SafeAuto vs. Hanover Insurance

Which insurance provider is right for you? Compare coverage, discounts, and quotes from SafeAuto and Hanover.

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SafeAuto vs. Hanover: What You Need to Know

SafeAuto is an independently owned property and casualty car insurance carrier based in Columbus, Ohio. Since 1993, SafeAuto has been specializing in providing affordable, state-minimum auto insurance and full comprehensive and collision policies. SafeAuto provides a Certificate of Financial Responsibility (CFR) in the form of an SR22, SR22A or FR44 for customers who need to provide a CFR to a court or state government agency. The company also offers motorcycle, renters, homeowners, business, health, supplemental, dental, accident, life, mechanical repair insurance and more (see full list below). SafeAuto is a leader in direct-to-consumer, minimum-limit coverage across 17 states: Arizona, California, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, and Virginia. The company has service call centers that are open at all hours, every day, including holidays. Customers can also access their insurance information easily using the SafeAuto Insurance Mobile App.

In 1852, The Hanover Fire Insurance Company opened in Manhattan at Hanover Square. Author Washington Irving was one first investor. In 1864, while the U.S expanded West, The Hanover formed a general agency to service settlers. In 1866, 1800 buildings burned down in Portland, Maine. The Hanover paid all claims and helped rebuild the city. In 1871, the Great Chicago Fire destroyed more than three square miles of the city. There was $3 billion worth of losses, but the Hanover met all claim obligations. In 1872, a fire in Boston, Massachusetts burned down nearly half the city, but the Hanover paid all claims.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Safe Auto Overview and Hanover Overview.

Safe Auto vs. Hanover: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Safe Auto and Hanover. On average, Safe Auto charges approximately $323.35 per month while Hanover comes in at around $452.07 per month. For Safe Auto, the cheapest state average is Arizona at $227.36 per month and the most expensive is Texas at $372.01 per month. For Hanover, the cheapest state average is Illinois at $325.72 per month and the most expensive is Connecticut at $686.02 per month.

Safe Auto

Average Rate

$323.35
Hanover

Average Rate

$452.07
National

Average Rate

$133.56
State Safe Auto Hanover
Arizona $227.36 -
Connecticut- $686.02
Illinois $270.86 $325.72
Michigan- $440.98
New Jersey- $604.42
New York- $442.95
Pennsylvania $272.23 -
Texas $372.01 -

Safe Auto vs. Hanover: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Safe Auto and Hanover typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Safe Auto Hanover
1 Vehicle $285.87 $441.48
2 Vehicles $399.09 $633.78

Safe Auto vs. Hanover: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Safe Auto charges $315.89 per month and Hanover charges $601.86 per month for customers who own their home.

Own/Rent Safe Auto Hanover
Own $315.89 $601.86
Rent $329.58 $419.34

What is SafeAuto and Hanover Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Safeauto and Hanover ranked among the industry ratings.

ComparisonSafeAutoHanover
Year Founded19931852
Market Share1.8%
A.M. Best RatingA-A
BBB RatingA+A+
Financial StrengthExcellent
JD Power RankingAbove Average
NAIC Complaint Index1.741.28
S&P RatingA

SafeAuto or Hanover: Insurance Products Offered

What coverage is available through SafeAuto and Hanover? Both insurance companies offer Auto, Commercial, and Home insurance. Additional products from SafeAuto insurance also includes Health, Life, Motorcycle, Renters, and SR22/FR44 insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Safe Auto and Hanover Insurance page.

InsuranceSafeAutoHanover
Auto Insurance
Commercial Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
SR22/FR44
Umbrella Insurance

SafeAuto or Hanover: Ways To Save

SafeAuto offers a wide range of discounts to its policyholders, including Good Student, Homeowner, and Multi-vehicle discounts. In contrast, Hanover also offers a few discounts that Safeauto doesn’t, including Student Away at School, Pay-in-Full, and One Bill discounts. Start taking advantage of discounts offered by insurance providers like Hanover and Safeauto insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

SafeAutoHanover
Driver Improvement Course DiscountsAccident Prevention Course Discount
Good Student DiscountAffinity Groups
Homeowner DiscountAnti-theft Device Discount
Multi-vehicle DiscountGood Student Discount
New Business TransferHanover Platinum Experience
Multi-Car Discount
No-Fee Electric Funds Transfers
One Bill
Pay-in-Full Discount
Student Away at School Discount

Pros & Cons of Safeauto & Hanover

Pros

SafeAuto
  • Affordable state-minimum car insurance.
  • R22, SR22A or FR44 as Certificate of Financial Responsibility available.
Hanover
  • The Hanover Insurance Group platinum coverages come in a great bundle.
  • Useful mobile app

Cons

SafeAuto
  • On average, premiums through SafeAuto cost more than some competitors.
Hanover
  • The Hanover Insurance Group does not offer rideshare insurance or accident forgiveness options.
  • Very few discounts
  • Hanover Insurance is more expensive than most options and a lower customer service rating.
  • Hanover only writes auto insurance in 18 states.

SafeAuto or Hanover Mobile Apps Options

The SafeAuto app is available for iOS and Android. This insurance concierge allows you to see your insurance information and pay premiums.

The Hanover Mobile app is available for iOS and Android. With this app, you’ll be able to see vital policy information and billing information. You can also file a home or auto claim without making a phone call.

SafeAuto Mobile App
iOS     4.826.6K user reviews
Android     1.845 user reviews
Hanover Mobile App
iOS     3.517 user reviews
Android     2.621 user reviews

SafeAuto & Hanover Contact Info

Safeauto Contact Info
Address4 Easton Oval, Columbus, Ohio 43219
Phone1 (614) 456-2940
Websitehttps://www.safeauto.com
Facebookhttps://www.facebook.com/SafeAuto/
Twitterhttps://twitter.com/safeauto
Youtubehttps://www.youtube.com/c/safeauto
Linkedinhttps://www.linkedin.com/company/safeauto-insurance-company/
Hanover Contact Info
Address440 Lincoln Street, Worcester, MA 01653
Phone1-508-855-1000
Websitehttps://www.hanover.com/
Facebookhttps://www.facebook.com/hanoverinsurance/
Twitterhttps://twitter.com/The_Hanover
Youtubehttps://www.youtube.com/channel/UCe9zQijKTBxGff55FKAvytg
Linkedinhttps://www.linkedin.com/company/the-hanover-insurance-group/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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