855.214.2291 Auto Insurance Companies: Lists, Reviews, and Rates.
We’ve done all the hard work for you and reviewed some of the biggest and best car insurance companies in the nation.
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Car Insurance Company Reviews
Drivers in the US have a lot of options when it comes to car insurance. With hundreds of companies and coverage options it can be a bit overwhelming. We wanted to make things easier so we researched and reviewed some of the top companies around. Every company has pros and cons and offers different discounts to its customers. Cost is a big factor as well. As you can see, our in-house reporting has uncovered a wide range of average prices. Check out the information below and when you’re ready, you can compare quotes here.
Average Car Insurance Cost by Company
We collected coverage and price data from 0 of the biggest car insurance companies to see how they compare. We compiled data from . Using our in-house reporting, we were able to identify the average rate per month that these companies typically offer their customers. Keep in mind, this is just an estimate. Rates can vary drastically depending on your age, location, and driving history.
Best Car Insurance Companies
Cost is just one factor in determing the auto insurance coverage to purchase. We were curious how the best insurance companies ranked according to 3rd-party groups including BBB, A.M Best, NAIC, and Moody’s. Each of these organizations have their own criteria for ranking a company’s service and customer satisfaction.
The Better Business Bureau or (BBB) helps consumers find businesses and charities they can trust by issuing ratings and allowing customers to write reviews and file complaints.
AM Best is a credit rating agency that focuses on the insurance industry. They issue financial-strength ratings measuring companies' ability to pay claims to their policyholders.
The NAIC or National Association of Insurance Commissioners that help state insurance regulators implement best practices, standards and conduct peer reviews.
The Moody’s Corporation is a financial services company that assigns credit ratings to companies that measure the ability for the company to make back debt.
| Company | BBB Rating | A.M. Best | NAIC Complaint Index | Moody's Rating |
|---|---|---|---|---|
| Allstate | A- | A+ | 1.03 | Aa3 |
| Farmers | A+ | A- | 0.08 | A2 |
| State Farm | A | A++ | 2.58 | A |
| Travelers | A+ | A+ | 0.0 | Aa2 |
| Nationwide | A+ | A+ | 0.38 | A1 |
| American Family | A+ | A | 0.64 | A |
| Liberty Mutual | A- | A | 4.55 | A2 |
| USAA | B- | A++ | 1.01 | Aa1 |
Which Company has the Cheapest Car Insurance?
For many drivers the biggest determining factor comes down to price. Everyone wants good quality coverage that they can afford. We monitored thousands of quotes provided to customers from car insurance companies and identified the cheapest average rates. Below we have ranked the top rated companies in order from least to most expensive. Keep in mind, these are just averages and many factors determine the actual quote you will receive.
| Rank | Company | Avg monthly rate |
|---|---|---|
| 1 | American National P&C | $51.67 / month |
| 2 | Concord Group | $65.83 / month |
| 3 | Countryway Insurance | $75.58 / month |
| 4 | North Carolina Farm Bureau | $82.19 / month |
| 5 | Pekin Insurance | $87.81 / month |
| 6 | MMG Insurance Company | $93.77 / month |
| 7 | Virginia Farm Bureau | $94.28 / month |
| 8 | Bear River | $95.44 / month |
| 9 | Buckeye Insurance Group | $96.58 / month |
| 10 | PEMCO | $98.21 / month |
| 11 | Partners Mutual Insurance Co | $99.76 / month |
| 12 | Ohio Mutual Ins Group | $100.89 / month |
| 13 | IMT Insurance Company | $102.17 / month |
| 14 | Farm Bureau of ID Group | $104.82 / month |
| 15 | General Casualty | $106.07 / month |
| 16 | SECURA Insurance | $106.45 / month |
| 17 | Utica National Ins Group | $106.51 / month |
| 18 | Ameriprise Group | $109.79 / month |
| 19 | Indiana Farmers Mutual Ins | $109.91 / month |
| 20 | Kentucky Farm Bureau | $110.63 / month |
| 21 | Farm Bureau Mutual (IA Group) | $111.01 / month |
| 22 | Commerce Group Inc | $112.17 / month |
| 23 | Mississippi Farm Bureau | $112.31 / month |
| 24 | Farmers Mutual of Nebraska | $112.51 / month |
| 25 | USAA | $116.45 / month |
| 26 | Clearcover | $117.14 / month |
| 27 | Plymouth Rock Assurance | $117.26 / month |
| 28 | West Bend Mutual | $117.38 / month |
| 29 | New Jersey Manufacturers | $117.99 / month |
| 30 | Capital Insurance Group | $118.05 / month |
| 31 | Norfolk and Dedham Group | $118.49 / month |
| 32 | Patriot Group | $118.56 / month |
| 33 | EMC Insurance | $119.98 / month |
| 34 | Erie | $120.01 / month |
| 35 | Oregon Mutual | $121.32 / month |
| 36 | MO Farm Bureau Services | $121.47 / month |
