How much does car insurance cost for your Bmw Z4? We collected quotes from thousands of drivers to find cheapest rate.
How much does car insurance cost for Bmw Z4? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Bmw Z4 below.
The price you pay to insure your Bmw Z4 can vary based on your age group. Here are the average rates you can expect to pay.
Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
2023 | N/A | N/A | $172.52 / mo | N/A | N/A | N/A |
2022 | $536.45 / mo | $230.37 / mo | $211.45 / mo | $139.75 / mo | $146.62 / mo | $141.70 / mo |
2021 | $511.62 / mo | $292.92 / mo | $279.12 / mo | $77.91 / mo | N/A | N/A |
2020 | N/A | $183.00 / mo | $169.40 / mo | $178.11 / mo | $172.50 / mo | $150.16 / mo |
2019 | N/A | N/A | $47.03 / mo | $0.00 / mo | N/A | $94.77 / mo |
2016 | $161.07 / mo | $433.62 / mo | N/A | $125.13 / mo | $141.76 / mo | $115.08 / mo |
2015 | N/A | $266.92 / mo | $120.67 / mo | $306.71 / mo | $165.05 / mo | $162.08 / mo |
2014 | N/A | $103.80 / mo | $105.94 / mo | $147.24 / mo | $108.80 / mo | $106.47 / mo |
2013 | N/A | $144.06 / mo | $95.67 / mo | $115.72 / mo | $134.91 / mo | $154.28 / mo |
2012 | N/A | $206.08 / mo | $167.92 / mo | $55.30 / mo | $78.22 / mo | $89.19 / mo |
2011 | $113.50 / mo | $186.32 / mo | $151.62 / mo | $69.24 / mo | $104.62 / mo | $113.67 / mo |
2010 | $200.08 / mo | $129.07 / mo | $123.36 / mo | $166.50 / mo | $62.40 / mo | $108.72 / mo |
Insurance Company | 12 month Premium |
Erie | $1,407.00 / year |
North Carolina Farm Bureau | $1,616.00 / year |
State Farm | $1,656.00 / year |
GMAC Insurance Group | $1,965.00 / year |
Allied | $2,079.00 / year |
Penn National | $2,214.00 / year |
Nationwide | $2,220.00 / year |
Metropolitan | $2,238.00 / year |
Allstate | $2,901.00 / year |
Average Cost to Insure
$2,032.89 / year
Cheapest Rate
$1,407.00 / year Erie
Available Trims
SDRIVE30I 2dr CONVERTIBLE (4cyl)
Insurance Company | 12 month Premium |
Dairyland | $292.00 / year |
Kemper Auto | $312.00 / year |
Plymouth Rock | $366.00 / year |
Victoria | $662.00 / year |
North Carolina Farm Bureau | $1,412.00 / year |
Utica National Ins Group | $1,577.00 / year |
GMAC Insurance Group | $1,629.00 / year |
Titan | $1,643.00 / year |
Virginia Farm Bureau | $2,102.00 / year |
Farm Bureau Mutual (IA Group) | $2,154.00 / year |
Average Cost to Insure
$1,898.13 / year
Cheapest Rate
$292.00 / year Dairyland
Available Trims
SDRIVE30I 2dr CONVERTIBLE (4cyl)
Insurance Company | 12 month Premium |
American National P | $632.00 / year |
Direct Auto | $784.00 / year |
Southern Farm Bureau | $1,707.00 / year |
Auto-Owners Insurance Co | $1,743.00 / year |
Allied | $2,358.00 / year |
USAA | $2,619.00 / year |
National Grange Mutual | $2,847.00 / year |
California Capital | $2,993.00 / year |
State Auto | $3,222.00 / year |
Unitrin | $3,774.00 / year |
Average Cost to Insure
$2,904.00 / year
Cheapest Rate
$632.00 / year American National P
Available Trims
SDRIVE30I 2dr CONVERTIBLE (4cyl)
Insurance Company | 12 month Premium |
American National P&C | $770.00 / year |
Texas Farm Bureau Group | $1,134.00 / year |
Southern Farm Bureau | $1,248.00 / year |
SAFECO | $1,433.00 / year |
Hastings Mutual Insurance Co | $1,622.00 / year |
New Jersey Manufacturers | $1,628.00 / year |
Oregon Mutual | $1,718.00 / year |
PEMCO | $1,809.00 / year |
USAA | $1,907.00 / year |
Travelers | $2,010.00 / year |
Average Cost to Insure
$1,833.40 / year
Cheapest Rate
$770.00 / year American National P&C
Available Trims
SDRIVE30I 2dr CONVERTIBLE (4cyl)
Insurance Company | 12 month Premium |
Direct Auto | $610.00 / year |
Average Cost to Insure
$305.00 / year
Cheapest Rate
$610.00 / year Direct Auto
Available Trims
SDRIVE30I 2dr CONVERTIBLE (4cyl)
Insurance Company | 12 month Premium |
