855.214.2291 BMW X3 Car Insurance
How much does car insurance cost for your Bmw X3? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your X3
What is the Average Cost to Insure a Bmw X3?
Bmw X3
How much does car insurance cost for Bmw X3? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Bmw X3 below.
Bmw X3 Insurance Model Year by Age Group
The price you pay to insure your Bmw X3 can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2020 | N/A | $109.72 / mo | $155.26 / mo | N/A | $176.34 / mo | $286.87 / mo |
| 2019 | $715.00 / mo | $205.35 / mo | $139.59 / mo | $99.51 / mo | $168.64 / mo | $201.47 / mo |
| 2018 | $524.07 / mo | $335.58 / mo | $110.12 / mo | $88.08 / mo | $87.33 / mo | $191.19 / mo |
| 2017 | N/A | $187.08 / mo | $135.24 / mo | $227.86 / mo | $118.58 / mo | $159.98 / mo |
| 2016 | N/A | $153.31 / mo | $123.62 / mo | $108.87 / mo | $156.63 / mo | $106.44 / mo |
| 2015 | $129.75 / mo | $73.75 / mo | $91.84 / mo | $118.31 / mo | $184.70 / mo | $48.72 / mo |
| 2014 | $239.08 / mo | $181.00 / mo | $137.55 / mo | $120.51 / mo | $87.10 / mo | $128.39 / mo |
| 2013 | $474.78 / mo | $196.26 / mo | $117.93 / mo | $107.99 / mo | $127.46 / mo | $121.05 / mo |
| 2012 | $111.72 / mo | $193.62 / mo | $119.57 / mo | $75.92 / mo | $41.92 / mo | $72.00 / mo |
| 2011 | $181.81 / mo | $175.09 / mo | $94.89 / mo | $120.05 / mo | $68.86 / mo | $172.89 / mo |
| 2010 | $213.58 / mo | $152.03 / mo | N/A | $146.63 / mo | N/A | $69.67 / mo |
2020 Bmw X3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Titan | $908.00 / year |
| Utica National Ins Group | $1,344.00 / year |
| North Carolina Farm Bureau | $1,572.00 / year |
| Farmers | $1,580.00 / year |
| Penn National | $1,728.00 / year |
| Travelers | $1,809.00 / year |
| GEICO | $1,963.00 / year |
| Auto-Owners Insurance Co | $2,048.00 / year |
| SAFECO | $2,081.00 / year |
| USAA | $2,110.00 / year |
2020 Bmw X3 Insurance
Average Cost to Insure
$2,004.00 / year
Cheapest Rate
$908.00 / year Titan
Available Trims
SDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl),XDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl),XDRIVEM40I 4dr SPORT UTILITY VEHICLE (6cyl),M COMPETITION 4dr SPORT UTILITY VEHICLE (6cyl),XDRIVE30E 4dr SPORT UTILITY VEHICLE (4cyl)
2019 Bmw X3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| New Jersey Manufacturers | $1,253.00 / year |
| Utica National Ins Group | $1,515.00 / year |
| GEICO | $1,518.00 / year |
| Country | $1,579.00 / year |
| USAA | $1,659.00 / year |
| Travelers | $1,684.00 / year |
| Verti Insurance | $1,881.00 / year |
| Electric | $2,106.00 / year |
| Progressive | $2,127.00 / year |
| Auto-Owners Insurance Co | $2,136.00 / year |
2019 Bmw X3 Insurance
Average Cost to Insure
$2,136.00 / year
Cheapest Rate
$1,253.00 / year New Jersey Manufacturers
Available Trims
SDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl),XDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl),XDRIVEM40I 4dr SPORT UTILITY VEHICLE (6cyl)
2018 Bmw X3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| CSAA | $1,803.00 / year |
| California Capital | $2,187.00 / year |
| Mercury | $2,191.00 / year |
| SAFECO | $2,389.00 / year |
| Grange | $2,470.00 / year |
| Progressive | $2,532.00 / year |
| 21st Century | $2,706.00 / year |
| USAA | $2,750.00 / year |
| Direct General Insurance | $2,846.00 / year |
| Auto Club | $2,869.00 / year |
2018 Bmw X3 Insurance
Average Cost to Insure
$1,968.00 / year
Cheapest Rate
$1,803.00 / year CSAA
Available Trims
XDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl),XDRIVEM40I 4dr SPORT UTILITY VEHICLE (6cyl)
2017 Bmw X3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Utica National Ins Group | $999.00 / year |
| Virginia Farm Bureau | $1,017.00 / year |
| Cincinnati Insurance | $1,332.00 / year |
| Auto-Owners Insurance Co | $1,545.00 / year |
| California Capital | $1,773.00 / year |
| Safe Auto | $1,857.00 / year |
| Alliance United | $1,878.00 / year |
| Progressive | $1,900.00 / year |
| GEICO | $1,909.00 / year |
| Erie | $1,917.00 / year |
2017 Bmw X3 Insurance
Average Cost to Insure
$2,047.83 / year
Cheapest Rate
$999.00 / year Utica National Ins Group
Available Trims
XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl),XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl),SDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl),XDRIVE28D 4dr SPORT UTILITY VEHICLE (4cyl)
2016 Bmw X3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| PEMCO | $1,128.00 / year |
