855.214.2291 Auto Insurance Companies: Lists, Reviews, and Rates.
We’ve done all the hard work for you and reviewed some of the biggest and best car insurance companies in the nation.
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Car Insurance Company Reviews
Drivers in the US have a lot of options when it comes to car insurance. With hundreds of companies and coverage options it can be a bit overwhelming. We wanted to make things easier so we researched and reviewed some of the top companies around. Every company has pros and cons and offers different discounts to its customers. Cost is a big factor as well. As you can see, our in-house reporting has uncovered a wide range of average prices. Check out the information below and when you’re ready, you can compare quotes here.
Average Car Insurance Cost by Company
We collected coverage and price data from 0 of the biggest car insurance companies to see how they compare. We compiled data from . Using our in-house reporting, we were able to identify the average rate per month that these companies typically offer their customers. Keep in mind, this is just an estimate. Rates can vary drastically depending on your age, location, and driving history.
Best Car Insurance Companies
Cost is just one factor in determing the auto insurance coverage to purchase. We were curious how the best insurance companies ranked according to 3rd-party groups including BBB, A.M Best, NAIC, and Moody’s. Each of these organizations have their own criteria for ranking a company’s service and customer satisfaction.
The Better Business Bureau or (BBB) helps consumers find businesses and charities they can trust by issuing ratings and allowing customers to write reviews and file complaints.
AM Best is a credit rating agency that focuses on the insurance industry. They issue financial-strength ratings measuring companies' ability to pay claims to their policyholders.
The NAIC or National Association of Insurance Commissioners that help state insurance regulators implement best practices, standards and conduct peer reviews.
The Moody’s Corporation is a financial services company that assigns credit ratings to companies that measure the ability for the company to make back debt.
| Company | BBB Rating | A.M. Best | NAIC Complaint Index | Moody's Rating |
|---|---|---|---|---|
| Allstate | A- | A+ | 1.03 | Aa3 |
| Farmers | A+ | A- | 0.08 | A2 |
| State Farm | A | A++ | 2.58 | A |
| Travelers | A+ | A+ | 0.0 | Aa2 |
| Nationwide | A+ | A+ | 0.38 | A1 |
| American Family | A+ | A | 0.64 | A |
| Liberty Mutual | A- | A | 4.55 | A2 |
| USAA | B- | A++ | 1.01 | Aa1 |
Which Company has the Cheapest Car Insurance?
For many drivers the biggest determining factor comes down to price. Everyone wants good quality coverage that they can afford. We monitored thousands of quotes provided to customers from car insurance companies and identified the cheapest average rates. Below we have ranked the top rated companies in order from least to most expensive. Keep in mind, these are just averages and many factors determine the actual quote you will receive.
| Rank | Company | Avg monthly rate |
|---|---|---|
| 1 | American National P&C | $52.01 / month |
| 2 | Concord Group | $68.24 / month |
| 3 | Countryway Insurance | $77.99 / month |
| 4 | North Carolina Farm Bureau | $84.25 / month |
| 5 | Pekin Insurance | $92.69 / month |
| 6 | Bear River | $94.69 / month |
| 7 | Virginia Farm Bureau | $95.25 / month |
| 8 | Buckeye Insurance Group | $96.62 / month |
| 9 | MMG Insurance Company | $98.12 / month |
| 10 | PEMCO | $99.18 / month |
| 11 | IMT Insurance Company | $102.16 / month |
| 12 | Partners Mutual Insurance Co | $103.66 / month |
| 13 | Ohio Mutual Ins Group | $104.64 / month |
| 14 | Farm Bureau of ID Group | $105.30 / month |
| 15 | General Casualty | $105.80 / month |
| 16 | Utica National Ins Group | $108.97 / month |
| 17 | Ameriprise Group | $109.92 / month |
| 18 | SECURA Insurance | $111.04 / month |
| 19 | Clearcover | $111.41 / month |
| 20 | Farm Bureau Mutual (IA Group) | $111.60 / month |
| 21 | Indiana Farmers Mutual Ins | $112.30 / month |
| 22 | Kentucky Farm Bureau | $112.91 / month |
| 23 | Farmers Mutual of Nebraska | $113.07 / month |
| 24 | West Bend Mutual | $116.71 / month |
| 25 | Mississippi Farm Bureau | $118.84 / month |
| 26 | Plymouth Rock Assurance | $118.91 / month |
| 27 | New Jersey Manufacturers | $118.93 / month |
| 28 | USAA | $119.83 / month |
| 29 | Capital Insurance Group | $121.21 / month |
| 30 | Oregon Mutual | $121.27 / month |
| 31 | Peerless Insurance Company | $123.00 / month |
| 32 | Rural Mutual Insurance | $125.09 / month |
| 33 | Norfolk and Dedham Group | $125.12 / month |
| 34 | Commerce Group Inc | $125.15 / month |
| 35 | MO Farm Bureau Services | $126.62 / month |
| 36 | Nodak Mutual | $126.78 / month |
| 37 | Grinnell Mutual | $127.03 / month |
