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Recent Insurance Guides & Articles

The SmartFinancial blog is filled with advice and assistance on all your insurance questions.

Commercial Insurance

How to Start a Small Business that Succeeds

Small businesses in the U.S employed over 48% of the private workforce in 2013, according to the Small Business Administration. That translates to 1.1 million jobs! In 2015, employment rose 2.2% in this sector. Currently, there are more than 28 million small businesses in the U.S.

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What Kind of Small Business Insurance Do I Need?

Business owners do not need to offer health insurance if they have fewer than 50 full-time employees. Even when providing health insurance to employees isn’t required, it’s wise to find out how much you can save with a health insurance tax credit, which is guaranteed.

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All You Need to Know if You're a Landlord (or Are Thinking of Becoming One)

Whatever your reasons are for becoming a landlord, you should have the right kind of policy in place before you let people take over your second home. There are instances when homeowners insurance suffices but sometimes you need a landlord policy.

Commercial Insurance

5 Types of Commercial Insurance: Which Does Your Business Need?

Commercial insurance was designed to protect not only a business but its owners and employees, who may be held responsible for costly damages. While there are variations on how different commercial policies are sold, the coverages remain the same.

Commercial Insurance

14 Ways to Lower Business Expenses

Often, costs take on a life of their own and begin to really eat away at profits if you don’t take care to control them. Sometimes, a business’s inner workings can become so complicated that we overlook the simple and obvious changes we can make to improve our business practices. “A penny saved is a penny earned” could not be any more true.

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14 Ways to Lower Business Expenses

Often, costs take on a life of their own and begin to really eat away at profits if you don’t take care to control them. Sometimes, a business’s inner workings can become so complicated that we overlook the simple and obvious changes we can make to improve our business practices. “A penny saved is a penny earned” could not be any more true.

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