Auto Insurance Companies: Lists, Reviews, and Rates.

We’ve done all the hard work for you and reviewed some of the biggest and best car insurance companies in the nation.

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Car Insurance Company Reviews

Drivers in the US have a lot of options when it comes to car insurance. With hundreds of companies and coverage options it can be a bit overwhelming. We wanted to make things easier so we researched and reviewed some of the top companies around. Every company has pros and cons and offers different discounts to its customers. Cost is a big factor as well. As you can see, our in-house reporting has uncovered a wide range of average prices. Check out the information below and when you’re ready, you can compare quotes here.

Average Car Insurance Cost by Company

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Which Company has the Cheapest Car Insurance?

Average Car Insurance Cost by Company

We collected coverage and price data from 0 of the biggest car insurance companies to see how they compare. We compiled data from . Using our in-house reporting, we were able to identify the average rate per month that these companies typically offer their customers. Keep in mind, this is just an estimate. Rates can vary drastically depending on your age, location, and driving history.

Best Car Insurance Companies

Cost is just one factor in determing the auto insurance coverage to purchase. We were curious how the best insurance companies ranked according to 3rd-party groups including BBB, A.M Best, NAIC, and Moody’s. Each of these organizations have their own criteria for ranking a company’s service and customer satisfaction.

BBB Rating - Better Business Bureau

The Better Business Bureau or (BBB) helps consumers find businesses and charities they can trust by issuing ratings and allowing customers to write reviews and file complaints.

A.M Best Rating

AM Best is a credit rating agency that focuses on the insurance industry. They issue financial-strength ratings measuring companies' ability to pay claims to their policyholders.

NAIC Complaint Index

The NAIC or National Association of Insurance Commissioners that help state insurance regulators implement best practices, standards and conduct peer reviews.

Moody’s

The Moody’s Corporation is a financial services company that assigns credit ratings to companies that measure the ability for the company to make back debt.

CompanyBBB RatingA.M. BestNAIC Complaint IndexMoody's Rating
AllstateA-A+1.03Aa3
FarmersA+A-0.08A2
State FarmAA++2.58A
TravelersA+A+0.0Aa2
NationwideA+A+0.38A1
American FamilyA+A0.64A
Liberty MutualA-A4.55A2
USAAB-A++1.01Aa1

Which Company has the Cheapest Car Insurance?

For many drivers the biggest determining factor comes down to price. Everyone wants good quality coverage that they can afford. We monitored thousands of quotes provided to customers from car insurance companies and identified the cheapest average rates. Below we have ranked the top rated companies in order from least to most expensive. Keep in mind, these are just averages and many factors determine the actual quote you will receive.