| USAA | $1,191.00 / year |
| Oregon Mutual | $1,233.00 / year |
| Georgia Farm Bureau | $1,233.00 / year |
| Verti Insurance | $1,264.00 / year |
| Unigard | $1,274.00 / year |
| Erie | $1,281.00 / year |
| Penn National | $1,358.00 / year |
| National General | $1,388.00 / year |
| Capital Insurance Group | $1,394.00 / year |
2016 Bmw X3 Insurance
Average Cost to Insure
$1,512.00 / year
Cheapest Rate
$1,128.00 / year PEMCO
Available Trims
XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl),XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl),SDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl),XDRIVE28D 4dr SPORT UTILITY VEHICLE (4cyl)
2015 Bmw X3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $552.00 / year |
| Auto-Owners Insurance Co | $1,317.00 / year |
| Southern Farm Bureau | $1,490.00 / year |
| GEICO | $1,545.00 / year |
| USAA | $1,709.00 / year |
| Travelers | $1,810.00 / year |
| State Auto | $1,821.00 / year |
| National Grange Mutual | $1,824.00 / year |
| Direct General Insurance | $1,839.00 / year |
| 21st Century | $1,860.00 / year |
2015 Bmw X3 Insurance
Average Cost to Insure
$1,380.00 / year
Cheapest Rate
$552.00 / year American National P&C
Available Trims
XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl),XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl),SDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl),XDRIVE28D 4dr SPORT UTILITY VEHICLE (4cyl)
2014 Bmw X3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Texas Farm Bureau Group | $972.00 / year |
| Encompass | $1,577.00 / year |
| Chubb | $1,701.00 / year |
| State Auto | $1,704.00 / year |
| National General | $1,716.00 / year |
| USAA | $1,753.00 / year |
| GEICO | $1,761.00 / year |
| Progressive | $1,845.00 / year |
| Republic Indemnity | $1,878.00 / year |
| 21st Century | $1,960.00 / year |
2014 Bmw X3 Insurance
Average Cost to Insure
$1,584.00 / year
Cheapest Rate
$972.00 / year Texas Farm Bureau Group
Available Trims
XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl),XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)
2013 Bmw X3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| USAA | $755.00 / year |
| SAFECO | $939.00 / year |
| American Family | $1,119.00 / year |
| Erie | $1,287.00 / year |
| Auto-Owners Insurance Co | $1,335.00 / year |
| Auto Club Group | $1,412.00 / year |
| GEICO | $1,428.00 / year |
| Nationwide | $1,476.00 / year |
| Pekin Insurance | $1,544.00 / year |
| SECURA Insurance | $1,593.00 / year |
2013 Bmw X3 Insurance
Average Cost to Insure
$1,860.00 / year
Cheapest Rate
$755.00 / year USAA
Available Trims
XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl),XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)
2012 Bmw X3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| 21st Century | $1,712.00 / year |
| SAFECO | $1,713.00 / year |
| USAA | $1,734.00 / year |
| Esurance | $1,896.00 / year |
| GEICO | $1,996.00 / year |
| California Capital | $2,000.00 / year |
| Mercury | $2,040.00 / year |
| Allstate | $2,169.00 / year |
| Southern Farm Bureau | $2,193.00 / year |
| Grange | $2,196.00 / year |
2012 Bmw X3 Insurance
Average Cost to Insure
$1,284.00 / year
Cheapest Rate
$1,712.00 / year 21st Century
Available Trims
XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl),XDRIVE28I 4dr SPORT UTILITY VEHICLE (6cyl)
2011 Bmw X3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $918.00 / year |
| American Family | $1,062.00 / year |
| Auto Club Group | $1,349.00 / year |
| Farmers | $1,748.00 / year |
| Metropolitan | $1,917.00 / year |
| 21st Century | $1,970.00 / year |
| Sentry | $2,093.00 / year |
| Progressive | $2,139.00 / year |
| Mercury | $2,160.00 / year |
| Direct General Insurance | $2,532.00 / year |
2011 Bmw X3 Insurance
Average Cost to Insure
$1,680.00 / year
Cheapest Rate
$918.00 / year SAFECO
Available Trims
XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl),XDRIVE28I 4dr SPORT UTILITY VEHICLE (6cyl)
2010 Bmw X3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Allstate | $689.00 / year |
| Progressive | $1,046.00 / year |
| Mercury | $1,922.00 / year |
| SAFECO | $2,240.00 / year |
2010 Bmw X3 Insurance
Average Cost to Insure
$1,474.25 / year
Cheapest Rate
$689.00 / year Allstate
Available Trims
XDRIVE30I 4dr SPORT UTILITY VEHICLE (6cyl),XDRIVE28I 4dr SPORT UTILITY VEHICLE (6cyl)
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.