Auto Insurance Companies: Lists, Reviews, and Rates.

We’ve done all the hard work for you and reviewed some of the biggest and best car insurance companies in the nation.

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Car Insurance Company Reviews

Drivers in the US have a lot of options when it comes to car insurance. With hundreds of companies and coverage options it can be a bit overwhelming. We wanted to make things easier so we researched and reviewed some of the top companies around. Every company has pros and cons and offers different discounts to its customers. Cost is a big factor as well. As you can see, our in-house reporting has uncovered a wide range of average prices. Check out the information below and when you’re ready, you can compare quotes here.

Average Car Insurance Cost by Company

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Which Company has the Cheapest Car Insurance?

Average Car Insurance Cost by Company

We collected coverage and price data from 0 of the biggest car insurance companies to see how they compare. We compiled data from . Using our in-house reporting, we were able to identify the average rate per month that these companies typically offer their customers. Keep in mind, this is just an estimate. Rates can vary drastically depending on your age, location, and driving history.

Best Car Insurance Companies

Cost is just one factor in determing the auto insurance coverage to purchase. We were curious how the best insurance companies ranked according to 3rd-party groups including BBB, A.M Best, NAIC, and Moody’s. Each of these organizations have their own criteria for ranking a company’s service and customer satisfaction.

BBB Rating - Better Business Bureau

The Better Business Bureau or (BBB) helps consumers find businesses and charities they can trust by issuing ratings and allowing customers to write reviews and file complaints.

A.M Best Rating

AM Best is a credit rating agency that focuses on the insurance industry. They issue financial-strength ratings measuring companies' ability to pay claims to their policyholders.

NAIC Complaint Index

The NAIC or National Association of Insurance Commissioners that help state insurance regulators implement best practices, standards and conduct peer reviews.

Moody’s

The Moody’s Corporation is a financial services company that assigns credit ratings to companies that measure the ability for the company to make back debt.

CompanyBBB RatingA.M. BestNAIC Complaint IndexMoody's Rating
AllstateA-A+1.03Aa3
FarmersA+A-0.08A2
State FarmAA++2.58A
TravelersA+A+0.0Aa2
NationwideA+A+0.38A1
American FamilyA+A0.64A
Liberty MutualA-A4.55A2
USAAB-A++1.01Aa1

Which Company has the Cheapest Car Insurance?

For many drivers the biggest determining factor comes down to price. Everyone wants good quality coverage that they can afford. We monitored thousands of quotes provided to customers from car insurance companies and identified the cheapest average rates. Below we have ranked the top rated companies in order from least to most expensive. Keep in mind, these are just averages and many factors determine the actual quote you will receive.

