Auto Insurance Companies: Lists, Reviews, and Rates.

We’ve done all the hard work for you and reviewed some of the biggest and best car insurance companies in the nation.

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Car Insurance Company Reviews

Drivers in the US have a lot of options when it comes to car insurance. With hundreds of companies and coverage options it can be a bit overwhelming. We wanted to make things easier so we researched and reviewed some of the top companies around. Every company has pros and cons and offers different discounts to its customers. Cost is a big factor as well. As you can see, our in-house reporting has uncovered a wide range of average prices. Check out the information below and when you’re ready, you can compare quotes here.

Average Car Insurance Cost by Company

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Which Company has the Cheapest Car Insurance?

Average Car Insurance Cost by Company

We collected coverage and price data from 0 of the biggest car insurance companies to see how they compare. We compiled data from . Using our in-house reporting, we were able to identify the average rate per month that these companies typically offer their customers. Keep in mind, this is just an estimate. Rates can vary drastically depending on your age, location, and driving history.

Best Car Insurance Companies

Cost is just one factor in determing the auto insurance coverage to purchase. We were curious how the best insurance companies ranked according to 3rd-party groups including BBB, A.M Best, NAIC, and Moody’s. Each of these organizations have their own criteria for ranking a company’s service and customer satisfaction.

BBB Rating - Better Business Bureau

The Better Business Bureau or (BBB) helps consumers find businesses and charities they can trust by issuing ratings and allowing customers to write reviews and file complaints.

A.M Best Rating

AM Best is a credit rating agency that focuses on the insurance industry. They issue financial-strength ratings measuring companies' ability to pay claims to their policyholders.

NAIC Complaint Index

The NAIC or National Association of Insurance Commissioners that help state insurance regulators implement best practices, standards and conduct peer reviews.

Moody’s

The Moody’s Corporation is a financial services company that assigns credit ratings to companies that measure the ability for the company to make back debt.

CompanyBBB RatingA.M. BestNAIC Complaint IndexMoody's Rating
AllstateA-A+1.03Aa3
FarmersA+A-0.08A2
State FarmAA++2.58A
TravelersA+A+0.0Aa2
NationwideA+A+0.38A1
American FamilyA+A0.64A
Liberty MutualA-A4.55A2
USAAB-A++1.01Aa1

Which Company has the Cheapest Car Insurance?

For many drivers the biggest determining factor comes down to price. Everyone wants good quality coverage that they can afford. We monitored thousands of quotes provided to customers from car insurance companies and identified the cheapest average rates. Below we have ranked the top rated companies in order from least to most expensive. Keep in mind, these are just averages and many factors determine the actual quote you will receive.

