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BMW X4 Car Insurance
How much does car insurance cost for your Bmw X4? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your X4
What is the Average Cost to Insure a Bmw X4?
Bmw X4
How much does car insurance cost for Bmw X4? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Bmw X4 below.
Bmw X4 Insurance Model Year by Age Group
The price you pay to insure your Bmw X4 can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2021 | N/A | $278.18 / mo | $218.32 / mo | N/A | N/A | N/A |
| 2020 | N/A | $205.47 / mo | $189.19 / mo | $169.20 / mo | N/A | N/A |
| 2019 | N/A | $172.32 / mo | $178.70 / mo | N/A | $229.07 / mo | $143.66 / mo |
| 2018 | $0.00 / mo | $186.44 / mo | $354.01 / mo | $118.39 / mo | N/A | $93.29 / mo |
| 2017 | N/A | $630.96 / mo | $250.95 / mo | $111.90 / mo | $71.02 / mo | $109.83 / mo |
| 2016 | N/A | $177.29 / mo | $209.74 / mo | $116.20 / mo | N/A | $79.64 / mo |
| 2015 | N/A | $236.64 / mo | $95.74 / mo | $161.04 / mo | N/A | N/A |
2021 Bmw X4 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Plymouth Rock Assurance | $1,623.00 / year |
| California Capital | $2,520.00 / year |
| Safety Group | $2,607.00 / year |
| State Farm | $2,701.00 / year |
| Pure Companies Grp | $2,958.00 / year |
| Unitrin | $3,012.00 / year |
| Norfolk and Dedham Group | $3,171.00 / year |
| USAA | $3,357.00 / year |
| 21st Century | $3,432.00 / year |
| Allied | $3,483.00 / year |
2021 Bmw X4 Insurance
Average Cost to Insure
$2,856.00 / year
Cheapest Rate
$1,623.00 / year Plymouth Rock Assurance
Available Trims
XDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl)
2020 Bmw X4 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Direct Auto | $1,316.00 / year |
| Plymouth Rock Assurance | $1,833.00 / year |
| Country | $2,091.00 / year |
| Georgia Farm Bureau | $2,228.00 / year |
| USAA | $2,421.00 / year |
| ACCC Insurance Company | $2,529.00 / year |
| Mercury | $2,577.00 / year |
| New Jersey Manufacturers | $2,619.00 / year |
| California Capital | $2,668.00 / year |
| Norfolk and Dedham Group | $2,883.00 / year |
2020 Bmw X4 Insurance
Average Cost to Insure
$2,280.00 / year
Cheapest Rate
$1,316.00 / year Direct Auto
Available Trims
XDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl)
2019 Bmw X4 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Clearcover | $1,789.00 / year |
| National General | $2,183.00 / year |
| Mercury Insurance Company | $2,235.00 / year |
| Texas Farm Bureau Group | $2,271.00 / year |
| 21st Century | $2,278.00 / year |
| California Capital | $2,316.00 / year |
| Mercury | $2,493.00 / year |
| Travelers | $2,612.00 / year |
| USAA | $2,758.00 / year |
| Direct General Insurance | $2,798.00 / year |
2019 Bmw X4 Insurance
Average Cost to Insure
$2,220.00 / year
Cheapest Rate
$1,789.00 / year Clearcover
Available Trims
XDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl)
2018 Bmw X4 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Penn National | $1,473.00 / year |
| New Jersey Manufacturers | $1,545.00 / year |
| Mercury | $1,590.00 / year |
| Direct Auto | $1,852.00 / year |
| Travelers | $2,083.00 / year |
| State Farm | $2,749.00 / year |
| USAA | $2,918.00 / year |
| Erie | $2,972.00 / year |
| Allstate | $3,216.00 / year |
2018 Bmw X4 Insurance
Average Cost to Insure
$2,688.00 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)
2017 Bmw X4 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Direct Auto | $855.00 / year |
| Utica National Ins Group | $1,077.00 / year |
| Titan | $1,223.00 / year |
| North Carolina Farm Bureau | $1,371.00 / year |
| Auto-Owners Insurance Co | $1,518.00 / year |
| GMAC Insurance Group | $1,640.00 / year |
| Allied | $1,749.00 / year |
| Penn National | $1,842.00 / year |
| Travelers | $2,659.00 / year |
2017 Bmw X4 Insurance
Average Cost to Insure
$2,448.00 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl)
2016 Bmw X4 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $506.00 / year |
| Utica National Ins Group | $1,473.00 / year |
| Direct Auto | $1,519.00 / year |
| Auto-Owners Insurance Co | $1,631.00 / year |
| Southern Farm Bureau | $1,767.00 / year |
| SAFECO | $1,790.00 / year |
| USAA | $1,839.00 / year |
| Travelers | $1,941.00 / year |
| Bristol West | $2,001.00 / year |
| State Auto | $2,064.00 / year |
2016 Bmw X4 Insurance
Average Cost to Insure
$1,860.00 / year
Cheapest Rate
$506.00 / year American National P&C
Available Trims
XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl)
2015 Bmw X4 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| USAA | $1,505.00 / year |
| Penn National | $1,718.00 / year |
| Erie | $1,745.00 / year |
| State Farm | $2,085.00 / year |
| Nationwide | $2,207.00 / year |
| Allstate | $2,232.00 / year |
| Metropolitan | $2,268.00 / year |
| Encompass | $2,474.00 / year |
| State Auto | $2,732.00 / year |
| Victoria | $2,805.00 / year |
2015 Bmw X4 Insurance
Average Cost to Insure
$2,040.00 / year
Cheapest Rate
$1,505.00 / year USAA
Available Trims
XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl)
Compare X4 to other Bmw Models
Wondering how the X4 compares to other Bmw Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
