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Auto Insurance Companies: Lists, Reviews, and Rates.

We’ve done all the hard work for you and reviewed some of the biggest and best car insurance companies in the nation.

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Car Insurance Company Reviews

Drivers in the US have a lot of options when it comes to car insurance. With hundreds of companies and coverage options it can be a bit overwhelming. We wanted to make things easier so we researched and reviewed some of the top companies around. Every company has pros and cons and offers different discounts to its customers. Cost is a big factor as well. As you can see, our in-house reporting has uncovered a wide range of average prices. Check out the information below and when you’re ready, you can compare quotes here.

Average Car Insurance Cost by Company

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Which Company has the Cheapest Car Insurance?

Average Car Insurance Cost by Company

We collected coverage and price data from 0 of the biggest car insurance companies to see how they compare. We compiled data from . Using our in-house reporting, we were able to identify the average rate per month that these companies typically offer their customers. Keep in mind, this is just an estimate. Rates can vary drastically depending on your age, location, and driving history.

Best Car Insurance Companies

Cost is just one factor in determing the auto insurance coverage to purchase. We were curious how the best insurance companies ranked according to 3rd-party groups including BBB, A.M Best, NAIC, and Moody’s. Each of these organizations have their own criteria for ranking a company’s service and customer satisfaction.

BBB Rating - Better Business Bureau

The Better Business Bureau or (BBB) helps consumers find businesses and charities they can trust by issuing ratings and allowing customers to write reviews and file complaints.

NAIC Complaint Index

The NAIC or National Association of Insurance Commissioners that help state insurance regulators implement best practices, standards and conduct peer reviews.

Moody’s

The Moody’s Corporation is a financial services company that assigns credit ratings to companies that measure the ability for the company to make back debt.

CompanyBBB RatingNAIC Complaint IndexMoody's Rating
AllstateA-1.03Aa3
FarmersA+0.08A2
State FarmA2.58A
TravelersA+0.0Aa2
NationwideA+0.38A1
American FamilyA+0.64A
Liberty MutualA-4.55A2
USAAB-1.01Aa1

Which Company has the Cheapest Car Insurance?

For many drivers the biggest determining factor comes down to price. Everyone wants good quality coverage that they can afford. We monitored thousands of quotes provided to customers from car insurance companies and identified the cheapest average rates. Below we have ranked the top rated companies in order from least to most expensive. Keep in mind, these are just averages and many factors determine the actual quote you will receive.

