SafeAuto Insurance: Company Overview

SafeAuto is an independent carrier that provides car insurance coverage to 17 states.

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About SafeAuto

SafeAuto is an independently owned property and casualty car insurance carrier based in Columbus, Ohio. Since 1993, SafeAuto has been specializing in providing affordable, state-minimum auto insurance and full comprehensive and collision policies. SafeAuto provides a Certificate of Financial Responsibility (CFR) in the form of an SR22, SR22A or FR44 for customers who need to provide a CFR to a court or state government agency. The company also offers motorcycle, renters, homeowners, business, health, supplemental, dental, accident, life, mechanical repair insurance and more (see full list below). SafeAuto is a leader in direct-to-consumer, minimum-limit coverage across 17 states: Arizona, California, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Mississipp, Missouri, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas and Virginia. The company has service call centers that are open at all hours, every day, including holidays. Customers can also access their insurance information easily using the SafeAuto Insurance Mobile App.

SafeAuto employs more than 700 associates. The company’s annual revenue was more $300 million in 2013.

SafeAuto Facts & Ratings

Year Founded 1993
Market Share 1.8%
A.M Best Rating A-
BBB Rating A+
NAIC Complaint Index 1.74

SafeAuto Mobile App Rating

iOS 4.8 26.6K user reviews
Android 1.8 45 user reviews

The SafeAuto app is available for iOS and android. This insurance concierge allows you to see your insurance information and pay premiums.

Pros & Cons of SafeAuto

  • Affordable state-minimum car insurance.
  • R22, SR22A or FR44 as Certificate of Financial Responsibility available.
  • On average, premiums through SafeAuto cost more than some competitors.

Common Questions about SafeAuto

How much is liability only coverage for SafeAuto?

Rates vary according to several factors and from state to state. On average, SafeAuto is about $936 for a 6 month period.

Who underwrites SafeAuto insurance?

SafeAuto is a privately held carrier and does their own underwriting.

Does SafeAuto have car insurance for high-risk drivers?

Yes, SafeAuto specializes in writing high-risk insurance policies.

What does a SafeAuto motorcycle insurance cover?

SafeAuto motorcycle coverage options are: bodily injury, collision, comprehensive, guest passenger, medical expense, rental reimbursement, replacement cost, roadside assistance, underinsured/uninsured motorist bodily injury, underinsured/uninsured motorist property damage, optional/special equipment, personal injury protection, physical damage plus and property damage.

Does SafeAuto have health insurance?

Yes, Safe Auto offers health insurance. You can request a health insurance quote on their website or compare multiple quotes here on SmartFinancial.

Is SafeAuto Insurance Expensive?

On average, an auto insurance policy with SafeAuto runs about $156 per month. Rates can vary from driver to driver though.

What companies are affiliated with SafeAuto?

SafeAuto has paired with the following companies: Dairyland for affordable motorcycle insurance; Millennial Specialty Insurance/Spinnaker Insurance, Century-National and Cypress Property and casualty Insurance for renters insurance; Hippo for homeowners; CoverWallet, Liberty Mutual, CNA, Starr, Guard, Hamilton, Markel, Employers, Travelers, Progressive, Hiscox, Atlas and others for commercial business insurance; Augeo Benefits for health insurance, limited medical insurance, dental, accident, critical illness, supplemental insurance and life insurance; and disability insurance with Allstate.

How much is the full coverage with SafeAuto?

Every person’s rate is different for full coverage with SafeAuto. According to our in house reporting, SafeAuto is about $156 per month for an average auto insurance policy.

How can SafeAuto lower my car insurance payments?

SafeAuto offers affordable insurance for high-risk drivers. If you happen to fall into this category, SafeAuto may be a good option to look into.

How much does SafeAuto charge for teen drivers?

Each teen is rated according to a series of factors that include car model/make and year, address, age, etc. Every driver can vary though and the best way to find out is to get a personalized quote.

Can I cancel my SafeAuto Insurance anytime?

SafeAuto offers 24/7 customer service. To speak with someone directly you can call 1 (614) 456-2940

How many SafeAuto agents are there?

SafeAuto employs more than 70 associates.

SafeAuto Insurance Products

Car Insurance Motorcycle Insurance
SR-22 Renters Insurance
Homeowners Insurance Business Insurance
Health Insurance Supplemental Insurance
Dental Insurance Accident Insurance
Life Insurance Mechanical Repair
Disability Insurance Limited Medical Insurance
Critical Illness Insurance Short Term Insurance

SafeAuto Auto Insurance Coverage

Bodily Injury Liability

This protection covers bodily injuries to the other driver in an accident that was your fault.

Property Damage Liability

This protection covers property damage and loss of use for the third party.

Comprehensive Coverage

This insurance covers damages and loss other than that caused by a collision. It is subject to a deductible.

Collision Coverage

This insurance covers damages and loss caused by impact with another automobile, object or person. It is subject to a deductible.

High Risk Coverage

Insurance for people struggling to purchase standard car insurance due to a less-than-perfect driving or coverage record.

SR-22 Insurance

An SR-22 certificate issued by SafeAuto shows proof that you are carrying the minimum liability coverage required by your state. If you had certain traffic offenses, a DUI or had an accident and weren’t carrying minimum car insurance, you will likely be required to hold an SR-22.

Discounts

Multi-vehicle Discount New Business Transfer
Homeowner Discount Good Student Discount
Driver Improvement Course Discounts

SafeAuto Auto Insurance Rates by State

State Avg monthly rate
AZ $162
GA $252
IL $109
IN $110
KS $127
KY $222
DE $123
MO $187
MS $140
State Avg monthly rate
OH $118
OK $116
PA $139
SC $221
TN $111
TX $180
VA $143

SafeAuto Auto Insurance Rates by Vehicle

Number of Vehicles Avg Monthly Rate
1 Vehicle $168
2 Vehicles $205
3 Vehicles $327
4 Vehicles $331

SafeAuto Auto Insurance Rates by Homeownership

Own/Rent Avg Monthly Rate
Own $149
Rent $180

SafeAuto Contact Info

Address 4 Easton Oval, Columbus, Ohio 43219
Phone 1 (614) 456-2940
Website www.safeauto.com
Facebook https://www.facebook.com/SafeAuto/
Twitter https://twitter.com/safeauto
Youtube https://www.youtube.com/channel/SafeAuto
Linkedin https://www.linkedin.com/company/safeauto-insurance-company/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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