Auto Insurance Companies: Lists, Reviews, and Rates.

We’ve done all the hard work for you and reviewed some of the biggest and best car insurance companies in the nation.

Compare Car Insurance Rates in Your Area

Car Insurance Company Reviews

Drivers in the US have a lot of options when it comes to car insurance. With hundreds of companies and coverage options it can be a bit overwhelming. We wanted to make things easier so we researched and reviewed some of the top companies around. Every company has pros and cons and offers different discounts to its customers. Cost is a big factor as well. As you can see, our in-house reporting has uncovered a wide range of average prices. Check out the information below and when you’re ready, you can compare quotes here.

Average Car Insurance Cost by Company

Bets car Insurance Companies

Which Company has the Cheapest Car Insurance?

Average Car Insurance Cost by Company

We collected coverage and price data from 0 of the biggest car insurance companies to see how they compare. We compiled data from . Using our in-house reporting, we were able to identify the average rate per month that these companies typically offer their customers. Keep in mind, this is just an estimate. Rates can vary drastically depending on your age, location, and driving history.

Best Car Insurance Companies

Cost is just one factor in determing the auto insurance coverage to purchase. We were curious how the best insurance companies ranked according to 3rd-party groups including BBB, A.M Best, NAIC, and Moody’s. Each of these organizations have their own criteria for ranking a company’s service and customer satisfaction.

BBB Rating - Better Business Bureau

The Better Business Bureau or (BBB) helps consumers find businesses and charities they can trust by issuing ratings and allowing customers to write reviews and file complaints.

A.M Best Rating

AM Best is a credit rating agency that focuses on the insurance industry. They issue financial-strength ratings measuring companies' ability to pay claims to their policyholders.

NAIC Complaint Index

The NAIC or National Association of Insurance Commissioners that help state insurance regulators implement best practices, standards and conduct peer reviews.

Moody’s

The Moody’s Corporation is a financial services company that assigns credit ratings to companies that measure the ability for the company to make back debt.

CompanyBBB RatingA.M. BestNAIC Complaint IndexMoody's Rating
AllstateA-A+1.03Aa3
FarmersA+A-0.08A2
State FarmAA++2.58A
TravelersA+A+0.0Aa2
NationwideA+A+0.38A1
American FamilyA+A0.64A
Liberty MutualA-A4.55A2
USAAB-A++1.01Aa1

Which Company has the Cheapest Car Insurance?

For many drivers the biggest determining factor comes down to price. Everyone wants good quality coverage that they can afford. We monitored thousands of quotes provided to customers from car insurance companies and identified the cheapest average rates. Below we have ranked the top rated companies in order from least to most expensive. Keep in mind, these are just averages and many factors determine the actual quote you will receive.

