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BMW X3 Car Insurance

How much does car insurance cost for your Bmw X3? We collected quotes from thousands of drivers to find cheapest rate.

Compare Car Insurance Rates for Your X3

What is the Average Cost to Insure a Bmw X3?

Bmw Bmw X3

How much does car insurance cost for Bmw X3? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Bmw X3 below.

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Bmw X3 Insurance Model Year by Age Group

The price you pay to insure your Bmw X3 can vary based on your age group. Here are the average rates you can expect to pay.

Year16-19 yr old20-29 yr old30-39 yr old40-49 yr old50-59 yr old60+ yr old
2021N/A$176.41 / mo$197.30 / mo$154.44 / mo$167.33 / moN/A
2020N/A$208.45 / mo$204.58 / moN/A$231.28 / mo$238.25 / mo
2019$715.00 / mo$207.91 / mo$147.86 / mo$157.00 / mo$142.86 / mo$194.30 / mo
2018$524.07 / mo$335.58 / mo$126.71 / mo$126.07 / mo$94.54 / mo$191.19 / mo
2017N/A$185.82 / mo$133.87 / mo$213.62 / mo$133.01 / mo$161.35 / mo
2016N/A$137.02 / mo$126.11 / mo$114.43 / mo$127.72 / mo$103.34 / mo
2015$129.75 / mo$117.05 / mo$91.84 / mo$118.57 / mo$163.57 / mo$48.72 / mo
2014$239.08 / mo$198.04 / mo$117.47 / mo$120.51 / mo$102.43 / mo$128.32 / mo
2013$474.78 / mo$170.48 / mo$123.22 / mo$103.35 / mo$126.41 / mo$117.06 / mo
2012$111.72 / mo$174.45 / mo$142.72 / mo$82.30 / mo$72.46 / mo$86.19 / mo
2011$239.61 / mo$181.75 / mo$115.55 / mo$112.04 / mo$68.86 / mo$172.89 / mo
2010$190.20 / mo$185.87 / mo$136.89 / mo$140.12 / moN/A$123.69 / mo

Bmw 2021 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
Direct Auto $1,893.00 / year
Travelers $1,921.00 / year
New Jersey Manufacturers $1,926.00 / year
Nationwide $1,966.00 / year
New York Central Mutual Fire $2,120.00 / year
Georgia Farm Bureau $2,127.00 / year
USAA $2,207.00 / year
Country $2,286.00 / year
State Farm $2,532.00 / year
ALFA $2,559.00 / year

2021 Bmw X3 Insurance

Average Cost to Insure

$2,040.00 / year

Cheapest Rate

$1,893.00 / year Direct Auto

Available Trims

SDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl),XDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl),XDRIVEM40I 4dr SPORT UTILITY VEHICLE (6cyl),M COMPETITION 4dr SPORT UTILITY VEHICLE (6cyl),XDRIVE30E 4dr SPORT UTILITY VEHICLE (4cyl)

Bmw 2020 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
Titan $908.00 / year
Utica National Ins Group $1,344.00 / year
North Carolina Farm Bureau $1,572.00 / year
New Jersey Manufacturers $1,635.00 / year
Direct Auto $1,734.00 / year
Penn National $1,950.00 / year
CSAA $2,042.00 / year
Auto-Owners Insurance Co $2,048.00 / year
SAFECO $2,081.00 / year
ACCC Insurance Company $2,109.00 / year

2020 Bmw X3 Insurance

Average Cost to Insure

$2,371.17 / year

Cheapest Rate

$908.00 / year Titan

Available Trims

SDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl),XDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl),XDRIVEM40I 4dr SPORT UTILITY VEHICLE (6cyl),M COMPETITION 4dr SPORT UTILITY VEHICLE (6cyl),XDRIVE30E 4dr SPORT UTILITY VEHICLE (4cyl)

Bmw 2019 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
Tennessee Farmers $963.00 / year
North Carolina Farm Bureau $1,050.00 / year
Titan $1,124.00 / year
New Jersey Manufacturers $1,253.00 / year
Utica National Ins Group $1,278.00 / year
Mississippi Farm Bureau $1,332.00 / year
Farm Bureau Mutual (IA Group) $1,446.00 / year
Texas Farm Bureau Group $1,521.00 / year
Westfield $1,587.00 / year
Georgia Farm Bureau $1,676.00 / year

2019 Bmw X3 Insurance

Average Cost to Insure

$1,813.13 / year

Cheapest Rate

$963.00 / year Tennessee Farmers

Available Trims

SDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl),XDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl),XDRIVEM40I 4dr SPORT UTILITY VEHICLE (6cyl)

Bmw 2018 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
Direct Auto $681.00 / year
Oregon Mutual $968.00 / year
Utica National Ins Group $1,082.00 / year
Mutual Of Enumclaw $1,146.00 / year
PEMCO $1,191.00 / year
North Carolina Farm Bureau $1,244.00 / year
Titan $1,248.00 / year
GMAC Insurance Group $1,409.00 / year
Quincy Mutual $1,425.00 / year
Penn National $1,548.00 / year

2018 Bmw X3 Insurance

Average Cost to Insure

$1,908.00 / year

Cheapest Rate

$681.00 / year Direct Auto

Available Trims

XDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl),XDRIVEM40I 4dr SPORT UTILITY VEHICLE (6cyl)

Bmw 2017 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
Utica National Ins Group $999.00 / year
Virginia Farm Bureau $1,017.00 / year
Direct Auto $1,167.00 / year
Cincinnati Insurance $1,332.00 / year
Bristol West $1,417.00 / year
Travelers $1,555.00 / year
Auto-Owners Insurance Co $1,595.00 / year
Erie $1,688.00 / year
Farmers $1,689.00 / year
California Capital $1,773.00 / year