New York Central Mutual Fire | $902.00 / year |
Farm Bureau Mutual (IA Group) | $1,107.00 / year |
Travelers | $1,230.00 / year |
Texas Farm Bureau Group | $1,238.00 / year |
New Jersey Manufacturers | $1,239.00 / year |
Erie | $1,254.00 / year |
Georgia Farm Bureau | $1,419.00 / year |
Auto-Owners Insurance Co | $1,461.00 / year |
USAA | $1,473.00 / year |
ACCC Insurance Company | $1,473.00 / year |
Average Cost to Insure
$1,419.40 / year
Cheapest Rate
$902.00 / year New York Central Mutual Fire
Available Trims
SDRIVE35I 2dr CONVERTIBLE (6cyl)
Insurance Company | 12 month Premium |
Clearcover | $426.00 / year |
Erie | $821.00 / year |
Capital Insurance Group | $1,095.00 / year |
Penn National | $1,166.00 / year |
Virginia Farm Bureau | $1,185.00 / year |
Direct Auto | $1,349.00 / year |
Utica National Ins Group | $1,490.00 / year |
Southern Farm Bureau | $1,529.00 / year |
Shelter | $1,551.00 / year |
Chubb | $1,556.00 / year |
Average Cost to Insure
$1,433.90 / year
Cheapest Rate
$426.00 / year Clearcover
Available Trims
SDRIVE35I 2dr CONVERTIBLE (6cyl)
Insurance Company | 12 month Premium |
SECURA Insurance | $932.00 / year |
National General | $1,067.00 / year |
USAA | $1,071.00 / year |
Erie | $1,137.00 / year |
Texas Farm Bureau Group | $1,180.00 / year |
21st Century | $1,184.00 / year |
Nationwide | $1,298.00 / year |
Travelers | $1,412.00 / year |
Wolverine Mutual | $1,422.00 / year |
Hartford | $1,467.00 / year |
Average Cost to Insure
$1,294.33 / year
Cheapest Rate
$932.00 / year SECURA Insurance
Available Trims
SDRIVE35I 2dr CONVERTIBLE (6cyl)
Insurance Company | 12 month Premium |
Buckeye Insurance Group | $443.00 / year |
Erie | $608.00 / year |
Grange Mutual | $747.00 / year |
USAA | $818.00 / year |
Central Mutual Insurance Co | $840.00 / year |
Western Reserve | $848.00 / year |
Hastings Mutual Insurance Co | $927.00 / year |
Atlantic States Insurance | $944.00 / year |
Ohio Mutual Ins Group | $960.00 / year |
Westfield | $1,008.00 / year |
Average Cost to Insure
$1,195.07 / year
Cheapest Rate
$443.00 / year Buckeye Insurance Group
Available Trims
SDRIVE35I 2dr CONVERTIBLE (6cyl)
Insurance Company | 12 month Premium |
New York Central Mutual Fire | $408.00 / year |
Erie | $662.00 / year |
Preferred Mutual | $1,084.00 / year |
USAA | $1,228.00 / year |
Auto-Owners Insurance Co | $1,389.00 / year |
Georgia Farm Bureau | $1,430.00 / year |
Travelers | $1,495.00 / year |
Direct Auto | $1,608.00 / year |
Country | $1,620.00 / year |
Chubb | $1,659.00 / year |
Average Cost to Insure
$1,416.00 / year
Cheapest Rate
$408.00 / year New York Central Mutual Fire
Available Trims
SDRIVE35I 2dr CONVERTIBLE (6cyl)
Insurance Company | 12 month Premium |
Direct Auto | $441.00 / year |
SAFECO | $591.00 / year |
Georgia Farm Bureau | $1,110.00 / year |
Country | $1,143.00 / year |
Liberty Mutual | $1,324.00 / year |
Capital Insurance Group | $1,374.00 / year |
ACCC Insurance Company | $1,524.00 / year |
Erie | $1,627.00 / year |
USAA | $1,631.00 / year |
Farm Bureau Mutual (IA Group) | $1,707.00 / year |
Average Cost to Insure
$1,512.00 / year
Cheapest Rate
$441.00 / year Direct Auto
Available Trims
SDRIVE30I 2dr CONVERTIBLE (6cyl)
Insurance Company | 12 month Premium |
Grange | $1,413.00 / year |
USAA | $1,419.00 / year |
Allied | $1,430.00 / year |
21st Century | $1,538.00 / year |
Auto Club | $1,587.00 / year |
California Capital | $1,610.00 / year |
Farmers | $1,623.00 / year |
State Farm | $1,671.00 / year |
Texas Farm Bureau Group | $1,674.00 / year |
Hartford | $1,734.00 / year |
Average Cost to Insure
$1,452.00 / year
Cheapest Rate
$1,413.00 / year Grange
Available Trims
SDRIVE30I 2dr CONVERTIBLE (6cyl)
Wondering how the Z4 compares to other Bmw Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.