BMW X3 Car Insurance

How much does car insurance cost for your Bmw X3? We collected quotes from thousands of drivers to find cheapest rate.

Compare Car Insurance Rates for Your X3

What is the Average Cost to Insure a Bmw X3?

Bmw Bmw X3

How much does car insurance cost for Bmw X3? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Bmw X3 below.

Bmw X3 Insurance Model Year by Age Group

The price you pay to insure your Bmw X3 can vary based on your age group. Here are the average rates you can expect to pay.

Year16-19 yr old20-29 yr old30-39 yr old40-49 yr old50-59 yr old60+ yr old
2023N/AN/AN/A$178.20 / moN/AN/A
2022$263.15 / mo$202.70 / mo$175.25 / mo$179.12 / mo$186.76 / mo$173.57 / mo
2021N/A$246.35 / mo$202.72 / mo$177.13 / mo$142.54 / mo$171.16 / mo
2020N/A$226.61 / mo$207.84 / mo$156.17 / mo$162.46 / mo$174.92 / mo
2019$744.12 / mo$206.81 / mo$162.07 / mo$253.06 / mo$189.24 / mo$162.14 / mo
2018$517.24 / mo$230.54 / mo$162.42 / mo$159.81 / mo$158.10 / mo$145.94 / mo
2017$599.21 / mo$187.61 / mo$167.58 / mo$189.27 / mo$133.06 / mo$149.80 / mo
2016$169.22 / mo$187.13 / mo$147.09 / mo$167.10 / mo$146.01 / mo$117.54 / mo
2015$196.54 / mo$202.40 / mo$199.01 / mo$134.88 / mo$120.98 / mo$173.77 / mo
2014$164.80 / mo$189.48 / mo$143.14 / mo$141.21 / mo$115.49 / mo$121.88 / mo
2013$409.49 / mo$207.15 / mo$130.23 / mo$137.23 / mo$138.86 / mo$105.42 / mo
2012$111.72 / mo$183.92 / mo$201.29 / mo$116.72 / mo$116.65 / mo$137.19 / mo
2011$247.39 / mo$158.05 / mo$151.19 / mo$154.82 / mo$157.25 / mo$124.39 / mo
2010$252.16 / mo$247.03 / mo$105.10 / mo$126.54 / mo$99.15 / mo$116.64 / mo

Bmw 2022 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
Safeco $362.00 / year
American National P $568.00 / year
Buckeye Insurance Group $716.00 / year
Pekin Insurance $749.00 / year
Victoria $981.00 / year
Virginia Farm Bureau $1,030.00 / year
Texas Farm Bureau Group $1,045.00 / year
Mercury Insurance $1,085.00 / year
Western Reserve $1,124.00 / year
Titan $1,145.00 / year

2022 Bmw X3 Insurance

Average Cost to Insure

$927.40 / year

Cheapest Rate

$362.00 / year Safeco

Available Trims

M 4dr SPORT UTILITY VEHICLE (6cyl)

Bmw 2021 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
Kemper Premium $209.00 / year
American National P $475.00 / year
Virginia Farm Bureau $1,047.00 / year
Pekin Insurance $1,060.00 / year
Tennessee Farmers $1,070.00 / year
Victoria $1,095.00 / year
Texas Farm Bureau Group $1,196.00 / year
SECURA Insurance $1,232.00 / year
Safeco $1,336.00 / year
Grange Mutual $1,378.00 / year

2021 Bmw X3 Insurance

Average Cost to Insure

$1,150.67 / year

Cheapest Rate

$209.00 / year Kemper Premium

Available Trims

SDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl)

Bmw 2020 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
SAFECO $672.00 / year
Pekin Insurance $742.00 / year
American National P $829.00 / year
Titan $1,011.00 / year
SECURA Insurance $1,114.00 / year
IMT Insurance Company $1,125.00 / year
Partners Mutual Insurance Co $1,178.00 / year
Rockford Mutual Insurance $1,236.00 / year
North Carolina Farm Bureau $1,265.00 / year
Hastings Mutual Insurance Co $1,279.00 / year

2020 Bmw X3 Insurance

Average Cost to Insure

$936.17 / year

Cheapest Rate

$672.00 / year SAFECO

Available Trims

SDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl)

Bmw 2019 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
American National P $491.00 / year
Buckeye Insurance Group $787.00 / year
MMG Insurance Company $896.00 / year
Indiana Farmers Mutual Ins $927.00 / year
Tennessee Farmers $963.00 / year
Safety Group $969.00 / year
Texas Farm Bureau Group $1,021.00 / year
Ohio Mutual Ins Group $1,041.00 / year
Concord Group $1,044.00 / year
Western Reserve $1,047.00 / year

2019 Bmw X3 Insurance

Average Cost to Insure

$778.13 / year

Cheapest Rate

$491.00 / year American National P

Available Trims

SDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl)

Bmw 2018 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
American National P $384.00 / year
SafeAuto $658.00 / year
Ohio Mutual Ins Group $872.00 / year
Virginia Farm Bureau $930.00 / year
MMG Insurance Company $953.00 / year
Concord Group $1,058.00 / year
Direct Auto $1,080.00 / year
Patriot Group $1,100.00 / year
Kentucky Farm Bureau $1,221.00 / year
North Carolina Farm Bureau $1,244.00 / year

