Pekin vs. American National Insurance

Which insurance company is right for you? Compare plans, discounts, and quotes from Pekin and American National.

Compare Car Insurance Rates in Your Area

Pekin vs. American National: What You Need to Know

In 1921, a group of farmers, all members of the Tazewell County Farm Bureau, formed an organization to make automobile insurance more affordable. The organization was called The Farmers Automobile Insurance Association. The first Pekin Insurance office was located in the Tazewell County Courthouse, a space donated by the County Board Supervisors. With 187 policies, the six-month premium was $5 for glass, fire, lightning, windstorm, full-coverage collision, property damage, and bodily injury. All cars were charged the same premium. In 1932, they added 24-hour claim service. They adopted the telephone number #1334 for claims service. By 1939, Pekin had 20,000 policies and by 1945, 30,000. In 1952, they added fire insurance and in 1960, Inland Marine coverage. In 1966, the company moved into its new and current home office on Court Street and they now have 8 service offices in six states: Arizona, Illinois, Indiana, Iowa, Ohio, and Wisconsin. Pekin Life Insurance Company, which was established in 1969, also offers products in Kansas, Kentucky, Louisiana, Michigan, Minnesota, Missouri, Nebraska, Pennsylvania, and Virginia. They began selling group health insurance in 1970 and pre-need insurance in 1993. In 2010, they adopted a new slogan, Beyond the expected®. In 2011, they created a unit called Group Plan Solutions for businesses. Today Pekin Insurance has over 900,000 policyholders and more than 8,500 independent agents.

American National Insurance Company (ANICO) was founded in 1905 by William Lewis Moody Jr. and headquartered in Gavelston, Texas. During the decades of the 1920s, the company’s assets increased more than 400 percent, compared with the national average for insurance companies at that time. The company continued to grow rapidly, even during the Depression and avoided laying off employees or suffering annual losses.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Pekin Insurance Overview and American National P&C Overview.

Pekin Insurance vs. American National P&C: How much are the Average Rates?

Rates Are Not Currently Available

Pekin Insurance vs. American National P&C: Rates by Number of Vehicle

Rates Are Not Currently Available

Pekin Insurance vs. American National P&C: Rates by Homeownership

Rates Are Not Currently Available

What is Pekin and American National Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Pekin and American National ranked among the industry ratings.

ComparisonPekinAmerican National
Year Founded19211905
A.M. Best RatingA-A
BBB Ratingc-
Financial StrengthExcellentExcellent
NAIC Complaint Ratio0.23%
S&P RatingA

Pekin or American National: Insurance Products Offered

What coverage is available through Pekin and American National? Both insurance companies offer Auto, Commercial, Condo, Health, Home, Life, Motorcycle, Renters, RV insurance. Additional products from Pekin insurance also include Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Pekin Insurance and American National P&C Insurance page.

InsurancePekinAmerican National
Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Pekin or American National: Ways To Save

American National offers a wide range of discounts to its policyholders, including Common cause of Loss, Fresh Start, and Multi-policy discounts. In contrast, Pekin also offers a few discounts that American National doesn’t, including Tenure, Safety Equipment (Only Available in Ohio), and Paid-in-Full discounts. Start taking advantage of discounts offered by insurance providers like American National and Pekin insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

PekinAmerican National
Advance IssueCollision Waiver Discount
Anti-theft DeviceCommon cause of Loss Discount
Auto/Home BundleFresh Start Discount
Defensive Driver (Not Available in Indiana)Multi-policy Discount
EFTNo Claims Cashback Bonus
Good StudentThree Lines Discount
Hybrid Auto
Mandatory Seatbelt (Only Available in Iowa)
Safety Equipment (Only Available in Ohio)

Pros & Cons of Pekin & American National


  • High financial strength ratings by A.M Best.
  • Lots of supplemental or “add on” insurance options.
American National
  • American National Insurance has a friendly and helpful customer service according to the reviews
  • The company operates in all 50 U.S. states


  • A high number of negative reviews.
  • Confusing website.
  • It only serves these states: Alabama, Arizona, Arkansas, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Ohio, Pennsylvania, Tennessee, Texas, Virginia, Wisconsin.
American National
  • American’s National website is difficult to navigate and find specific information that you’re may looking for.

Pekin or American National Mobile Apps Options

Not rated. Pekin only has an Insurance Events app on Google Play, which is intended to help you with schedules, dining information, maps and more.

AN Mobile App is available for iOS and Android. This mobile app provides you access to view personal lines insurance policy info (Auto, Home, Specialty Lines, Umbrella Insurance), view your Auto ID cards, submit an Auto and/or Home insurance claim, pay your personal line insurance policy with your bank account or credit/debit card, report an issue or send feedback directly to our development team, request 24-hour roadside assistance and check your Cashback℠ balances (where available).

Pekin Mobile App
Pekin does not currently have a mobile app for insurance products.
American National Mobile App
iOS     2.734 user reviews
Android     350 user reviews

Pekin & American National Contact Info

Pekin Contact Info
Address2505 Court St, Pekin, IL 61558
American National Contact Info
AddressOne Moody Plaza - Galveston, Texas - 77550

The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

Compare Insurance Rates for Free.

Answer a few questions and let Penny find the best rates in your area.