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BMW X4 Car Insurance
How much does car insurance cost for your Bmw X4? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your X4
What is the Average Cost to Insure a Bmw X4?
Bmw X4
How much does car insurance cost for Bmw X4? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Bmw X4 below.
Bmw X4 Insurance Model Year by Age Group
The price you pay to insure your Bmw X4 can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2024 | $431.72 / mo | $353.13 / mo | $120.67 / mo | $138.17 / mo | N/A | N/A |
| 2023 | $431.72 / mo | $265.27 / mo | $251.11 / mo | $145.84 / mo | $280.89 / mo | N/A |
| 2022 | N/A | $305.00 / mo | $216.89 / mo | $195.05 / mo | $100.46 / mo | $103.65 / mo |
| 2021 | N/A | $698.61 / mo | $225.01 / mo | $176.62 / mo | $173.21 / mo | $112.43 / mo |
| 2020 | N/A | $162.81 / mo | $158.75 / mo | $172.67 / mo | $247.96 / mo | $162.21 / mo |
| 2019 | $1,090.03 / mo | $206.04 / mo | $210.51 / mo | $231.90 / mo | $200.24 / mo | $186.71 / mo |
| 2018 | N/A | $215.01 / mo | $203.24 / mo | $181.37 / mo | $90.10 / mo | $143.76 / mo |
| 2017 | N/A | $272.79 / mo | $256.91 / mo | $143.78 / mo | $114.45 / mo | $215.43 / mo |
| 2016 | N/A | $270.81 / mo | $160.08 / mo | $216.87 / mo | $158.95 / mo | $221.43 / mo |
| 2015 | N/A | $391.48 / mo | $400.60 / mo | $177.86 / mo | $165.14 / mo | $136.38 / mo |
2024 Bmw X4 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| New Jersey Manufacturers | $2,135.00 / year |
| Penn National | $4,452.00 / year |
| Travelers | $4,658.00 / year |
| State Farm | $5,409.00 / year |
| Mercury | $5,546.00 / year |
| Nationwide | $6,219.00 / year |
| USAA | $6,690.00 / year |
| Erie | $7,233.00 / year |
| Unitrin | $7,422.00 / year |
| Allstate | $7,762.00 / year |
2024 Bmw X4 Insurance
Average Cost to Insure
$3,492.00 / year
Cheapest Rate
$2,135.00 / year New Jersey Manufacturers
Available Trims
M 4dr SPORT UTILITY VEHICLE (6cyl)
2023 Bmw X4 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| New York Central Mutual Fire | $1,413.00 / year |
| SECURA Insurance | $1,496.00 / year |
| Plymouth Rock | $1,545.00 / year |
| Auto-Owners Insurance Co | $1,706.00 / year |
| Country | $1,848.00 / year |
| Grange Mutual | $2,060.00 / year |
| Mercury | $2,190.00 / year |
| Farmers | $2,516.00 / year |
| Allied | $2,533.00 / year |
| California Capital | $2,547.00 / year |
2023 Bmw X4 Insurance
Average Cost to Insure
$1,601.00 / year
Cheapest Rate
$1,413.00 / year New York Central Mutual Fire
Available Trims
M 4dr SPORT UTILITY VEHICLE (6cyl)
2022 Bmw X4 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $659.00 / year |
| Texas Farm Bureau Group | $744.00 / year |
| Virginia Farm Bureau | $1,155.00 / year |
| Mercury Insurance | $1,164.00 / year |
| SECURA Insurance | $1,471.00 / year |
| Atlantic States Insurance | $1,538.00 / year |
| Penn National | $1,559.00 / year |
| North Carolina Farm Bureau | $1,611.00 / year |
| Buckeye Insurance Group | $1,659.00 / year |
| Auto-Owners Insurance Co | $1,669.00 / year |
2022 Bmw X4 Insurance
Average Cost to Insure
$1,091.47 / year
Cheapest Rate
$659.00 / year Safeco
Available Trims
M 4dr SPORT UTILITY VEHICLE (6cyl)
2021 Bmw X4 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Pekin Insurance | $891.00 / year |
| SECURA Insurance | $1,332.00 / year |
| Auto-Owners Insurance Co | $1,450.00 / year |
| Rockford Mutual Insurance | $1,454.00 / year |
| New York Central Mutual Fire | $1,458.00 / year |
| Hastings Mutual Insurance Co | $1,536.00 / year |
| Grange Mutual | $1,542.00 / year |
| Country | $1,574.00 / year |
| Kemper Auto | Infinity | $1,596.00 / year |
| Penn National | $1,608.00 / year |
2021 Bmw X4 Insurance
Average Cost to Insure
$1,525.00 / year
Cheapest Rate
$891.00 / year Pekin Insurance
Available Trims
XDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl)
