call

Auto Insurance Companies: Lists, Reviews, and Rates.

We’ve done all the hard work for you and reviewed some of the biggest and best car insurance companies in the nation.

Compare Car Insurance Rates in Your Area

Car Insurance Company Reviews

Drivers in the US have a lot of options when it comes to car insurance. With hundreds of companies and coverage options it can be a bit overwhelming. We wanted to make things easier so we researched and reviewed some of the top companies around. Every company has pros and cons and offers different discounts to its customers. Cost is a big factor as well. As you can see, our in-house reporting has uncovered a wide range of average prices. Check out the information below and when you’re ready, you can compare quotes here.

Average Car Insurance Cost by Company

Bets car Insurance Companies

Which Company has the Cheapest Car Insurance?

Average Car Insurance Cost by Company

We collected coverage and price data from 0 of the biggest car insurance companies to see how they compare. We compiled data from . Using our in-house reporting, we were able to identify the average rate per month that these companies typically offer their customers. Keep in mind, this is just an estimate. Rates can vary drastically depending on your age, location, and driving history.

Best Car Insurance Companies

Cost is just one factor in determing the auto insurance coverage to purchase. We were curious how the best insurance companies ranked according to 3rd-party groups including BBB, A.M Best, NAIC, and Moody’s. Each of these organizations have their own criteria for ranking a company’s service and customer satisfaction.

BBB Rating - Better Business Bureau

The Better Business Bureau or (BBB) helps consumers find businesses and charities they can trust by issuing ratings and allowing customers to write reviews and file complaints.

A.M Best Rating

AM Best is a credit rating agency that focuses on the insurance industry. They issue financial-strength ratings measuring companies' ability to pay claims to their policyholders.

NAIC Complaint Index

The NAIC or National Association of Insurance Commissioners that help state insurance regulators implement best practices, standards and conduct peer reviews.

Moody’s

The Moody’s Corporation is a financial services company that assigns credit ratings to companies that measure the ability for the company to make back debt.

CompanyBBB RatingA.M. BestNAIC Complaint IndexMoody's Rating
AllstateA-A+1.03Aa3
FarmersA+A-0.08A2
State FarmAA++2.58A
TravelersA+A+0.0Aa2
NationwideA+A+0.38A1
American FamilyA+A0.64A
Liberty MutualA-A4.55A2
USAAB-A++1.01Aa1

Which Company has the Cheapest Car Insurance?

For many drivers the biggest determining factor comes down to price. Everyone wants good quality coverage that they can afford. We monitored thousands of quotes provided to customers from car insurance companies and identified the cheapest average rates. Below we have ranked the top rated companies in order from least to most expensive. Keep in mind, these are just averages and many factors determine the actual quote you will receive.

