Auto Insurance Companies: Lists, Reviews, and Rates.

We’ve done all the hard work for you and reviewed some of the biggest and best car insurance companies in the nation.

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Car Insurance Company Reviews

Drivers in the US have a lot of options when it comes to car insurance. With hundreds of companies and coverage options it can be a bit overwhelming. We wanted to make things easier so we researched and reviewed some of the top companies around. Every company has pros and cons and offers different discounts to its customers. Cost is a big factor as well. As you can see, our in-house reporting has uncovered a wide range of average prices. Check out the information below and when you’re ready, you can compare quotes here.

Average Car Insurance Cost by Company

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Which Company has the Cheapest Car Insurance?

Average Car Insurance Cost by Company

We collected coverage and price data from 0 of the biggest car insurance companies to see how they compare. We compiled data from . Using our in-house reporting, we were able to identify the average rate per month that these companies typically offer their customers. Keep in mind, this is just an estimate. Rates can vary drastically depending on your age, location, and driving history.

Best Car Insurance Companies

Cost is just one factor in determing the auto insurance coverage to purchase. We were curious how the best insurance companies ranked according to 3rd-party groups including BBB, A.M Best, NAIC, and Moody’s. Each of these organizations have their own criteria for ranking a company’s service and customer satisfaction.

BBB Rating - Better Business Bureau

The Better Business Bureau or (BBB) helps consumers find businesses and charities they can trust by issuing ratings and allowing customers to write reviews and file complaints.

NAIC Complaint Index

The NAIC or National Association of Insurance Commissioners that help state insurance regulators implement best practices, standards and conduct peer reviews.

Moody’s

The Moody’s Corporation is a financial services company that assigns credit ratings to companies that measure the ability for the company to make back debt.

CompanyBBB RatingNAIC Complaint IndexMoody's Rating
AllstateA-1.03Aa3
FarmersA+0.08A2
State FarmA2.58A
TravelersA+0.0Aa2
NationwideA+0.38A1
American FamilyA+0.64A
Liberty MutualA-4.55A2
USAAB-1.01Aa1

Which Company has the Cheapest Car Insurance?

For many drivers the biggest determining factor comes down to price. Everyone wants good quality coverage that they can afford. We monitored thousands of quotes provided to customers from car insurance companies and identified the cheapest average rates. Below we have ranked the top rated companies in order from least to most expensive. Keep in mind, these are just averages and many factors determine the actual quote you will receive.

RankCompanyAvg monthly rate
1 SECURA Insurance $68.42 / month
2 PEMCO $87.17 / month
3 Pekin Insurance $88.65 / month
4 Kemper Auto Premier $96.01 / month
5 Mercury Insurance Company $105.34 / month
6 Capital Insurance Group $106.02 / month
7 USAA $117.24 / month
8 New York Central Mutual Fire $118.73 / month
9 Auto-Owners Insurance Co $121.53 / month
10 Unigard $127.02 / month
11 Erie $130.47 / month
12 New Jersey Manufacturers $130.57 / month
13 Country $132.67 / month
14 Oregon Mutual $142.51 / month
15 Direct Auto $142.98 / month
16 Infinity Special $143.32 / month
17 Wolverine Mutual $149.30 / month
18 21st Century $154.37 / month
19 MEEMIC Insurance Company $158.27 / month
20 Hastings Mutual Insurance Co $159.45 / month
21 Grange $160.13 / month
22 California Capital $162.29 / month
23 Travelers $162.39 / month
24 Pioneer State Mutual Ins Co $166.50 / month
25 State Farm $169.22 / month
26 Chubb $173.08 / month
27 Farm Bureau Ins of MI $174.32 / month
28 Mercury $176.98 / month
29 GMAC Insurance Group $177.58 / month
30 Auto Club $179.52 / month
31 Alliance United $179.93 / month
32 Unitrin $182.63 / month
33 Penn National $182.87 / month
34 Frankenmuth Mutual $183.76 / month
35 Nationwide $189.90 / month
36 Metropolitan $191.33 / month
37 Mutual Of Enumclaw $192.17 / month
RankCompanyAvg monthly rate
1 Westfield $198.95 / month
2 Allstate $204.66 / month
3 Safeco $210.51 / month
4 Esurance $218.65 / month
5 Allied $219.95 / month
6 American Family $221.38 / month
7 Donegal Mutual Insurance Co $221.58 / month
8 CSAA $229.96 / month
9 Automobile Club of Missouri $231.50 / month
10 Sentry $236.63 / month
11 State Auto $241.18 / month
12 Farmers $252.49 / month
13 Grange Mutual $264.72 / month
14 Bristol West $270.84 / month
15 AIG $279.22 / month
16 Safe Auto $292.71 / month
17 Direct General Insurance $293.77 / month
18 Encompass $296.60 / month
19 Auto Club Group $300.20 / month
20 United Automobile Ins Group $301.14 / month
21 Preferred Mutual $309.87 / month
22 Liberty Mutual $320.89 / month
23 Plymouth Rock $352.65 / month
24 Dairyland $371.91 / month
25 Aspire Savings Triple Deductible $373.12 / month
26 Central Mutual Insurance Co $373.43 / month
27 Aspire Savings Roadside $385.01 / month
28 AssuranceAmerica $385.93 / month
29 National General Value $388.62 / month
30 Aspire Advantage Roadside $409.93 / month
31 Hanover $434.98 / month
32 Dairyland Scored $445.74 / month
33 Dairyland Auto $466.25 / month
34 AssuranceAmerica Economy $531.03 / month
35 National General $655.48 / month
36 AssuranceAmerica Elite $736.41 / month
37 Kemper Auto | Infinity $784.33 / month

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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