What Are the Most Common Causes of Car Accidents?

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Factors that inhibit a person’s ability to drive properly like drunkenness, drowsiness and distraction are some of the biggest contributors to car accidents, while other common causes include aggressive driving behaviors, driver inexperience, storms and defective car parts.

Read on to learn more about some of the main causes of car accidents along with how often fatal car accidents happen in the United States and how you can keep yourself and others safe on the road.

Key Takeaways

  • Drunk driving, distracted driving, fatigue, speeding, poor weather, inexperience and vehicle defects are some of the most common factors contributing to serious car accidents.
  • There were nearly 6 million confirmed car accidents in the United States in 2022 and more than 40,000 estimated traffic fatalities in 2023.
  • To protect yourself on the road, you should be alert and cautious while driving, adjust your driving patterns appropriately depending on traffic and weather conditions, practice defensive driving and avoid getting behind the wheel after you’ve been drinking.

How Common Are Car Accidents in the U.S.?

Police officers reported approximately 5.93 million car crashes in the United States in 2022.[1] That means car accidents occur more than 16,000 times per day, more than 670 times per hour, more than 11 times per minute or roughly once every five to six seconds on average.

Meanwhile, the National Highway Traffic Safety Administration (NHTSA) estimates that 40,990 people died in traffic crashes in 2023, which means that more than 110 people throughout the country die in traffic accidents every day on average.[2]

7 Common Causes of Car Accidents

The following sections will go over seven factors that play a role in a significant number of vehicular accidents every year. Keep in mind that any given collision may be influenced by multiple car accident causes at once.

common causes car accidents

Distracted Driving

Of all the deadly crashes in 2022, 7.8% of them involved distracted drivers, leading to a total of 3,308 distraction-affected traffic fatalities.[1] In addition, phone use played a part in an estimated 28.4% of all car crashes from January to May in 2023.[3]

Texting and driving is perhaps the most obvious type of distracted driving but other common distractions include eating and drinking, talking to other passengers, changing the radio station, listening to loud music, looking at a GPS and putting on makeup.

Drunk Driving

Alcohol-impaired drivers caused 13,524 traffic fatalities in 2022, making drunk driving a contributing factor for nearly 32% of all deaths in car crashes.[1] Drinking and driving is dangerous because alcohol can negatively impact numerous skills needed to drive safely including your judgment, vision, ability to distinguish colors and reaction time.[4]

Fatigue

Although it’s difficult to definitively measure whether fatigue has contributed to a car accident, one study estimates that 17.6% of fatal accidents from 2017 to 2021 involved a drowsy driver, accounting for nearly 6,000 traffic fatalities per year.[5] Drowsy driving is dangerous because you may struggle to pay attention to the road, react to hazards quickly and make safe split-second decisions.

Speeding

Speeding contributed to 29% of traffic deaths in 2022 and has consistently played a part in around one-third of all traffic deaths for more than 20 years.[6] High speeds place both the speeding driver and the people they strike at a higher risk of suffering bodily injury or death and can also lead to more significant property damage in the event of a collision.

Bad Weather

Around 21% of car crashes each year involve adverse weather conditions. These accidents are typically the result of hydroplaning due to rainfall and wet pavement but other storm-related causes of vehicle accidents include snow, sleet, fog, heavy winds and sandstorms.[7]

Inexperience

On average, teens are involved in four times as many car accidents per mile driven and three times as many fatal car accidents per mile driven as drivers over the age of 20. Because of their lack of experience on the road, teenagers often engage in reckless driving behaviors or are unsure of how to appropriately respond to hazardous driving conditions.[8]

Vehicle Defects

While most crashes can be attributed primarily to human error, one study found that vehicular issues were a probable cause of 12.6% of analyzed crashes. Examples of car defects that may lead to collisions include brake failure or imbalance, insufficient tread depth, underinflated tires and vehicle-related obstructions of vision.[9]

What Steps Can I Take To Avoid Car Accidents?

Taking steps like these can help you drive safely and lower your odds of being involved in a car accident:

  1. Maintain a safe distance between yourself and other vehicles.
  2. Pay attention to speed limit signs and make sure you adjust your speed whenever the speed limit changes.
  3. Keep an eye out for brake lights and traffic jams so you’ll be less likely to rear-end another vehicle.
  4. Drive slower than normal and stay an even further distance from other cars if it’s raining.
  5. Inspect your car before going on a long road trip.
  6. Ask a passenger to respond to your texts and calls while you are driving or, if you are driving by yourself, consider putting your phone out of reach in your glove compartment.
  7. Appoint a designated driver, call a rideshare service or take public transportation if you plan on going out and drinking.
  8. Trade driving responsibilities with a passenger periodically during long-distance trips, especially if you’ll be driving through the night.
  9. Take a defensive driving course or participate in some other driver training program.
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FAQs

What should I do if I’m involved in a car accident?

If you are involved in a car accident, you should pull over to a safe location, check to make sure everyone involved is okay, exchange contact information with the other driver, take pictures or videos to document the accident scene and file a claim on the at-fault driver’s insurance or your own insurance depending on the details of the accident and the state you live in.

Will my insurance cover me if I’m involved in a hit-and-run?

Property damage caused by a hit-and-run may be covered by your collision insurance or uninsured motorist coverage, while bodily injury caused by a hit-and-run may be covered by your medical payments coverage, personal injury protection or uninsured motorist coverage.[10]

What car brand is involved in the most accidents?

Tesla drivers have a higher rate of motor vehicle accidents than drivers of any other brand of vehicle.[11]

Sources

  1. National Highway Traffic Safety Administration. “Overview of Motor Vehicle Traffic Crashes in 2022,” Pages 1, 9 and 13. Accessed June 20, 2024.
  2. National Highway Traffic Safety Administration. “Early Estimate of Motor Vehicle Traffic Fatalities in 2023,” Page 1. Accessed June 20, 2024.
  3. Zendrive. “Zendrive Analysis: Distracted Driving Worsens in First Half of 2023.” Accessed June 20, 2024.
  4. National Highway Traffic Safety Administration. “Alcohol and Driving,” Page 1. Accessed June 20, 2024.
  5. AAA Foundation for Traffic Safety. “Drowsy Driving in Fatal Crashes, United States, 2017–2021.” Accessed June 20, 2024. 
  6. National Highway Traffic Safety Administration. “Speeding and Aggressive Driving Prevention.” Accessed June 20, 2024.
  7. Federal Highway Administration. “How Do Weather Events Impact Roads?” Accessed June 20, 2024.
  8. Insurance Institute for Highway Safety. “Teenagers.” Accessed June 20, 2024.
  9. National Center for Biotechnology Information. “Injury-Severity Analysis of Crashes Involving Defective Vehicles and Accounting for the Underlying Socioeconomic Mediators.” Accessed June 20, 2024.
  10. Allstate. “Does Car Insurance Cover a Hit-and-Run?” Accessed June 20, 2024.
  11. LendingTree. “Ram, Tesla and Subaru Have the Worst Drivers.” Accessed June 20, 2024.

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