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Auto Insurance Companies: Lists, Reviews, and Rates.

We’ve done all the hard work for you and reviewed some of the biggest and best car insurance companies in the nation.

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Car Insurance Company Reviews

Drivers in the US have a lot of options when it comes to car insurance. With hundreds of companies and coverage options it can be a bit overwhelming. We wanted to make things easier so we researched and reviewed some of the top companies around. Every company has pros and cons and offers different discounts to its customers. Cost is a big factor as well. As you can see, our in-house reporting has uncovered a wide range of average prices. Check out the information below and when you’re ready, you can compare quotes here.

Average Car Insurance Cost by Company

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Which Company has the Cheapest Car Insurance?

Average Car Insurance Cost by Company

We collected coverage and price data from 0 of the biggest car insurance companies to see how they compare. We compiled data from . Using our in-house reporting, we were able to identify the average rate per month that these companies typically offer their customers. Keep in mind, this is just an estimate. Rates can vary drastically depending on your age, location, and driving history.

Best Car Insurance Companies

Cost is just one factor in determing the auto insurance coverage to purchase. We were curious how the best insurance companies ranked according to 3rd-party groups including BBB, A.M Best, NAIC, and Moody’s. Each of these organizations have their own criteria for ranking a company’s service and customer satisfaction.

BBB Rating - Better Business Bureau

The Better Business Bureau or (BBB) helps consumers find businesses and charities they can trust by issuing ratings and allowing customers to write reviews and file complaints.

NAIC Complaint Index

The NAIC or National Association of Insurance Commissioners that help state insurance regulators implement best practices, standards and conduct peer reviews.

Moody’s

The Moody’s Corporation is a financial services company that assigns credit ratings to companies that measure the ability for the company to make back debt.

CompanyBBB RatingNAIC Complaint IndexMoody's Rating
AllstateA-1.03Aa3
FarmersA+0.08A2
State FarmA2.58A
TravelersA+0.0Aa2
NationwideA+0.38A1
American FamilyA+0.64A
Liberty MutualA-4.55A2
USAAB-1.01Aa1

Which Company has the Cheapest Car Insurance?

For many drivers the biggest determining factor comes down to price. Everyone wants good quality coverage that they can afford. We monitored thousands of quotes provided to customers from car insurance companies and identified the cheapest average rates. Below we have ranked the top rated companies in order from least to most expensive. Keep in mind, these are just averages and many factors determine the actual quote you will receive.

