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Safeauto vs. Farm Bureau Insurance
Which insurance provider is right for you? Compare products, price, and quotes from Safeauto and Farm Bureau.
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- Safe Auto vs Farm Bureau Mutual (IA Group)
Safeauto vs. Farm Bureau: What You Need to Know
SafeAuto is an independently owned property and casualty car insurance carrier based in Columbus, Ohio. Since 1993, SafeAuto has been specializing in providing affordable, state-minimum auto insurance and full comprehensive and collision policies. SafeAuto provides a Certificate of Financial Responsibility (CFR) in the form of an SR22, SR22A or FR44 for customers who need to provide a CFR to a court or state government agency. The company also offers motorcycle, renters, homeowners, business, health, supplemental, dental, accident, life, mechanical repair insurance and more (see full list below). SafeAuto is a leader in direct-to-consumer, minimum-limit coverage across 17 states: Arizona, California, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, and Virginia. The company has service call centers that are open at all hours, every day, including holidays. Customers can also access their insurance information easily using the SafeAuto Insurance Mobile App.
In 1939, in Des Moines, Iowa, Farm Insurance Company was founded to meet the liability insurance needs of farmers. As the company grew and opened offices in other states, it expanded its product line to include car, home, and life insurance as well as other types of coverage. By the year 1996, the holding company, FBL Financial Group, was listed on the New York Stock Exchange. The company was formerly known as Farm Bureau Mutual Insurance Company but was reorganized and renamed in 2010. Today, the company goes by the name Farm Bureau Financial Services and is known for its superior car and home insurance products. It has around 1,600 employees and 4,000 field associates in different states.
Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Safe Auto Overview and Farm Bureau Mutual (IA Group) Overview.
Safe Auto vs. Farm Bureau Mutual (IA Group): How much are the Average Rates?
Below is a list of the average rates that drivers typically pay with Safe Auto and Farm Bureau Mutual (IA Group). On average, Safe Auto charges approximately $313.90 per month while Farm Bureau Mutual (IA Group) comes in at around $125.63 per month. For Safe Auto, the cheapest state average is Tennessee at $185.59 per month and the most expensive is Louisiana at $482.68 per month. For Farm Bureau Mutual (IA Group), the cheapest state average is Iowa at $94.03 per month and the most expensive is Kansas at $168.44 per month.
Average Rate
Average Rate
Average Rate
| State | Safe Auto | Farm Bureau Mutual (IA Group) |
|---|---|---|
| Arizona | $239.28 | $130.54 |
| Illinois | $262.18 | - |
| Indiana | $200.44 | - |
| Iowa | - | $94.03 |
| Kansas | $358.64 | $168.44 |
| Kentucky | $271.28 | - |
| Louisiana | $482.68 | - |
| Minnesota | - | $107.17 |
| Mississippi | $288.25 | - |
| Missouri | $297.90 | - |
| Nebraska | - | $109.17 |
| New Mexico | - | $157.84 |
| Oklahoma | $246.50 | - |
| Pennsylvania | $254.48 | - |
| South Carolina | $333.01 | - |
| South Dakota | - | $142.67 |
| Tennessee | $185.59 | - |
| Texas | $353.31 | - |
| Utah | - | $126.00 |
Safe Auto vs. Farm Bureau Mutual (IA Group): Rates by Number of Vehicle
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Safe Auto and Farm Bureau Mutual (IA Group) typically charge for drivers who have more than 1 vehicle.
| Number of Vehicles | Safe Auto | Farm Bureau Mutual (IA Group) |
|---|---|---|
| 1 Vehicle | $283.31 | $117.69 |
| 2 Vehicles | $455.39 | $181.55 |
Safe Auto vs. Farm Bureau Mutual (IA Group): Rates by Homeownership
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Safe Auto charges $327.58 per month and Farm Bureau Mutual (IA Group) charges $127.46 per month for customers who own their home.
| Own/Rent | Safe Auto | Farm Bureau Mutual (IA Group) |
|---|---|---|
| Own | $327.58 | $127.46 |
| Rent | $308.94 | $125.16 |
What is Safeauto and Farm Bureau Insurance Rating?
