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Recent Insurance Guides & Articles.

SmartFinancial is here to answer any of your tough insurance questions.

Home Insurance

Hurricane Barry Due to Thrash Southern Louisiana

Hurricane Katrina, Hurricane Irma, Hurricane Harvey and Hurricane Jose didn’t help Hurricane Barry much because it’s estimated that many people in the area are without home and flood insurance, which means they will be left the task of footing the bill of rebuilding their homes without much assistance.

Home Insurance

How Renovations and Home Improvements Affect Home Insurance

Did you make improvements to your home or are you considering renovations? If so, chances are that homeowners insurance is the last thing on your mind. It should be the first.

Home Insurance

Earthquakes: When Homeowners Insurance Is Not Enough

Even though it’s a good idea to protect your home with bolts, bolting down your home and structures won’t help much if the ground beneath doesn’t hold together. It’s always important to be insured in case a large earthquake strikes.

Home Insurance

Is Tree Removal Covered by Home Insurance?

Keep in mind that in order to get paid for the tree removal you will have to first pay your deductible. Your deductible costs anywhere between $250 and $1,000 so it may make sense for you to pay for the tree removal out-of-pocket. Also, your rate may go up if you file a claim. Is it worth it?

Health Insurance

What’s the Difference Between Medicare Advantage and Medicare Supplements

If you consider that an $86,000 surgery (heart bypass surgery average) has a copay of $17,000, you should really consider investing in a small premium for a very important coverage. We can help.

Auto Insurance

Legal Marijuana States - Will Car Insurance Rates Go Sky High?

The most difficult part of testing is determining whether the accident was caused by alcohol use or marijuana use when the two are used simultaneously. And often, they are used together so it’s impossible to isolate one from the other when analyzing accidents.

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