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BMW M5 Car Insurance
How much does car insurance cost for your Bmw M5? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your M5
What is the Average Cost to Insure a Bmw M5?
Bmw M5
How much does car insurance cost for Bmw M5? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Bmw M5 below.
Bmw M5 Insurance Model Year by Age Group
The price you pay to insure your Bmw M5 can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2023 | N/A | $433.98 / mo | N/A | N/A | N/A | N/A |
| 2022 | $784.08 / mo | N/A | $406.22 / mo | $628.31 / mo | N/A | N/A |
| 2021 | N/A | $567.40 / mo | $355.48 / mo | $247.27 / mo | N/A | $204.68 / mo |
| 2020 | N/A | $433.98 / mo | N/A | N/A | N/A | N/A |
| 2019 | $822.12 / mo | $451.89 / mo | $258.21 / mo | $353.95 / mo | $459.87 / mo | N/A |
| 2018 | N/A | $729.37 / mo | $366.90 / mo | $477.83 / mo | $236.50 / mo | $208.73 / mo |
| 2016 | $935.92 / mo | $491.21 / mo | $98.62 / mo | N/A | N/A | N/A |
| 2015 | N/A | $602.77 / mo | $98.62 / mo | $505.53 / mo | $148.62 / mo | $216.60 / mo |
| 2014 | N/A | $477.54 / mo | $289.55 / mo | $109.83 / mo | $179.35 / mo | $129.28 / mo |
| 2013 | N/A | $414.51 / mo | $253.13 / mo | $198.23 / mo | $185.84 / mo | $496.96 / mo |
| 2012 | $533.47 / mo | N/A | $113.89 / mo | $247.48 / mo | $79.19 / mo | $99.58 / mo |
2023 Bmw M5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Nationwide | $4,059.00 / year |
| Travelers | $4,428.00 / year |
| State Farm | $6,156.00 / year |
| Erie | $6,963.00 / year |
| USAA | $10,481.00 / year |
| Chubb | $12,945.00 / year |
| Unitrin | $14,912.00 / year |
| Allstate | $15,069.00 / year |
| Esurance | $15,627.00 / year |
| Hanover | $15,762.00 / year |
2023 Bmw M5 Insurance
Average Cost to Insure
$5,196.00 / year
Cheapest Rate
$4,059.00 / year Nationwide
Available Trims
CS 4dr SEDAN (8cyl)
2022 Bmw M5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SECURA Insurance | $1,722.00 / year |
| Farm Bureau Ins of MI | $2,294.00 / year |
| Hastings Mutual Insurance Co | $2,538.00 / year |
| National General | $3,463.00 / year |
| Safeco | $3,475.00 / year |
| California Capital | $3,492.00 / year |
| Pioneer State Mutual Ins Co | $3,549.00 / year |
| Chubb | $3,612.00 / year |
| Liberty Mutual | $3,627.00 / year |
| Auto-Owners Insurance Co | $4,634.00 / year |
2022 Bmw M5 Insurance
Average Cost to Insure
$4,615.53 / year
Cheapest Rate
$1,722.00 / year SECURA Insurance
Available Trims
CS 4dr SEDAN (8cyl)
2021 Bmw M5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Plymouth Rock Assurance | $933.00 / year |
| National General | $1,021.00 / year |
| Virginia Farm Bureau | $1,138.00 / year |
| Penn National | $1,338.00 / year |
| Texas Farm Bureau Group | $1,596.00 / year |
| Mercury Insurance Company | $1,779.00 / year |
| Norfolk and Dedham Group | $2,028.00 / year |
| Erie | $2,348.00 / year |
| Hastings Mutual Insurance Co | $2,383.00 / year |
| Travelers | $2,472.00 / year |
2021 Bmw M5 Insurance
Average Cost to Insure
$2,227.87 / year
Cheapest Rate
$933.00 / year Plymouth Rock Assurance
Available Trims
4dr SEDAN (8cyl)
2020 Bmw M5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Nationwide | $4,059.00 / year |
| Travelers | $4,428.00 / year |
| State Farm | $6,156.00 / year |
| Erie | $6,963.00 / year |
| USAA | $10,481.00 / year |
| Chubb | $12,945.00 / year |
| Unitrin | $14,912.00 / year |
| Allstate | $15,069.00 / year |
| Esurance | $15,627.00 / year |
| Hanover | $15,762.00 / year |
2020 Bmw M5 Insurance
Average Cost to Insure
$5,196.00 / year
Cheapest Rate
$4,059.00 / year Nationwide
Available Trims
BASE 4dr SEDAN (8cyl)
2019 Bmw M5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Virginia Farm Bureau | $1,133.00 / year |
| Direct Auto | $1,360.00 / year |
| Penn National | $1,614.00 / year |
| California Capital | $2,900.00 / year |
| Allied | $3,579.00 / year |
| Travelers | $3,620.00 / year |
| Mercury | $4,161.00 / year |