Which car insurance company is better? We've made it easy to compare companies side by side. See how Safeauto and Farm Bureau ranked among the industry ratings.
| Comparison | Safeauto | Farm Bureau |
|---|---|---|
| Year Founded | 1993 | 1939 |
| Market Share | 1.8% | |
| A.M Best Rating | A- | A |
| BBB Rating | A+ | A+ |
| Financial Strength | Excellent | |
| NAIC Complaint Index | 1.74 | 0.92 |
Safeauto or Farm Bureau: Insurance Products Offered
What coverage is available through Safeauto and Farm Bureau? Both insurance companies offer Auto, Commercial, Health, Home, Life, Motorcycle, and Renters Insurance. Additional products from Farm Bureau insurance also includes , Condo, Farm, RV, SR22/FR44, and Umbrella Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Safe Auto and Farm Bureau Mutual (IA Group) Insurance page.
| Insurance | Safeauto | Farm Bureau |
|---|---|---|
| Auto Insurance | ✔ | ✔ |
| Commercial Insurance | ✔ | ✔ |
| Condo Insurance | ✔ | |
| Farm Insurance | ✔ | |
| Health Insurance | ✔ | ✔ |
| Home Insurance | ✔ | ✔ |
| Life Insurance | ✔ | ✔ |
| Motorcycle Insurance | ✔ | ✔ |
| Renters Insurance | ✔ | ✔ |
| RV Insurance | ✔ | |
| SR22/FR44 | ✔ | |
| Umbrella Insurance | ✔ |
Safeauto or Farm Bureau: Ways To Save
Safeauto offers a wide range of discounts to its policyholders, including Good Student, Homeowner, and Multi-vehicle discounts. Farm Bureau also offers a few discounts that Safeauto doesn’t including Safe Young Driver, Low Mileage, and Farm Bureau Member’s Choice discounts. Start taking advantage of discounts offered by insurance providers like Farm Bureau and Safeauto insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
| Safeauto | Farm Bureau |
|---|---|
| Driver Improvement Course Discounts | Claim Free Discount |
| Good Student Discount | Continued In-Force Credit |
| Homeowner Discount | Discounts for Multiple Cars |
| Multi-vehicle Discount | Driven to Safety Discount |
| New Business Transfer | Driveology: The Science of Save Driving® |
| Farm Bureau Member’s Choice | |
| Good Student Discount | |
| Low Mileage Discount | |
| Safe Young Driver Discount |
Pros & Cons of Safeauto & Farm Bureau
Pros
Safeauto
- Affordable state-minimum car insurance.
- R22, SR22A or FR44 as Certificate of Financial Responsibility available.
Farm Bureau
- Farm Bureau has high customer satisfaction.
- The company has a young driver program, which offers young drivers a 25% discount for completing its safe driving program.
- Affordable rates and transparent pricing.
Cons
Safeauto
- On average, premiums through SafeAuto cost more than some competitors.
Farm Bureau
- Must have a Farm Bureau membership to get insurance.
Safeauto or Farm Bureau Mobile Apps Options
The SafeAuto app is available for iOS and Android. This insurance concierge allows you to see your insurance information and pay premiums.
The Farm Bureau Member Benefits app is available for iOS and Android. This mobile app offers some benefits and services including financial services and insurance products, entertainment discounts at local attractions, savings on hotels, rental cars, vehicles, retail items and more.
| Safeauto Mobile App | ||
|---|---|---|
| iOS | 4.8 | 26.6K user reviews |
| Android | 1.8 | 45 user reviews |
| Farm Bureau Mobile App | ||
|---|---|---|
| iOS | 3.8 | 15 user reviews |
| Android | 3.1 | 99 user reviews |
Safeauto & Farm Bureau Contact Info
| Safeauto Contact Info | |
|---|---|
| Address | 4 Easton Oval, Columbus, Ohio 43219 |
| Phone | 1 (614) 456-2940 |
| Website | https://www.safeauto.com |
| https://www.facebook.com/SafeAuto/ | |
| https://twitter.com/safeauto | |
| Youtube | https://www.youtube.com/c/safeauto |
| https://www.linkedin.com/company/safeauto-insurance-company/ | |
| Farm Bureau Contact Info | |
|---|---|
| Address | 5400 University Avenue West Des Moines, IA 50266-5997 |
| Phone | 1-866-399-3237 |
| Website | https://www.fbfs.com/ |
| https://www.facebook.com/FarmBureauFinancialServices | |
| https://twitter.com/fbfs | |
| Youtube | https://www.youtube.com/user/FarmBureauFinclSvcs |
| https://www.linkedin.com/company/farm-bureau-financial-services/ | |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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