2017 Bmw X3 Insurance

Average Cost to Insure

$1,904.17 / year

Cheapest Rate

$999.00 / year Utica National Ins Group

Available Trims

XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl),XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl),SDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl),XDRIVE28D 4dr SPORT UTILITY VEHICLE (4cyl)

Bmw 2016 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
American National P&C $435.00 / year
New Jersey Manufacturers $1,071.00 / year
PEMCO $1,128.00 / year
Texas Farm Bureau Group $1,144.00 / year
Direct Auto $1,178.00 / year
Southern Farm Bureau $1,216.00 / year
Oregon Mutual $1,233.00 / year
Verti Insurance $1,264.00 / year
Unigard $1,274.00 / year
USAA $1,327.00 / year

2016 Bmw X3 Insurance

Average Cost to Insure

$1,452.00 / year

Cheapest Rate

$435.00 / year American National P&C

Available Trims

XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl),XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl),SDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl),XDRIVE28D 4dr SPORT UTILITY VEHICLE (4cyl)

Bmw 2015 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
American National P&C $552.00 / year
Kentucky Farm Bureau $810.00 / year
Auto-Owners Insurance Co $1,317.00 / year
Westfield $1,362.00 / year
Cincinnati Insurance $1,416.00 / year
Southern Farm Bureau $1,490.00 / year
Alliance United $1,542.00 / year
Direct Auto $1,548.00 / year
California Capital $1,580.00 / year
21st Century $1,626.00 / year

2015 Bmw X3 Insurance

Average Cost to Insure

$1,428.00 / year

Cheapest Rate

$552.00 / year American National P&C

Available Trims

XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl),XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl),SDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl),XDRIVE28D 4dr SPORT UTILITY VEHICLE (4cyl)

Bmw 2014 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
Texas Farm Bureau Group $972.00 / year
New Jersey Manufacturers $1,068.00 / year
Direct Auto $1,202.00 / year
Georgia Farm Bureau $1,652.00 / year
State Auto $1,704.00 / year
National General $1,716.00 / year
Country $1,764.00 / year
Republic Indemnity $1,878.00 / year
Auto-Owners Insurance Co $1,884.00 / year
21st Century $1,960.00 / year

2014 Bmw X3 Insurance

Average Cost to Insure

$1,692.00 / year

Cheapest Rate

$972.00 / year Texas Farm Bureau Group

Available Trims

XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl),XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)

Bmw 2013 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
Farm Bureau Mutual (IA Group) $768.00 / year
SAFECO $939.00 / year
Texas Farm Bureau Group $1,058.00 / year
IMT Insurance Company $1,062.00 / year
American Family $1,140.00 / year
Pekin Insurance $1,159.00 / year
New Jersey Manufacturers $1,239.00 / year
USAA $1,289.00 / year
Donegal Mutual Insurance Co $1,344.00 / year
Hastings Mutual Insurance Co $1,404.00 / year

2013 Bmw X3 Insurance

Average Cost to Insure

$1,535.03 / year

Cheapest Rate

$768.00 / year Farm Bureau Mutual (IA Group)

Available Trims

XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl),XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)

Bmw 2012 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
Georgia Farm Bureau $1,131.00 / year
Safety Group $1,244.00 / year
Capital Insurance Group $1,262.00 / year
Norfolk and Dedham Group $1,371.00 / year
ACE American Pool $1,412.00 / year
Country $1,447.00 / year
Arbella Insurance Group $1,514.00 / year
Plymouth Rock Assurance $1,521.00 / year
ACCC Insurance Company $1,550.00 / year
Quincy Mutual $1,592.00 / year

2012 Bmw X3 Insurance

Average Cost to Insure

$1,440.00 / year

Cheapest Rate

$1,131.00 / year Georgia Farm Bureau

Available Trims

XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl),XDRIVE28I 4dr SPORT UTILITY VEHICLE (6cyl)

Bmw 2011 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
SAFECO $918.00 / year
American Family $1,062.00 / year
Auto Club Group $1,349.00 / year
Farmers $1,748.00 / year
21st Century $1,970.00 / year
Direct General Insurance $2,025.00 / year
Sentry $2,093.00 / year
Metropolitan $2,152.00 / year
Nationwide $2,360.00 / year
Travelers $2,451.00 / year

2011 Bmw X3 Insurance

Average Cost to Insure

$1,800.00 / year

Cheapest Rate

$918.00 / year SAFECO

Available Trims

XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl),XDRIVE28I 4dr SPORT UTILITY VEHICLE (6cyl)

Bmw 2010 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
Allied $819.00 / year
Allstate $827.00 / year
Travelers $1,224.00 / year
Nationwide $1,314.00 / year
Direct Auto $1,720.00 / year
Victoria $1,761.00 / year
Metropolitan $1,770.00 / year
Penn National $1,974.00 / year
Unitrin $2,014.00 / year
SAFECO $2,240.00 / year

2010 Bmw X3 Insurance

Average Cost to Insure

$1,884.00 / year

Cheapest Rate

$819.00 / year Allied

Available Trims

XDRIVE30I 4dr SPORT UTILITY VEHICLE (6cyl),XDRIVE28I 4dr SPORT UTILITY VEHICLE (6cyl)

Compare X3 to other Bmw Models

Wondering how the X3 compares to other Bmw Models? Check out the average rates for each vehicle below.

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.