Pekin vs. Arbella Insurance

Which insurance company is right for you? Compare cost, discounts, and quotes from Pekin and Arbella.

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Pekin vs. Arbella: What You Need to Know

In 1921, a group of farmers, all members of the Tazewell County Farm Bureau, formed an organization to make automobile insurance more affordable. The organization was called The Farmers Automobile Insurance Association. The first Pekin Insurance office was located in the Tazewell County Courthouse, a space donated by the County Board Supervisors. With 187 policies, the six-month premium was $5 for glass, fire, lightning, windstorm, full-coverage collision, property damage, and bodily injury. All cars were charged the same premium. In 1932, they added 24-hour claim service. They adopted the telephone number #1334 for claims service. By 1939, Pekin had 20,000 policies and by 1945, 30,000. In 1952, they added fire insurance and in 1960, Inland Marine coverage. In 1966, the company moved into its new and current home office on Court Street and they now have 8 service offices in six states: Arizona, Illinois, Indiana, Iowa, Ohio, and Wisconsin. Pekin Life Insurance Company, which was established in 1969, also offers products in Kansas, Kentucky, Louisiana, Michigan, Minnesota, Missouri, Nebraska, Pennsylvania, and Virginia. They began selling group health insurance in 1970 and pre-need insurance in 1993. In 2010, they adopted a new slogan, Beyond the expected®. In 2011, they created a unit called Group Plan Solutions for businesses. Today Pekin Insurance has over 900,000 policyholders and more than 8,500 independent agents.

Founded in 1988 in Quincy, Massachusetts, Arbella took over Kemper Group’s Massachusetts auto insurance business, which was then-troubled. Arbella’s founders worked to strengthen their partnership with independent agents. Arbella is a mutual company owned by its policyholders and prides itself on excellent customer service. In 2004, Arbella formed the Arbella Insurance Foundation to support not-for-profit organizations that have a positive impact on the communities Arbella serves, donating more than $13 million to 960 different charities. Arbella also founded the Arbella Insurance Group Charitable Foundation in 2004. Arbella has consistently ranked as one of the best places to work in New England. Arbella Insurance Group has more than $600M in revenue with approximately $1B in assets.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Pekin Insurance Overview and Arbella Insurance Group Overview.

Pekin Insurance vs. Arbella Insurance Group: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Pekin Insurance and Arbella Insurance Group. On average, Pekin Insurance charges approximately $93.08 per month while Arbella Insurance Group comes in at around $175.86 per month. For Pekin Insurance, the cheapest state average is Indiana at $74.70 per month and the most expensive is Illinois at $104.57 per month. For Arbella Insurance Group, the cheapest state average is Massachusetts at $175.91 per month and the most expensive is Massachusetts at $175.91 per month.

Pekin Insurance

Average Rate

$93.08
Arbella Insurance Group

Average Rate

$175.86
National

Average Rate

$119.96
State Pekin Insurance Arbella Insurance Group
Illinois $104.57 -
Indiana $74.70 -
Iowa $78.02 -
Massachusetts- $175.91
Wisconsin $101.43 -

Pekin Insurance vs. Arbella Insurance Group: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Pekin Insurance and Arbella Insurance Group typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Pekin Insurance Arbella Insurance Group
1 Vehicle $88.55 $163.48
2 Vehicles $111.23 $248.46

Pekin Insurance vs. Arbella Insurance Group: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Pekin Insurance charges $84.79 per month and Arbella Insurance Group charges $162.30 per month for customers who own their home.

Own/Rent Pekin Insurance Arbella Insurance Group
Own $84.79 $162.30
Rent $97.24 $179.94

What is Pekin and Arbella Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Pekin and Arbella ranked among the industry ratings.

