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SmartFinancial provides information, advice and assistance on all of your tough insurance questions.

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All the hype about self-driving cars has died down finally. New car technology now tends to focus on safety, security and convenience. That’s not to say that self-driving cars will never exist -- and surely, they will -- but we’re certain that day will come a decade, perhaps two, from now.

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Do You Live in a No Fault State or a Tort Law Insurance State?

Traditional insurance states and no-fault states are different in how they handle accidents. In a traditional (or tort law) state, there is fault assigned in an accident whereas in no-fault states your own car insurance pays for damages and injuries even when the accident was someone else’s fault. Below, we break down for you which 12 states are no fault states and what it means if you live in one.

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Learn the difference between liability and full coverage auto insurance.

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What Auto Insurance Doesn’t Cover

Learn more about what basic car insurance covers and doesn't cover. You might be surprised.

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Find out what auto insurance covers and explore the different types of coverage including comprehensive, liability, and gap.

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Auto Insurance is required by law in all 50 states. Learn more about how it works and if minimum coverage is right for you.

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