Dan Marticio

Dan Marticio

Insurance Expert

Dan Marticio is the content manager at SmartFinancial and has written 150+ articles across multiple insurance verticals. His past experience writing in small business and personal finance verticals has earned him bylines on prominent fintech brands, including LendingTree, ValuePenguin, Fundera, The Balance and NerdWallet. His guides always aim to assist everyday consumers and entrepreneurs make informed decisions about their finances and business.

Auto Insurance, Home Insurance, Health Insurance & more
B.A. in English from California State University, Fullerton
Featured in
LendingTree, ValuePenguin, Fundera, The Balance, NerdWallet, Business Insider, Homelight, MSN

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Recent Articles

Life Insurance
What Is a Life Insurance Beneficiary?

A life insurance beneficiary is an individual or entity that receives the death benefit in a life insurance policy after the insured dies. See who qualifies as a beneficiary and how to name them in your policy.

Life Insurance
Should I Get Term or Whole Life Insurance?

If you're seeking affordable coverage for a specific period of up to 30 years, term life insurance is probably your best bet. On the other hand, if you're looking for lifelong protection with an investment component, whole life insurance may be a better fit for you.

Insurance Insurance
Actual Cash Value vs. Replacement Cost Value (How Depreciation Affects Your Claim Payout)

The key difference between an insurance claim payout for an item’s actual cash value vs. replacement cost value is whether there is a deduction for depreciation. Keep reading to learn more.

Commercial Insurance
What Is Commercial Property Insurance and How Does It Work?

Commercial property insurance covers your business’s physical assets, like inventory and equipment, in the event of a covered loss. Learn how it works and how much it can cost.

Health Insurance
What Does Copay Mean in Health Insurance?

A health insurance copayment, or copay, is a flat fee paid each time you visit the doctor, pick up a prescription or receive some other type of healthcare service. The copay amount can vary based on the service and your healthcare plan and in some cases, no copay will apply at all.

Health Insurance
What Is Health Insurance: How It Works, Costs and Types

Health insurance is a contract between the policyholder and an insurance company that lowers what policyholders must pay for medical services in exchange for paying a monthly premium. This arrangement helps individuals access the medical treatments they need that would otherwise be unaffordable. Several types of health insurance plans exist, which vary in cost and coverage.

Auto Insurance
What Happens if You're Caught Driving Without Car Insurance?

Driving without car insurance is illegal in most states and results in severe consequences if you’re caught. Find out what the penalties are for driving uninsured in your state.

Auto Insurance
Should I Buy Gap Insurance for My Car?

You may want to buy guaranteed asset protection, more commonly known as gap insurance, if you plan on making a small down payment on your car or financing your car over a period of several years.

Auto Insurance
What To Do After a Car Accident: 8 Steps

Do you know what to do after a car accident? We’ve outlined each step necessary to help you stay safe and compile the right information for your insurance claim.