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Auto Insurance Companies: Lists, Reviews, and Rates.

We’ve done all the hard work for you and reviewed some of the biggest and best car insurance companies in the nation.

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Car Insurance Company Reviews

Drivers in the US have a lot of options when it comes to car insurance. With hundreds of companies and coverage options it can be a bit overwhelming. We wanted to make things easier so we researched and reviewed some of the top companies around. Every company has pros and cons and offers different discounts to its customers. Cost is a big factor as well. As you can see, our in-house reporting has uncovered a wide range of average prices. Check out the information below and when you’re ready, you can compare quotes here.

Average Car Insurance Cost by Company

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Which Company has the Cheapest Car Insurance?

Average Car Insurance Cost by Company

We collected coverage and price data from 0 of the biggest car insurance companies to see how they compare. We compiled data from . Using our in-house reporting, we were able to identify the average rate per month that these companies typically offer their customers. Keep in mind, this is just an estimate. Rates can vary drastically depending on your age, location, and driving history.

Best Car Insurance Companies

Cost is just one factor in determing the auto insurance coverage to purchase. We were curious how the best insurance companies ranked according to 3rd-party groups including BBB, A.M Best, NAIC, and Moody’s. Each of these organizations have their own criteria for ranking a company’s service and customer satisfaction.

BBB Rating - Better Business Bureau

The Better Business Bureau or (BBB) helps consumers find businesses and charities they can trust by issuing ratings and allowing customers to write reviews and file complaints.

NAIC Complaint Index

The NAIC or National Association of Insurance Commissioners that help state insurance regulators implement best practices, standards and conduct peer reviews.

Moody’s

The Moody’s Corporation is a financial services company that assigns credit ratings to companies that measure the ability for the company to make back debt.

CompanyBBB RatingNAIC Complaint IndexMoody's Rating
AllstateA-1.03Aa3
FarmersA+0.08A2
State FarmA2.58A
TravelersA+0.0Aa2
NationwideA+0.38A1
American FamilyA+0.64A
Liberty MutualA-4.55A2
USAAB-1.01Aa1

Which Company has the Cheapest Car Insurance?

For many drivers the biggest determining factor comes down to price. Everyone wants good quality coverage that they can afford. We monitored thousands of quotes provided to customers from car insurance companies and identified the cheapest average rates. Below we have ranked the top rated companies in order from least to most expensive. Keep in mind, these are just averages and many factors determine the actual quote you will receive.

RankCompanyAvg monthly rate
1 SECURA Insurance $79.34 / month
2 Pekin Insurance $93.41 / month
3 NatGen PPA $102.84 / month
4 SafeAuto $106.34 / month
5 Farm Bureau Mutual (IA Group) $122.28 / month
6 USAA $126.42 / month
7 Kemper Auto Premier $127.65 / month
8 Auto-Owners Insurance Co $127.75 / month
9 National General RAD $128.45 / month
10 Erie $129.66 / month
11 Safety Group $131.82 / month
12 New Jersey Manufacturers $132.98 / month
13 Clearcover $134.65 / month
14 New York Central Mutual Fire $139.69 / month
15 Country $146.00 / month
16 Norfolk and Dedham Group $146.06 / month
17 State Farm $158.89 / month
18 Cincinnati Insurance $161.00 / month
19 Plymouth Rock Assurance $164.57 / month
20 Penn National $165.23 / month
21 Mercury Insurance $165.57 / month
22 Atlantic States Insurance $168.43 / month
23 Arbella Insurance Group $169.59 / month
24 Hastings Mutual Insurance Co $170.80 / month
25 MEEMIC Insurance Company $173.89 / month
26 Travelers $174.19 / month
27 California Capital $180.81 / month
28 Kemper Personal Insurance $183.42 / month
29 ACE American Pool $183.49 / month
30 Grange $183.93 / month
31 21st Century $184.48 / month
32 Nationwide $185.94 / month
33 Safeco $188.17 / month
34 National General Value $189.05 / month
35 Quincy Mutual $189.36 / month
36 Wolverine Mutual $190.74 / month
37 Mercury $192.62 / month
38 Vermont Mutual $193.94 / month
39 Pioneer State Mutual Ins Co $194.96 / month
40 American Family $196.12 / month
41 Victoria $198.06 / month
42 Farm Bureau Ins of MI $200.03 / month
43 Chubb $203.65 / month
44 American Independent Ins Co $204.09 / month
45 NatGen Value $204.77 / month
46 Alliance United $206.42 / month
RankCompanyAvg monthly rate
1 Dairyland FR Bond $206.43 / month
2 Shelter $207.91 / month
3 Westfield $208.18 / month
4 Auto Club $208.51 / month
5 NatGen Advantage $208.74 / month
6 National Grange Mutual $208.91 / month
7 Allstate $214.81 / month
8 Hartford $215.07 / month
9 State Auto $215.49 / month
10 Mercury Insurance Company $216.90 / month
11 Frankenmuth Mutual $217.94 / month
12 Liberty Mutual $219.02 / month
13 Dairyland Broadform $220.07 / month
14 Plymouth Rock $221.51 / month
15 Metropolitan $228.89 / month
16 Unitrin $229.19 / month
17 CSAA $230.53 / month
18 GMAC Insurance Group $231.16 / month
19 Allied $232.97 / month
20 Auto Club Group $233.32 / month
21 Dairyland Scored $237.82 / month
22 Kemper Auto $239.98 / month
23 Donegal Mutual Insurance Co $243.10 / month
24 Safeway $244.95 / month
25 Esurance $250.75 / month
26 Permanent General $260.80 / month
27 Dairyland $261.54 / month
28 Sentry $265.64 / month
29 National General $266.06 / month
30 Grange Mutual $268.47 / month
31 Motorists Mutual $270.52 / month
32 Farmers $274.75 / month
33 Dairyland Broadform Realtime $275.01 / month
34 Safe Auto $285.35 / month
35 Automobile Club of Missouri $287.26 / month
36 Direct Auto $289.09 / month
37 Preferred Mutual $295.19 / month
38 Encompass $295.70 / month
39 Bristol West $297.03 / month
40 Kemper Premium $306.34 / month
41 Dairyland Auto $339.94 / month
42 Kemper Auto | Infinity $364.55 / month
43 Home State Ins Group $391.24 / month
44 Central Mutual Insurance Co $392.61 / month
45 Infinity Special $418.98 / month
46 Hanover $474.34 / month

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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