RankCompanyAvg monthly rate
1 Dairyland Auto 1 Month $39.11 / month
2 American National P $74.04 / month
3 NatGen PPA $82.90 / month
4 PEMCO $86.08 / month
5 Concord Group $88.60 / month
6 Countryway Insurance $90.09 / month
7 MMG Insurance Company $94.60 / month
8 SafeAuto $95.32 / month
9 SECURA Insurance $95.38 / month
10 North Carolina Farm Bureau $96.17 / month
11 Buckeye Insurance Group $106.28 / month
12 Indiana Farmers Mutual Ins $108.93 / month
13 Texas Farm Bureau Group $112.53 / month
14 Pekin Insurance $114.60 / month
15 Kemper Auto Premier $116.54 / month
16 Union Mutual Fire Group $118.40 / month
17 IMT Insurance Company $122.20 / month
18 Farmers Mutual of Nebraska $123.36 / month
19 Virginia Farm Bureau $123.62 / month
20 Clearcover $123.90 / month
21 New Jersey Manufacturers $126.32 / month
22 West Bend Mutual $129.82 / month
23 Capital Insurance Group $131.87 / month
24 Western Reserve $134.57 / month
25 Mississippi Farm Bureau $135.35 / month
26 Southern Farm Bureau $135.48 / month
27 Unigard $136.21 / month
28 MO Farm Bureau Services $139.34 / month
29 Commerce Group Inc $140.43 / month
30 Kentucky Farm Bureau $140.61 / month
31 Tennessee Farmers $141.77 / month
32 Oregon Mutual $142.94 / month
33 USAA $143.21 / month
34 Colorado Farm Bureau Mutual $143.44 / month
35 Ohio Mutual Ins Group $144.04 / month
36 Partners Mutual Insurance Co $144.97 / month
37 Auto-Owners Insurance Co $145.22 / month
38 Farm Bureau Mutual (IA Group) $145.77 / month
39 Safety Group $146.89 / month
40 Patriot Group $147.39 / month
41 Cameron Mutual Group $147.77 / month
42 National General RAD $150.88 / month
43 Co-Operative Ins Companies $152.89 / month
44 Rural Mutual Insurance $153.95 / month
45 Grinnell Mutual $154.43 / month
46 Oklahoma Farmers Union $154.44 / month
47 Columbia Insurance Group $154.47 / month
48 Country $156.70 / month
49 Nodak Mutual $156.73 / month
50 United Farm Bureau of IN Group $157.21 / month
51 Umialik Insurance $159.50 / month
52 Erie $164.55 / month
53 Mercury Insurance $165.51 / month
54 Norfolk and Dedham Group $165.61 / month
55 GMAC Insurance Group $165.94 / month
56 First Chicago Insurance $166.30 / month
57 Rockford Mutual Insurance $169.46 / month
58 North Star $170.55 / month
59 Penn National $171.01 / month
60 State Farm $172.70 / month
61 Mutual Of Enumclaw $173.88 / month
62 Hastings Mutual Insurance Co $174.67 / month
63 Atlantic States Insurance $175.67 / month
64 ALFA $178.09 / month
65 Western National $190.11 / month
66 Plymouth Rock $193.60 / month
67 Cincinnati Insurance $193.69 / month
68 Dairyland FR Bond $194.30 / month
69 Dairyland Auto 6 Month $196.62 / month
70 Republic Indemnity $197.51 / month
71 Arbella Insurance Group $197.76 / month
72 NatGen Advantage $199.55 / month
73 ACE American Pool $199.93 / month
RankCompanyAvg monthly rate
74 Safeco $200.43 / month
75 Grange $201.25 / month
76 American Family $202.59 / month
77 Celina Insurance Group $203.16 / month
78 Plymouth Rock Assurance $203.90 / month
79 Nationwide $205.71 / month
80 NatGen Value $205.93 / month
81 Travelers $207.37 / month
82 Dairyland Broadform $209.74 / month
83 Farm Bureau of ID Group $211.87 / month
84 Shelter $213.68 / month
85 California Capital $214.31 / month
86 National General Value $216.58 / month
87 National Grange Mutual $216.83 / month
88 Mercury $217.33 / month
89 Unitrin $218.08 / month
90 Vermont Mutual $220.91 / month
91 Quincy Mutual $220.97 / month
92 Auto Club $226.66 / month
93 American Independent Ins Co $226.93 / month
94 Frankenmuth Mutual $227.82 / month
95 New York Central Mutual Fire $229.49 / month
96 Dairyland Realtime $231.37 / month
97 Westfield $234.87 / month
98 Hartford $236.41 / month
99 National General $237.49 / month
100 Mercury Insurance Company $239.79 / month
101 Permanent General $241.20 / month
102 Safeway $241.30 / month
103 MEEMIC Insurance Company $242.08 / month
104 Alliance United $244.62 / month
105 Allied $245.29 / month
106 National Farmers Union P $245.52 / month
107 Acuity $246.85 / month
108 Motorists Mutual $247.98 / month
109 Kemper Personal Insurance $249.14 / month
110 Pioneer State Mutual Ins Co $251.73 / month
111 Allstate $253.38 / month
112 Sentry $259.35 / month
113 Grange Mutual $261.77 / month
114 Dairyland Scored $264.91 / month
115 Chubb $265.04 / month
116 Wolverine Mutual $270.56 / month
117 CSAA $273.76 / month
118 Direct Auto $285.97 / month
119 Auto Club Group $289.09 / month
120 Metropolitan $290.76 / month
121 Electric $291.11 / month
122 Dairyland $291.34 / month
123 Farm Bureau Ins of MI $291.56 / month
124 AIG $298.81 / month
125 Farmers $299.03 / month
126 Liberty Mutual $301.42 / month
127 Esurance $302.80 / month
128 State Auto $305.36 / month
129 Kemper Premium $310.20 / month
130 Donegal Mutual Insurance Co $314.15 / month
131 Encompass $327.34 / month
132 Automobile Club of Missouri $328.27 / month
133 Direct General Insurance $347.95 / month
134 Safe Auto $355.07 / month
135 Bristol West $366.63 / month
136 Kemper Auto $371.08 / month
137 Maryland Auto Insurance Fund $381.25 / month
138 Kemper Auto | Infinity $391.15 / month
139 United Automobile Ins Group $396.18 / month
140 Southern Ins Co of Virginia $407.48 / month
141 Central Mutual Insurance Co $413.52 / month
142 Home State Ins Group $487.27 / month
143 Infinity Special $511.38 / month
144 Dairyland Auto $519.61 / month
145 Preferred Mutual $532.32 / month
146 General Agents Group $636.47 / month
147 Hanover $2,092.01 / month

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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