Auto Insurance Companies: Lists, Reviews, and Rates.

We’ve done all the hard work for you and reviewed some of the biggest and best car insurance companies in the nation.

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Car Insurance Company Reviews

Drivers in the US have a lot of options when it comes to car insurance. With hundreds of companies and coverage options it can be a bit overwhelming. We wanted to make things easier so we researched and reviewed some of the top companies around. Every company has pros and cons and offers different discounts to its customers. Cost is a big factor as well. As you can see, our in-house reporting has uncovered a wide range of average prices. Check out the information below and when you’re ready, you can compare quotes here.

Average Car Insurance Cost by Company

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Which Company has the Cheapest Car Insurance?

Average Car Insurance Cost by Company

We collected coverage and price data from 0 of the biggest car insurance companies to see how they compare. We compiled data from . Using our in-house reporting, we were able to identify the average rate per month that these companies typically offer their customers. Keep in mind, this is just an estimate. Rates can vary drastically depending on your age, location, and driving history.

Best Car Insurance Companies

Cost is just one factor in determing the auto insurance coverage to purchase. We were curious how the best insurance companies ranked according to 3rd-party groups including BBB, A.M Best, NAIC, and Moody’s. Each of these organizations have their own criteria for ranking a company’s service and customer satisfaction.

BBB Rating - Better Business Bureau

The Better Business Bureau or (BBB) helps consumers find businesses and charities they can trust by issuing ratings and allowing customers to write reviews and file complaints.

A.M Best Rating

AM Best is a credit rating agency that focuses on the insurance industry. They issue financial-strength ratings measuring companies' ability to pay claims to their policyholders.

NAIC Complaint Index

The NAIC or National Association of Insurance Commissioners that help state insurance regulators implement best practices, standards and conduct peer reviews.

Moody’s

The Moody’s Corporation is a financial services company that assigns credit ratings to companies that measure the ability for the company to make back debt.

CompanyBBB RatingA.M. BestNAIC Complaint IndexMoody's Rating
AllstateA-A+1.03Aa3
FarmersA+A-0.08A2
State FarmAA++2.58A
TravelersA+A+0.0Aa2
NationwideA+A+0.38A1
American FamilyA+A0.64A
Liberty MutualA-A4.55A2
USAAB-A++1.01Aa1

Which Company has the Cheapest Car Insurance?

For many drivers the biggest determining factor comes down to price. Everyone wants good quality coverage that they can afford. We monitored thousands of quotes provided to customers from car insurance companies and identified the cheapest average rates. Below we have ranked the top rated companies in order from least to most expensive. Keep in mind, these are just averages and many factors determine the actual quote you will receive.

