BMW X4 Car Insurance

How much does car insurance cost for your Bmw X4? We collected quotes from thousands of drivers to find cheapest rate.

Compare Car Insurance Rates for Your X4

What is the Average Cost to Insure a Bmw X4?

Bmw Bmw X4

How much does car insurance cost for Bmw X4? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Bmw X4 below.

Bmw X4 Insurance Model Year by Age Group

The price you pay to insure your Bmw X4 can vary based on your age group. Here are the average rates you can expect to pay.

Year16-19 yr old20-29 yr old30-39 yr old40-49 yr old50-59 yr old60+ yr old
2024$431.72 / mo$353.13 / mo$120.67 / mo$138.17 / moN/AN/A
2023$431.72 / mo$265.27 / mo$251.11 / mo$145.84 / mo$280.89 / moN/A
2022N/A$305.00 / mo$216.89 / mo$195.05 / mo$100.46 / mo$103.65 / mo
2021N/A$698.61 / mo$225.01 / mo$176.62 / mo$173.21 / mo$112.43 / mo
2020N/A$162.81 / mo$158.75 / mo$172.67 / mo$247.96 / mo$162.21 / mo
2019$1,090.03 / mo$206.04 / mo$210.51 / mo$231.90 / mo$200.24 / mo$186.71 / mo
2018N/A$215.01 / mo$203.24 / mo$181.37 / mo$90.10 / mo$143.76 / mo
2017N/A$272.79 / mo$256.91 / mo$143.78 / mo$114.45 / mo$215.43 / mo
2016N/A$270.81 / mo$160.08 / mo$216.87 / mo$158.95 / mo$221.43 / mo
2015N/A$391.48 / mo$400.60 / mo$177.86 / mo$165.14 / mo$136.38 / mo

Bmw 2024 Bmw X4 Insurance Rates by Companies

Insurance Company12 month Premium
New Jersey Manufacturers $2,135.00 / year
Penn National $4,452.00 / year
Travelers $4,658.00 / year
State Farm $5,409.00 / year
Mercury $5,546.00 / year
Nationwide $6,219.00 / year
USAA $6,690.00 / year
Erie $7,233.00 / year
Unitrin $7,422.00 / year
Allstate $7,762.00 / year

2024 Bmw X4 Insurance

Average Cost to Insure

$3,492.00 / year

Cheapest Rate

$2,135.00 / year New Jersey Manufacturers

Available Trims

M 4dr SPORT UTILITY VEHICLE (6cyl)

Bmw 2023 Bmw X4 Insurance Rates by Companies

Insurance Company12 month Premium
New York Central Mutual Fire $1,413.00 / year
SECURA Insurance $1,496.00 / year
Plymouth Rock $1,545.00 / year
Auto-Owners Insurance Co $1,706.00 / year
Country $1,848.00 / year
Grange Mutual $2,060.00 / year
Mercury $2,190.00 / year
Farmers $2,516.00 / year
Allied $2,533.00 / year
California Capital $2,547.00 / year

2023 Bmw X4 Insurance

Average Cost to Insure

$1,601.00 / year

Cheapest Rate

$1,413.00 / year New York Central Mutual Fire

Available Trims

M 4dr SPORT UTILITY VEHICLE (6cyl)

Bmw 2022 Bmw X4 Insurance Rates by Companies

Insurance Company12 month Premium
Safeco $659.00 / year
Texas Farm Bureau Group $744.00 / year
Virginia Farm Bureau $1,155.00 / year
Mercury Insurance $1,164.00 / year
SECURA Insurance $1,471.00 / year
Atlantic States Insurance $1,538.00 / year
Penn National $1,559.00 / year
North Carolina Farm Bureau $1,611.00 / year
Buckeye Insurance Group $1,659.00 / year
Auto-Owners Insurance Co $1,669.00 / year

2022 Bmw X4 Insurance

Average Cost to Insure

$1,091.47 / year

Cheapest Rate

$659.00 / year Safeco

Available Trims

M 4dr SPORT UTILITY VEHICLE (6cyl)

Bmw 2021 Bmw X4 Insurance Rates by Companies

Insurance Company12 month Premium
Pekin Insurance $891.00 / year
SECURA Insurance $1,332.00 / year
Auto-Owners Insurance Co $1,450.00 / year
Rockford Mutual Insurance $1,454.00 / year
New York Central Mutual Fire $1,458.00 / year
Hastings Mutual Insurance Co $1,536.00 / year
Grange Mutual $1,542.00 / year
Country $1,574.00 / year
Kemper Auto | Infinity $1,596.00 / year
Penn National $1,608.00 / year

