How much does car insurance cost for your Bmw X3? We collected quotes from thousands of drivers to find cheapest rate.
How much does car insurance cost for Bmw X3? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Bmw X3 below.
The price you pay to insure your Bmw X3 can vary based on your age group. Here are the average rates you can expect to pay.
Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
2023 | $164.00 / mo | $215.27 / mo | $528.50 / mo | $140.98 / mo | $443.42 / mo | N/A |
2022 | $263.15 / mo | $205.29 / mo | $187.94 / mo | $178.49 / mo | $218.34 / mo | $174.27 / mo |
2021 | N/A | $240.90 / mo | $218.42 / mo | $213.09 / mo | $140.24 / mo | $189.35 / mo |
2020 | N/A | $231.20 / mo | $203.89 / mo | $156.31 / mo | $157.66 / mo | $181.50 / mo |
2019 | $744.12 / mo | $211.48 / mo | $164.99 / mo | $261.57 / mo | $188.02 / mo | $161.57 / mo |
2018 | $517.24 / mo | $225.47 / mo | $161.94 / mo | $159.49 / mo | $148.15 / mo | $181.01 / mo |
2017 | $599.21 / mo | $190.43 / mo | $170.09 / mo | $189.49 / mo | $138.06 / mo | $150.81 / mo |
2016 | $169.22 / mo | $192.28 / mo | $147.09 / mo | $164.55 / mo | $142.65 / mo | $132.80 / mo |
2015 | $196.54 / mo | $198.46 / mo | $222.37 / mo | $135.24 / mo | $120.98 / mo | $206.09 / mo |
2014 | $155.46 / mo | $187.31 / mo | $143.14 / mo | $138.98 / mo | $139.75 / mo | $121.88 / mo |
2013 | $409.81 / mo | $208.83 / mo | $129.86 / mo | $135.03 / mo | $135.37 / mo | $126.59 / mo |
2012 | $111.72 / mo | $188.48 / mo | $196.22 / mo | $114.28 / mo | $117.15 / mo | $137.19 / mo |
2011 | $247.39 / mo | $156.28 / mo | $157.38 / mo | $149.34 / mo | $157.25 / mo | $139.94 / mo |
2010 | $252.16 / mo | $247.03 / mo | $105.10 / mo | $128.35 / mo | $99.15 / mo | $116.64 / mo |
Insurance Company | 12 month Premium |
Safeco | $625.00 / year |
Victoria | $1,095.00 / year |
New Jersey Manufacturers | $1,502.00 / year |
SECURA Insurance | $1,614.00 / year |
Penn National | $1,632.00 / year |
New York Central Mutual Fire | $1,658.00 / year |
Direct Auto | $1,949.00 / year |
National General | $2,052.00 / year |
Texas Farm Bureau Group | $2,625.00 / year |
Erie | $2,660.00 / year |
Average Cost to Insure
$2,296.73 / year
Cheapest Rate
$625.00 / year Safeco
Available Trims
M 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Safeco | $193.00 / year |
American National P | $568.00 / year |
Buckeye Insurance Group | $716.00 / year |
Pekin Insurance | $749.00 / year |
Mercury Insurance | $868.00 / year |
Victoria | $981.00 / year |
Virginia Farm Bureau | $1,031.00 / year |
Texas Farm Bureau Group | $1,045.00 / year |
Western Reserve | $1,124.00 / year |
Titan | $1,145.00 / year |
Average Cost to Insure
$679.57 / year
Cheapest Rate
$193.00 / year Safeco
Available Trims
M 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Kemper Premium | $209.00 / year |
American National P | $475.00 / year |
Safeco | $631.00 / year |
Mercury Insurance | $754.00 / year |
National General Value | $993.00 / year |
Virginia Farm Bureau | $1,047.00 / year |
Pekin Insurance | $1,060.00 / year |
Tennessee Farmers | $1,070.00 / year |
Victoria | $1,095.00 / year |
Texas Farm Bureau Group | $1,196.00 / year |
Average Cost to Insure
$879.17 / year
Cheapest Rate
$209.00 / year Kemper Premium
Available Trims
SDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
SAFECO | $393.00 / year |
Pekin Insurance | $742.00 / year |
American National P | $829.00 / year |
Titan | $1,040.00 / year |
National General Value | $1,109.00 / year |
SECURA Insurance | $1,114.00 / year |
IMT Insurance Company | $1,125.00 / year |
Partners Mutual Insurance Co | $1,178.00 / year |
Rockford Mutual Insurance | $1,236.00 / year |
North Carolina Farm Bureau | $1,263.00 / year |
Average Cost to Insure
$658.80 / year
Cheapest Rate
$393.00 / year SAFECO
Available Trims
SDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
American National P | $491.00 / year |
Buckeye Insurance Group | $787.00 / year |
MMG Insurance Company | $896.00 / year |
Indiana Farmers Mutual Ins | $927.00 / year |
Tennessee Farmers | $963.00 / year |
Safety Group | $969.00 / year |
Mercury Insurance | $999.00 / year |
Texas Farm Bureau Group | $1,034.00 / year |
Ohio Mutual Ins Group | $1,041.00 / year |
Concord Group | $1,044.00 / year |
Average Cost to Insure
$522.87 / year
Cheapest Rate
$491.00 / year American National P
Available Trims
SDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
American National P | $384.00 / year |
SafeAuto | $658.00 / year |
Mercury Insurance | $676.00 / year |
Ohio Mutual Ins Group | $872.00 / year |
Virginia Farm Bureau | $936.00 / year |
MMG Insurance Company | $953.00 / year |
Concord Group | $1,058.00 / year |
