Pekin Insurance: Overview

What states does Pekin Insurance write in?

Alabama, Arizona, Arkansas, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Ohio, Pennsylvania, Tennessee, Texas, Virginia, Wisconsin.

How is Pekin Insurance rated?

Pekin has a rating of A- (Excellent) by A.M Best.

How big is Pekin Insurance?

Pekin has combined assets of $2 billion, over 800 employees, 1,500 agencies and 8,5000 independent agents.

Does Pekin have good health insurance?

Pekin offers Medicare Supplement Plans A, F, High Deductible F, and G. Plan offerings vary by state.

What benefits does Pekin Medicare Supplement Insurance offer?

Plan F is the most popular plan and it covers all deductibles and coinsurance. Plan F High Deductible requires a one-time deductible be met each year before coverage begins...

What is Pekin Insurance roadside assistance?

Pekin Insurance roadside assistance is called Roadside Rescue. This 24/7 roadside assistance program will help you with tire changes, towing and winching, fuel delivery, concierge claim service, lockout service, minor mechanical repairs, and battery jump starts.

Is Pekin Auto Guard Endorsement worth it?

The cost of Guard Endorsement is $20 a year per vehicle. It enhances coverage with additional rental car insurance, accidental airbag deployment, additional towing and labor expense, trip interruption, personal effects coverage, fire department service charge, pet coverage, tire protection and a waiver of deductible.

How much will Pekin cover for rental reimbursement coverage?

Pekin rental reimbursement coverage will pay up to $50 a day for rental of a vehicle after a covered accident.

How to save on Pekin auto insurance?

There are many ways to save on auto insurance. One is to maintain a clear record. If you have any moving violations do an online driver safety course to erase points on your license. Pay your insurance bills on time. If you have been accident-free for 3 or more years, tell your agent. Keep your credit solid, as it affects your rate in some states. Get married! Believe it or not, married people pay lower insurance rates. In addition, there are these discounts which may apply: Multi-Car, Advance Issue, Anti-theft Device, Auto/Home Bundle, Defensive Driver (Not Available in Indiana), EFT, Good Student, Hybrid Auto, Mandatory Seatbelt (Only Available in Iowa), Paid-in-Full, Safety Equipment (Only Available in Ohio) and Tenure.

Does Pekin Insurance offer SR22?

Yes, Pekin offers SR22 filing and high-risk car insurance.

Does Pekin Insurance offer gap coverage?

Yes, Pekin offers gap coverage. This protection covers you if your car is declared a total loss and you owe more on the car than its covered depreciated value.

What is the coverage on Pekin homeowners insurance?

Home insurance with Pekin is standard dwelling and contents. However, enhancements are available. For instance, you can get replacement cost coverage, which would pay out more (but costs more), backup of sewers and drains coverage and equipment breakdown coverage and more, including (but not limited to) flood and earthquake insurance, pet health insurance, and identity theft resolution services.

Does Pekin homeowners insurance covers earthquake?

No, but they do sell earthquake insurance separately.

Is it better to go with Pekin’s whole life insurance?

Buying whole life versus term life insurance is a personal preference based on many factors, including your health and whether or not any pre-existing conditions prohibit the affordability of a whole life plan. Fill out a form here to speak with an experienced agent who will quote you different plans. It’s a good idea to gather the numbers and see which makes the most sense for your family.

What coverage does Pekin’s business insurance have?

Pekin’s business insurance offers business auto insurance, business property insurance, general liability insurance, workers’ compensation, business owners’ package (BOP), and more. Speak with a seasoned business insurance agent to see which coverages match your business needs.

Bodily Injury Liability

This form of coverage is required in every state. It covers bodily injuries to a third party in an accident that was deemed your fault.

Property Damage Liability

This form of coverage is required in every state. It covers property damage and loss of use to a third party.

Comprehensive Coverage

This coverage pays for damages and loss other than that caused by a collision. It is subject to a deductible.

Collision Coverage

his coverage pays for damages and loss caused by impact with another automobile, object or person. It is subject to a deductible.

Uninsured/Underinsured Motorists

This protection pays for medical expenses if you’re injured in a vehicular accident caused by someone who doesn’t carry liability insurance or has low limits.

Roadside Rescue

This 24/7 roadside assistance program will help you with tire changes, towing and winching, fuel delivery, concierge claim service, lockout service, minor mechanical repairs, and battery jump starts.

Auto Guard Endorsement

For $20 a year per vehicle, you can enhance your coverage with additional rental car insurance, accidental airbag deployment, additional towing and labor expense, trip interruption, personal effects coverage, fire department service charge, pet coverage, tire protection and a waiver of deductible.

Rental Reimbursement Insurance Coverage.

If you need to rent a car while yours is in the shop for a covered loss, you are covered up to $50 per day for a rental.

Accidental Death Benefit

This coverage is for passengers of an insured who dies as a result of an accident.

$0 Deductible on Glass Claims

Waives the comprehensive insurance deductible that would otherwise apply to a glass claim.

Replacement Cost Coverage for New Autos

If your car is declared a total loss, you will be covered at its full replacement value.

Sound Receiving and Transmitting Equipment Coverage

Provides $1,000 for after-market electronic equipment and $200 coverage for tapes, records, discs, and other media.

Auto Loan/Lease (Gap) Coverage

This protection covers you if your car is declared a total loss and you owe more on the car than its covered depreciated value.

Young Adult Protection Plus

This coverage offers $10,000 accidental death, identity fraud expense and personal property (ACV) limit of $5,000. One vehicle on the policy must have full coverage.