2021 Bmw X4 Insurance

Average Cost to Insure

$1,525.00 / year

Cheapest Rate

$891.00 / year Pekin Insurance

Available Trims

XDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl)

Bmw 2020 Bmw X4 Insurance Rates by Companies

Insurance Company12 month Premium
North Carolina Farm Bureau $1,188.00 / year
SECURA Insurance $1,496.00 / year
New York Central Mutual Fire $1,498.00 / year
Safety Group $1,641.00 / year
Auto-Owners Insurance Co $1,706.00 / year
Norfolk and Dedham Group $1,743.00 / year
Plymouth Rock Assurance $1,758.00 / year
Country $1,848.00 / year
Capital Insurance Group $1,910.00 / year
Penn National $1,928.00 / year

2020 Bmw X4 Insurance

Average Cost to Insure

$2,003.07 / year

Cheapest Rate

$1,188.00 / year North Carolina Farm Bureau

Available Trims

XDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl)

Bmw 2019 Bmw X4 Insurance Rates by Companies

Insurance Company12 month Premium
Safeco $496.00 / year
Hastings Mutual Insurance Co $849.00 / year
Buckeye Insurance Group $1,301.00 / year
Grange Mutual $1,316.00 / year
Frankenmuth Mutual $1,542.00 / year
Western Reserve $1,599.00 / year
American Family $1,686.00 / year
Cincinnati Insurance $1,689.00 / year
Ohio Mutual Ins Group $1,712.00 / year
Mercury Insurance Company $1,792.00 / year

2019 Bmw X4 Insurance

Average Cost to Insure

$1,695.87 / year

Cheapest Rate

$496.00 / year Safeco

Available Trims

XDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl)

Bmw 2018 Bmw X4 Insurance Rates by Companies

Insurance Company12 month Premium
Safeco $446.00 / year
Liberty Mutual $928.00 / year
Utica National Ins Group $1,077.00 / year
Titan $1,223.00 / year
Clearcover $1,240.00 / year
Allied $1,369.00 / year
North Carolina Farm Bureau $1,371.00 / year
Auto-Owners Insurance Co $1,542.00 / year
New Jersey Manufacturers $1,545.00 / year
Country $1,554.00 / year

2018 Bmw X4 Insurance

Average Cost to Insure

$1,490.93 / year

Cheapest Rate

$446.00 / year Safeco

Available Trims

XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)

Bmw 2017 Bmw X4 Insurance Rates by Companies

Insurance Company12 month Premium
Mercury $1,496.00 / year
Norfolk and Dedham Group $1,722.00 / year
Safety Group $1,833.00 / year
Mercury Insurance $1,886.00 / year
National General $1,930.00 / year
Plymouth Rock Assurance $1,970.00 / year
ACE American Pool $2,208.00 / year
Quincy Mutual $2,267.00 / year
Allied $2,508.00 / year
National Grange Mutual $2,519.00 / year

2017 Bmw X4 Insurance

Average Cost to Insure

$2,353.50 / year

Cheapest Rate

$1,496.00 / year Mercury

Available Trims

XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl)

Bmw 2016 Bmw X4 Insurance Rates by Companies

Insurance Company12 month Premium
Buckeye Insurance Group $695.00 / year
SECURA Insurance $1,315.00 / year
Western Reserve $1,353.00 / year
Country $1,596.00 / year
Clearcover $1,649.00 / year
Dairyland $1,684.00 / year
Pekin Insurance $1,686.00 / year
Frankenmuth Mutual $1,786.00 / year
NatGen Value $1,788.00 / year
Celina Insurance Group $1,814.00 / year

2016 Bmw X4 Insurance

Average Cost to Insure

$1,175.07 / year

Cheapest Rate

$695.00 / year Buckeye Insurance Group

Available Trims

XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl)

Bmw 2015 Bmw X4 Insurance Rates by Companies

Insurance Company12 month Premium
Safeco $172.00 / year
New York Central Mutual Fire $734.00 / year
Dairyland FR Bond $840.00 / year
Clearcover $1,004.00 / year
Erie $1,109.00 / year
North Carolina Farm Bureau $1,204.00 / year
Travelers $1,293.00 / year
GMAC Insurance Group $1,319.00 / year
NatGen PPA $1,329.00 / year
National General $1,462.00 / year

2015 Bmw X4 Insurance

Average Cost to Insure

$1,035.03 / year

Cheapest Rate

$172.00 / year Safeco

Available Trims

XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl)

Compare X4 to other Bmw Models

Wondering how the X4 compares to other Bmw Models? Check out the average rates for each vehicle below.

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.