855.214.2291 BMW X3 Car Insurance
How much does car insurance cost for your Bmw X3? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your X3
What is the Average Cost to Insure a Bmw X3?
Bmw X3
How much does car insurance cost for Bmw X3? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Bmw X3 below.
Bmw X3 Insurance Model Year by Age Group
The price you pay to insure your Bmw X3 can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2020 | N/A | $236.10 / mo | $195.20 / mo | N/A | $176.34 / mo | $297.72 / mo |
| 2019 | $715.00 / mo | $207.91 / mo | $141.38 / mo | $149.59 / mo | $156.68 / mo | $201.47 / mo |
| 2018 | $524.07 / mo | $335.58 / mo | $119.25 / mo | $124.70 / mo | $87.33 / mo | $191.19 / mo |
| 2017 | N/A | $177.33 / mo | $129.47 / mo | $222.68 / mo | $111.71 / mo | $159.98 / mo |
| 2016 | N/A | $153.31 / mo | $133.93 / mo | $118.18 / mo | $156.63 / mo | $103.34 / mo |
| 2015 | $129.75 / mo | $73.75 / mo | $91.84 / mo | $118.31 / mo | $184.70 / mo | $48.72 / mo |
| 2014 | $239.08 / mo | $185.86 / mo | $137.55 / mo | $120.51 / mo | $87.10 / mo | $127.48 / mo |
| 2013 | $474.78 / mo | $187.17 / mo | $116.55 / mo | $109.50 / mo | $127.46 / mo | $117.06 / mo |
| 2012 | $111.72 / mo | $193.62 / mo | $119.57 / mo | $82.30 / mo | $41.92 / mo | $72.00 / mo |
| 2011 | $181.81 / mo | $175.09 / mo | $94.89 / mo | $112.04 / mo | $68.86 / mo | $172.89 / mo |
| 2010 | $213.58 / mo | $152.03 / mo | N/A | $146.63 / mo | N/A | $108.36 / mo |
2020 Bmw X3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Titan | $908.00 / year |
| Utica National Ins Group | $1,344.00 / year |
| North Carolina Farm Bureau | $1,572.00 / year |
| Farmers | $1,580.00 / year |
| Penn National | $1,776.00 / year |
| GEICO | $1,963.00 / year |
| Auto-Owners Insurance Co | $2,048.00 / year |
| SAFECO | $2,081.00 / year |
| USAA | $2,110.00 / year |
| State Farm | $2,176.00 / year |
2020 Bmw X3 Insurance
Average Cost to Insure
$2,517.17 / year
Cheapest Rate
$908.00 / year Titan
Available Trims
SDRIVE30I 4dr Sport Utility Vehicle (4cyl),XDRIVE30I 4dr Sport Utility Vehicle (4cyl),XDRIVEM40I 4dr Sport Utility Vehicle (6cyl),M COMPETITION 4dr Sport Utility Vehicle (6cyl),XDRIVE30E 4dr Sport Utility Vehicle (4cyl)
2019 Bmw X3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| North Carolina Farm Bureau | $1,050.00 / year |
| Titan | $1,124.00 / year |
| New Jersey Manufacturers | $1,253.00 / year |
| Utica National Ins Group | $1,278.00 / year |
| Farm Bureau Mutual (IA Group) | $1,446.00 / year |
| Georgia Farm Bureau | $1,676.00 / year |
| GEICO | $1,779.00 / year |
| Kentucky Farm Bureau | $1,818.00 / year |
| Country | $1,819.00 / year |
| Travelers | $1,843.00 / year |
2019 Bmw X3 Insurance
Average Cost to Insure
$1,996.80 / year
Cheapest Rate
$1,050.00 / year North Carolina Farm Bureau
Available Trims
SDRIVE30I 4dr Sport Utility Vehicle (4cyl),XDRIVE30I 4dr Sport Utility Vehicle (4cyl),XDRIVEM40I 4dr Sport Utility Vehicle (6cyl)
2018 Bmw X3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| CSAA | $1,803.00 / year |
| Auto-Owners Insurance Co | $1,934.00 / year |
| Georgia Farm Bureau | $2,082.00 / year |
| California Capital | $2,187.00 / year |
| Country | $2,276.00 / year |
| Mercury | $2,279.00 / year |
| Progressive | $2,330.00 / year |
| SAFECO | $2,389.00 / year |
| Grange | $2,470.00 / year |
| USAA | $2,542.00 / year |
2018 Bmw X3 Insurance
Average Cost to Insure
$2,004.00 / year
Cheapest Rate
$1,803.00 / year CSAA
Available Trims
XDRIVE30I 4dr Sport Utility Vehicle (4cyl),XDRIVEM40I 4dr Sport Utility Vehicle (6cyl)
2017 Bmw X3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Direct Auto | $653.00 / year |
| Utica National Ins Group | $999.00 / year |
| Virginia Farm Bureau | $1,017.00 / year |
| Cincinnati Insurance | $1,332.00 / year |
| Auto-Owners Insurance Co | $1,595.00 / year |
| Travelers | $1,687.00 / year |
| Erie | $1,688.00 / year |
| California Capital | $1,773.00 / year |
| GEICO | $1,793.00 / year |
| Atlantic States Insurance | $1,809.00 / year |
2017 Bmw X3 Insurance
Average Cost to Insure
$1,891.83 / year
Cheapest Rate
$653.00 / year Direct Auto
Available Trims
XDRIVE35I 4dr Sport Utility Vehicle (6cyl),XDRIVE28I 4dr Sport Utility Vehicle (4cyl),SDRIVE28I 4dr Sport Utility Vehicle (4cyl),XDRIVE28D 4dr Sport Utility Vehicle (4cyl)
2016 Bmw X3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $435.00 / year |
| Southern Farm Bureau | $1,059.00 / year |