RankCompanyAvg monthly rate
1 Kemper Personal Insurance $0.00 / month
2 American National P&C $51.54 / month
3 American National P $54.51 / month
4 Concord Group $69.07 / month
5 Countryway Insurance $76.67 / month
6 North Carolina Farm Bureau $86.41 / month
7 Bear River $92.64 / month
8 Buckeye Insurance Group $92.69 / month
9 Pekin Insurance $96.79 / month
10 MMG Insurance Company $96.98 / month
11 Virginia Farm Bureau $97.02 / month
12 Utica National Ins Group $98.80 / month
13 Co-Operative Ins Companies $100.90 / month
14 PEMCO $101.07 / month
15 SECURA Insurance $102.35 / month
16 Clearcover $105.86 / month
17 General Casualty $107.64 / month
18 Ohio Mutual Ins Group $108.47 / month
19 IMT Insurance Company $109.64 / month
20 Ameriprise Group $109.67 / month
21 Partners Mutual Insurance Co $109.96 / month
22 Farm Bureau of ID Group $110.80 / month
23 Indiana Farmers Mutual Ins $111.38 / month
24 Farm Bureau Mutual (IA Group) $113.07 / month
25 Kentucky Farm Bureau $115.17 / month
26 Farmers Mutual of Nebraska $115.24 / month
27 EMC Insurance $117.54 / month
28 West Bend Mutual $119.37 / month
29 Mississippi Farm Bureau $120.98 / month
30 New Jersey Manufacturers $121.20 / month
31 USAA $121.38 / month
32 Oregon Mutual $122.68 / month
33 Peerless Insurance Company $123.00 / month
34 GAINSCO Auto Insurance $125.29 / month
35 Capital Insurance Group $127.22 / month
36 Jupiter Auto Insurance $128.37 / month
37 Commerce Group Inc $128.54 / month
38 Texas Farm Bureau Group $129.38 / month
39 MO Farm Bureau Services $130.60 / month
40 Safety Group $132.75 / month
41 Nodak Mutual $133.42 / month
42 Unigard $133.69 / month
43 Tennessee Farmers $134.00 / month
44 Plymouth Rock Assurance $135.30 / month
45 Direct Auto $135.53 / month
46 United Farm Bureau of IN Group $135.93 / month
47 Auto-Owners Insurance Co $136.19 / month
48 Titan $136.19 / month
49 Patriot Group $136.74 / month
50 Grinnell Mutual $137.96 / month
51 Verti Insurance $138.73 / month
52 Western Reserve $139.39 / month
53 Erie $139.42 / month
54 Rural Mutual Insurance $140.38 / month
55 Norfolk and Dedham Group $141.86 / month
56 Umialik Insurance $141.95 / month
57 Penn National $142.66 / month
58 Mutual Of Enumclaw $143.53 / month
59 Southern Farm Bureau $144.39 / month
60 Western National $144.96 / month
61 Georgia Farm Bureau $151.13 / month
62 North Star $153.34 / month
63 Columbia Insurance Group $154.44 / month
64 Rockford Mutual Insurance $156.26 / month
65 Country $156.26 / month
66 Union Mutual Fire Group $158.81 / month
67 State Farm $161.07 / month
68 Oklahoma Farmers Union $162.27 / month
69 ACCC Insurance Company $164.57 / month
70 Hastings Mutual Insurance Co $166.81 / month
71 American Family $171.28 / month
72 Cincinnati Insurance $172.85 / month
73 Cameron Mutual Group $173.98 / month
74 ACE American Pool $175.70 / month
75 Celina Insurance Group $176.09 / month
76 Arbella Insurance Group $176.76 / month
RankCompanyAvg monthly rate
77 National General $176.82 / month
78 Travelers $178.80 / month
79 SAFECO $178.94 / month
80 First Chicago Insurance $181.08 / month
81 Grange $181.47 / month
82 California Capital $184.67 / month
83 Westfield $185.31 / month
84 Pure Companies Grp $186.32 / month
85 Colorado Farm Bureau Mutual $189.41 / month
86 Acuity $189.78 / month
87 Auto Club $196.36 / month
88 Atlantic States Insurance $198.02 / month
89 National Grange Mutual $198.18 / month
90 Vermont Mutual $198.30 / month
91 ALFA $199.70 / month
92 National Farmers Union P&C $200.08 / month
93 CSAA $200.13 / month
94 Motorists Mutual $201.72 / month
95 Kemper Auto Premium $201.78 / month
96 Farm Bureau Ins of MI $203.03 / month
97 National Farmers Union P $204.97 / month
98 Quincy Mutual $206.91 / month
99 21st Century $208.67 / month
100 Hartford $211.12 / month
101 Nationwide $211.61 / month
102 Grange Mutual $212.93 / month
103 GMAC Insurance Group $213.49 / month
104 Shelter $214.72 / month
105 Oklahoma Farm Bureau $217.13 / month
106 Alliance United $217.18 / month
107 Frankenmuth Mutual $218.73 / month
108 MEEMIC Insurance Company $219.62 / month
109 Mercury $220.62 / month
110 Hallmark Insurance Group $222.75 / month
111 Chubb $224.92 / month
112 Allied $227.24 / month
113 State Auto $229.12 / month
114 Workmen's Auto $231.70 / month
115 Iowa Mutual $233.70 / month
116 Allstate $236.58 / month
117 Pioneer State Mutual Ins Co $241.34 / month
118 Republic Indemnity $246.30 / month
119 Direct General Insurance $247.28 / month
120 Esurance $249.67 / month
121 Electric $252.78 / month
122 Dairyland $262.82 / month
123 Southern Ins Co of Virginia $264.53 / month
124 Victoria $265.66 / month
125 Donegal Mutual Insurance Co $271.26 / month
126 American Independent Ins Co $271.33 / month
127 Automobile Club of Missouri $271.82 / month
128 Safe Auto $272.69 / month
129 Safeway $272.88 / month
130 Metropolitan $275.88 / month
131 Farmers $279.47 / month
132 Permanent General $287.22 / month
133 Sentry $288.28 / month
134 Kemper Auto | Infinity $297.99 / month
135 Unitrin $303.74 / month
136 Liberty Mutual $304.04 / month
137 Wolverine Mutual $306.35 / month
138 Auto Club Group $309.80 / month
139 Bristol West $312.45 / month
140 New York Central Mutual Fire $323.38 / month
141 Encompass $345.15 / month
142 Dairyland Auto $375.25 / month
143 Tower Insurance Company of New York $382.49 / month
144 United Automobile Ins Group $386.88 / month
145 Home State Ins Group $409.63 / month
146 Allmerica $417.90 / month
147 Maryland Auto Insurance Fund $433.76 / month
148 AIG $440.68 / month
149 Hanover $463.22 / month
150 Loya Insurance $487.22 / month
151 Central Mutual Insurance Co $493.62 / month
152 Preferred Mutual $534.04 / month
153 General Agents Group $592.69 / month

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

Compare Insurance Rates for Free.

Enter your zip code, answer a few questions, and compare rates in less than 3 minutes.