RankCompanyAvg monthly rate
1 American National P&C $51.54 / month
2 American National P $53.18 / month
3 Dairyland Auto 1 Month $56.25 / month
4 Concord Group $68.94 / month
5 Countryway Insurance $76.61 / month
6 North Carolina Farm Bureau $86.33 / month
7 Buckeye Insurance Group $92.53 / month
8 Bear River $92.64 / month
9 MMG Insurance Company $96.63 / month
10 Pekin Insurance $96.76 / month
11 Virginia Farm Bureau $97.07 / month
12 Utica National Ins Group $98.58 / month
13 NatGen PPA $100.30 / month
14 Co-Operative Ins Companies $100.90 / month
15 PEMCO $100.99 / month
16 SECURA Insurance $101.82 / month
17 Clearcover $107.18 / month
18 General Casualty $107.64 / month
19 National General RAD $108.00 / month
20 Ohio Mutual Ins Group $108.41 / month
21 IMT Insurance Company $109.29 / month
22 Ameriprise Group $109.67 / month
23 Partners Mutual Insurance Co $109.89 / month
24 Indiana Farmers Mutual Ins $111.08 / month
25 Farm Bureau of ID Group $112.15 / month
26 Farm Bureau Mutual (IA Group) $113.02 / month
27 Farmers Mutual of Nebraska $114.88 / month
28 Kentucky Farm Bureau $114.99 / month
29 EMC Insurance $117.11 / month
30 West Bend Mutual $119.32 / month
31 Mississippi Farm Bureau $120.94 / month
32 New Jersey Manufacturers $121.19 / month
33 USAA $121.29 / month
34 Oregon Mutual $122.84 / month
35 Peerless Insurance Company $123.00 / month
36 GAINSCO Auto Insurance $124.40 / month
37 Capital Insurance Group $127.13 / month
38 Commerce Group Inc $128.06 / month
39 Texas Farm Bureau Group $128.22 / month
40 MO Farm Bureau Services $130.51 / month
41 Safety Group $132.67 / month
42 Nodak Mutual $133.56 / month
43 Unigard $133.67 / month
44 Tennessee Farmers $133.74 / month
45 Direct Auto $135.22 / month
46 Plymouth Rock Assurance $135.60 / month
47 Auto-Owners Insurance Co $135.73 / month
48 Titan $135.82 / month
49 United Farm Bureau of IN Group $136.00 / month
50 Patriot Group $136.04 / month
51 Grinnell Mutual $137.40 / month
52 Verti Insurance $138.73 / month
53 Western Reserve $138.91 / month
54 Erie $139.22 / month
55 Rural Mutual Insurance $141.11 / month
56 Umialik Insurance $141.70 / month
57 Norfolk and Dedham Group $141.95 / month
58 Penn National $142.46 / month
59 Mutual Of Enumclaw $143.81 / month
60 Southern Farm Bureau $143.90 / month
61 Western National $145.01 / month
62 Georgia Farm Bureau $151.05 / month
63 North Star $153.29 / month
64 Columbia Insurance Group $153.37 / month
65 Rockford Mutual Insurance $155.88 / month
66 Country $155.96 / month
67 Union Mutual Fire Group $158.81 / month
68 State Farm $160.53 / month
69 Oklahoma Farmers Union $161.35 / month
70 ACCC Insurance Company $164.40 / month
71 Plymouth Rock $164.59 / month
72 Hastings Mutual Insurance Co $166.45 / month
73 American Family $171.28 / month
74 Cincinnati Insurance $172.53 / month
75 Cameron Mutual Group $173.28 / month
76 ACE American Pool $175.91 / month
77 Celina Insurance Group $176.09 / month
78 Arbella Insurance Group $176.77 / month
79 Travelers $178.79 / month
80 First Chicago Insurance $180.43 / month
81 Grange $181.45 / month
82 Westfield $184.47 / month
83 California Capital $184.62 / month
RankCompanyAvg monthly rate
84 Dairyland Auto 6 Month $185.75 / month
85 Mercury Insurance $185.81 / month
86 Pure Companies Grp $186.30 / month
87 Kemper Auto Premier $187.04 / month
88 Colorado Farm Bureau Mutual $188.64 / month
89 Acuity $190.85 / month
90 National General Value $192.18 / month
91 National General $192.66 / month
92 SAFECO $194.50 / month
93 Auto Club $196.13 / month
94 Atlantic States Insurance $197.47 / month
95 National Grange Mutual $197.92 / month
96 Vermont Mutual $198.07 / month
97 ALFA $199.77 / month
98 National Farmers Union P&C $200.08 / month
99 CSAA $200.17 / month
100 Motorists Mutual $201.53 / month
101 Farm Bureau Ins of MI $203.14 / month
102 NatGen Value $205.85 / month
103 Quincy Mutual $206.85 / month
104 Jupiter Auto Insurance $207.29 / month
105 21st Century $208.09 / month
106 National Farmers Union P $210.26 / month
107 Hartford $210.87 / month
108 Grange Mutual $212.36 / month
109 Nationwide $212.49 / month
110 GMAC Insurance Group $212.64 / month
111 Shelter $213.59 / month
112 Kemper Auto Premium $214.02 / month
113 Oklahoma Farm Bureau $216.08 / month
114 Alliance United $216.95 / month
115 Frankenmuth Mutual $217.83 / month
116 MEEMIC Insurance Company $218.50 / month
117 Mercury $219.92 / month
118 Hallmark Insurance Group $222.73 / month
119 Kemper Premium $222.77 / month
120 Chubb $224.40 / month
121 Dairyland $225.03 / month
122 Dairyland Realtime $225.94 / month
123 Infinity Special $226.00 / month
124 Allied $226.70 / month
125 State Auto $228.98 / month
126 Dairyland Scored $231.34 / month
127 Workmen's Auto $231.70 / month
128 Iowa Mutual $233.97 / month
129 Allstate $235.72 / month
130 Pioneer State Mutual Ins Co $240.43 / month
131 Republic Indemnity $245.70 / month
132 Direct General Insurance $248.99 / month
133 Esurance $250.05 / month
134 Mercury Insurance Company $251.66 / month
135 Electric $252.65 / month
136 Kemper Auto $258.31 / month
137 Southern Ins Co of Virginia $264.72 / month
138 Victoria $264.95 / month
139 American Independent Ins Co $269.77 / month
140 Donegal Mutual Insurance Co $270.22 / month
141 Safeway $271.46 / month
142 Automobile Club of Missouri $271.73 / month
143 Safe Auto $272.90 / month
144 Metropolitan $275.20 / month
145 Farmers $278.13 / month
146 Permanent General $286.73 / month
147 Sentry $287.23 / month
148 Liberty Mutual $289.13 / month
149 Unitrin $302.95 / month
150 Wolverine Mutual $303.56 / month
151 Auto Club Group $308.81 / month
152 Bristol West $312.05 / month
153 New York Central Mutual Fire $323.44 / month
154 Encompass $343.70 / month
155 Kemper Auto | Infinity $365.39 / month
156 Tower Insurance Company of New York $382.53 / month
157 United Automobile Ins Group $386.23 / month
158 Home State Ins Group $408.88 / month
159 Allmerica $417.90 / month
160 Dairyland Auto $420.95 / month
161 Maryland Auto Insurance Fund $433.18 / month
162 AIG $436.49 / month
163 Hanover $462.92 / month
164 Loya Insurance $486.95 / month
165 Central Mutual Insurance Co $492.85 / month
166 Preferred Mutual $532.94 / month
167 General Agents Group $591.24 / month

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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