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Auto Insurance Companies: Lists, Reviews, and Rates.

We’ve done all the hard work for you and reviewed some of the biggest and best car insurance companies in the nation.

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Car Insurance Company Reviews

Drivers in the US have a lot of options when it comes to car insurance. With hundreds of companies and coverage options it can be a bit overwhelming. We wanted to make things easier so we researched and reviewed some of the top companies around. Every company has pros and cons and offers different discounts to its customers. Cost is a big factor as well. As you can see, our in-house reporting has uncovered a wide range of average prices. Check out the information below and when you’re ready, you can compare quotes here.

Average Car Insurance Cost by Company

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Which Company has the Cheapest Car Insurance?

Average Car Insurance Cost by Company

We collected coverage and price data from 0 of the biggest car insurance companies to see how they compare. We compiled data from . Using our in-house reporting, we were able to identify the average rate per month that these companies typically offer their customers. Keep in mind, this is just an estimate. Rates can vary drastically depending on your age, location, and driving history.

Best Car Insurance Companies

Cost is just one factor in determing the auto insurance coverage to purchase. We were curious how the best insurance companies ranked according to 3rd-party groups including BBB, A.M Best, NAIC, and Moody’s. Each of these organizations have their own criteria for ranking a company’s service and customer satisfaction.

BBB Rating - Better Business Bureau

The Better Business Bureau or (BBB) helps consumers find businesses and charities they can trust by issuing ratings and allowing customers to write reviews and file complaints.

NAIC Complaint Index

The NAIC or National Association of Insurance Commissioners that help state insurance regulators implement best practices, standards and conduct peer reviews.

Moody’s

The Moody’s Corporation is a financial services company that assigns credit ratings to companies that measure the ability for the company to make back debt.

CompanyBBB RatingNAIC Complaint IndexMoody's Rating
AllstateA-1.03Aa3
FarmersA+0.08A2
State FarmA2.58A
TravelersA+0.0Aa2
NationwideA+0.38A1
American FamilyA+0.64A
Liberty MutualA-4.55A2
USAAB-1.01Aa1

Which Company has the Cheapest Car Insurance?

For many drivers the biggest determining factor comes down to price. Everyone wants good quality coverage that they can afford. We monitored thousands of quotes provided to customers from car insurance companies and identified the cheapest average rates. Below we have ranked the top rated companies in order from least to most expensive. Keep in mind, these are just averages and many factors determine the actual quote you will receive.