ComparisonPekinArbella
Year Founded19211988
A.M. Best RatingA-A-
BBB Ratingc-
Financial StrengthExcellentExcellent
JD Power RankingBelow Average
NAIC Complaint Ratio0.11

Pekin or Arbella: Insurance Products Offered

What coverage is available through Pekin and Arbella? Both insurance companies offer Auto, Commercial, Home, Motorcycle, Renters, and Umbrella insurance. Additional products from Pekin insurance also includes Condo, Health, Life, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Pekin Insurance and Arbella Insurance Group Insurance page.

InsurancePekinArbella
Auto Insurance
Commercial Insurance
Condo Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Pekin or Arbella: Ways To Save

Pekin offers a wide range of discounts to its policyholders, including Anti-theft Device, Auto/Home Bundle, and Defensive Driver (Not Available in Indiana) discounts. In contrast, Arbella also offers a few discounts that Pekin doesn’t, including Student Away at College, Residence Safety Package, and Rental Property Account Credit discounts. Start taking advantage of discounts offered by insurance providers like Arbella and Pekin insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

PekinArbella
Advance IssueAccount Credit Discount
Anti-theft DeviceAdvanced Driver Training Discount
Auto/Home BundleAnnual Mileage Discount
Defensive Driver (Not Available in Indiana)Anti-theft Devices Discount
EFTAuto Loyalty Discount
Good StudentAuto Rewards Discount
Hybrid AutoDeployment/Active Military Duty Discount
Mandatory Seatbelt (Only Available in Iowa)Driver Simulator Training Discount
Multi-CarEnergy-Saving Hybrids or Electrics Discount
Paid-in-FullExperienced Motorcycle Operator Discount
Safety Equipment (Only Available in Ohio)Good Student Discount
TenureMAHA Workshops Savings Discount
Mass Save Discount
Motorcycle Training Discount
Multi-car Family Discount
Multi-car Individual/Spouse Discount
Multi-vehicle Discount
New Business Discount
New Home Credit
Premium in Full Discount
Protective Devices Discount
Renew and Save Discount
Rental Property Account Credit
Residence Safety Package
Student Away at College Discount

Pros & Cons of Pekin & Arbella

Pros

Pekin
  • High financial strength ratings by A.M Best.
  • Lots of supplemental or “add on” insurance options.
Arbella
  • Arbella has an excellent record of very few complaints from consumers.

Cons

Pekin
  • A high number of negative reviews.
  • Confusing website.
  • It only serves these states: Alabama, Arizona, Arkansas, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Ohio, Pennsylvania, Tennessee, Texas, Virginia, Wisconsin.
Arbella
  • Arbella only offers insurance to Massachusetts and Connecticut residents.

Pekin or Arbella Mobile Apps Options

Not rated. Pekin only has an Insurance Events app on Google Play, which is intended to help you with schedules, dining information, maps and more.

Wheel Focused™ on iTunes and Google Play is available to download, regardless of what carrier you may have. The app is designed to improve driving behaviors through real-time feedback.

Pekin Mobile App
Pekin does not currently have a mobile app for insurance products.
Arbella Mobile App
Arbella does not currently have a mobile app for insurance products.

Pekin & Arbella Contact Info

Pekin Contact Info
Address2505 Court St, Pekin, IL 61558
Phone1-800-322-0160
Websitehttps://www.pekininsurance.com/
Facebookhttps://www.facebook.com/PekinInsurance/
Youtubehttps://www.youtube.com/user/PekinInsurance
Twitterhttps://twitter.com/pekininsurance
Linkedinhttps://www.linkedin.com/company/pekin-insurance/
Arbella Contact Info
Address1100 Crown Colony Drive, P.O. Box 699103, Quincy, MA 02269-9103
Phone1-800-ARBELLA
Websitehttps://www.arbella.com/
Facebookhttps://www.facebook.com/arbellainsurance/
Youtubehttps://www.youtube.com/user/ArbellaInsurance
Twitterhttps://twitter.com/ArbellaIns
Linkedinhttps://www.linkedin.com/company/arbella-insurance-group/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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