RankCompanyAvg monthly rate
1 American National P&C $51.54 / month
2 American National P $56.25 / month
3 Concord Group $68.77 / month
4 Countryway Insurance $76.45 / month
5 North Carolina Farm Bureau $86.35 / month
6 Buckeye Insurance Group $92.56 / month
7 Bear River $92.64 / month
8 MMG Insurance Company $96.55 / month
9 Pekin Insurance $96.69 / month
10 Virginia Farm Bureau $96.93 / month
11 Utica National Ins Group $98.91 / month
12 PEMCO $101.01 / month
13 Co-Operative Ins Companies $101.04 / month
14 SECURA Insurance $102.57 / month
15 Clearcover $105.85 / month
16 General Casualty $107.64 / month
17 Ohio Mutual Ins Group $108.22 / month
18 IMT Insurance Company $109.29 / month
19 Ameriprise Group $109.67 / month
20 Partners Mutual Insurance Co $109.73 / month
21 Farm Bureau of ID Group $110.76 / month
22 Indiana Farmers Mutual Ins $111.49 / month
23 Farm Bureau Mutual (IA Group) $112.85 / month
24 Kentucky Farm Bureau $115.07 / month
25 Farmers Mutual of Nebraska $115.13 / month
26 EMC Insurance $117.46 / month
27 West Bend Mutual $119.49 / month
28 Mississippi Farm Bureau $120.97 / month
29 New Jersey Manufacturers $121.12 / month
30 USAA $121.41 / month
31 Oregon Mutual $122.61 / month
32 Peerless Insurance Company $123.00 / month
33 Commerce Group Inc $127.14 / month
34 Capital Insurance Group $127.27 / month
35 Texas Farm Bureau Group $129.95 / month
36 MO Farm Bureau Services $130.48 / month
37 Direct Auto $130.78 / month
38 Safety Group $132.68 / month
39 Unigard $133.59 / month
40 Nodak Mutual $133.59 / month
41 Tennessee Farmers $133.73 / month
42 Plymouth Rock Assurance $135.02 / month
43 Patriot Group $135.37 / month
44 United Farm Bureau of IN Group $135.87 / month
45 Titan $136.45 / month
46 Auto-Owners Insurance Co $136.46 / month
47 Grinnell Mutual $137.51 / month
48 Verti Insurance $138.73 / month
49 Western Reserve $139.44 / month
50 Erie $139.65 / month
51 Rural Mutual Insurance $140.54 / month
52 Norfolk and Dedham Group $141.76 / month
53 Umialik Insurance $142.62 / month
54 Penn National $142.77 / month
55 Mutual Of Enumclaw $143.32 / month
56 Southern Farm Bureau $144.47 / month
57 Western National $144.79 / month
58 Georgia Farm Bureau $151.15 / month
59 North Star $153.43 / month
60 Columbia Insurance Group $154.98 / month
61 Rockford Mutual Insurance $156.15 / month
62 Country $156.22 / month
63 State Farm $161.40 / month
64 Union Mutual Fire Group $161.46 / month
65 Oklahoma Farmers Union $162.63 / month
66 ACCC Insurance Company $164.57 / month
67 Hastings Mutual Insurance Co $166.79 / month
68 American Family $171.19 / month
69 Cincinnati Insurance $172.94 / month
70 Cameron Mutual Group $174.22 / month
71 ACE American Pool $175.70 / month
72 Celina Insurance Group $175.72 / month
73 National General $176.29 / month
74 Arbella Insurance Group $176.75 / month
RankCompanyAvg monthly rate
75 Travelers $178.98 / month
76 First Chicago Insurance $180.74 / month
77 SAFECO $180.77 / month
78 Grange $181.34 / month
79 California Capital $184.57 / month
80 Westfield $185.21 / month
81 Pure Companies Grp $186.54 / month
82 Acuity $189.48 / month
83 Colorado Farm Bureau Mutual $190.45 / month
84 Jupiter Auto Insurance $193.36 / month
85 Auto Club $196.22 / month
86 Atlantic States Insurance $198.04 / month
87 National Grange Mutual $198.33 / month
88 Vermont Mutual $198.40 / month
89 ALFA $199.84 / month
90 CSAA $199.93 / month
91 National Farmers Union P&C $200.08 / month
92 Motorists Mutual $201.87 / month
93 Farm Bureau Ins of MI $202.68 / month
94 National Farmers Union P $204.61 / month
95 Quincy Mutual $207.04 / month
96 21st Century $208.93 / month
97 Hartford $211.10 / month
98 Nationwide $212.89 / month
99 Grange Mutual $213.12 / month
100 GMAC Insurance Group $214.01 / month
101 Shelter $215.11 / month
102 Alliance United $217.03 / month
103 Oklahoma Farm Bureau $217.25 / month
104 Frankenmuth Mutual $219.02 / month
105 MEEMIC Insurance Company $219.62 / month
106 Mercury $220.73 / month
107 Hallmark Insurance Group $222.17 / month
108 Chubb $225.21 / month
109 Allied $227.34 / month
110 State Auto $228.90 / month
111 Workmen's Auto $231.70 / month
112 Iowa Mutual $232.94 / month
113 Allstate $236.89 / month
114 Pioneer State Mutual Ins Co $241.34 / month
115 Direct General Insurance $245.74 / month
116 Republic Indemnity $246.12 / month
117 Esurance $249.12 / month
118 Electric $252.69 / month
119 Southern Ins Co of Virginia $264.22 / month
120 Victoria $266.02 / month
121 Automobile Club of Missouri $271.22 / month
122 Donegal Mutual Insurance Co $271.64 / month
123 Safe Auto $272.24 / month
124 American Independent Ins Co $272.24 / month
125 Safeway $273.32 / month
126 Metropolitan $275.78 / month
127 Farmers $280.29 / month
128 Permanent General $287.04 / month
129 Sentry $288.96 / month
130 Unitrin $303.99 / month
131 Wolverine Mutual $307.28 / month
132 Auto Club Group $310.33 / month
133 Liberty Mutual $312.41 / month
134 Bristol West $312.75 / month
135 New York Central Mutual Fire $323.35 / month
136 Encompass $345.75 / month
137 Tower Insurance Company of New York $382.59 / month
138 United Automobile Ins Group $386.58 / month
139 Home State Ins Group $409.40 / month
140 Allmerica $417.97 / month
141 Maryland Auto Insurance Fund $434.31 / month
142 AIG $443.81 / month
143 Hanover $462.90 / month
144 Loya Insurance $486.59 / month
145 Central Mutual Insurance Co $494.08 / month
146 Dairyland $507.69 / month
147 Preferred Mutual $534.05 / month
148 General Agents Group $594.76 / month

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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