| 37 | Safety Group | $121.72 / month |
| 38 | Grinnell Mutual | $122.79 / month |
| 39 | Rural Mutual Insurance | $123.59 / month |
| 40 | Tennessee Farmers | $123.94 / month |
| 41 | Penn National | $127.63 / month |
| 42 | Verti Insurance | $128.25 / month |
| 43 | United Farm Bureau of IN Group | $128.73 / month |
| 44 | Auto-Owners Insurance Co | $130.34 / month |
| 45 | Western Reserve | $131.30 / month |
| 46 | Titan | $132.82 / month |
| 47 | Texas Farm Bureau Group | $133.02 / month |
| 48 | Western National | $134.21 / month |
| 49 | GEICO | $134.86 / month |
| 50 | Unigard | $135.81 / month |
| 51 | Georgia Farm Bureau | $136.72 / month |
| 52 | Mutual Of Enumclaw | $139.39 / month |
| 53 | Southern Farm Bureau | $141.04 / month |
| 54 | North Star | $141.64 / month |
| 55 | Hastings Mutual Insurance Co | $141.92 / month |
| 56 | Rockford Mutual Insurance | $144.40 / month |
| 57 | Country | $144.88 / month |
| 58 | American Family | $152.14 / month |
| 59 | Oklahoma Farmers Union | $153.34 / month |
| 60 | State Farm | $153.55 / month |
| 61 | ACCC Insurance Company | $153.83 / month |
| 62 | Columbia Insurance Group | $157.92 / month |
| 63 | Celina Insurance Group | $162.85 / month |
| 64 | Arbella Insurance Group | $163.74 / month |
| 65 | Cincinnati Insurance | $166.57 / month |
| 66 | ACE American Pool | $166.66 / month |
| 67 | First Chicago Insurance | $167.49 / month |
| 68 | Cameron Mutual Group | $167.69 / month |
| 69 | Progressive | $168.48 / month |
| 70 | Travelers | $169.30 / month |
| Rank | Company | Avg monthly rate |
|---|---|---|
| 71 | Colorado Farm Bureau Mutual | $170.79 / month |
| 72 | Acuity | $172.31 / month |
| 73 | California Capital | $176.71 / month |
| 74 | National General | $176.81 / month |
| 75 | Pure Companies Grp | $177.13 / month |
| 76 | Grange | $177.65 / month |
| 77 | SAFECO | $178.26 / month |
| 78 | Atlantic States Insurance | $178.37 / month |
| 79 | Motorists Mutual | $178.62 / month |
| 80 | Farm Bureau Ins of MI | $179.56 / month |
| 81 | Vermont Mutual | $179.66 / month |
| 82 | National Farmers Union P&C | $182.78 / month |
| 83 | National Grange Mutual | $184.74 / month |
| 84 | ALFA | $186.50 / month |
| 85 | Auto Club | $190.90 / month |
| 86 | Amica Mutual | $193.54 / month |
| 87 | CSAA | $194.34 / month |
| 88 | Westfield | $194.57 / month |
| 89 | Quincy Mutual | $194.84 / month |
| 90 | Chubb | $199.19 / month |
| 91 | Nationwide | $199.85 / month |
| 92 | Oklahoma Farm Bureau | $200.96 / month |
| 93 | Frankenmuth Mutual | $201.49 / month |
| 94 | Hartford | $201.97 / month |
| 95 | State Auto | $204.39 / month |
| 96 | Grange Mutual | $207.98 / month |
| 97 | Alliance United | $210.78 / month |
| 98 | 21st Century | $212.65 / month |
| 99 | Shelter | $214.04 / month |
| 100 | Pioneer State Mutual Ins Co | $217.20 / month |
| 101 | Hallmark Insurance Group | $219.06 / month |
| 102 | GMAC Insurance Group | $219.35 / month |
| 103 | Mercury | $219.87 / month |
| 104 | MEEMIC Insurance Company | $220.65 / month |
| 105 | Esurance | $223.38 / month |
| 106 | Allstate | $223.51 / month |
| 107 | Allied | $224.09 / month |
| 108 | Direct General Insurance | $230.92 / month |
| 109 | Iowa Mutual | $232.99 / month |
| 110 | Republic Indemnity | $233.54 / month |
| 111 | Electric | $236.05 / month |
| 112 | Workmen's Auto | $237.01 / month |
| 113 | Automobile Club of Missouri | $241.26 / month |
| 114 | Victoria | $243.16 / month |
| 115 | Metropolitan | $244.35 / month |
| 116 | Southern Ins Co of Virginia | $251.99 / month |
| 117 | Safe Auto | $260.43 / month |
| 118 | Sentry | $261.56 / month |
| 119 | Safeway | $262.29 / month |
| 120 | Farmers | $263.04 / month |
| 121 | Donegal Mutual Insurance Co | $265.49 / month |
| 122 | Permanent General | $282.81 / month |
| 123 | New York Central Mutual Fire | $283.25 / month |
| 124 | American Independent Ins Co | $285.01 / month |
| 125 | Unitrin | $290.26 / month |
| 126 | Auto Club Group | $290.31 / month |
| 127 | Liberty Mutual | $303.61 / month |
| 128 | Bristol West | $307.33 / month |
| 129 | Wolverine Mutual | $342.18 / month |
| 130 | Encompass | $342.50 / month |
| 131 | Tower Insurance Company of New York | $356.53 / month |
| 132 | United Automobile Ins Group | $373.47 / month |
| 133 | Allmerica | $375.20 / month |
| 134 | Central Mutual Insurance Co | $392.99 / month |
| 135 | Home State Ins Group | $399.96 / month |
| 136 | AIG | $412.86 / month |
| 137 | Preferred Mutual | $413.78 / month |
| 138 | Maryland Auto Insurance Fund | $416.89 / month |
| 139 | Hanover | $434.28 / month |
| 140 | Loya Insurance | $443.44 / month |
| 141 | General Agents Group | $755.45 / month |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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