and innovation.













Penny is our self-proclaimed insurance nerd, part piggy bank, part encyclopedia, all about saving you money. Penny fact-checks our content, calls out the details that actually matter, and lives by one rule: always compare before you buy. Cute, but ruthless when it comes to overpriced premiums.