- About us
- Agent Login
- 855.214.2291
BMW 4 Series 430i Car Insurance
How much does car insurance cost for your Bmw 430i? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your 430i
What is the Average Cost to Insure a Bmw 430i?
Bmw 430i
How much does car insurance cost for Bmw 430i? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Bmw 430i below.
Bmw 430i Insurance Model Year by Age Group
The price you pay to insure your Bmw 430i can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2024 | N/A | $124.59 / mo | $166.68 / mo | $148.88 / mo | $352.46 / mo | $117.92 / mo |
| 2023 | $738.89 / mo | $227.82 / mo | $152.90 / mo | $338.83 / mo | $299.99 / mo | $117.92 / mo |
| 2022 | N/A | $241.21 / mo | $269.60 / mo | $182.53 / mo | $286.18 / mo | $184.43 / mo |
| 2021 | $398.87 / mo | $411.58 / mo | $147.41 / mo | $156.63 / mo | $154.99 / mo | $328.30 / mo |
| 2020 | $349.96 / mo | $382.79 / mo | $329.93 / mo | $163.47 / mo | $186.53 / mo | $347.75 / mo |
| 2019 | $599.46 / mo | $393.89 / mo | $201.85 / mo | $187.19 / mo | $198.36 / mo | $138.00 / mo |
| 2018 | $519.64 / mo | $383.60 / mo | $262.81 / mo | $263.78 / mo | $205.13 / mo | $442.76 / mo |
| 2017 | $254.95 / mo | $215.75 / mo | $300.59 / mo | $228.08 / mo | $155.36 / mo | $158.99 / mo |
2024 Bmw 430i Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Unitrin | $1,781.00 / year |
| USAA | $2,104.00 / year |
| Nationwide | $2,146.00 / year |
| Mercury | $2,439.00 / year |
| California Capital | $2,455.00 / year |
| 21st Century | $2,517.00 / year |
| Farmers | $2,658.00 / year |
| CSAA | $3,057.00 / year |
| Allied | $3,117.00 / year |
| State Farm | $3,118.00 / year |
2024 Bmw 430i Insurance
Average Cost to Insure
$2,196.00 / year
Cheapest Rate
$1,781.00 / year Unitrin
Available Trims
GRAN COUPE 4dr SEDAN (4cyl)
2023 Bmw 430i Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Direct Auto | $1,255.00 / year |
| Penn National | $1,656.00 / year |
| Erie | $1,724.00 / year |
| Nationwide | $1,739.00 / year |
| USAA | $1,998.00 / year |
| Texas Farm Bureau Group | $2,025.00 / year |
| National General Value | $2,265.00 / year |
| Travelers | $2,297.00 / year |
| Unitrin | $2,308.00 / year |
| California Capital | $2,338.00 / year |
2023 Bmw 430i Insurance
Average Cost to Insure
$1,660.47 / year
Cheapest Rate
$1,255.00 / year Direct Auto
Available Trims
GRAN COUPE 4dr SEDAN (4cyl)
2022 Bmw 430i Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Texas Farm Bureau Group | $1,475.00 / year |
| Tennessee Farmers | $1,872.00 / year |
| Grange Mutual | $1,992.00 / year |
| North Carolina Farm Bureau | $2,136.00 / year |
| Westfield | $2,250.00 / year |
| Liberty Mutual | $2,263.00 / year |
| Auto-Owners Insurance Co | $2,598.00 / year |
| GMAC Insurance Group | $2,703.00 / year |
| Allied | $2,767.00 / year |
| Penn National | $2,830.00 / year |
2022 Bmw 430i Insurance
Average Cost to Insure
$2,262.70 / year
Cheapest Rate
$1,475.00 / year Texas Farm Bureau Group
Available Trims
GRAN COUPE 4dr SEDAN (4cyl)
2021 Bmw 430i Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Westfield | $693.00 / year |
| Safeco | $743.00 / year |
| New Jersey Manufacturers | $1,320.00 / year |
| Mercury Insurance | $1,334.00 / year |
| Capital Insurance Group | $1,574.00 / year |
| Plymouth Rock Assurance | $1,584.00 / year |
| Auto-Owners Insurance Co | $1,628.00 / year |
| New York Central Mutual Fire | $1,772.00 / year |
| Norfolk and Dedham Group | $2,054.00 / year |
| American Family | $2,310.00 / year |
2021 Bmw 430i Insurance
Average Cost to Insure
$1,637.87 / year
Cheapest Rate
$693.00 / year Westfield
Available Trims
2dr COUPE (4cyl)
2020 Bmw 430i Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| New Jersey Manufacturers | $1,320.00 / year |
| Safeco | $1,647.00 / year |
| Direct Auto | $1,662.00 / year |
| California Capital | $2,263.00 / year |
| Virginia Farm Bureau | $2,297.00 / year |
| CSAA | $2,521.00 / year |
| 21st Century | $2,525.00 / year |
| Home State Ins Group | $2,538.00 / year |
| Farmers | $3,050.00 / year |
| USAA | $3,231.00 / year |
2020 Bmw 430i Insurance
Average Cost to Insure
$2,155.60 / year
Cheapest Rate
$1,320.00 / year New Jersey Manufacturers
Available Trims
GRAN COUPE 4dr SEDAN (4cyl)
2019 Bmw 430i Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $538.00 / year |
| Buckeye Insurance Group | $678.00 / year |
| American National P | $786.00 / year |
| NatGen Custom 360 | $892.00 / year |
| Plymouth Rock Assurance | $906.00 / year |
| Texas Farm Bureau Group | $1,013.00 / year |
| Titan | $1,113.00 / year |
| Tennessee Farmers | $1,167.00 / year |
| Utica National Ins Group | $1,194.00 / year |
| Kemper Auto | Infinity | $1,243.00 / year |
2019 Bmw 430i Insurance
Average Cost to Insure
$674.07 / year
Cheapest Rate
$538.00 / year Safeco
Available Trims
GRAN COUPE 4dr SEDAN (4cyl)
2018 Bmw 430i Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $206.00 / year |
| Texas Farm Bureau Group | $987.00 / year |
| SECURA Insurance | $1,005.00 / year |
| Mercury Insurance | $1,208.00 / year |
| Kemper Personal Insurance | $1,423.00 / year |
| Shelter | $1,470.00 / year |
| Plymouth Rock Assurance | $1,684.00 / year |
| Farm Bureau Mutual (IA Group) | $1,686.00 / year |
| Auto-Owners Insurance Co | $1,775.00 / year |
| Safety Group | $1,844.00 / year |
2018 Bmw 430i Insurance
Average Cost to Insure
$641.40 / year
Cheapest Rate
$206.00 / year Safeco
Available Trims
GRAN COUPE 4dr SEDAN (4cyl)
2017 Bmw 430i Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $370.00 / year |
| Mercury Insurance | $599.00 / year |
| Kemper Personal Insurance | $999.00 / year |
| American National P | $1,036.00 / year |
| SECURA Insurance | $1,276.00 / year |
| New York Central Mutual Fire | $1,382.00 / year |
| Farm Bureau Mutual (IA Group) | $1,506.00 / year |
| Mercury Insurance Company | $1,694.00 / year |
| Southern Farm Bureau | $1,857.00 / year |
| Capital Insurance Group | $1,911.00 / year |
2017 Bmw 430i Insurance
Average Cost to Insure
$1,146.10 / year
Cheapest Rate
$370.00 / year Safeco
Available Trims
GRAN COUPE 4dr SEDAN (4cyl)
Compare 430i to other Bmw Models
Wondering how the 430i compares to other Bmw Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