| 38 | EMC Insurance | $128.08 / month |
| 39 | Erie | $130.08 / month |
| 40 | Safety Group | $130.58 / month |
| 41 | Verti Insurance | $131.80 / month |
| 42 | United Farm Bureau of IN Group | $131.84 / month |
| 43 | Tennessee Farmers | $131.90 / month |
| 44 | Patriot Group | $132.89 / month |
| 45 | Auto-Owners Insurance Co | $135.74 / month |
| 46 | Western Reserve | $135.76 / month |
| 47 | Unigard | $136.53 / month |
| 48 | Western National | $137.06 / month |
| 49 | Penn National | $137.26 / month |
| 50 | Texas Farm Bureau Group | $138.77 / month |
| 51 | Mutual Of Enumclaw | $140.97 / month |
| 52 | Umialik Insurance | $141.16 / month |
| 53 | GEICO | $141.59 / month |
| 54 | Titan | $142.42 / month |
| 55 | Southern Farm Bureau | $143.28 / month |
| 56 | North Star | $146.65 / month |
| 57 | Georgia Farm Bureau | $146.90 / month |
| 58 | Country | $150.53 / month |
| 59 | Hastings Mutual Insurance Co | $151.15 / month |
| 60 | Rockford Mutual Insurance | $151.97 / month |
| 61 | American Family | $155.01 / month |
| 62 | Columbia Insurance Group | $155.99 / month |
| 63 | Oklahoma Farmers Union | $158.81 / month |
| 64 | ACCC Insurance Company | $160.36 / month |
| 65 | State Farm | $161.51 / month |
| 66 | Cincinnati Insurance | $169.76 / month |
| 67 | Celina Insurance Group | $170.61 / month |
| 68 | Arbella Insurance Group | $172.93 / month |
| 69 | ACE American Pool | $173.13 / month |
| 70 | Cameron Mutual Group | $174.36 / month |
| 71 | First Chicago Insurance | $176.14 / month |
| 72 | Progressive | $176.27 / month |
| 73 | California Capital | $176.75 / month |
| Rank | Company | Avg monthly rate |
|---|---|---|
| 74 | Grange | $177.29 / month |
| 75 | Colorado Farm Bureau Mutual | $179.08 / month |
| 76 | Travelers | $179.72 / month |
| 77 | SAFECO | $180.76 / month |
| 78 | Acuity | $182.85 / month |
| 79 | National General | $184.18 / month |
| 80 | Pure Companies Grp | $184.35 / month |
| 81 | Atlantic States Insurance | $186.03 / month |
| 82 | Motorists Mutual | $188.54 / month |
| 83 | Auto Club | $189.77 / month |
| 84 | Farm Bureau Ins of MI | $190.36 / month |
| 85 | National Farmers Union P&C | $190.81 / month |
| 86 | Vermont Mutual | $191.55 / month |
| 87 | National Grange Mutual | $193.25 / month |
| 88 | CSAA | $194.05 / month |
| 89 | ALFA | $195.94 / month |
| 90 | Amica Mutual | $199.67 / month |
| 91 | Quincy Mutual | $201.66 / month |
| 92 | Hartford | $202.60 / month |
| 93 | Westfield | $210.25 / month |
| 94 | Oklahoma Farm Bureau | $211.09 / month |
| 95 | Alliance United | $211.33 / month |
| 96 | Nationwide | $211.97 / month |
| 97 | Chubb | $212.91 / month |
| 98 | State Auto | $215.81 / month |
| 99 | Shelter | $218.17 / month |
| 100 | 21st Century | $218.69 / month |
| 101 | Frankenmuth Mutual | $219.00 / month |
| 102 | Hallmark Insurance Group | $220.85 / month |
| 103 | Mercury | $224.95 / month |
| 104 | GMAC Insurance Group | $226.12 / month |
| 105 | Grange Mutual | $227.06 / month |
| 106 | Pioneer State Mutual Ins Co | $230.15 / month |
| 107 | Allied | $231.44 / month |
| 108 | Iowa Mutual | $231.46 / month |
| 109 | MEEMIC Insurance Company | $231.67 / month |
| 110 | Workmen's Auto | $233.76 / month |
| 111 | Allstate | $234.65 / month |
| 112 | Direct General Insurance | $235.86 / month |
| 113 | Esurance | $240.71 / month |
| 114 | Electric | $243.00 / month |
| 115 | Republic Indemnity | $244.48 / month |
| 116 | Victoria | $256.37 / month |
| 117 | Metropolitan | $258.42 / month |
| 118 | Automobile Club of Missouri | $260.93 / month |
| 119 | Southern Ins Co of Virginia | $267.08 / month |
| 120 | Safe Auto | $269.82 / month |
| 121 | Sentry | $273.39 / month |
| 122 | Safeway | $275.05 / month |
| 123 | Farmers | $286.93 / month |
| 124 | Permanent General | $287.56 / month |
| 125 | Donegal Mutual Insurance Co | $289.38 / month |
| 126 | Auto Club Group | $306.30 / month |
| 127 | American Independent Ins Co | $306.63 / month |
| 128 | Unitrin | $310.25 / month |
| 129 | New York Central Mutual Fire | $312.44 / month |
| 130 | Liberty Mutual | $313.25 / month |
| 131 | Bristol West | $324.34 / month |
| 132 | Direct Auto | $342.55 / month |
| 133 | Encompass | $362.83 / month |
| 134 | Wolverine Mutual | $365.74 / month |
| 135 | Tower Insurance Company of New York | $376.35 / month |
| 136 | United Automobile Ins Group | $383.29 / month |
| 137 | Allmerica | $396.24 / month |
| 138 | Home State Ins Group | $413.51 / month |
| 139 | AIG | $430.44 / month |
| 140 | Maryland Auto Insurance Fund | $434.85 / month |
| 141 | Central Mutual Insurance Co | $452.36 / month |
| 142 | Preferred Mutual | $458.27 / month |
| 143 | Hanover | $469.52 / month |
| 144 | Loya Insurance | $481.12 / month |
| 145 | Dairyland | $601.19 / month |
| 146 | General Agents Group | $747.40 / month |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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