BMW X3 Car Insurance

How much does car insurance cost for your Bmw X3? We collected quotes from thousands of drivers to find cheapest rate.

Compare Car Insurance Rates for Your X3

What is the Average Cost to Insure a Bmw X3?

Bmw Bmw X3

How much does car insurance cost for Bmw X3? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Bmw X3 below.

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Bmw X3 Insurance Model Year by Age Group

The price you pay to insure your Bmw X3 can vary based on your age group. Here are the average rates you can expect to pay.

Year16-19 yr old20-29 yr old30-39 yr old40-49 yr old50-59 yr old60+ yr old
2020N/A$236.10 / mo$195.20 / moN/A$176.34 / mo$297.72 / mo
2019$715.00 / mo$207.91 / mo$141.38 / mo$149.59 / mo$156.68 / mo$201.47 / mo
2018$524.07 / mo$335.58 / mo$119.25 / mo$124.70 / mo$87.33 / mo$191.19 / mo
2017N/A$177.33 / mo$129.47 / mo$222.68 / mo$111.71 / mo$159.98 / mo
2016N/A$153.31 / mo$133.93 / mo$118.18 / mo$156.63 / mo$103.34 / mo
2015$129.75 / mo$73.75 / mo$91.84 / mo$118.31 / mo$184.70 / mo$48.72 / mo
2014$239.08 / mo$185.86 / mo$137.55 / mo$120.51 / mo$87.10 / mo$127.48 / mo
2013$474.78 / mo$187.17 / mo$116.55 / mo$109.50 / mo$127.46 / mo$117.06 / mo
2012$111.72 / mo$193.62 / mo$119.57 / mo$82.30 / mo$41.92 / mo$72.00 / mo
2011$181.81 / mo$175.09 / mo$94.89 / mo$112.04 / mo$68.86 / mo$172.89 / mo
2010$213.58 / mo$152.03 / moN/A$146.63 / moN/A$108.36 / mo

Bmw 2020 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
Titan $908.00 / year
Utica National Ins Group $1,344.00 / year
North Carolina Farm Bureau $1,572.00 / year
Farmers $1,580.00 / year
Penn National $1,776.00 / year
GEICO $1,963.00 / year
Auto-Owners Insurance Co $2,048.00 / year
SAFECO $2,081.00 / year
USAA $2,110.00 / year
State Farm $2,176.00 / year

2020 Bmw X3 Insurance

Average Cost to Insure

$2,517.17 / year

Cheapest Rate

$908.00 / year Titan

Available Trims

SDRIVE30I 4dr Sport Utility Vehicle (4cyl),XDRIVE30I 4dr Sport Utility Vehicle (4cyl),XDRIVEM40I 4dr Sport Utility Vehicle (6cyl),M COMPETITION 4dr Sport Utility Vehicle (6cyl),XDRIVE30E 4dr Sport Utility Vehicle (4cyl)

Bmw 2019 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
North Carolina Farm Bureau $1,050.00 / year
Titan $1,124.00 / year
New Jersey Manufacturers $1,253.00 / year
Utica National Ins Group $1,278.00 / year
Farm Bureau Mutual (IA Group) $1,446.00 / year
Georgia Farm Bureau $1,676.00 / year
GEICO $1,779.00 / year
Kentucky Farm Bureau $1,818.00 / year
Country $1,819.00 / year
Travelers $1,843.00 / year

2019 Bmw X3 Insurance

Average Cost to Insure

$1,996.80 / year

Cheapest Rate

$1,050.00 / year North Carolina Farm Bureau

Available Trims

SDRIVE30I 4dr Sport Utility Vehicle (4cyl),XDRIVE30I 4dr Sport Utility Vehicle (4cyl),XDRIVEM40I 4dr Sport Utility Vehicle (6cyl)

Bmw 2018 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
CSAA $1,803.00 / year
Auto-Owners Insurance Co $1,934.00 / year
Georgia Farm Bureau $2,082.00 / year
California Capital $2,187.00 / year
Country $2,276.00 / year
Mercury $2,279.00 / year
Progressive $2,330.00 / year
SAFECO $2,389.00 / year
Grange $2,470.00 / year
USAA $2,542.00 / year

2018 Bmw X3 Insurance

Average Cost to Insure

$2,004.00 / year

Cheapest Rate

$1,803.00 / year CSAA

Available Trims

XDRIVE30I 4dr Sport Utility Vehicle (4cyl),XDRIVEM40I 4dr Sport Utility Vehicle (6cyl)

Bmw 2017 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
Direct Auto $653.00 / year
Utica National Ins Group $999.00 / year
Virginia Farm Bureau $1,017.00 / year
Cincinnati Insurance $1,332.00 / year
Auto-Owners Insurance Co $1,595.00 / year
Travelers $1,687.00 / year
Erie $1,688.00 / year
California Capital $1,773.00 / year
GEICO $1,793.00 / year
Atlantic States Insurance $1,809.00 / year

2017 Bmw X3 Insurance

Average Cost to Insure

$1,891.83 / year

Cheapest Rate

$653.00 / year Direct Auto

Available Trims

XDRIVE35I 4dr Sport Utility Vehicle (6cyl),XDRIVE28I 4dr Sport Utility Vehicle (4cyl),SDRIVE28I 4dr Sport Utility Vehicle (4cyl),XDRIVE28D 4dr Sport Utility Vehicle (4cyl)

