Auto Insurance Companies: Lists, Reviews, and Rates.

We’ve done all the hard work for you and reviewed some of the biggest and best car insurance companies in the nation.

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Car Insurance Company Reviews

Drivers in the US have a lot of options when it comes to car insurance. With hundreds of companies and coverage options it can be a bit overwhelming. We wanted to make things easier so we researched and reviewed some of the top companies around. Every company has pros and cons and offers different discounts to its customers. Cost is a big factor as well. As you can see, our in-house reporting has uncovered a wide range of average prices. Check out the information below and when you’re ready, you can compare quotes here.

Average Car Insurance Cost by Company

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Which Company has the Cheapest Car Insurance?

Average Car Insurance Cost by Company

We collected coverage and price data from 0 of the biggest car insurance companies to see how they compare. We compiled data from . Using our in-house reporting, we were able to identify the average rate per month that these companies typically offer their customers. Keep in mind, this is just an estimate. Rates can vary drastically depending on your age, location, and driving history.

Best Car Insurance Companies

Cost is just one factor in determing the auto insurance coverage to purchase. We were curious how the best insurance companies ranked according to 3rd-party groups including BBB, A.M Best, NAIC, and Moody’s. Each of these organizations have their own criteria for ranking a company’s service and customer satisfaction.

BBB Rating - Better Business Bureau

The Better Business Bureau or (BBB) helps consumers find businesses and charities they can trust by issuing ratings and allowing customers to write reviews and file complaints.

NAIC Complaint Index

The NAIC or National Association of Insurance Commissioners that help state insurance regulators implement best practices, standards and conduct peer reviews.

Moody’s

The Moody’s Corporation is a financial services company that assigns credit ratings to companies that measure the ability for the company to make back debt.

CompanyBBB RatingNAIC Complaint IndexMoody's Rating
AllstateA-1.03Aa3
FarmersA+0.08A2
State FarmA2.58A
TravelersA+0.0Aa2
NationwideA+0.38A1
American FamilyA+0.64A
Liberty MutualA-4.55A2
USAAB-1.01Aa1

Which Company has the Cheapest Car Insurance?

For many drivers the biggest determining factor comes down to price. Everyone wants good quality coverage that they can afford. We monitored thousands of quotes provided to customers from car insurance companies and identified the cheapest average rates. Below we have ranked the top rated companies in order from least to most expensive. Keep in mind, these are just averages and many factors determine the actual quote you will receive.

