Pekin vs. 21st Century Insurance

Which insurance company is right for you? Compare savings, cost, and quotes from Pekin and 21st Century.

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Pekin vs. 21st Century: What You Need to Know

In 1921, a group of farmers, all members of the Tazewell County Farm Bureau, formed an organization to make automobile insurance more affordable. The organization was called The Farmers Automobile Insurance Association. The first Pekin Insurance office was located in the Tazewell County Courthouse, a space donated by the County Board Supervisors. With 187 policies, the six-month premium was $5 for glass, fire, lightning, windstorm, full-coverage collision, property damage, and bodily injury. All cars were charged the same premium. In 1932, they added 24-hour claim service. They adopted the telephone number #1334 for claims service. By 1939, Pekin had 20,000 policies and by 1945, 30,000. In 1952, they added fire insurance and in 1960, Inland Marine coverage. In 1966, the company moved into its new and current home office on Court Street and they now have 8 service offices in six states: Arizona, Illinois, Indiana, Iowa, Ohio, and Wisconsin. Pekin Life Insurance Company, which was established in 1969, also offers products in Kansas, Kentucky, Louisiana, Michigan, Minnesota, Missouri, Nebraska, Pennsylvania, and Virginia. They began selling group health insurance in 1970 and pre-need insurance in 1993. In 2010, they adopted a new slogan, Beyond the expected®. In 2011, they created a unit called Group Plan Solutions for businesses. Today Pekin Insurance has over 900,000 policyholders and more than 8,500 independent agents.

21st Century Insurance -- formerly 20th Century Insurance -- was founded in 1958 by Louis W. Foster and began offering auto insurance, mainly in California. The company was located in a one-room office in Los Angeles, California in the beginning and relocated to Woodland Hills, California before moving to Wilmington Delaware, where 21st Century Insurance is now headquartered. Today, 21st Century Insurance sells many lines of insurance, including specialty homeowners insurance, motorcycle insurance and more.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Pekin Insurance Overview and 21st Century Overview.

Pekin Insurance vs. 21st Century: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Pekin Insurance and 21st Century. On average, Pekin Insurance charges approximately $88.01 per month while 21st Century comes in at around $212.17 per month. For Pekin Insurance, the cheapest state average is Indiana at $72.81 per month and the most expensive is Illinois at $97.85 per month. For 21st Century, the cheapest state average is California at $173.93 per month and the most expensive is Florida at $246.93 per month.

Pekin Insurance

Average Rate

$88.01
21st Century

Average Rate

$212.17
National

Average Rate

$117.77
State Pekin Insurance 21st Century
California- $173.93
Florida- $246.93
Illinois $97.85 -
Indiana $72.81 -
Iowa $73.91 -
Wisconsin $95.79 -

Pekin Insurance vs. 21st Century: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Pekin Insurance and 21st Century typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Pekin Insurance 21st Century
1 Vehicle $83.01 $196.47
2 Vehicles $109.87 $266.02
3 Vehicles $ $444.37

Pekin Insurance vs. 21st Century: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Pekin Insurance charges $82.18 per month and 21st Century charges $205.87 per month for customers who own their home.

Own/Rent Pekin Insurance 21st Century
Own $82.18 $205.87
Rent $91.45 $216.06

What is Pekin and 21st Century Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Pekin and 21st Century ranked among the industry ratings.

ComparisonPekin21st Century
Year Founded19211958
A.M. Best RatingA-A
BBB RatingC-A+
Financial StrengthExcellentExcellent
JD Power RankingAbout Average
NAIC Complaint Index1.47
S&P RatingA+

Pekin or 21st Century: Insurance Products Offered

What coverage is available through Pekin and 21st Century? Both insurance companies offer Auto, Home, Life, Motorcycle, and RV insurance. Additional products from Pekin insurance also includes Commercial, Condo, Health, Renters, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Pekin Insurance and 21st Century Insurance page.

InsurancePekin21st Century
Auto Insurance
Commercial Insurance
Condo Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Pekin or 21st Century: Ways To Save

21st Century offers a wide range of discounts to its policyholders, including Multi-Car, Paperless & Autopay, and Safe Driver discounts. In contrast, Pekin also offers a few discounts that 21st Century doesn’t, including Tenure, Safety Equipment (Only Available in Ohio), and Paid-in-Full discounts. Start taking advantage of discounts offered by insurance providers like 21st Century and Pekin insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Pekin21st Century
Advance IssueMature Driver Discount
Anti-theft DeviceMulti-Car Discount
Auto/Home BundlePaperless & Autopay Discount
Defensive Driver (Not Available in Indiana)Safe Driver Discount
EFT
Good Student
Hybrid Auto
Mandatory Seatbelt (Only Available in Iowa)
Multi-Car
Paid-in-Full
Safety Equipment (Only Available in Ohio)
Tenure

Pros & Cons of Pekin & 21st Century

Pros

Pekin
  • High financial strength ratings by A.M Best.
  • Lots of supplemental or “add on” insurance options.
21st Century
  • 21st Century offers affordable rates to good drivers in California and a few other states.
  • 21st Century is a financially strong company.
  • 21st Century offers many lines of insurance and multi-policy discounts.

Cons

Pekin
  • A high number of negative reviews.
  • Confusing website.
  • It only serves these states: Alabama, Arizona, Arkansas, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Ohio, Pennsylvania, Tennessee, Texas, Virginia, Wisconsin.
21st Century
  • 21st Century mainly does business in California.

Pekin or 21st Century Mobile Apps Options

Not rated. Pekin only has an Insurance Events app on Google Play, which is intended to help you with schedules, dining information, maps and more.

The 21st Century Mobile app is available for iOS and Android. It enables you to view your policy, pay bills, report a claim, receive roadside assistance and more. The iPhone app even has other functions, like finding nearby restaurants with good ratings.

Pekin Mobile App
Pekin does not currently have a mobile app for insurance products.
21st Century Mobile App
iOS     5 user reviews
Android     3.2934 user reviews

Pekin & 21st Century Contact Info

Pekin Contact Info
Address2505 Court St, Pekin, IL 61558
Phone1-800-322-0160
Websitehttps://www.pekininsurance.com/
Facebookhttps://www.facebook.com/PekinInsurance/
Youtubehttps://www.youtube.com/user/PekinInsurance
Twitterhttps://twitter.com/pekininsurance
Linkedinhttps://www.linkedin.com/company/pekin-insurance/
21st Century Contact Info
Address3 Beaver Valley Road, Wilmington, DE 19803
Phone1-877-401-8181
Websitehttps://www.21st.com/
Facebookhttps://www.facebook.com/21stcenturyinsurance/
Twitterhttps://twitter.com/21stCenturyAuto
Youtubehttps://www.youtube.com/channel
Linkedinhttps://www.linkedin.com/company/21st-century-insurance/about/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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