RankCompanyAvg monthly rate
1 American National P&C $51.67 / month
2 Concord Group $65.83 / month
3 Countryway Insurance $75.58 / month
4 North Carolina Farm Bureau $82.19 / month
5 Pekin Insurance $87.81 / month
6 MMG Insurance Company $93.77 / month
7 Virginia Farm Bureau $94.28 / month
8 Bear River $95.44 / month
9 Buckeye Insurance Group $96.58 / month
10 PEMCO $98.21 / month
11 Partners Mutual Insurance Co $99.76 / month
12 Ohio Mutual Ins Group $100.89 / month
13 IMT Insurance Company $102.17 / month
14 Farm Bureau of ID Group $104.82 / month
15 General Casualty $106.07 / month
16 SECURA Insurance $106.45 / month
17 Utica National Ins Group $106.51 / month
18 Ameriprise Group $109.79 / month
19 Indiana Farmers Mutual Ins $109.91 / month
20 Kentucky Farm Bureau $110.63 / month
21 Farm Bureau Mutual (IA Group) $111.01 / month
22 Commerce Group Inc $112.17 / month
23 Mississippi Farm Bureau $112.31 / month
24 Farmers Mutual of Nebraska $112.51 / month
25 USAA $116.45 / month
26 Clearcover $117.14 / month
27 Plymouth Rock Assurance $117.26 / month
28 West Bend Mutual $117.38 / month
29 New Jersey Manufacturers $117.99 / month
30 Capital Insurance Group $118.05 / month
31 Norfolk and Dedham Group $118.49 / month
32 Patriot Group $118.56 / month
33 EMC Insurance $119.98 / month
34 Erie $120.01 / month
35 Oregon Mutual $121.32 / month
36 MO Farm Bureau Services $121.47 / month
37 Safety Group $121.72 / month
38 Grinnell Mutual $122.79 / month
39 Rural Mutual Insurance $123.59 / month
40 Tennessee Farmers $123.94 / month
41 Penn National $127.63 / month
42 Verti Insurance $128.25 / month
43 United Farm Bureau of IN Group $128.73 / month
44 Auto-Owners Insurance Co $130.34 / month
45 Western Reserve $131.30 / month
46 Titan $132.82 / month
47 Texas Farm Bureau Group $133.02 / month
48 Western National $134.21 / month
49 GEICO $134.86 / month
50 Unigard $135.81 / month
51 Georgia Farm Bureau $136.72 / month
52 Mutual Of Enumclaw $139.39 / month
53 Southern Farm Bureau $141.04 / month
54 North Star $141.64 / month
55 Hastings Mutual Insurance Co $141.92 / month
56 Rockford Mutual Insurance $144.40 / month
57 Country $144.88 / month
58 American Family $152.14 / month
59 Oklahoma Farmers Union $153.34 / month
60 State Farm $153.55 / month
61 ACCC Insurance Company $153.83 / month
62 Columbia Insurance Group $157.92 / month
63 Celina Insurance Group $162.85 / month
64 Arbella Insurance Group $163.74 / month
65 Cincinnati Insurance $166.57 / month
66 ACE American Pool $166.66 / month
67 First Chicago Insurance $167.49 / month
68 Cameron Mutual Group $167.69 / month
69 Progressive $168.48 / month
70 Travelers $169.30 / month
RankCompanyAvg monthly rate
71 Colorado Farm Bureau Mutual $170.79 / month
72 Acuity $172.31 / month
73 California Capital $176.71 / month
74 National General $176.81 / month
75 Pure Companies Grp $177.13 / month
76 Grange $177.65 / month
77 SAFECO $178.26 / month
78 Atlantic States Insurance $178.37 / month
79 Motorists Mutual $178.62 / month
80 Farm Bureau Ins of MI $179.56 / month
81 Vermont Mutual $179.66 / month
82 National Farmers Union P&C $182.78 / month
83 National Grange Mutual $184.74 / month
84 ALFA $186.50 / month
85 Auto Club $190.90 / month
86 Amica Mutual $193.54 / month
87 CSAA $194.34 / month
88 Westfield $194.57 / month
89 Quincy Mutual $194.84 / month
90 Chubb $199.19 / month
91 Nationwide $199.85 / month
92 Oklahoma Farm Bureau $200.96 / month
93 Frankenmuth Mutual $201.49 / month
94 Hartford $201.97 / month
95 State Auto $204.39 / month
96 Grange Mutual $207.98 / month
97 Alliance United $210.78 / month
98 21st Century $212.65 / month
99 Shelter $214.04 / month
100 Pioneer State Mutual Ins Co $217.20 / month
101 Hallmark Insurance Group $219.06 / month
102 GMAC Insurance Group $219.35 / month
103 Mercury $219.87 / month
104 MEEMIC Insurance Company $220.65 / month
105 Esurance $223.38 / month
106 Allstate $223.51 / month
107 Allied $224.09 / month
108 Direct General Insurance $230.92 / month
109 Iowa Mutual $232.99 / month
110 Republic Indemnity $233.54 / month
111 Electric $236.05 / month
112 Workmen's Auto $237.01 / month
113 Automobile Club of Missouri $241.26 / month
114 Victoria $243.16 / month
115 Metropolitan $244.35 / month
116 Southern Ins Co of Virginia $251.99 / month
117 Safe Auto $260.43 / month
118 Sentry $261.56 / month
119 Safeway $262.29 / month
120 Farmers $263.04 / month
121 Donegal Mutual Insurance Co $265.49 / month
122 Permanent General $282.81 / month
123 New York Central Mutual Fire $283.25 / month
124 American Independent Ins Co $285.01 / month
125 Unitrin $290.26 / month
126 Auto Club Group $290.31 / month
127 Liberty Mutual $303.61 / month
128 Bristol West $307.33 / month
129 Wolverine Mutual $342.18 / month
130 Encompass $342.50 / month
131 Tower Insurance Company of New York $356.53 / month
132 United Automobile Ins Group $373.47 / month
133 Allmerica $375.20 / month
134 Central Mutual Insurance Co $392.99 / month
135 Home State Ins Group $399.96 / month
136 AIG $412.86 / month
137 Preferred Mutual $413.78 / month
138 Maryland Auto Insurance Fund $416.89 / month
139 Hanover $434.28 / month
140 Loya Insurance $443.44 / month
141 General Agents Group $755.45 / month

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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