Bmw 2016 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
American National P&C $435.00 / year
Southern Farm Bureau $1,059.00 / year
New Jersey Manufacturers $1,071.00 / year
PEMCO $1,128.00 / year
Oregon Mutual $1,233.00 / year
Verti Insurance $1,264.00 / year
Unigard $1,274.00 / year
USAA $1,306.00 / year
National General $1,388.00 / year
Capital Insurance Group $1,394.00 / year

2016 Bmw X3 Insurance

Average Cost to Insure

$1,493.50 / year

Cheapest Rate

$435.00 / year American National P&C

Available Trims

XDRIVE35I 4dr Sport Utility Vehicle (6cyl),XDRIVE28I 4dr Sport Utility Vehicle (4cyl),SDRIVE28I 4dr Sport Utility Vehicle (4cyl),XDRIVE28D 4dr Sport Utility Vehicle (4cyl)

Bmw 2015 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
American National P&C $552.00 / year
Auto-Owners Insurance Co $1,317.00 / year
Southern Farm Bureau $1,490.00 / year
GEICO $1,545.00 / year
USAA $1,709.00 / year
Travelers $1,810.00 / year
State Auto $1,821.00 / year
National Grange Mutual $1,824.00 / year
Direct General Insurance $1,839.00 / year
21st Century $1,860.00 / year

2015 Bmw X3 Insurance

Average Cost to Insure

$1,380.00 / year

Cheapest Rate

$552.00 / year American National P&C

Available Trims

XDRIVE35I 4dr Sport Utility Vehicle (6cyl),XDRIVE28I 4dr Sport Utility Vehicle (4cyl),SDRIVE28I 4dr Sport Utility Vehicle (4cyl),XDRIVE28D 4dr Sport Utility Vehicle (4cyl)

Bmw 2014 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
Texas Farm Bureau Group $972.00 / year
New Jersey Manufacturers $1,093.00 / year
State Auto $1,704.00 / year
National General $1,716.00 / year
Penn National $1,874.00 / year
Republic Indemnity $1,878.00 / year
21st Century $1,960.00 / year
GEICO $2,012.00 / year
Permanent General $2,060.00 / year
Safe Auto $2,094.00 / year

2014 Bmw X3 Insurance

Average Cost to Insure

$1,692.00 / year

Cheapest Rate

$972.00 / year Texas Farm Bureau Group

Available Trims

XDRIVE35I 4dr Sport Utility Vehicle (6cyl),XDRIVE28I 4dr Sport Utility Vehicle (4cyl)

Bmw 2013 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
SAFECO $939.00 / year
American Family $1,119.00 / year
New Jersey Manufacturers $1,239.00 / year
USAA $1,280.00 / year
Erie $1,287.00 / year
Travelers $1,402.00 / year
Auto Club Group $1,412.00 / year
GEICO $1,445.00 / year
Pekin Insurance $1,544.00 / year
Auto-Owners Insurance Co $1,574.00 / year

2013 Bmw X3 Insurance

Average Cost to Insure

$1,723.23 / year

Cheapest Rate

$939.00 / year SAFECO

Available Trims

XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl),XDRIVE28I 4dr Sport Utility Vehicle (4cyl)

Bmw 2012 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
Capital Insurance Group $1,262.00 / year
Travelers $1,460.00 / year
USAA $1,617.00 / year
Country $1,632.00 / year
21st Century $1,712.00 / year
SAFECO $1,713.00 / year
GEICO $1,754.00 / year
Esurance $1,896.00 / year
Progressive $1,991.00 / year
California Capital $2,000.00 / year

2012 Bmw X3 Insurance

Average Cost to Insure

$1,284.00 / year

Cheapest Rate

$1,262.00 / year Capital Insurance Group

Available Trims

XDRIVE35I 4dr Sport Utility Vehicle (6cyl),XDRIVE28I 4dr SPORT UTILITY VEHICLE (6cyl)

Bmw 2011 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
SAFECO $918.00 / year
American Family $1,062.00 / year
Auto Club Group $1,349.00 / year
Farmers $1,748.00 / year
Metropolitan $1,917.00 / year
21st Century $1,970.00 / year
Sentry $2,093.00 / year
Progressive $2,139.00 / year
Mercury $2,160.00 / year
Direct General Insurance $2,532.00 / year

2011 Bmw X3 Insurance

Average Cost to Insure

$1,680.00 / year

Cheapest Rate

$918.00 / year SAFECO

Available Trims

XDRIVE35I 4dr Sport Utility Vehicle (6cyl),XDRIVE28I 4dr Sport Utility Vehicle (6cyl)

Bmw 2010 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
Allstate $689.00 / year
Unitrin $876.00 / year
Progressive $1,137.00 / year
Nationwide $1,188.00 / year
Victoria $1,761.00 / year
Mercury $1,922.00 / year
Metropolitan $2,144.00 / year
SAFECO $2,240.00 / year
Sentry $4,266.00 / year

2010 Bmw X3 Insurance

Average Cost to Insure

$1,716.00 / year

Cheapest Rate

$689.00 / year Allstate

Available Trims

XDRIVE30I 4dr Sport Utility Vehicle (6cyl),XDRIVE28I 4dr SPORT UTILITY VEHICLE (6cyl)

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.