Life Insurance A life insurance beneficiary is an individual or entity that receives the death benefit in a life insurance policy after the insured dies. See who qualifies as a beneficiary and how to name them in your policy.
Life Insurance If you're seeking affordable coverage for a specific period of up to 30 years, term life insurance is probably your best bet. On the other hand, if you're looking for lifelong protection with an investment component, whole life insurance may be a better fit for you.
Insurance Insurance The key difference between an insurance claim payout for an item’s actual cash value vs. replacement cost value is whether there is a deduction for depreciation. Keep reading to learn more.
Commercial Insurance Commercial property insurance covers your business’s physical assets, like inventory and equipment, in the event of a covered loss. Learn how it works and how much it can cost.
Health Insurance A health insurance copayment, or copay, is a flat fee paid each time you visit the doctor, pick up a prescription or receive some other type of healthcare service. The copay amount can vary based on the service and your healthcare plan and in some cases, no copay will apply at all.
Health Insurance Healthcare insurance helps lower the cost of medical expenses in exchange for a regular premium. Read about your options, costs and more.
Auto Insurance Driving without car insurance is illegal in most states and results in severe consequences if you’re caught. Find out what the penalties are for driving uninsured in your state.
Auto Insurance You may want to buy guaranteed asset protection, more commonly known as gap insurance, if you plan on making a small down payment on your car or financing your car over a period of several years.
Auto Insurance Do you know what to do after a car accident? We’ve outlined each step necessary to help you stay safe and compile the right information for your insurance claim.