| Dairyland Auto | $4,313.00 / year |
| Auto-Owners Insurance Co | $4,749.00 / year |
| Hartford | $4,855.00 / year |
2019 Bmw M5 Insurance
Average Cost to Insure
$3,186.17 / year
Cheapest Rate
$1,133.00 / year Virginia Farm Bureau
Available Trims
4dr SEDAN (8cyl)
2018 Bmw M5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Virginia Farm Bureau | $783.00 / year |
| Penn National | $1,267.00 / year |
| Mercury Insurance | $1,378.00 / year |
| Plymouth Rock Assurance | $1,485.00 / year |
| National General | $1,545.00 / year |
| Norfolk and Dedham Group | $1,686.00 / year |
| Direct Auto | $1,774.00 / year |
| Safety Group | $1,940.00 / year |
| Auto-Owners Insurance Co | $1,977.00 / year |
| New Jersey Manufacturers | $2,154.00 / year |
2018 Bmw M5 Insurance
Average Cost to Insure
$1,865.50 / year
Cheapest Rate
$783.00 / year Virginia Farm Bureau
Available Trims
4dr SEDAN (8cyl)
2016 Bmw M5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Buckeye Insurance Group | $875.00 / year |
| Hastings Mutual Insurance Co | $890.00 / year |
| Cincinnati Insurance | $1,707.00 / year |
| American Family | $1,766.00 / year |
| Westfield | $1,814.00 / year |
| Western Reserve | $1,869.00 / year |
| Frankenmuth Mutual | $2,085.00 / year |
| Celina Insurance Group | $2,154.00 / year |
| Farmers | $2,349.00 / year |
| Ohio Mutual Ins Group | $2,385.00 / year |
2016 Bmw M5 Insurance
Average Cost to Insure
$4,672.50 / year
Cheapest Rate
$875.00 / year Buckeye Insurance Group
Available Trims
4dr SEDAN (8cyl)
2015 Bmw M5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Buckeye Insurance Group | $875.00 / year |
| SECURA Insurance | $1,050.00 / year |
| Hastings Mutual Insurance Co | $1,459.00 / year |
| Central Mutual Insurance Co | $1,506.00 / year |
| Erie | $1,544.00 / year |
| Cincinnati Insurance | $1,707.00 / year |
| American Family | $1,766.00 / year |
| Western Reserve | $1,869.00 / year |
| Esurance | $1,897.00 / year |
| California Capital | $1,925.00 / year |
2015 Bmw M5 Insurance
Average Cost to Insure
$1,223.97 / year
Cheapest Rate
$875.00 / year Buckeye Insurance Group
Available Trims
4dr SEDAN (8cyl)
2014 Bmw M5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Capital Insurance Group | $1,242.00 / year |
| Country | $1,288.00 / year |
| Oregon Mutual | $1,488.00 / year |
| Mutual Of Enumclaw | $1,769.00 / year |
| California Capital | $1,947.00 / year |
| Allied | $1,953.00 / year |
| Travelers | $2,178.00 / year |
| American Family | $2,479.00 / year |
| Hartford | $2,670.00 / year |
| Mercury | $2,690.00 / year |
2014 Bmw M5 Insurance
Average Cost to Insure
$2,988.33 / year
Cheapest Rate
$1,242.00 / year Capital Insurance Group
Available Trims
4dr SEDAN (8cyl)
2013 Bmw M5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $1,022.00 / year |
| Safeco | $1,069.00 / year |
| North Carolina Farm Bureau | $1,319.00 / year |
| Country | $1,482.00 / year |
| Texas Farm Bureau Group | $1,491.00 / year |
| SafeAuto | $1,599.00 / year |
| Southern Farm Bureau | $1,677.00 / year |
| GMAC Insurance Group | $1,779.00 / year |
| American Family | $2,051.00 / year |
| Republic Indemnity | $2,583.00 / year |
2013 Bmw M5 Insurance
Average Cost to Insure
$1,678.87 / year
Cheapest Rate
$1,022.00 / year American National P
Available Trims
4dr SEDAN (8cyl)
2012 Bmw M5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Travelers | $798.00 / year |
| Tennessee Farmers | $882.00 / year |
| Nationwide | $1,020.00 / year |
| Encompass | $1,328.00 / year |
| Mercury | $1,441.00 / year |
| Metropolitan | $1,954.00 / year |
| Allstate | $2,032.00 / year |
| Bristol West | $3,990.00 / year |
| National Farmers Union P | $5,240.00 / year |
| Farmers | $5,952.00 / year |
2012 Bmw M5 Insurance
Average Cost to Insure
$2,568.00 / year
Cheapest Rate
$798.00 / year Travelers
Available Trims
4dr SEDAN (8cyl)
Compare M5 to other Bmw Models
Wondering how the M5 compares to other Bmw Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