RankCompanyAvg monthly rate
1 American National P&C $51.54 / month
2 American National P $54.35 / month
3 Concord Group $69.05 / month
4 Countryway Insurance $76.71 / month
5 North Carolina Farm Bureau $86.37 / month
6 Buckeye Insurance Group $92.60 / month
7 Bear River $92.64 / month
8 Pekin Insurance $96.80 / month
9 MMG Insurance Company $96.86 / month
10 Virginia Farm Bureau $97.11 / month
11 Utica National Ins Group $98.72 / month
12 Co-Operative Ins Companies $100.90 / month
13 PEMCO $101.02 / month
14 SECURA Insurance $102.11 / month
15 General Casualty $107.64 / month
16 Ohio Mutual Ins Group $108.46 / month
17 IMT Insurance Company $109.49 / month
18 Ameriprise Group $109.67 / month
19 Clearcover $109.67 / month
20 Partners Mutual Insurance Co $109.91 / month
21 Indiana Farmers Mutual Ins $111.24 / month
22 Farm Bureau of ID Group $111.47 / month
23 Farm Bureau Mutual (IA Group) $113.10 / month
24 Kentucky Farm Bureau $115.13 / month
25 Farmers Mutual of Nebraska $115.16 / month
26 EMC Insurance $117.49 / month
27 West Bend Mutual $119.46 / month
28 Mississippi Farm Bureau $121.07 / month
29 New Jersey Manufacturers $121.20 / month
30 USAA $121.35 / month
31 Oregon Mutual $122.71 / month
32 Peerless Insurance Company $123.00 / month
33 GAINSCO Auto Insurance $126.43 / month
34 Capital Insurance Group $127.20 / month
35 Commerce Group Inc $128.11 / month
36 Texas Farm Bureau Group $128.78 / month
37 MO Farm Bureau Services $130.54 / month
38 Safety Group $132.60 / month
39 Nodak Mutual $133.23 / month
40 Unigard $133.71 / month
41 Tennessee Farmers $133.92 / month
42 Direct Auto $135.22 / month
43 Plymouth Rock Assurance $135.42 / month
44 United Farm Bureau of IN Group $135.91 / month
45 Titan $136.03 / month
46 Auto-Owners Insurance Co $136.03 / month
47 Patriot Group $136.52 / month
48 Grinnell Mutual $137.57 / month
49 Verti Insurance $138.73 / month
50 Western Reserve $139.12 / month
51 Erie $139.34 / month
52 Rural Mutual Insurance $140.66 / month
53 Norfolk and Dedham Group $141.76 / month
54 Umialik Insurance $141.99 / month
55 Penn National $142.55 / month
56 Mutual Of Enumclaw $143.67 / month
57 Southern Farm Bureau $144.11 / month
58 Western National $145.12 / month
59 Plymouth Rock $145.68 / month
60 Georgia Farm Bureau $151.22 / month
61 North Star $153.59 / month
62 Columbia Insurance Group $153.84 / month
63 Rockford Mutual Insurance $156.16 / month
64 Country $156.17 / month
65 Union Mutual Fire Group $158.81 / month
66 State Farm $160.83 / month
67 Oklahoma Farmers Union $161.94 / month
68 ACCC Insurance Company $164.56 / month
69 Hastings Mutual Insurance Co $166.69 / month
70 American Family $171.34 / month
71 Cincinnati Insurance $172.69 / month
72 Cameron Mutual Group $173.63 / month
73 ACE American Pool $175.57 / month
74 Celina Insurance Group $176.04 / month
75 Arbella Insurance Group $176.64 / month
76 National General $177.53 / month
77 Kemper Auto Premier $178.25 / month
78 Travelers $178.80 / month
79 First Chicago Insurance $180.76 / month
80 Grange $181.57 / month
RankCompanyAvg monthly rate
81 California Capital $184.68 / month
82 Westfield $184.99 / month
83 Pure Companies Grp $186.30 / month
84 SAFECO $187.72 / month
85 Colorado Farm Bureau Mutual $189.09 / month
86 Mercury Insurance $189.78 / month
87 Acuity $190.63 / month
88 Auto Club $196.29 / month
89 Atlantic States Insurance $197.73 / month
90 National Grange Mutual $198.01 / month
91 Vermont Mutual $198.10 / month
92 ALFA $199.71 / month
93 National Farmers Union P&C $200.08 / month
94 CSAA $200.23 / month
95 Motorists Mutual $201.59 / month
96 Farm Bureau Ins of MI $203.09 / month
97 Kemper Premium $205.61 / month
98 Quincy Mutual $206.67 / month
99 21st Century $208.42 / month
100 Jupiter Auto Insurance $211.05 / month
101 Hartford $211.08 / month
102 National Farmers Union P $211.77 / month
103 Grange Mutual $212.78 / month
104 Nationwide $212.86 / month
105 GMAC Insurance Group $213.04 / month
106 Shelter $214.13 / month
107 Oklahoma Farm Bureau $216.69 / month
108 Alliance United $217.11 / month
109 Frankenmuth Mutual $218.39 / month
110 MEEMIC Insurance Company $219.09 / month
111 Mercury $220.30 / month
112 Hallmark Insurance Group $222.73 / month
113 Chubb $224.69 / month
114 Allied $227.02 / month
115 Infinity Special $228.39 / month
116 State Auto $229.07 / month
117 Kemper Auto Premium $229.85 / month
118 Workmen's Auto $231.70 / month
119 Iowa Mutual $234.36 / month
120 Allstate $236.20 / month
121 Dairyland Scored $236.87 / month
122 Pioneer State Mutual Ins Co $240.99 / month
123 Dairyland $243.50 / month
124 Republic Indemnity $245.99 / month
125 Direct General Insurance $248.18 / month
126 Esurance $250.00 / month
127 Dairyland Realtime $251.07 / month
128 Electric $252.80 / month
129 Southern Ins Co of Virginia $264.83 / month
130 Victoria $265.34 / month
131 American Independent Ins Co $270.64 / month
132 Donegal Mutual Insurance Co $270.92 / month
133 Automobile Club of Missouri $271.63 / month
134 Safeway $272.23 / month
135 Safe Auto $272.87 / month
136 Metropolitan $275.64 / month
137 Farmers $278.86 / month
138 Permanent General $286.93 / month
139 Sentry $287.79 / month
140 Mercury Insurance Company $289.18 / month
141 Liberty Mutual $291.14 / month
142 Unitrin $303.39 / month
143 Wolverine Mutual $305.08 / month
144 Auto Club Group $309.44 / month
145 Bristol West $312.35 / month
146 New York Central Mutual Fire $323.44 / month
147 Encompass $344.54 / month
148 Kemper Auto | Infinity $356.14 / month
149 Tower Insurance Company of New York $382.53 / month
150 United Automobile Ins Group $386.61 / month
151 Dairyland Auto $404.22 / month
152 Home State Ins Group $408.95 / month
153 Allmerica $417.90 / month
154 Maryland Auto Insurance Fund $433.66 / month
155 AIG $438.54 / month
156 Hanover $463.24 / month
157 Loya Insurance $486.95 / month
158 Central Mutual Insurance Co $493.57 / month
159 Preferred Mutual $533.84 / month
160 General Agents Group $591.17 / month

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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