RankCompanyAvg monthly rate
1 American National P&C $51.19 / month
2 Concord Group $68.35 / month
3 Countryway Insurance $77.02 / month
4 North Carolina Farm Bureau $85.78 / month
5 Bear River $92.65 / month
6 Buckeye Insurance Group $93.49 / month
7 Virginia Farm Bureau $95.53 / month
8 Pekin Insurance $95.61 / month
9 MMG Insurance Company $97.19 / month
10 PEMCO $99.91 / month
11 Utica National Ins Group $100.34 / month
12 Co-Operative Ins Companies $101.23 / month
13 SECURA Insurance $104.26 / month
14 Clearcover $105.39 / month
15 IMT Insurance Company $106.33 / month
16 General Casualty $106.73 / month
17 Ohio Mutual Ins Group $107.11 / month
18 Partners Mutual Insurance Co $107.33 / month
19 Farm Bureau of ID Group $108.74 / month
20 Ameriprise Group $109.67 / month
21 Farm Bureau Mutual (IA Group) $111.13 / month
22 Indiana Farmers Mutual Ins $111.63 / month
23 Farmers Mutual of Nebraska $113.44 / month
24 Kentucky Farm Bureau $115.25 / month
25 EMC Insurance $117.98 / month
26 West Bend Mutual $118.82 / month
27 Mississippi Farm Bureau $120.11 / month
28 New Jersey Manufacturers $120.13 / month
29 USAA $121.82 / month
30 Oregon Mutual $122.27 / month
31 Peerless Insurance Company $123.00 / month
32 Capital Insurance Group $125.45 / month
33 Commerce Group Inc $126.75 / month
34 MO Farm Bureau Services $128.96 / month
35 Plymouth Rock Assurance $130.38 / month
36 Nodak Mutual $131.26 / month
37 Grinnell Mutual $131.48 / month
38 Tennessee Farmers $132.79 / month
39 Unigard $133.19 / month
40 United Farm Bureau of IN Group $134.11 / month
41 Safety Group $134.20 / month
42 Patriot Group $135.49 / month
43 Auto-Owners Insurance Co $136.39 / month
44 Rural Mutual Insurance $137.13 / month
45 Titan $138.56 / month
46 Verti Insurance $138.62 / month
47 Norfolk and Dedham Group $138.64 / month
48 Western Reserve $139.00 / month
49 Texas Farm Bureau Group $139.30 / month
50 Erie $139.45 / month
51 Umialik Insurance $142.07 / month
52 Western National $142.54 / month
53 Mutual Of Enumclaw $143.17 / month
54 Penn National $143.22 / month
55 Southern Farm Bureau $144.12 / month
56 GEICO $144.73 / month
57 Georgia Farm Bureau $150.71 / month
58 North Star $151.53 / month
59 Columbia Insurance Group $155.35 / month
60 Country $155.87 / month
61 Rockford Mutual Insurance $155.87 / month
62 Oklahoma Farmers Union $162.54 / month
63 Hastings Mutual Insurance Co $163.12 / month
64 Union Mutual Fire Group $164.03 / month
65 State Farm $164.51 / month
66 ACCC Insurance Company $164.69 / month
67 American Family $165.89 / month
68 Cincinnati Insurance $170.58 / month
69 Celina Insurance Group $172.87 / month
70 Progressive $173.02 / month
71 Cameron Mutual Group $174.34 / month
72 ACE American Pool $177.42 / month
73 Arbella Insurance Group $177.66 / month
74 National General $177.92 / month
RankCompanyAvg monthly rate
75 First Chicago Insurance $179.61 / month
76 Colorado Farm Bureau Mutual $179.96 / month
77 Grange $180.64 / month
78 SAFECO $180.76 / month
79 Travelers $181.78 / month
80 California Capital $182.34 / month
81 Acuity $188.67 / month
82 Pure Companies Grp $189.22 / month
83 Westfield $191.85 / month
84 Auto Club $195.87 / month
85 National Grange Mutual $197.46 / month
86 National Farmers Union P&C $197.47 / month
87 Farm Bureau Ins of MI $197.66 / month
88 CSAA $198.44 / month
89 Atlantic States Insurance $198.71 / month
90 Vermont Mutual $199.07 / month
91 Direct Auto $199.23 / month
92 Motorists Mutual $199.32 / month
93 ALFA $199.42 / month
94 Quincy Mutual $208.20 / month
95 Amica Mutual $210.32 / month
96 Hartford $210.61 / month
97 21st Century $213.31 / month
98 Alliance United $216.08 / month
99 Oklahoma Farm Bureau $216.25 / month
100 Nationwide $216.34 / month
101 Shelter $217.87 / month
102 GMAC Insurance Group $218.59 / month
103 Grange Mutual $218.86 / month
104 Mercury $220.48 / month
105 Hallmark Insurance Group $221.68 / month
106 MEEMIC Insurance Company $224.19 / month
107 Frankenmuth Mutual $224.39 / month
108 Chubb $225.35 / month
109 State Auto $227.12 / month
110 Iowa Mutual $228.12 / month
111 Allied $231.13 / month
112 Workmen's Auto $231.70 / month
113 Allstate $238.09 / month
114 Pioneer State Mutual Ins Co $238.88 / month
115 Direct General Insurance $244.52 / month
116 Republic Indemnity $244.94 / month
117 Electric $250.34 / month
118 Esurance $255.46 / month
119 Victoria $265.39 / month
120 Southern Ins Co of Virginia $265.89 / month
121 Automobile Club of Missouri $269.16 / month
122 Safe Auto $272.32 / month
123 Safeway $275.29 / month
124 Metropolitan $275.90 / month
125 Donegal Mutual Insurance Co $278.05 / month
126 American Independent Ins Co $286.02 / month
127 Permanent General $287.42 / month
128 Sentry $289.10 / month
129 Farmers $291.72 / month
130 Unitrin $309.51 / month
131 Auto Club Group $312.66 / month
132 Liberty Mutual $313.25 / month
133 Bristol West $318.27 / month
134 New York Central Mutual Fire $325.27 / month
135 Wolverine Mutual $325.29 / month
136 Encompass $353.18 / month
137 United Automobile Ins Group $384.45 / month
138 Tower Insurance Company of New York $384.99 / month
139 Home State Ins Group $411.19 / month
140 Allmerica $412.82 / month
141 Maryland Auto Insurance Fund $434.86 / month
142 AIG $444.35 / month
143 Hanover $455.56 / month
144 Loya Insurance $477.90 / month
145 Central Mutual Insurance Co $499.85 / month
146 Preferred Mutual $532.24 / month
147 Dairyland $596.88 / month
148 General Agents Group $635.40 / month

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

Compare Insurance Rates for Free.

Enter your zip code, answer a few questions, and compare rates in less than 3 minutes.