2018 Bmw X3 Insurance

Average Cost to Insure

$819.30 / year

Cheapest Rate

$384.00 / year American National P

Available Trims

XDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl)

Bmw 2017 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
American National P $541.00 / year
Mercury Insurance Company $874.00 / year
PEMCO $894.00 / year
Virginia Farm Bureau $907.00 / year
Buckeye Insurance Group $909.00 / year
Kemper Auto | Infinity $948.00 / year
Oregon Mutual $978.00 / year
North Carolina Farm Bureau $1,027.00 / year
Ohio Mutual Ins Group $1,047.00 / year
Utica National Ins Group $1,089.00 / year

2017 Bmw X3 Insurance

Average Cost to Insure

$861.13 / year

Cheapest Rate

$541.00 / year American National P

Available Trims

XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl)

Bmw 2016 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
American National P&C $435.00 / year
Buckeye Insurance Group $567.00 / year
American National P $643.00 / year
Virginia Farm Bureau $825.00 / year
Ohio Mutual Ins Group $870.00 / year
Western Reserve $897.00 / year
Celina Insurance Group $1,004.00 / year
North Carolina Farm Bureau $1,038.00 / year
Texas Farm Bureau Group $1,044.00 / year
Concord Group $1,104.00 / year

2016 Bmw X3 Insurance

Average Cost to Insure

$852.50 / year

Cheapest Rate

$435.00 / year American National P&C

Available Trims

XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl)

Bmw 2015 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
American National P&C $552.00 / year
American National P $570.00 / year
Kentucky Farm Bureau $810.00 / year
North Carolina Farm Bureau $876.00 / year
Utica National Ins Group $909.00 / year
Jupiter Auto Insurance $921.00 / year
West Bend Mutual $944.00 / year
Concord Group $978.00 / year
Union Mutual Fire Group $981.00 / year
GMAC Insurance Group $1,052.00 / year

2015 Bmw X3 Insurance

Average Cost to Insure

$629.80 / year

Cheapest Rate

$552.00 / year American National P&C

Available Trims

XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl)

Bmw 2014 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
PEMCO $750.00 / year
American National P $767.00 / year
Buckeye Insurance Group $776.00 / year
SAFECO $893.00 / year
Jupiter Auto Insurance $968.00 / year
National General Value $1,021.00 / year
Texas Farm Bureau Group $1,021.00 / year
North Carolina Farm Bureau $1,031.00 / year
SECURA Insurance $1,107.00 / year
Virginia Farm Bureau $1,124.00 / year

2014 Bmw X3 Insurance

Average Cost to Insure

$860.97 / year

Cheapest Rate

$750.00 / year PEMCO

Available Trims

XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl)

Bmw 2013 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
American National P $538.00 / year
Utica National Ins Group $847.00 / year
Indiana Farmers Mutual Ins $924.00 / year
North Carolina Farm Bureau $1,007.00 / year
Tennessee Farmers $1,046.00 / year
Kentucky Farm Bureau $1,052.00 / year
IMT Insurance Company $1,062.00 / year
SECURA Insurance $1,102.00 / year
Clearcover $1,166.00 / year
New Jersey Manufacturers $1,170.00 / year

2013 Bmw X3 Insurance

Average Cost to Insure

$873.80 / year

Cheapest Rate

$538.00 / year American National P

Available Trims

XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl)

Bmw 2012 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
Buckeye Insurance Group $530.00 / year
American National P $607.00 / year
Ohio Mutual Ins Group $672.00 / year
Concord Group $693.00 / year
Western Reserve $720.00 / year
Utica National Ins Group $747.00 / year
PEMCO $767.00 / year
Virginia Farm Bureau $807.00 / year
Commerce Group Inc $873.00 / year
Wolverine Mutual $894.00 / year

2012 Bmw X3 Insurance

Average Cost to Insure

$765.37 / year

Cheapest Rate

$530.00 / year Buckeye Insurance Group

Available Trims

XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl)

Bmw 2011 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
SAFECO $36.00 / year
Jupiter Auto Insurance $348.00 / year
Clearcover $486.00 / year
American National P $662.00 / year
Virginia Farm Bureau $863.00 / year
Dairyland $864.00 / year
Mississippi Farm Bureau $964.00 / year
North Carolina Farm Bureau $1,030.00 / year
SECURA Insurance $1,032.00 / year
Cameron Mutual Group $1,041.00 / year

2011 Bmw X3 Insurance

Average Cost to Insure

$892.60 / year

Cheapest Rate

$36.00 / year SAFECO

Available Trims

XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl)

Bmw 2010 Bmw X3 Insurance Rates by Companies

Insurance Company12 month Premium
Jupiter Auto Insurance $245.00 / year
American National P $514.00 / year
Virginia Farm Bureau $706.00 / year
North Carolina Farm Bureau $737.00 / year
SAFECO $746.00 / year
West Bend Mutual $827.00 / year
Utica National Ins Group $885.00 / year
SECURA Insurance $892.00 / year
New Jersey Manufacturers $906.00 / year
Texas Farm Bureau Group $940.00 / year

2010 Bmw X3 Insurance

Average Cost to Insure

$960.17 / year

Cheapest Rate

$245.00 / year Jupiter Auto Insurance

Available Trims

XDRIVE30I 4dr SPORT UTILITY VEHICLE (6cyl)

Compare X3 to other Bmw Models

Wondering how the X3 compares to other Bmw Models? Check out the average rates for each vehicle below.

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.