Auto Insurance Companies: Lists, Reviews, and Rates.

We’ve done all the hard work for you and reviewed some of the biggest and best car insurance companies in the nation.

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Car Insurance Company Reviews

Drivers in the US have a lot of options when it comes to car insurance. With hundreds of companies and coverage options it can be a bit overwhelming. We wanted to make things easier so we researched and reviewed some of the top companies around. Every company has pros and cons and offers different discounts to its customers. Cost is a big factor as well. As you can see, our in-house reporting has uncovered a wide range of average prices. Check out the information below and when you’re ready, you can compare quotes here.

Average Car Insurance Cost by Company

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Which Company has the Cheapest Car Insurance?

Average Car Insurance Cost by Company

We collected coverage and price data from 0 of the biggest car insurance companies to see how they compare. We compiled data from . Using our in-house reporting, we were able to identify the average rate per month that these companies typically offer their customers. Keep in mind, this is just an estimate. Rates can vary drastically depending on your age, location, and driving history.

Best Car Insurance Companies

Cost is just one factor in determing the auto insurance coverage to purchase. We were curious how the best insurance companies ranked according to 3rd-party groups including BBB, A.M Best, NAIC, and Moody’s. Each of these organizations have their own criteria for ranking a company’s service and customer satisfaction.

BBB Rating - Better Business Bureau

The Better Business Bureau or (BBB) helps consumers find businesses and charities they can trust by issuing ratings and allowing customers to write reviews and file complaints.

NAIC Complaint Index

The NAIC or National Association of Insurance Commissioners that help state insurance regulators implement best practices, standards and conduct peer reviews.


The Moody’s Corporation is a financial services company that assigns credit ratings to companies that measure the ability for the company to make back debt.

CompanyBBB RatingNAIC Complaint IndexMoody's Rating
State FarmA2.58A
American FamilyA+0.64A
Liberty MutualA-4.55A2

Which Company has the Cheapest Car Insurance?

For many drivers the biggest determining factor comes down to price. Everyone wants good quality coverage that they can afford. We monitored thousands of quotes provided to customers from car insurance companies and identified the cheapest average rates. Below we have ranked the top rated companies in order from least to most expensive. Keep in mind, these are just averages and many factors determine the actual quote you will receive.

RankCompanyAvg monthly rate
1 SECURA Insurance $68.35 / month
2 Mercury Insurance Company $84.21 / month
3 Infinity Special $114.47 / month
4 USAA $117.40 / month
5 Auto-Owners Insurance Co $121.33 / month
6 New York Central Mutual Fire $129.80 / month
7 Erie $135.46 / month
8 Wolverine Mutual $136.54 / month
9 Hastings Mutual Insurance Co $149.38 / month
10 Travelers $155.56 / month
11 Mercury $157.81 / month
12 MEEMIC Insurance Company $158.42 / month
13 Chubb $159.59 / month
14 Pioneer State Mutual Ins Co $161.45 / month
15 California Capital $162.06 / month
16 21st Century $162.73 / month
17 Farm Bureau Ins of MI $165.00 / month
18 Metropolitan $166.35 / month
19 Unitrin $169.91 / month
20 Frankenmuth Mutual $174.50 / month
21 Grange $178.81 / month
22 Penn National $182.90 / month
23 Esurance $186.45 / month
24 State Farm $187.06 / month
25 Auto Club $190.11 / month
26 Alliance United $190.30 / month
RankCompanyAvg monthly rate
1 Westfield $197.32 / month
2 CSAA $197.35 / month
3 Nationwide $200.61 / month
4 Hartford $203.66 / month
5 American Family $204.67 / month
6 Donegal Mutual Insurance Co $229.56 / month
7 Allied $252.26 / month
8 Farmers $257.82 / month
9 Safeco $262.23 / month
10 Bristol West $267.04 / month
11 AssuranceAmerica $268.29 / month
12 Grange Mutual $274.74 / month
13 Encompass $280.91 / month
14 National General $280.92 / month
15 Safe Auto $281.65 / month
16 National General Value $287.85 / month
17 Dairyland Auto $330.19 / month
18 Dairyland $335.86 / month
19 Preferred Mutual $339.67 / month
20 Central Mutual Insurance Co $349.66 / month
21 Liberty Mutual $369.79 / month
22 Hanover $404.89 / month
23 Aspire Savings Triple Deductible $426.93 / month
24 Aspire Savings Roadside $441.90 / month
25 Aspire Advantage Roadside $472.59 / month
26 Kemper Auto | Infinity $530.95 / month

The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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