SafeAuto vs. Sentry Insurance

Which insurance provider is right for you? Compare discounts, plans, and quotes from SafeAuto and Sentry.

Compare Car Insurance Rates in Your Area

SafeAuto vs. Sentry: What You Need to Know

SafeAuto is an independently owned property and casualty car insurance carrier based in Columbus, Ohio. Since 1993, SafeAuto has been specializing in providing affordable, state-minimum auto insurance and full comprehensive and collision policies. SafeAuto provides a Certificate of Financial Responsibility (CFR) in the form of an SR22, SR22A or FR44 for customers who need to provide a CFR to a court or state government agency. The company also offers motorcycle, renters, homeowners, business, health, supplemental, dental, accident, life, mechanical repair insurance and more (see full list below). SafeAuto is a leader in direct-to-consumer, minimum-limit coverage across 17 states: Arizona, California, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, and Virginia. The company has service call centers that are open at all hours, every day, including holidays. Customers can also access their insurance information easily using the SafeAuto Insurance Mobile App.

Sentry insurance specializes in business insurance and its subsidiary, Dairyland, sells high-risk car insurance, which includes SR-22 and FR-44 filings.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Safe Auto Overview and Sentry Overview.

Safe Auto vs. Sentry: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Safe Auto and Sentry. On average, Safe Auto charges approximately $260.29 per month while Sentry comes in at around $261.27 per month. For Safe Auto, the cheapest state average is Tennessee at $146.45 per month and the most expensive is Louisiana at $390.09 per month. For Sentry, the cheapest state average is Idaho at $150.22 per month and the most expensive is Delaware at $480.43 per month.

Safe Auto

Average Rate

$260.29
Sentry

Average Rate

$261.27
National

Average Rate

$117.62
State Safe Auto Sentry
Arizona $226.73 -
Arkansas- $247.64
Delaware- $480.43
Idaho- $150.22
Illinois $203.42 -
Indiana $199.49 -
Iowa- $153.57
Kansas $234.21 -
Kentucky $241.81 -
Louisiana $390.09 -
Mississippi $259.67 -
Missouri $227.75 -
Oklahoma $240.63 -
Oregon- $267.46
Pennsylvania $265.27 $314.20
South Carolina $283.29 -
Tennessee $146.45 -
Texas $313.06 -
Virginia $172.85 -
Washington- $230.39
West Virginia- $327.43
Wisconsin- $182.92

Safe Auto vs. Sentry: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Safe Auto and Sentry typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Safe Auto Sentry
1 Vehicle $233.16 $249.09
2 Vehicles $348.85 $300.46
3 Vehicles $629.92 $

Safe Auto vs. Sentry: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Safe Auto charges $258.91 per month and Sentry charges $247.38 per month for customers who own their home.

Own/Rent Safe Auto Sentry
Own $258.91 $247.38
Rent $261.15 $270.11

What is SafeAuto and Sentry Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Safeauto and Sentry ranked among the industry ratings.

ComparisonSafeAutoSentry
Year Founded19931904
Market Share1.8%
A.M. Best RatingA-A+
BBB RatingA+A+
Financial StrengthExcellent
NAIC Complaint Index1.74

SafeAuto or Sentry: Insurance Products Offered

What coverage is available through SafeAuto and Sentry? Both insurance companies offer Auto, Commercial, Home, Life, and SR22/FR44 insurance. Additional products from SafeAuto insurance also includes Health, Motorcycle, and Renters insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Safe Auto and Sentry Insurance page.

InsuranceSafeAutoSentry
Auto Insurance
Commercial Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
SR22/FR44

SafeAuto or Sentry: Ways To Save

SafeAuto offers a wide range of discounts to its policyholders, including Good Student, Homeowner, and Multi-vehicle discounts. In contrast, Sentry also offers a few discounts that Safeauto doesn’t, including Vehicle Safety Features, Transfer, and Payment Frequencys discounts. Start taking advantage of discounts offered by insurance providers like Sentry and Safeauto insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

SafeAutoSentry
Driver Improvement Course DiscountsDriving Course Discounts
Good Student DiscountHomeowners Discount
Homeowner DiscountMulti-vehicle Discount
Multi-vehicle DiscountPayment Frequency Discounts
New Business TransferTransfer Discount
Vehicle Safety Feature Discounts

Pros & Cons of Safeauto & Sentry

Pros

SafeAuto
  • Affordable state-minimum car insurance.
  • R22, SR22A or FR44 as Certificate of Financial Responsibility available.
Sentry
  • Sentry offers a comprehensive suite of business insurance products.
  • Sentry offers high-risk insurance through Dairyland Insurance.

Cons

SafeAuto
  • On average, premiums through SafeAuto cost more than some competitors.
Sentry
  • Sentry does not offer basic car insurance to the average driver, only high-risk drivers through Dairyland and auto insurance for business fleets and cars.

Safeauto or Sentry Mobile Apps Options

The SafeAuto app is available for iOS and Android. This insurance concierge allows you to see your insurance information and pay premiums.

The Sentry Mobile parking app is available for iOS and Android. The app interacts with your parking meter in real-time and lets you buy time on an MPS parking meter. You can also access a map of nearby meters and parking space availability.

Safeauto Mobile App
iOS     4.826.6K user reviews
Android     1.845 user reviews
Sentry Mobile App
iOS     2.75 user reviews
Android     3.18 user reviews

Safeauto & Sentry Contact Info

Safeauto Contact Info
Address4 Easton Oval, Columbus, Ohio 43219
Phone1 (614) 456-2940
Websitewww.safeauto.com
Facebookhttps://www.facebook.com/SafeAuto/
Twitterhttps://twitter.com/safeauto
Youtubehttps://www.youtube.com/channel/SafeAuto
Linkedinhttps://www.linkedin.com/company/safeauto-insurance-company/
Sentry Contact Info
Address1800 North Point Drive, Stevens Point, WI 54481
Phone1 (800) 473-6879
Websitehttps://www.sentry.com/
Facebookhttps://www.facebook.com/SentryInsurance/
Twitterhttps://twitter.com/SentryInsurance
Youtubehttps://www.youtube.com/channel/UC8e_0-7XichFIuDa-JI54gQ
Linkedinhttps://www.linkedin.com/company/sentry/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

Compare Insurance Rates for Free.

Enter your zip code, answer a few questions, and compare rates in less than 3 minutes.