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SafeAuto Insurance: Company Overview
SafeAuto is an independent carrier that provides car insurance coverage to 17 states.
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About SafeAuto
SafeAuto is an independently owned property and casualty car insurance carrier based in Columbus, Ohio. Since 1993, SafeAuto has been specializing in providing affordable, state-minimum auto insurance and full comprehensive and collision policies. SafeAuto provides a Certificate of Financial Responsibility (CFR) in the form of an SR22, SR22A or FR44 for customers who need to provide a CFR to a court or state government agency. The company also offers motorcycle, renters, homeowners, business, health, supplemental, dental, accident, life, mechanical repair insurance and more (see full list below). SafeAuto is a leader in direct-to-consumer, minimum-limit coverage across 17 states: Arizona, California, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, and Virginia. The company has service call centers that are open at all hours, every day, including holidays. Customers can also access their insurance information easily using the SafeAuto Insurance Mobile App.
SafeAuto employs more than 700 associates. The company’s annual revenue was more $300 million in 2013.
SafeAuto Facts & Ratings
| Year Founded | 1993 |
| Market Share | 1.8% |
| BBB Rating | A+ |
| NAIC Complaint Index | 1.74 |
SafeAuto Mobile App Rating
| iOS | 1.5 stars (out of 5) | 365 user reviews |
| Android | 2.5 stars (out of 5) | 1.5K user reviews |
The SafeAuto app is available for iOS and Android. This insurance concierge allows you to see your insurance information and pay premiums.
Pros & Cons of SafeAuto
- Affordable state-minimum car insurance.
- R22, SR22A or FR44 as Certificate of Financial Responsibility available.
- On average, premiums through SafeAuto cost more than some competitors.
Common Questions about SafeAuto
How much is liability only coverage for SafeAuto?
Rates vary according to several factors and from state to state. On average, SafeAuto is about $936 for a 6 month period.
Who underwrites SafeAuto insurance?
SafeAuto is a privately held carrier and does its own underwriting.
Does SafeAuto have car insurance for high-risk drivers?
Yes, SafeAuto specializes in writing high-risk insurance policies.
What does a SafeAuto motorcycle insurance cover?
SafeAuto motorcycle coverage options are: bodily injury, collision, comprehensive, guest passenger, medical expense, rental reimbursement, replacement cost, roadside assistance, underinsured/uninsured motorist bodily injury, underinsured/uninsured motorist property damage, optional/special equipment, personal injury protection, physical damage plus and property damage.
Does SafeAuto have health insurance?
Yes, Safe Auto offers health insurance. You can request a health insurance quote on their website or compare multiple quotes here on SmartFinancial.
Is SafeAuto Insurance Expensive?
On average, an auto insurance policy with SafeAuto runs about $156 per month. Rates can vary from driver to driver though.
What companies are affiliated with SafeAuto?
SafeAuto has paired with the following companies: Dairyland for affordable motorcycle insurance; Millennial Specialty Insurance/Spinnaker Insurance, Century-National and Cypress Property and Casualty Insurance for renters insurance; Hippo for homeowners; CoverWallet, Liberty Mutual, CNA, Starr, Guard, Hamilton, Markel, Employers, Travelers, Progressive, Hiscox, Atlas and others for commercial business insurance; Augeo Benefits for health insurance, limited medical insurance, dental, accident, critical illness, supplemental insurance and life insurance; and disability insurance with Allstate.
How much is the full coverage with SafeAuto?
Every person’s rate is different for full coverage with SafeAuto. According to our in house reporting, SafeAuto is about $156 per month for an average auto insurance policy.
How can SafeAuto lower my car insurance payments?
SafeAuto offers affordable insurance for high-risk drivers. If you happen to fall into this category, SafeAuto may be a good option to look into.
How much does SafeAuto charge for teen drivers?
Each teen is rated according to a series of factors that include car model/make and year, address, age, etc. Every driver can vary though and the best way to find out is to get a personalized quote.