| New Jersey Manufacturers | $1,071.00 / year |
| PEMCO | $1,128.00 / year |
| Oregon Mutual | $1,233.00 / year |
| Verti Insurance | $1,264.00 / year |
| Unigard | $1,274.00 / year |
| USAA | $1,306.00 / year |
| National General | $1,388.00 / year |
| Capital Insurance Group | $1,394.00 / year |
2016 Bmw X3 Insurance
Average Cost to Insure
$1,493.50 / year
Cheapest Rate
$435.00 / year American National P&C
Available Trims
XDRIVE35I 4dr Sport Utility Vehicle (6cyl),XDRIVE28I 4dr Sport Utility Vehicle (4cyl),SDRIVE28I 4dr Sport Utility Vehicle (4cyl),XDRIVE28D 4dr Sport Utility Vehicle (4cyl)
2015 Bmw X3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $552.00 / year |
| Auto-Owners Insurance Co | $1,317.00 / year |
| Southern Farm Bureau | $1,490.00 / year |
| GEICO | $1,545.00 / year |
| USAA | $1,709.00 / year |
| Travelers | $1,810.00 / year |
| State Auto | $1,821.00 / year |
| National Grange Mutual | $1,824.00 / year |
| Direct General Insurance | $1,839.00 / year |
| 21st Century | $1,860.00 / year |
2015 Bmw X3 Insurance
Average Cost to Insure
$1,380.00 / year
Cheapest Rate
$552.00 / year American National P&C
Available Trims
XDRIVE35I 4dr Sport Utility Vehicle (6cyl),XDRIVE28I 4dr Sport Utility Vehicle (4cyl),SDRIVE28I 4dr Sport Utility Vehicle (4cyl),XDRIVE28D 4dr Sport Utility Vehicle (4cyl)
2014 Bmw X3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Texas Farm Bureau Group | $972.00 / year |
| New Jersey Manufacturers | $1,093.00 / year |
| State Auto | $1,704.00 / year |
| National General | $1,716.00 / year |
| Penn National | $1,874.00 / year |
| Republic Indemnity | $1,878.00 / year |
| 21st Century | $1,960.00 / year |
| GEICO | $2,012.00 / year |
| Permanent General | $2,060.00 / year |
| Safe Auto | $2,094.00 / year |
2014 Bmw X3 Insurance
Average Cost to Insure
$1,692.00 / year
Cheapest Rate
$972.00 / year Texas Farm Bureau Group
Available Trims
XDRIVE35I 4dr Sport Utility Vehicle (6cyl),XDRIVE28I 4dr Sport Utility Vehicle (4cyl)
2013 Bmw X3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $939.00 / year |
| American Family | $1,119.00 / year |
| New Jersey Manufacturers | $1,239.00 / year |
| USAA | $1,280.00 / year |
| Erie | $1,287.00 / year |
| Travelers | $1,402.00 / year |
| Auto Club Group | $1,412.00 / year |
| GEICO | $1,445.00 / year |
| Pekin Insurance | $1,544.00 / year |
| Auto-Owners Insurance Co | $1,574.00 / year |
2013 Bmw X3 Insurance
Average Cost to Insure
$1,723.23 / year
Cheapest Rate
$939.00 / year SAFECO
Available Trims
XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl),XDRIVE28I 4dr Sport Utility Vehicle (4cyl)
2012 Bmw X3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Capital Insurance Group | $1,262.00 / year |
| Travelers | $1,460.00 / year |
| USAA | $1,617.00 / year |
| Country | $1,632.00 / year |
| 21st Century | $1,712.00 / year |
| SAFECO | $1,713.00 / year |
| GEICO | $1,754.00 / year |
| Esurance | $1,896.00 / year |
| Progressive | $1,991.00 / year |
| California Capital | $2,000.00 / year |
2012 Bmw X3 Insurance
Average Cost to Insure
$1,284.00 / year
Cheapest Rate
$1,262.00 / year Capital Insurance Group
Available Trims
XDRIVE35I 4dr Sport Utility Vehicle (6cyl),XDRIVE28I 4dr SPORT UTILITY VEHICLE (6cyl)
2011 Bmw X3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $918.00 / year |
| American Family | $1,062.00 / year |
| Auto Club Group | $1,349.00 / year |
| Farmers | $1,748.00 / year |
| Metropolitan | $1,917.00 / year |
| 21st Century | $1,970.00 / year |
| Sentry | $2,093.00 / year |
| Progressive | $2,139.00 / year |
| Mercury | $2,160.00 / year |
| Direct General Insurance | $2,532.00 / year |
2011 Bmw X3 Insurance
Average Cost to Insure
$1,680.00 / year
Cheapest Rate
$918.00 / year SAFECO
Available Trims
XDRIVE35I 4dr Sport Utility Vehicle (6cyl),XDRIVE28I 4dr Sport Utility Vehicle (6cyl)
2010 Bmw X3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Allstate | $689.00 / year |
| Unitrin | $876.00 / year |
| Progressive | $1,137.00 / year |
| Nationwide | $1,188.00 / year |
| Victoria | $1,761.00 / year |
| Mercury | $1,922.00 / year |
| Metropolitan | $2,144.00 / year |
| SAFECO | $2,240.00 / year |
| Sentry | $4,266.00 / year |
2010 Bmw X3 Insurance
Average Cost to Insure
$1,716.00 / year
Cheapest Rate
$689.00 / year Allstate
Available Trims
XDRIVE30I 4dr Sport Utility Vehicle (6cyl),XDRIVE28I 4dr SPORT UTILITY VEHICLE (6cyl)
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.