RankCompanyAvg monthly rate
1 American National P&C $52.01 / month
2 Concord Group $68.24 / month
3 Countryway Insurance $77.99 / month
4 North Carolina Farm Bureau $84.25 / month
5 Pekin Insurance $92.69 / month
6 Bear River $94.69 / month
7 Virginia Farm Bureau $95.25 / month
8 Buckeye Insurance Group $96.62 / month
9 MMG Insurance Company $98.12 / month
10 PEMCO $99.18 / month
11 IMT Insurance Company $102.16 / month
12 Partners Mutual Insurance Co $103.66 / month
13 Ohio Mutual Ins Group $104.64 / month
14 Farm Bureau of ID Group $105.30 / month
15 General Casualty $105.80 / month
16 Utica National Ins Group $108.97 / month
17 Ameriprise Group $109.92 / month
18 SECURA Insurance $111.04 / month
19 Clearcover $111.41 / month
20 Farm Bureau Mutual (IA Group) $111.60 / month
21 Indiana Farmers Mutual Ins $112.30 / month
22 Kentucky Farm Bureau $112.91 / month
23 Farmers Mutual of Nebraska $113.07 / month
24 West Bend Mutual $116.71 / month
25 Mississippi Farm Bureau $118.84 / month
26 Plymouth Rock Assurance $118.91 / month
27 New Jersey Manufacturers $118.93 / month
28 USAA $119.83 / month
29 Capital Insurance Group $121.21 / month
30 Oregon Mutual $121.27 / month
31 Peerless Insurance Company $123.00 / month
32 Rural Mutual Insurance $125.09 / month
33 Norfolk and Dedham Group $125.12 / month
34 Commerce Group Inc $125.15 / month
35 MO Farm Bureau Services $126.62 / month
36 Nodak Mutual $126.78 / month
37 Grinnell Mutual $127.03 / month
38 EMC Insurance $128.08 / month
39 Erie $130.08 / month
40 Safety Group $130.58 / month
41 Verti Insurance $131.80 / month
42 United Farm Bureau of IN Group $131.84 / month
43 Tennessee Farmers $131.90 / month
44 Patriot Group $132.89 / month
45 Auto-Owners Insurance Co $135.74 / month
46 Western Reserve $135.76 / month
47 Unigard $136.53 / month
48 Western National $137.06 / month
49 Penn National $137.26 / month
50 Texas Farm Bureau Group $138.77 / month
51 Mutual Of Enumclaw $140.97 / month
52 Umialik Insurance $141.16 / month
53 GEICO $141.59 / month
54 Titan $142.42 / month
55 Southern Farm Bureau $143.28 / month
56 North Star $146.65 / month
57 Georgia Farm Bureau $146.90 / month
58 Country $150.53 / month
59 Hastings Mutual Insurance Co $151.15 / month
60 Rockford Mutual Insurance $151.97 / month
61 American Family $155.01 / month
62 Columbia Insurance Group $155.99 / month
63 Oklahoma Farmers Union $158.81 / month
64 ACCC Insurance Company $160.36 / month
65 State Farm $161.51 / month
66 Cincinnati Insurance $169.76 / month
67 Celina Insurance Group $170.61 / month
68 Arbella Insurance Group $172.93 / month
69 ACE American Pool $173.13 / month
70 Cameron Mutual Group $174.36 / month
71 First Chicago Insurance $176.14 / month
72 Progressive $176.27 / month
73 California Capital $176.75 / month
RankCompanyAvg monthly rate
74 Grange $177.29 / month
75 Colorado Farm Bureau Mutual $179.08 / month
76 Travelers $179.72 / month
77 SAFECO $180.76 / month
78 Acuity $182.85 / month
79 National General $184.18 / month
80 Pure Companies Grp $184.35 / month
81 Atlantic States Insurance $186.03 / month
82 Motorists Mutual $188.54 / month
83 Auto Club $189.77 / month
84 Farm Bureau Ins of MI $190.36 / month
85 National Farmers Union P&C $190.81 / month
86 Vermont Mutual $191.55 / month
87 National Grange Mutual $193.25 / month
88 CSAA $194.05 / month
89 ALFA $195.94 / month
90 Amica Mutual $199.67 / month
91 Quincy Mutual $201.66 / month
92 Hartford $202.60 / month
93 Westfield $210.25 / month
94 Oklahoma Farm Bureau $211.09 / month
95 Alliance United $211.33 / month
96 Nationwide $211.97 / month
97 Chubb $212.91 / month
98 State Auto $215.81 / month
99 Shelter $218.17 / month
100 21st Century $218.69 / month
101 Frankenmuth Mutual $219.00 / month
102 Hallmark Insurance Group $220.85 / month
103 Mercury $224.95 / month
104 GMAC Insurance Group $226.12 / month
105 Grange Mutual $227.06 / month
106 Pioneer State Mutual Ins Co $230.15 / month
107 Allied $231.44 / month
108 Iowa Mutual $231.46 / month
109 MEEMIC Insurance Company $231.67 / month
110 Workmen's Auto $233.76 / month
111 Allstate $234.65 / month
112 Direct General Insurance $235.86 / month
113 Esurance $240.71 / month
114 Electric $243.00 / month
115 Republic Indemnity $244.48 / month
116 Victoria $256.37 / month
117 Metropolitan $258.42 / month
118 Automobile Club of Missouri $260.93 / month
119 Southern Ins Co of Virginia $267.08 / month
120 Safe Auto $269.82 / month
121 Sentry $273.39 / month
122 Safeway $275.05 / month
123 Farmers $286.93 / month
124 Permanent General $287.56 / month
125 Donegal Mutual Insurance Co $289.38 / month
126 Auto Club Group $306.30 / month
127 American Independent Ins Co $306.63 / month
128 Unitrin $310.25 / month
129 New York Central Mutual Fire $312.44 / month
130 Liberty Mutual $313.25 / month
131 Bristol West $324.34 / month
132 Direct Auto $342.55 / month
133 Encompass $362.83 / month
134 Wolverine Mutual $365.74 / month
135 Tower Insurance Company of New York $376.35 / month
136 United Automobile Ins Group $383.29 / month
137 Allmerica $396.24 / month
138 Home State Ins Group $413.51 / month
139 AIG $430.44 / month
140 Maryland Auto Insurance Fund $434.85 / month
141 Central Mutual Insurance Co $452.36 / month
142 Preferred Mutual $458.27 / month
143 Hanover $469.52 / month
144 Loya Insurance $481.12 / month
145 Dairyland $601.19 / month
146 General Agents Group $747.40 / month

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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