RankCompanyAvg monthly rate
1 American National P $50.15 / month
2 SECURA Insurance $75.55 / month
3 Buckeye Insurance Group $76.34 / month
4 Texas Farm Bureau Group $82.45 / month
5 Pekin Insurance $84.56 / month
6 PEMCO $95.94 / month
7 New York Central Mutual Fire $108.08 / month
8 Western Reserve $110.83 / month
9 West Bend Mutual $112.76 / month
10 Southern Farm Bureau $112.92 / month
11 NatGen PPA $113.26 / month
12 Farm Bureau Mutual (IA Group) $116.56 / month
13 Kemper Auto Premier $117.69 / month
14 USAA $119.75 / month
15 Ohio Mutual Ins Group $121.21 / month
16 Auto-Owners Insurance Co $122.22 / month
17 New Jersey Manufacturers $122.41 / month
18 MO Farm Bureau Services $123.48 / month
19 Rockford Mutual Insurance $124.56 / month
20 Georgia Farm Bureau $125.51 / month
21 Erie $126.78 / month
22 Safety Group $127.03 / month
23 Clearcover $132.94 / month
24 Norfolk and Dedham Group $133.20 / month
25 Capital Insurance Group $135.80 / month
26 Country $137.66 / month
27 First Chicago Insurance $139.32 / month
28 Cameron Mutual Group $139.32 / month
29 Unigard $142.51 / month
30 North Star $146.24 / month
31 Kemper Personal Insurance $148.59 / month
32 State Farm $149.91 / month
33 SafeAuto $151.16 / month
34 Oregon Mutual $152.33 / month
35 ALFA $158.15 / month
36 Arbella Insurance Group $160.44 / month
37 Hastings Mutual Insurance Co $161.96 / month
38 ACCC Insurance Company $162.42 / month
39 Celina Insurance Group $163.18 / month
40 ACE American Pool $165.05 / month
41 MEEMIC Insurance Company $167.73 / month
42 Cincinnati Insurance $167.90 / month
43 Travelers $168.98 / month
44 Western National $169.23 / month
45 California Capital $172.81 / month
46 Penn National $174.02 / month
47 Plymouth Rock Assurance $174.18 / month
48 Quincy Mutual $175.03 / month
49 Republic Indemnity $175.58 / month
50 National General RAD $176.26 / month
51 21st Century $177.15 / month
52 Atlantic States Insurance $179.98 / month
53 National Grange Mutual $181.25 / month
54 Pioneer State Mutual Ins Co $183.51 / month
55 Grange $183.74 / month
56 Shelter $183.80 / month
57 Farm Bureau Ins of MI $183.81 / month
58 Wolverine Mutual $184.62 / month
59 Nationwide $186.83 / month
60 Infinity Special $187.11 / month
61 Kemper Auto $188.41 / month
62 Vermont Mutual $189.78 / month
63 Alliance United $191.58 / month
RankCompanyAvg monthly rate
1 Mutual Of Enumclaw $194.45 / month
2 Mercury $198.50 / month
3 Chubb $199.64 / month
4 Dairyland FR Bond $200.26 / month
5 Dairyland Broadform $200.69 / month
6 American Independent Ins Co $201.46 / month
7 NatGen Value $201.47 / month
8 Frankenmuth Mutual $204.81 / month
9 Victoria $206.34 / month
10 Westfield $206.84 / month
11 Hartford $208.47 / month
12 Allstate $209.30 / month
13 NatGen Advantage $211.59 / month
14 Direct Auto $214.09 / month
15 Electric $215.19 / month
16 Motorists Mutual $216.12 / month
17 Safeco $217.33 / month
18 State Auto $220.76 / month
19 Mercury Insurance $224.16 / month
20 American Family $224.71 / month
21 GMAC Insurance Group $230.40 / month
22 Allied $232.44 / month
23 Auto Club Group $234.16 / month
24 Unitrin $235.76 / month
25 National General Value $237.29 / month
26 Metropolitan $238.73 / month
27 National Farmers Union P $241.15 / month
28 AssuranceAmerica Mobile Max $241.84 / month
29 Esurance $243.73 / month
30 Automobile Club of Missouri $243.79 / month
31 Safeway $244.62 / month
32 Donegal Mutual Insurance Co $249.08 / month
33 Mercury Insurance Company $249.65 / month
34 CSAA $251.44 / month
35 Permanent General $253.13 / month
36 Liberty Mutual $255.07 / month
37 Sentry $259.95 / month
38 Farmers $259.97 / month
39 Grange Mutual $263.90 / month
40 Tower Insurance Company of New York $265.21 / month
41 Preferred Mutual $267.85 / month
42 AssuranceAmerica $270.08 / month
43 Southern Ins Co of Virginia $276.97 / month
44 Plymouth Rock $290.71 / month
45 Safe Auto $292.74 / month
46 AIG $293.33 / month
47 Direct General Insurance $294.92 / month
48 AssuranceAmerica Economy $295.97 / month
49 Encompass $297.08 / month
50 Kemper Premium $312.90 / month
51 Central Mutual Insurance Co $319.53 / month
52 Bristol West $325.04 / month
53 National General $329.05 / month
54 Dairyland $336.27 / month
55 United Automobile Ins Group $339.77 / month
56 Home State Ins Group $353.55 / month
57 Maryland Auto Insurance Fund $353.94 / month
58 Kemper Auto | Infinity $367.95 / month
59 Dairyland Scored $404.06 / month
60 Hanover $405.70 / month
61 AssuranceAmerica Elite $432.34 / month
62 General Agents Group $513.24 / month
63 Dairyland Auto $654.05 / month

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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