Can I cancel my SafeAuto Insurance anytime?
SafeAuto offers 24/7 customer service. To speak with someone directly you can call 1 (614) 456-2940
How many SafeAuto agents are there?
SafeAuto employs more than 70 associates.
SafeAuto Insurance Products
| Car Insurance | Motorcycle Insurance |
| SR-22 | Renters Insurance |
| Homeowners Insurance | Business Insurance |
| Health Insurance | Supplemental Insurance |
| Dental Insurance | Accident Insurance |
| Life Insurance | Mechanical Repair |
| Disability Insurance | Limited Medical Insurance |
| Critical Illness Insurance | Short Term Insurance |
SafeAuto Auto Insurance Coverage
Bodily Injury Liability
This protection covers bodily injuries to the other driver in an accident that was your fault.
Property Damage Liability
This protection covers property damage and loss of use for the third party.
Comprehensive Coverage
This insurance covers damages and loss other than that caused by a collision. It is subject to a deductible.
Collision Coverage
This insurance covers damages and loss caused by impact with another automobile, object or person. It is subject to a deductible.
High Risk Coverage
Insurance for people struggling to purchase standard car insurance due to a less-than-perfect driving or coverage record.
SR-22 Insurance
An SR-22 certificate issued by SafeAuto shows proof that you are carrying the minimum liability coverage required by your state. If you had certain traffic offenses, a DUI or had an accident and weren’t carrying minimum car insurance, you will likely be required to hold an SR-22.
Discounts
| Multi-vehicle Discount | New Business Transfer |
| Homeowner Discount | Good Student Discount |
| Driver Improvement Course Discounts |
Safe Auto Auto Insurance Rates by State
Below is a list of the average rates that drivers typically pay with Safe Auto. On average, Safe Auto charges approximately $316.57 per month. The cheapest state average is Tennessee at $190.68 per month followed by Indiana at $199.81 per month. The most expensive state average is Louisiana at $487.32 per month.
| State | Avg monthly rate |
|---|---|
| AZ | $238.22 |
| IL | $263.35 |
| IN | $199.81 |
| KS | $363.29 |
| KY | $270.98 |
| LA | $487.32 |
| MO | $300.17 |
| State | Avg monthly rate |
|---|---|
| MS | $294.43 |
| OK | $258.75 |
| PA | $260.31 |
| SC | $326.82 |
| TN | $190.68 |
| TX | $356.30 |
Safe Auto Auto Insurance Rates by Vehicle
Drivers typically will get a discount if they insure multiple vehicles. Here is a list of average rates that Safe Auto charges for drivers who have more than 1 vehicle.
| Number of Vehicles | Avg Monthly Rate |
|---|---|
| 1 Vehicle | $284.67 |
| 2 Vehicles | $465.59 |
Safe Auto Auto Insurance Rates by Homeownership
Customers who own their home rather than rent can sometimes get a small discount. We found that on average Safe Auto charges $310.82 per month for drivers who own their home and $333.10 per month for those who rent.
| Own/Rent | Avg Monthly Rate |
|---|---|
| Rent | $310.82 |
| Own | $333.10 |
SafeAuto Contact Info
| Address | 4 Easton Oval, Columbus, Ohio 43219 |
| Phone | 1 (614) 456-2940 |
| Website | www.safeauto.com |
| https://www.facebook.com/SafeAuto/ | |
| https://twitter.com/safeauto | |
| Youtube | https://www.youtube.com/channel/SafeAuto |
| https://www.linkedin.com/company/safeauto-insurance-company/ |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
How Does SafeAuto Compare to Other Car Insurance Companies?
| Safeauto vs Chubb | Safeauto vs Erie |
| Safeauto vs Esurance | Safeauto vs Farm Bureau |
| Safeauto vs Gainsco | Safeauto vs Hanover |
| Safeauto vs Mercury | Safeauto vs Sentry |
| Safeauto vs Shelter |
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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