Auto Insurance Companies: Lists, Reviews, and Rates.

We’ve done all the hard work for you and reviewed some of the biggest and best car insurance companies in the nation.

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Car Insurance Company Reviews

Drivers in the US have a lot of options when it comes to car insurance. With hundreds of companies and coverage options it can be a bit overwhelming. We wanted to make things easier so we researched and reviewed some of the top companies around. Every company has pros and cons and offers different discounts to its customers. Cost is a big factor as well. As you can see, our in-house reporting has uncovered a wide range of average prices. Check out the information below and when you’re ready, you can compare quotes here.

Average Car Insurance Cost by Company

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Which Company has the Cheapest Car Insurance?

Average Car Insurance Cost by Company

We collected coverage and price data from 0 of the biggest car insurance companies to see how they compare. We compiled data from . Using our in-house reporting, we were able to identify the average rate per month that these companies typically offer their customers. Keep in mind, this is just an estimate. Rates can vary drastically depending on your age, location, and driving history.

Best Car Insurance Companies

Cost is just one factor in determing the auto insurance coverage to purchase. We were curious how the best insurance companies ranked according to 3rd-party groups including BBB, A.M Best, NAIC, and Moody’s. Each of these organizations have their own criteria for ranking a company’s service and customer satisfaction.

BBB Rating - Better Business Bureau

The Better Business Bureau or (BBB) helps consumers find businesses and charities they can trust by issuing ratings and allowing customers to write reviews and file complaints.

A.M Best Rating

AM Best is a credit rating agency that focuses on the insurance industry. They issue financial-strength ratings measuring companies' ability to pay claims to their policyholders.

NAIC Complaint Index

The NAIC or National Association of Insurance Commissioners that help state insurance regulators implement best practices, standards and conduct peer reviews.

Moody’s

The Moody’s Corporation is a financial services company that assigns credit ratings to companies that measure the ability for the company to make back debt.

CompanyBBB RatingA.M. BestNAIC Complaint IndexMoody's Rating
AllstateA-A+1.03Aa3
FarmersA+A-0.08A2
State FarmAA++2.58A
TravelersA+A+0.0Aa2
NationwideA+A+0.38A1
American FamilyA+A0.64A
Liberty MutualA-A4.55A2
USAAB-A++1.01Aa1

Which Company has the Cheapest Car Insurance?

For many drivers the biggest determining factor comes down to price. Everyone wants good quality coverage that they can afford. We monitored thousands of quotes provided to customers from car insurance companies and identified the cheapest average rates. Below we have ranked the top rated companies in order from least to most expensive. Keep in mind, these are just averages and many factors determine the actual quote you will receive.

