Which insurance company is right for you? Compare savings, ratings, and quotes from Pekin and Hartford.
In 1921, a group of farmers, all members of the Tazewell County Farm Bureau, formed an organization to make automobile insurance more affordable. The organization was called The Farmers Automobile Insurance Association. The first Pekin Insurance office was located in the Tazewell County Courthouse, a space donated by the County Board Supervisors. With 187 policies, the six-month premium was $5 for glass, fire, lightning, windstorm, full-coverage collision, property damage, and bodily injury. All cars were charged the same premium. In 1932, they added 24-hour claim service. They adopted the telephone number #1334 for claims service. By 1939, Pekin had 20,000 policies and by 1945, 30,000. In 1952, they added fire insurance and in 1960, Inland Marine coverage. In 1966, the company moved into its new and current home office on Court Street and they now have 8 service offices in six states: Arizona, Illinois, Indiana, Iowa, Ohio, and Wisconsin. Pekin Life Insurance Company, which was established in 1969, also offers products in Kansas, Kentucky, Louisiana, Michigan, Minnesota, Missouri, Nebraska, Pennsylvania, and Virginia. They began selling group health insurance in 1970 and pre-need insurance in 1993. In 2010, they adopted a new slogan, Beyond the expected®. In 2011, they created a unit called Group Plan Solutions for businesses. Today Pekin Insurance has over 900,000 policyholders and more than 8,500 independent agents.
In 1810, Nathaniel Terry was the president of a small fire insurance company which, 15 years later, wrote a policy for Yale University. In 1835, a large fire destroyed most of the buildings in New York City’s Financial District and all claims were paid. In 1861, the Hartford provided protection for president-elect Abraham Lincoln’s Illinois home after he arranged to move to the White House. In 1871, a fire ravaged more than three square miles of Chicago, and Hartford took care of the casualties. In 1906, 500 city blocks in San Francisco were destroyed by an earthquake and fires. The Hartford paid over $11 million in damages. In 1913, The Hartford formed the Accident and Indemnity Company, providing improved automobile and property coverage for fires, accidents, liability and more. In 1920, the company covered Baby Ruth with a policy. Years later, they even protected President Dwight Eisenhower’s 190-acre farm, where he hosted world leaders. In 1931, the Hartford insured the Hoover Dam, in 1937 the Golden Gate Bridge. In 1959, they insured the St. Lawrence Seaway. In 1947 The Hartford established the Junior Fire Marshal program, which has been teaching fire prevention and safety to millions of children. In 1983, a dedicated small business service center was formed to meet the new demands for businesses. In 1984, The Hartford became the exclusive provider of home and auto insurance for AARP members and the Hartford Center for Mature Market Excellence was established to empower mature adults. In 2001 the company paid over $850 million in claims after the 9/11 terror attacks. Since 1994, The Hartford has been a sponsor of the U.S. Paralympics. Since 2003, they’ve participated in the Ability Equipped program, which provides access to adaptive sports and equipment for people with disabilities across the country. The year 2010 was The Hartford’s 200th anniversary. Since its inception, the company has been named a World’s Most Ethical Company 11 times by the Ethisphere Institute.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Pekin Insurance Overview and Hartford Overview.
Below is a list of the average rates that drivers typically pay with Pekin Insurance and Hartford. On average, Pekin Insurance charges approximately $97.07 per month while Hartford comes in at around $209.40 per month. For Pekin Insurance, the cheapest state average is Iowa at $77.62 per month and the most expensive is Wisconsin at $126.13 per month. For Hartford, the cheapest state average is California at $209.41 per month and the most expensive is California at $209.41 per month.
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Pekin Insurance and Hartford typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||Pekin Insurance||Hartford|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Pekin Insurance charges $101.16 per month and Hartford charges $210.23 per month for customers who own their home.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Pekin and Hartford ranked among the industry ratings.
|A.M. Best Rating||A-||A|
|NAIC Complaint Ratio||1.65|
What coverage is available through Pekin and Hartford? Both insurance companies offer Auto, Commercial, Condo, Home, Renters, RV, and Umbrella insurance. Additional products from Pekin insurance also includes Health, Life, and Motorcycle insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Pekin Insurance and Hartford Insurance page.
Pekin offers a wide range of discounts to its policyholders, including Anti-theft Device, Auto/Home Bundle, and Defensive Driver (Not Available in Indiana) discounts. In contrast, Hartford also offers a few discounts that Pekin doesn’t, including Workers’ Compensation Insurance, Umbrella Insurance, and Surety & Fidelity Bonds discounts. Start taking advantage of discounts offered by insurance providers like Hartford and Pekin insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Advance Issue||Auto Insurance|
|Anti-theft Device||Business Insurance|
|Auto/Home Bundle||Business Owners Policy|
|Defensive Driver (Not Available in Indiana)||Classic Car Insurance|
|EFT||Commercial Auto Insurance|
|Good Student||Commercial Flood Insurance|
|Hybrid Auto||Commercial Umbrella Insurance|
|Mandatory Seatbelt (Only Available in Iowa)||Condo Insurance|
|Multi-Car||Data Breach Insurance|
|Paid-in-Full||Employment Practices Liability Insurance|
|Safety Equipment (Only Available in Ohio)||Flood Insurance|
|Tenure||General Liability Insurance|
|Home-based Business Insurance|
|Management Liability Insurance|
|Professional Liability Insurance|
|Surety & Fidelity Bonds|
|Workers’ Compensation Insurance|
Not rated. Pekin only has an Insurance Events app on Google Play, which is intended to help you with schedules, dining information, maps and more.
The Hartford smartphone app allows users to view important documents and access a digital auto ID card. You can pay bills, file and track claims, contact an agent, access roadside assistance and more.
|Pekin Mobile App|
|Pekin does not currently have a mobile app for insurance products.|
|Hartford Mobile App|
|iOS||3.9||265 user reviews|
|Android||3.7||513 user reviews|
|Pekin Contact Info|
|Address||2505 Court St, Pekin, IL 61558|
|Hartford Contact Info|
|Address||690 Asylum Avenue, Hartford, CT, 06155|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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