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Recent Insurance Guides & Articles

The SmartFinancial blog is filled with advice and assistance on all your insurance questions.

Commercial Insurance

Starting a Business in California Made Easy

As a densely populated state, California boasts multiple thriving industries and millions of sucessful small business that include retail shops, salons, spas, gas stations and more.

Commercial Insurance

Retail Insurance: What Kind of Insurance Does My Business Need?

In a brick-and-mortar shop, customers are prone to accidents, like twisting an ankle or having a slip-and-fall accident. In a storefront, there is foot traffic, employees and equipment and you never know when there will be an unexpected mishap. Accidents aren’t the only part of this picture either.

Commercial Insurance

What's Business Owner Policy Insurance?

Insurance for business owners often feels like a guessing game, unless you have a reputable agent giving you honest guidance. If you’re looking for business insurance and are confused, you can be matched with an agent who can answer all your questions.

Commercial Insurance

How to Start a Small Business that Succeeds

Small businesses in the U.S employed over 48% of the private workforce in 2013, according to the Small Business Administration. That translates to 1.1 million jobs! In 2015, employment rose 2.2% in this sector. Currently, there are more than 28 million small businesses in the U.S.

Commercial Insurance

What Kind of Small Business Insurance Do I Need?

Business owners do not need to offer health insurance if they have fewer than 50 full-time employees. Even when providing health insurance to employees isn’t required, it’s wise to find out how much you can save with a health insurance tax credit, which is guaranteed.

Commercial Insurance

I Opened Up Shop! Do I Need Commercial Property Insurance?

All business owners with a physical location need commercial office space insurance that covers the building. If you own your own business but work from home, you’ll still need commercial property insurance.

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14 Ways to Lower Business Expenses

Often, costs take on a life of their own and begin to really eat away at profits if you don’t take care to control them. Sometimes, a business’s inner workings can become so complicated that we overlook the simple and obvious changes we can make to improve our business practices. “A penny saved is a penny earned” could not be any more true.

Commercial Insurance Articles

Commercial Insurance 101: The Basics

Commercial Insurance

Workers’ Compensation Insurance: How Does it Work?

Learn how workers compensation insurance works for businesses. Understand the benefits of workers’ comp for employers and employees. Find out more about it today.

Commercial Insurance

Commercial Insurance Coverage: What Is Property Insurance?

Commercial property insurance is insurance coverage that protects the business from perils like theft or fire. Discover more about property insurance coverage.

Commercial Insurance

Commercial Insurance Policy: What Is General Liability Insurance?

Business/commercial general liability insurance is the most essential type of business insurance you can have, regardless of the size of your company.

Commercial Insurance

Does My Company Need Business Insurance?

It is essential to protect your assets against losses from property damage and liability claims. Hear more about the importance of business insurance.

Commercial Insurance

Insurance Basics: What Is Business Insurance?

Business insurance protects a company’s financial assets, intellectual property, physical property, and liability from a covered loss. Learn more about business insurance.

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