Direct Auto | $1,080.00 / year |
Patriot Group | $1,100.00 / year |
SAFECO | $1,122.00 / year |
Average Cost to Insure
$592.60 / year
Cheapest Rate
$384.00 / year American National P
Available Trims
XDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
American National P | $541.00 / year |
SAFECO | $737.00 / year |
Mercury Insurance Company | $874.00 / year |
PEMCO | $894.00 / year |
Virginia Farm Bureau | $907.00 / year |
Buckeye Insurance Group | $909.00 / year |
Oregon Mutual | $978.00 / year |
Mercury Insurance | $983.00 / year |
North Carolina Farm Bureau | $1,027.00 / year |
Ohio Mutual Ins Group | $1,047.00 / year |
Average Cost to Insure
$707.53 / year
Cheapest Rate
$541.00 / year American National P
Available Trims
XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
American National P&C | $493.00 / year |
Buckeye Insurance Group | $567.00 / year |
American National P | $643.00 / year |
NatGen Value | $705.00 / year |
SAFECO | $765.00 / year |
Virginia Farm Bureau | $825.00 / year |
Ohio Mutual Ins Group | $870.00 / year |
Western Reserve | $897.00 / year |
Mercury Insurance | $960.00 / year |
Celina Insurance Group | $1,004.00 / year |
Average Cost to Insure
$653.83 / year
Cheapest Rate
$493.00 / year American National P&C
Available Trims
XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
American National P&C | $552.00 / year |
American National P | $570.00 / year |
Kentucky Farm Bureau | $810.00 / year |
North Carolina Farm Bureau | $876.00 / year |
Mercury Insurance | $908.00 / year |
Utica National Ins Group | $909.00 / year |
Jupiter Auto Insurance | $921.00 / year |
Concord Group | $978.00 / year |
Union Mutual Fire Group | $981.00 / year |
West Bend Mutual | $1,019.00 / year |
Average Cost to Insure
$664.77 / year
Cheapest Rate
$552.00 / year American National P&C
Available Trims
XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
SAFECO | $470.00 / year |
American National P | $767.00 / year |
Mercury Insurance | $774.00 / year |
Buckeye Insurance Group | $776.00 / year |
PEMCO | $962.00 / year |
North Carolina Farm Bureau | $992.00 / year |
Texas Farm Bureau Group | $1,021.00 / year |
SECURA Insurance | $1,107.00 / year |
Virginia Farm Bureau | $1,124.00 / year |
Pekin Insurance | $1,213.00 / year |
Average Cost to Insure
$644.90 / year
Cheapest Rate
$470.00 / year SAFECO
Available Trims
XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
American National P | $538.00 / year |
SAFECO | $763.00 / year |
Utica National Ins Group | $845.00 / year |
Indiana Farmers Mutual Ins | $924.00 / year |
North Carolina Farm Bureau | $988.00 / year |
Tennessee Farmers | $1,046.00 / year |
Kentucky Farm Bureau | $1,052.00 / year |
IMT Insurance Company | $1,062.00 / year |
SECURA Insurance | $1,102.00 / year |
New Jersey Manufacturers | $1,147.00 / year |
Average Cost to Insure
$564.33 / year
Cheapest Rate
$538.00 / year American National P
Available Trims
XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Buckeye Insurance Group | $530.00 / year |
American National P | $607.00 / year |
Ohio Mutual Ins Group | $672.00 / year |
Concord Group | $693.00 / year |
Western Reserve | $720.00 / year |
Utica National Ins Group | $747.00 / year |
PEMCO | $767.00 / year |
Virginia Farm Bureau | $807.00 / year |
Texas Farm Bureau Group | $850.00 / year |
Commerce Group Inc | $873.00 / year |
Average Cost to Insure
$715.70 / year
Cheapest Rate
$530.00 / year Buckeye Insurance Group
Available Trims
XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
SAFECO | $23.00 / year |
Jupiter Auto Insurance | $348.00 / year |
Dairyland | $586.00 / year |
Kemper Auto | Infinity | $596.00 / year |
American National P | $662.00 / year |
Victoria | $819.00 / year |
Virginia Farm Bureau | $863.00 / year |
Mississippi Farm Bureau | $964.00 / year |
SECURA Insurance | $991.00 / year |
Clearcover | $999.00 / year |
Average Cost to Insure
$602.27 / year
Cheapest Rate
$23.00 / year SAFECO
Available Trims
XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Jupiter Auto Insurance | $245.00 / year |
American National P | $514.00 / year |
Virginia Farm Bureau | $706.00 / year |
North Carolina Farm Bureau | $737.00 / year |
SAFECO | $746.00 / year |
West Bend Mutual | $827.00 / year |
Utica National Ins Group | $885.00 / year |
SECURA Insurance | $892.00 / year |
New Jersey Manufacturers | $906.00 / year |
Texas Farm Bureau Group | $940.00 / year |
Average Cost to Insure
$960.17 / year
Cheapest Rate
$245.00 / year Jupiter Auto Insurance
Available Trims
XDRIVE30I 4dr SPORT UTILITY VEHICLE (6cyl)
Wondering how the X3 compares to other Bmw Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.