2020 Bmw X4 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| North Carolina Farm Bureau | $1,188.00 / year |
| SECURA Insurance | $1,496.00 / year |
| New York Central Mutual Fire | $1,498.00 / year |
| Safety Group | $1,641.00 / year |
| Auto-Owners Insurance Co | $1,706.00 / year |
| Norfolk and Dedham Group | $1,743.00 / year |
| Plymouth Rock Assurance | $1,758.00 / year |
| Country | $1,848.00 / year |
| Capital Insurance Group | $1,910.00 / year |
| Penn National | $1,928.00 / year |
2020 Bmw X4 Insurance
Average Cost to Insure
$2,003.07 / year
Cheapest Rate
$1,188.00 / year North Carolina Farm Bureau
Available Trims
XDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl)
2019 Bmw X4 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $496.00 / year |
| Hastings Mutual Insurance Co | $849.00 / year |
| Buckeye Insurance Group | $1,301.00 / year |
| Grange Mutual | $1,316.00 / year |
| Frankenmuth Mutual | $1,542.00 / year |
| Western Reserve | $1,599.00 / year |
| American Family | $1,686.00 / year |
| Cincinnati Insurance | $1,689.00 / year |
| Ohio Mutual Ins Group | $1,712.00 / year |
| Mercury Insurance Company | $1,792.00 / year |
2019 Bmw X4 Insurance
Average Cost to Insure
$1,695.87 / year
Cheapest Rate
$496.00 / year Safeco
Available Trims
XDRIVE30I 4dr SPORT UTILITY VEHICLE (4cyl)
2018 Bmw X4 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $446.00 / year |
| Liberty Mutual | $928.00 / year |
| Utica National Ins Group | $1,077.00 / year |
| Titan | $1,223.00 / year |
| Clearcover | $1,240.00 / year |
| Allied | $1,369.00 / year |
| North Carolina Farm Bureau | $1,371.00 / year |
| Auto-Owners Insurance Co | $1,542.00 / year |
| New Jersey Manufacturers | $1,545.00 / year |
| Country | $1,554.00 / year |
2018 Bmw X4 Insurance
Average Cost to Insure
$1,490.93 / year
Cheapest Rate
$446.00 / year Safeco
Available Trims
XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)
2017 Bmw X4 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury | $1,496.00 / year |
| Norfolk and Dedham Group | $1,722.00 / year |
| Safety Group | $1,833.00 / year |
| Mercury Insurance | $1,886.00 / year |
| National General | $1,930.00 / year |
| Plymouth Rock Assurance | $1,970.00 / year |
| ACE American Pool | $2,208.00 / year |
| Quincy Mutual | $2,267.00 / year |
| Allied | $2,508.00 / year |
| National Grange Mutual | $2,519.00 / year |
2017 Bmw X4 Insurance
Average Cost to Insure
$2,353.50 / year
Cheapest Rate
$1,496.00 / year Mercury
Available Trims
XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl)
2016 Bmw X4 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Buckeye Insurance Group | $695.00 / year |
| SECURA Insurance | $1,315.00 / year |
| Western Reserve | $1,353.00 / year |
| Country | $1,596.00 / year |
| Clearcover | $1,649.00 / year |
| Dairyland | $1,684.00 / year |
| Pekin Insurance | $1,686.00 / year |
| Frankenmuth Mutual | $1,786.00 / year |
| NatGen Value | $1,788.00 / year |
| Celina Insurance Group | $1,814.00 / year |
2016 Bmw X4 Insurance
Average Cost to Insure
$1,175.07 / year
Cheapest Rate
$695.00 / year Buckeye Insurance Group
Available Trims
XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl)
2015 Bmw X4 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $172.00 / year |
| New York Central Mutual Fire | $734.00 / year |
| Dairyland FR Bond | $840.00 / year |
| Clearcover | $1,004.00 / year |
| Erie | $1,109.00 / year |
| North Carolina Farm Bureau | $1,204.00 / year |
| Travelers | $1,293.00 / year |
| GMAC Insurance Group | $1,319.00 / year |
| NatGen PPA | $1,329.00 / year |
| National General | $1,462.00 / year |
2015 Bmw X4 Insurance
Average Cost to Insure
$1,035.03 / year
Cheapest Rate
$172.00 / year Safeco
Available Trims
XDRIVE35I 4dr SPORT UTILITY VEHICLE (6cyl)
Compare X4 to other Bmw Models
Wondering how the X4 compares to other Bmw Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
