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Safeauto vs. Erie Insurance
Which insurance provider is right for you? Compare insights, coverage, and quotes from Safeauto and Erie.
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Safeauto vs. Erie: What You Need to Know
SafeAuto is an independently owned property and casualty car insurance carrier based in Columbus, Ohio. Since 1993, SafeAuto has been specializing in providing affordable, state-minimum auto insurance and full comprehensive and collision policies. SafeAuto provides a Certificate of Financial Responsibility (CFR) in the form of an SR22, SR22A or FR44 for customers who need to provide a CFR to a court or state government agency. The company also offers motorcycle, renters, homeowners, business, health, supplemental, dental, accident, life, mechanical repair insurance and more (see full list below). SafeAuto is a leader in direct-to-consumer, minimum-limit coverage across 17 states: Arizona, California, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, and Virginia. The company has service call centers that are open at all hours, every day, including holidays. Customers can also access their insurance information easily using the SafeAuto Insurance Mobile App.
Erie Insurance Exchange was founded in 1925 by H.O. Hirt and O.G. Crawford, in the city of Erie, Pennsylvania. H.O. Hirt hoped to create a company based on superior service using the mantra, “The ERIE is Above all in sERvIcE,” with the letters "E-R-I-E" raised in capitals out of the word “service.” It still remains the company tagline today. Three years after being established, the company was doing so well that it expanded its business by opening its first office outside Erie, in Pittsburgh. By 1934, the company created the “Super Standard Auto Policy,” which was used as a model for other insurance companies across the country. The company later expanded its product portfolio into a home, business and in the year 1967, Erie Family Life Insurance Company was formed, offering life insurance to consumers. Erie Indemnity Company was registered with the Securities and Exchange Commission in 1994 and in the following year it was listed on NASDAQ. Today, Erie Insurance Company ranks number 381 on the 2019 FORTUNE 500® list and has over 5,000 employees and 12,000 independent agents. Also, the company ranks highest among auto insurers in providing a satisfying purchase experience, with a score of 917 (on a 1,000-point scale).
Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Safe Auto Overview and Erie Overview.
Safe Auto vs. Erie: How much are the Average Rates?
Below is a list of the average rates that drivers typically pay with Safe Auto and Erie. On average, Safe Auto charges approximately $317.78 per month while Erie comes in at around $126.67 per month. For Safe Auto, the cheapest state average is Arizona at $238.03 per month and the most expensive is Texas at $365.92 per month. For Erie, the cheapest state average is Pennsylvania at $100.55 per month and the most expensive is New York at $132.04 per month.
Average Rate
Average Rate
Average Rate
| State | Safe Auto | Erie |
|---|---|---|
| Arizona | $238.03 | - |
| Illinois | $270.60 | - |
| New York | - | $132.04 |
| Pennsylvania | $296.03 | $100.55 |
| Tennessee | $355.91 | $125.79 |
| Texas | $365.92 | - |
Safe Auto vs. Erie: Rates by Number of Vehicle
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Safe Auto and Erie typically charge for drivers who have more than 1 vehicle.
| Number of Vehicles | Safe Auto | Erie |
|---|---|---|
| 1 Vehicle | $277.06 | $126.85 |
| 2 Vehicles | $394.69 | $124.45 |
Safe Auto vs. Erie: Rates by Homeownership
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Safe Auto charges $320.17 per month and Erie charges $117.33 per month for customers who own their home.
| Own/Rent | Safe Auto | Erie |
|---|---|---|
| Own | $320.17 | $117.33 |
| Rent | $315.39 | $128.02 |
What is Safeauto and Erie Insurance Rating?
