Best and Worst Cars for Teens and New Drivers

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When picking out a car for a new driver, choosing a safe vehicle is most important. Inexperienced drivers–usually in their teens–also need a car that is reliable and affordable. The chances of having an accident are highest for young drivers, so it makes little sense to buy an expensive brand new car, which may end up with dents and scratches. The good news is that there are some safe, reliable and affordable new models out there as well as used models that are perfect for new drivers.

Insights and Statistics on Car Safety

  • Small vehicles and muscle cars have the highest rates of driver deaths.
  • From 2018 to 2021, the U.S. had 155,136 traffic deaths, up from 147,599 from 2015 to 2018.
  • Americans are buying more pickups and SUVs, which usually have lower death rates than smaller vehicles.
  • Speeding-related deaths rose 8% from 2020 to 2021, accounting for nearly one-third of car crash fatalities.
  • Teen car crashes are the leading cause of death for 15 to 18-year-olds in the United States.
  • The fatal crash rate per 100 million miles driven for 16 to 19-year-olds is more than twice the rate compared with drivers ages 20 to 79.
  • If you add a teenager to your car insurance, you will pay more. It’ll cost even more if they buy their own policy.
  • Some cars are more expensive than others to insure.
  • There are several discounts your provider may offer to reduce premium rates.
  • Enrolling a new driver in a safety program reduces the risk of having an accident.
  • 2013 and newer vehicles come with anti-lock brakes, traction control, and stability control, which are important for safety.
  • 2018 models (and newer) have rearview cameras.
  • Many newer models of cars also have lane departure and blind spot detection and warning as well as side-impact airbags, which are useful for staying safe.

There are safe, reliable and affordable models of cars that are perfect for new drivers.

Used Cars: What You Need To Know

When buying a used car, however, it’s important to use the vehicle identification number or license plate to check for outstanding recalls before paying. Even if there have been no recalls on the vehicle, it’s important to notify the manufacturer of your purchase for future recalls and to check the NHTSA database for recalls as well.

Best Used Cars Under $15,000

After you determine which car make and model you’re interested in buying, see what average car insurance rates are for that type of car. Note that the year of the vehicle plays a crucial factor in rates as well. An older car will be valued as less and that will be reflected in the car insurance rate.

Visit this page to compare insurance rates at a quick glance: Car Insurance by Make and Model

Car Make/Model

Year

Size

Price

Kia Soul

2013, 2017, 2019, 2021 or newer

Small

$6,600

Toyota Corolla sedan

2013 or newer

Small

$9,700

Chevrolet Volt

2013

Small

$10,300

Honda Civic sedan

2013-15, 2020 or newer

Small

$10,400

Ford Fusion

2014, 2016

Midsize

$10,300

Honda Accord coupe or sedan

2013 or newer

Midsize

$10,400

Toyota Camry

2013 or newer

Midsize

$11,400

Toyota Prius

2013

Midsize

$12,000

BMW 3 series sedan

2016

Midsize

$14,200

Audi A4

2015-16

 

$14,200

Hyundai Genesis

2013

Large

$10,000

Audi A6

2013-15

Large

$10,800

Toyota Avalon

2013-14

Large

$11,700

Hyundai Tucson

2014

Small SUV

$9,700

Nissan Rogue

2015, 2017, 2021 or newer

Small SUV

$11,900

Honda CR-V

2013-14

Small SUV

$12,400

Toyota RAV4

2013-14

Small SUV

$14,100

Acura RDX

2013-15

Midsize SUVs

$14,000

Toyota Highlander

2013

Midsize SUVs

$14,500

Best New Cars Under $35,000

Car Make/Model

Size

Price

Average Insurance Rate for Teens

Mazda 3 sedan or hatchback

Small

$23,000

$247.31 / mo

Subaru Legacy

Midsize cars

$25,100

N/A

Subaru Outback

Midsize cars

$29,300

N/A

Honda HR-V

Small SUVs

$24,400

N/A

Subaru Forester

Small SUVs

$27,700

N/A

Mazda CX-5

Small SUVs

$27,800

$232.41 / mo

Mazda CX-50

Small SUVs

$28,900

N/A

Toyota RAV4

Small SUVs

$29,300

$382.88 / mo

Honda CR-V

Small SUVs

$29,700

$415.58 / mo

Subaru Ascent

Midsize SUVs

$34,600

N/A

Teen road deaths increased 11% to 3,058 in 2021.

10 Deadliest Cars and Average Insurance Cost

Car Make/Model

Fatalities Per Million Registered Vehicles

Average Insurance Cost

Mitsubishi Mirage G4

205

$687.11 / mo

Mitsubishi Mirage hatchback

183

$687.11 / mo

Dodge Challenger 2WD

154

$1,311.18 / mo

Hyundai Accent

152

N/A

Chevrolet Spark

151

N/A

Kia Rio sedan

122

$273.32 / mo

Dodge Charger HEMI 2WD

118

$299.22 / mo

Nissan Altima

113

$153.37 / mo

Chevrolet Camaro convertible

113

$766.46 / mo

Kia Forte

113

$319.29 / mo

Compare Insurance Rates for Teens and New Drivers

Cars for Teens FAQs

Are teen fatal crashes on the rise?

Traffic fatalities have been rising in the last few years after decades of declines. Almost 43,000 people died in traffic accidents in 2021, a 10% increase since 2020. Teen road deaths have followed the same pattern, increasing 11% to 3,058 in 2021. Distracted driving is one of the leading causes of accidents with young drivers.

What kind of car should I avoid buying for my teen?

Don’t buy a sports car or other vehicles with excessive horsepower. The vehicle also shouldn’t be too small or too big. Larger SUVs and pickup trucks are harder to handle, especially for an inexperienced driver, and they pose a greater risk to other drivers and passengers on the road.

How can I get the cheapest car insurance rate as a teen?

Keep up your grades and compare car insurance rates every six months while avoiding tickets and accidents. You’ll slowly start seeing lower rates.

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