RankCompanyAvg monthly rate
1 American National P&C $51.14 / month
2 Concord Group $67.04 / month
3 Countryway Insurance $78.08 / month
4 North Carolina Farm Bureau $84.86 / month
5 Bear River $91.00 / month
6 Buckeye Insurance Group $93.54 / month
7 Virginia Farm Bureau $93.58 / month
8 Pekin Insurance $94.34 / month
9 MMG Insurance Company $97.04 / month
10 Co-Operative Ins Companies $99.42 / month
11 PEMCO $99.57 / month
12 Utica National Ins Group $102.72 / month
13 IMT Insurance Company $104.14 / month
14 Partners Mutual Insurance Co $105.02 / month
15 Farm Bureau of ID Group $105.21 / month
16 General Casualty $105.71 / month
17 Ohio Mutual Ins Group $105.77 / month
18 Clearcover $106.75 / month
19 SECURA Insurance $109.13 / month
20 Ameriprise Group $109.67 / month
21 Farm Bureau Mutual (IA Group) $109.75 / month
22 Indiana Farmers Mutual Ins $110.07 / month
23 Farmers Mutual of Nebraska $112.85 / month
24 Kentucky Farm Bureau $114.57 / month
25 West Bend Mutual $117.19 / month
26 New Jersey Manufacturers $118.15 / month
27 EMC Insurance $119.78 / month
28 Mississippi Farm Bureau $119.80 / month
29 USAA $121.15 / month
30 Oregon Mutual $121.65 / month
31 Commerce Group Inc $122.58 / month
32 Peerless Insurance Company $123.00 / month
33 Capital Insurance Group $123.34 / month
34 Plymouth Rock Assurance $123.52 / month
35 Grinnell Mutual $126.85 / month
36 MO Farm Bureau Services $128.66 / month
37 United Farm Bureau of IN Group $130.66 / month
38 Patriot Group $131.02 / month
39 Norfolk and Dedham Group $131.51 / month
40 Nodak Mutual $131.54 / month
41 Tennessee Farmers $132.95 / month
42 Rural Mutual Insurance $133.04 / month
43 Unigard $133.49 / month
44 Safety Group $133.55 / month
45 Verti Insurance $135.12 / month
46 Titan $135.95 / month
47 Auto-Owners Insurance Co $135.99 / month
48 Western Reserve $136.65 / month
49 Erie $137.00 / month
50 Western National $138.14 / month
51 Texas Farm Bureau Group $138.73 / month
52 Umialik Insurance $141.18 / month
53 Mutual Of Enumclaw $141.72 / month
54 Penn National $141.96 / month
55 GEICO $144.20 / month
56 Southern Farm Bureau $144.32 / month
57 North Star $148.44 / month
58 Georgia Farm Bureau $149.61 / month
59 Country $153.46 / month
60 Columbia Insurance Group $153.58 / month
61 Rockford Mutual Insurance $154.67 / month
62 Hastings Mutual Insurance Co $155.66 / month
63 American Family $158.49 / month
64 Oklahoma Farmers Union $161.06 / month
65 ACCC Insurance Company $163.55 / month
66 State Farm $164.22 / month
67 Union Mutual Fire Group $165.74 / month
68 Cincinnati Insurance $169.85 / month
69 Celina Insurance Group $171.07 / month
70 Cameron Mutual Group $174.01 / month
71 Progressive $175.78 / month
72 Arbella Insurance Group $176.68 / month
73 ACE American Pool $177.25 / month
74 Colorado Farm Bureau Mutual $177.36 / month
RankCompanyAvg monthly rate
75 California Capital $178.52 / month
76 First Chicago Insurance $178.88 / month
77 Grange $179.18 / month
78 National General $179.23 / month
79 SAFECO $180.76 / month
80 Travelers $183.08 / month
81 Acuity $186.95 / month
82 Pure Companies Grp $188.96 / month
83 Atlantic States Insurance $193.00 / month
84 National Farmers Union P&C $193.38 / month
85 Auto Club $193.81 / month
86 Motorists Mutual $194.74 / month
87 Farm Bureau Ins of MI $195.02 / month
88 Vermont Mutual $195.73 / month
89 CSAA $196.17 / month
90 National Grange Mutual $196.19 / month
91 ALFA $198.45 / month
92 Amica Mutual $204.16 / month
93 Westfield $205.12 / month
94 Quincy Mutual $207.23 / month
95 Hartford $208.24 / month
96 Oklahoma Farm Bureau $213.44 / month
97 Alliance United $214.88 / month
98 Nationwide $215.96 / month
99 21st Century $217.02 / month
100 Shelter $217.53 / month
101 Hallmark Insurance Group $220.50 / month
102 Mercury $221.26 / month
103 Chubb $222.22 / month
104 State Auto $222.77 / month
105 GMAC Insurance Group $222.85 / month
106 Frankenmuth Mutual $223.74 / month
107 Iowa Mutual $224.96 / month
108 Grange Mutual $226.16 / month
109 Workmen's Auto $231.70 / month
110 Allied $231.79 / month
111 MEEMIC Insurance Company $233.09 / month
112 Pioneer State Mutual Ins Co $235.92 / month
113 Allstate $236.88 / month
114 Direct General Insurance $237.84 / month
115 Republic Indemnity $243.42 / month
116 Electric $246.43 / month
117 Esurance $250.31 / month
118 Direct Auto $252.44 / month
119 Victoria $262.17 / month
120 Southern Ins Co of Virginia $267.45 / month
121 Automobile Club of Missouri $268.40 / month
122 Metropolitan $268.68 / month
123 Safe Auto $273.67 / month
124 Safeway $277.54 / month
125 Sentry $285.59 / month
126 Permanent General $287.66 / month
127 Donegal Mutual Insurance Co $289.01 / month
128 Farmers $291.07 / month
129 American Independent Ins Co $309.58 / month
130 Auto Club Group $310.61 / month
131 Liberty Mutual $313.25 / month
132 Unitrin $314.93 / month
133 Bristol West $324.33 / month
134 New York Central Mutual Fire $324.96 / month
135 Wolverine Mutual $358.44 / month
136 Encompass $362.13 / month
137 United Automobile Ins Group $379.48 / month
138 Tower Insurance Company of New York $386.99 / month
139 Allmerica $407.97 / month
140 Home State Ins Group $411.27 / month
141 Maryland Auto Insurance Fund $435.21 / month
142 AIG $440.73 / month
143 Hanover $466.30 / month
144 Loya Insurance $472.15 / month
145 Central Mutual Insurance Co $490.19 / month
146 Preferred Mutual $509.03 / month
147 Dairyland $596.88 / month
148 General Agents Group $709.43 / month

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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