Which car insurance company is better? We've made it easy to compare companies side by side. See how Safeauto and Erie ranked among the industry ratings.
| Comparison | Safeauto | Erie |
|---|---|---|
| Year Founded | 1993 | 1925 |
| Market Share | 1.8% | 1.29% |
| A.M Best Rating | A- | A+ |
| BBB Rating | A+ | |
| NAIC Complaint Index | 1.74 | 0.22 |
Safeauto or Erie: Insurance Products Offered
What coverage is available through Safeauto and Erie? Both insurance companies offer Auto, Commercial, Health, Home, Life, Motorcycle, and Renters Insurance. Additional products from Erie insurance also includes Condo, RV, and SR22/FR44 Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Safe Auto and Erie Insurance page.
| Insurance | Safeauto | Erie |
|---|---|---|
| Auto Insurance | ✔ | ✔ |
| Commercial Insurance | ✔ | ✔ |
| Condo Insurance | ✔ | |
| Health Insurance | ✔ | ✔ |
| Home Insurance | ✔ | ✔ |
| Life Insurance | ✔ | ✔ |
| Motorcycle Insurance | ✔ | ✔ |
| Renters Insurance | ✔ | ✔ |
| RV Insurance | ✔ | |
| SR22/FR44 | ✔ |
Safeauto or Erie: Ways To Save
Safeauto offers a wide range of discounts to its policyholders, including Good Student, Homeowner, and Multi-vehicle discounts. Erie also offers a few discounts that Safeauto doesn’t including Young Driver Loyalty, Teen Driver, and Student discounts. Start taking advantage of discounts offered by insurance providers like Erie and Safeauto insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
| Safeauto | Erie |
|---|---|
| Driver Improvement Course Discounts | Advance Quote Discount |
| Good Student Discount | Age 55 Discount |
| Homeowner Discount | Driver Training Discount |
| Multi-vehicle Discount | Multi-Policy Discount |
| New Business Transfer | Multi-Vehicle Discount |
| New Vehicle Discount | |
| Paid in Full Discount | |
| Prior Bodily Injury Limits (BIL) Discount | |
| Reduced Usage Discount | |
| Safe Driver Discount | |
| Safety Features Discount | |
| Student Discount | |
| Teen Driver Discount | |
| Young Driver Loyalty Discount |
Pros & Cons of Safeauto & Erie
Pros
Safeauto
- Affordable state-minimum car insurance.
- R22, SR22A or FR44 as Certificate of Financial Responsibility available.
Erie
- Erie Insurance is well-known for its competitive price and excellent claims service.
- It has fewer customer complaints than the industry median, relative to its size.
- Offers 12-month premium quotes
- Multiple discounts available
- It locks in your auto insurance rate, so your premium won’t change unless you add or remove drivers or cars.
Cons
Safeauto
- On average, premiums through SafeAuto cost more than some competitors.
Erie
- It doesn’t accept claims online, only by phone.
- It offers its products in only 12 states.
Safeauto or Erie Mobile Apps Options
The SafeAuto app is available for iOS and Android. This insurance concierge allows you to see your insurance information and pay premiums.
The Erie Insurance mobile app is available for iOS and Android.
| Safeauto Mobile App | ||
|---|---|---|
| iOS | 4.8 | 26.6K user reviews |
| Android | 1.8 | 45 user reviews |
| Erie Mobile App | ||
|---|---|---|
| iOS | 3.3 | 18 user reviews |
| Android | 3.8 | 19 user reviews |
Safeauto & Erie Contact Info
| Safeauto Contact Info | |
|---|---|
| Address | 4 Easton Oval, Columbus, Ohio 43219 |
| Phone | 1 (614) 456-2940 |
| Website | https://www.safeauto.com |
| https://www.facebook.com/SafeAuto/ | |
| https://twitter.com/safeauto | |
| Youtube | https://www.youtube.com/c/safeauto |
| https://www.linkedin.com/company/safeauto-insurance-company/ | |
| Erie Contact Info | |
|---|---|
| Address | 100 Erie Insurance Place, PA 16530 |
| Phone | 1-800-458-0811 |
| Website | https://www.erieinsurance.com/ |
| https://www.facebook.com/erieinsurance/ | |
| https://twitter.com/erie_insurance | |
| Youtube | https://www.youtube.com/user/ErieInsurance |
| https://www.linkedin.com/company/erie-insurance-group/ | |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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