RankCompanyAvg monthly rate
1 American National P&C $51.54 / month
2 Concord Group $68.98 / month
3 Countryway Insurance $76.65 / month
4 North Carolina Farm Bureau $86.42 / month
5 Bear River $92.56 / month
6 Buckeye Insurance Group $92.70 / month
7 Pekin Insurance $96.75 / month
8 Virginia Farm Bureau $96.85 / month
9 MMG Insurance Company $97.00 / month
10 Utica National Ins Group $99.09 / month
11 PEMCO $100.85 / month
12 Co-Operative Ins Companies $101.14 / month
13 SECURA Insurance $102.78 / month
14 Clearcover $105.92 / month
15 General Casualty $107.70 / month
16 Ohio Mutual Ins Group $108.28 / month
17 IMT Insurance Company $109.08 / month
18 Partners Mutual Insurance Co $109.55 / month
19 Ameriprise Group $109.67 / month
20 Farm Bureau of ID Group $110.71 / month
21 Indiana Farmers Mutual Ins $111.52 / month
22 Farm Bureau Mutual (IA Group) $112.64 / month
23 Kentucky Farm Bureau $114.92 / month
24 Farmers Mutual of Nebraska $114.98 / month
25 EMC Insurance $117.59 / month
26 West Bend Mutual $119.52 / month
27 Mississippi Farm Bureau $120.57 / month
28 New Jersey Manufacturers $121.11 / month
29 USAA $121.47 / month
30 Oregon Mutual $122.74 / month
31 Peerless Insurance Company $123.00 / month
32 Capital Insurance Group $127.20 / month
33 Commerce Group Inc $127.65 / month
34 Direct General $128.34 / month
35 MO Farm Bureau Services $130.47 / month
36 Texas Farm Bureau Group $130.96 / month
37 Safety Group $132.72 / month
38 Unigard $133.39 / month
39 Tennessee Farmers $133.52 / month
40 Nodak Mutual $134.06 / month
41 Plymouth Rock Assurance $134.64 / month
42 United Farm Bureau of IN Group $135.65 / month
43 Patriot Group $136.05 / month
44 Auto-Owners Insurance Co $136.63 / month
45 Titan $136.99 / month
46 Grinnell Mutual $137.14 / month
47 Verti Insurance $138.62 / month
48 Western Reserve $139.55 / month
49 Erie $139.78 / month
50 Rural Mutual Insurance $139.80 / month
51 Norfolk and Dedham Group $141.25 / month
52 Umialik Insurance $142.66 / month
53 Penn National $142.98 / month
54 Mutual Of Enumclaw $143.50 / month
55 GAINSCO Auto Insurance $143.93 / month
56 Southern Farm Bureau $144.18 / month
57 GEICO $144.49 / month
58 Western National $144.66 / month
59 Georgia Farm Bureau $151.14 / month
60 North Star $153.50 / month
61 Columbia Insurance Group $155.15 / month
62 Country $156.39 / month
63 Rockford Mutual Insurance $156.67 / month
64 Direct Auto $156.85 / month
65 State Farm $161.83 / month
66 Oklahoma Farmers Union $162.59 / month
67 Union Mutual Fire Group $163.30 / month
68 ACCC Insurance Company $164.58 / month
69 Hastings Mutual Insurance Co $166.84 / month
70 American Family $170.81 / month
71 Progressive $171.04 / month
72 Cincinnati Insurance $172.69 / month
73 Cameron Mutual Group $174.32 / month
74 Celina Insurance Group $175.37 / month
75 ACE American Pool $175.49 / month
76 National General $176.27 / month
RankCompanyAvg monthly rate
77 Arbella Insurance Group $176.52 / month
78 Travelers $179.38 / month
79 SAFECO $180.76 / month
80 First Chicago Insurance $181.23 / month
81 Grange $181.27 / month
82 California Capital $184.32 / month
83 Westfield $185.82 / month
84 Pure Companies Grp $186.68 / month
85 Acuity $189.66 / month
86 Colorado Farm Bureau Mutual $189.86 / month
87 Auto Club $196.05 / month
88 National Grange Mutual $197.86 / month
89 Atlantic States Insurance $198.28 / month
90 Vermont Mutual $198.29 / month
91 CSAA $199.56 / month
92 ALFA $199.90 / month
93 National Farmers Union P&C $200.08 / month
94 Pronto Insurance $200.85 / month
95 Motorists Mutual $201.88 / month
96 Farm Bureau Ins of MI $202.26 / month
97 Quincy Mutual $206.92 / month
98 21st Century $209.39 / month
99 Hartford $210.98 / month
100 Amica Mutual $211.41 / month
101 SafeAuto $211.81 / month
102 Nationwide $213.29 / month
103 Grange Mutual $213.83 / month
104 GMAC Insurance Group $214.66 / month
105 Shelter $215.47 / month
106 Alliance United $216.84 / month
107 Oklahoma Farm Bureau $217.15 / month
108 Frankenmuth Mutual $219.93 / month
109 MEEMIC Insurance Company $220.13 / month
110 Mercury $220.60 / month
111 Hallmark Insurance Group $221.52 / month
112 Chubb $225.40 / month
113 Allied $227.81 / month
114 State Auto $228.68 / month
115 Workmen's Auto $231.70 / month
116 Iowa Mutual $231.79 / month
117 Allstate $237.18 / month
118 Pioneer State Mutual Ins Co $241.25 / month
119 Direct General Insurance $245.49 / month
120 Republic Indemnity $245.90 / month
121 Esurance $249.99 / month
122 Electric $252.63 / month
123 Southern Ins Co of Virginia $264.21 / month
124 Victoria $266.38 / month
125 Automobile Club of Missouri $270.85 / month
126 Safe Auto $272.25 / month
127 Donegal Mutual Insurance Co $272.34 / month
128 Safeway $273.11 / month
129 American Independent Ins Co $273.37 / month
130 Metropolitan $275.97 / month
131 Farmers $281.87 / month
132 Permanent General $287.01 / month
133 Sentry $289.28 / month
134 Unitrin $304.78 / month
135 Wolverine Mutual $308.93 / month
136 Auto Club Group $311.16 / month
137 Bristol West $313.22 / month
138 Liberty Mutual $313.25 / month
139 New York Central Mutual Fire $323.81 / month
140 Encompass $346.46 / month
141 Tower Insurance Company of New York $382.84 / month
142 United Automobile Ins Group $386.25 / month
143 Home State Ins Group $409.79 / month
144 Allmerica $418.14 / month
145 Maryland Auto Insurance Fund $434.42 / month
146 AIG $443.98 / month
147 Hanover $461.87 / month
148 Loya Insurance $485.38 / month
149 Central Mutual Insurance Co $495.28 / month
150 Preferred Mutual $534.49 / month
151 General Agents Group $596.23 / month
152 Dairyland $596.88 / month

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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