Auto Insurance Companies: Lists, Reviews, and Rates.

We’ve done all the hard work for you and reviewed some of the biggest and best car insurance companies in the nation.

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Car Insurance Company Reviews

Drivers in the US have a lot of options when it comes to car insurance. With hundreds of companies and coverage options it can be a bit overwhelming. We wanted to make things easier so we researched and reviewed some of the top companies around. Every company has pros and cons and offers different discounts to its customers. Cost is a big factor as well. As you can see, our in-house reporting has uncovered a wide range of average prices. Check out the information below and when you’re ready, you can compare quotes here.

Average Car Insurance Cost by Company

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Which Company has the Cheapest Car Insurance?

Average Car Insurance Cost by Company

We collected coverage and price data from 0 of the biggest car insurance companies to see how they compare. We compiled data from . Using our in-house reporting, we were able to identify the average rate per month that these companies typically offer their customers. Keep in mind, this is just an estimate. Rates can vary drastically depending on your age, location, and driving history.

Best Car Insurance Companies

Cost is just one factor in determing the auto insurance coverage to purchase. We were curious how the best insurance companies ranked according to 3rd-party groups including BBB, A.M Best, NAIC, and Moody’s. Each of these organizations have their own criteria for ranking a company’s service and customer satisfaction.

BBB Rating - Better Business Bureau

The Better Business Bureau or (BBB) helps consumers find businesses and charities they can trust by issuing ratings and allowing customers to write reviews and file complaints.

NAIC Complaint Index

The NAIC or National Association of Insurance Commissioners that help state insurance regulators implement best practices, standards and conduct peer reviews.

Moody’s

The Moody’s Corporation is a financial services company that assigns credit ratings to companies that measure the ability for the company to make back debt.

CompanyBBB RatingNAIC Complaint IndexMoody's Rating
AllstateA-1.03Aa3
FarmersA+0.08A2
State FarmA2.58A
TravelersA+0.0Aa2
NationwideA+0.38A1
American FamilyA+0.64A
Liberty MutualA-4.55A2
USAAB-1.01Aa1

Which Company has the Cheapest Car Insurance?

For many drivers the biggest determining factor comes down to price. Everyone wants good quality coverage that they can afford. We monitored thousands of quotes provided to customers from car insurance companies and identified the cheapest average rates. Below we have ranked the top rated companies in order from least to most expensive. Keep in mind, these are just averages and many factors determine the actual quote you will receive.

RankCompanyAvg monthly rate
1 American National P $51.05 / month
2 SECURA Insurance $73.49 / month
3 Pekin Insurance $80.56 / month
4 Texas Farm Bureau Group $80.71 / month
5 PEMCO $87.10 / month
6 SafeAuto $92.80 / month
7 Kemper Auto Premier $99.53 / month
8 Erie $104.68 / month
9 New York Central Mutual Fire $105.29 / month
10 NatGen PPA $105.85 / month
11 New Jersey Manufacturers $109.68 / month
12 Direct Auto $110.27 / month
13 Capital Insurance Group $114.02 / month
14 Rockford Mutual Insurance $117.77 / month
15 USAA $117.80 / month
16 Farm Bureau Mutual (IA Group) $118.92 / month
17 Southern Farm Bureau $119.33 / month
18 Mercury Insurance Company $119.68 / month
19 Auto-Owners Insurance Co $120.15 / month
20 Unigard $124.20 / month
21 Oregon Mutual $127.24 / month
22 Penn National $130.06 / month
23 State Farm $133.00 / month
24 Atlantic States Insurance $136.72 / month
25 ACCC Insurance Company $143.69 / month
26 Country $144.66 / month
27 Clearcover $147.19 / month
28 Nationwide $157.81 / month
29 Travelers $157.85 / month
30 Grange $160.27 / month
31 MEEMIC Insurance Company $165.38 / month
32 Mutual Of Enumclaw $166.71 / month
33 21st Century $167.16 / month
34 Chubb $167.49 / month
35 Western National $168.56 / month
36 Hastings Mutual Insurance Co $168.65 / month
37 California Capital $171.10 / month
38 Republic Indemnity $174.36 / month
39 Cincinnati Insurance $174.92 / month
40 Unitrin $178.26 / month
41 Mercury $180.48 / month
42 Farm Bureau Ins of MI $181.05 / month
43 American Independent Ins Co $182.48 / month
44 Auto Club $183.38 / month
45 Pioneer State Mutual Ins Co $183.39 / month
46 Celina Insurance Group $183.66 / month
47 National Grange Mutual $184.07 / month
48 Esurance $185.72 / month
49 Mercury Insurance $186.74 / month
50 Allied $187.04 / month
51 Victoria $188.68 / month
52 Vermont Mutual $189.41 / month
53 Wolverine Mutual $189.41 / month
RankCompanyAvg monthly rate
1 Alliance United $190.67 / month
2 Allstate $192.30 / month
3 GMAC Insurance Group $192.83 / month
4 Infinity Special $198.79 / month
5 Hartford $201.84 / month
6 Donegal Mutual Insurance Co $202.23 / month
7 State Auto $203.68 / month
8 Westfield $204.89 / month
9 Shelter $208.16 / month
10 Frankenmuth Mutual $210.69 / month
11 Safeway $214.05 / month
12 American Family $214.82 / month
13 Safeco $219.24 / month
14 Automobile Club of Missouri $219.39 / month
15 NatGen Value $219.83 / month
16 Metropolitan $221.28 / month
17 AssuranceAmerica Economy $221.93 / month
18 Plymouth Rock $223.97 / month
19 Preferred Mutual $229.42 / month
20 National General Value $232.63 / month
21 Electric $234.07 / month
22 Farmers $239.63 / month
23 CSAA $243.38 / month
24 Safe Auto $250.60 / month
25 National Farmers Union P $251.15 / month
26 AssuranceAmerica Mobile Max $251.54 / month
27 Auto Club Group $252.20 / month
28 NatGen Advantage $254.14 / month
29 Sentry $256.35 / month
30 Grange Mutual $256.74 / month
31 Permanent General $257.18 / month
32 Encompass $257.55 / month
33 Motorists Mutual $276.84 / month
34 Dairyland Broadform $277.87 / month
35 Liberty Mutual $280.27 / month
36 Bristol West $280.34 / month
37 AIG $282.92 / month
38 Dairyland Scored $285.48 / month
39 Central Mutual Insurance Co $287.01 / month
40 National General $298.47 / month
41 Direct General Insurance $304.92 / month
42 Dairyland $318.40 / month
43 AssuranceAmerica $318.62 / month
44 AssuranceAmerica Elite $321.69 / month
45 Kemper Premium $334.59 / month
46 United Automobile Ins Group $344.28 / month
47 Kemper Auto | Infinity $348.87 / month
48 Home State Ins Group $373.78 / month
49 Kemper Personal Insurance $384.07 / month
50 Hanover $425.32 / month
51 Kemper Auto $449.24 / month
52 General Agents Group $520.60 / month
53 Dairyland Auto $555.86 / month

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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