Arbella is a small insurance carrier offering coverage in Massachusetts and Connecticut.
Founded in 1988 in Quincy, Massachusetts, Arbella took over Kemper Group’s Massachusetts auto insurance business, which was then-troubled. Arbella’s founders worked to strengthen their partnership with independent agents. Arbella is a mutual company owned by its policyholders and prides itself on excellent customer service. In 2004, Arbella formed the Arbella Insurance Foundation to support not-for-profit organizations that have a positive impact on the communities Arbella serves, donating more than $13 million to 960 different charities. Arbella also founded the Arbella Insurance Group Charitable Foundation in 2004. Arbella has consistently ranked as one of the best places to work in New England. Arbella Insurance Group has more than $600M in revenue with approximately $1B in assets.
Arbella offers personal and business insurance in Massachusetts and Connecticut and it offers business insurance in Rhode Island and New Hampshire.
|JD Power Ranking||Below Average|
|NAIC Complaint Ratio||0.11|
|A.M Best Rating||A-|
Wheel Focused™ on iTunes and Google Play is available to download, regardless of what carrier you may have. The app is designed to improve driving behaviors through real-time feedback.
Arbella writes insurance in Massachusetts and Connecticut.
Arbella is a mutual company owned by its policyholders.
Depending on the coverage you selected on your auto insurance policy with Arbella, you are covered for a rental car, up to limits, if your car is being repaired after an accident. If the car is declared a total loss, you will be covered for car rental up to limits as well.
There are many ways to save on Arbella auto insurance, which offers a long list of discounts (see above). The wisest thing you can do to save on auto insurance is to comparison shop several carriers at once.
If you experience a total loss with a car and owe more on the car than what it is worth, gap coverage will pay you out the difference so you can pay off the car that was totaled. Otherwise, you’ll have to pay it off on your own.
It depends on what you’re paying now and if you buy more protection than auto insurance alone. According to the insurer, you can save 20% or more if you bundle your car and home insurance with Arbella.
Customer Care Package by Arbella costs nothing with a qualifying car insurance policy. It offers new vehicle replacement coverage, enhanced substitute transportation coverage, enhanced towing and labor and more.
Yes, Arbella offers an accident forgiveness endorsement. This coverage waives the customer’s surcharge points for the first qualifying surchargeable accident. It only costs $45 a year, per policy. You’ll also save on renewal every year for six years if you qualify.
Arbella offers a disappearing deductible reward for good driving, giving you credit so the next time you’re in an accident, your deductible will be very low or nonexistent.
MyHomeWorks™ by Arbella is a home management tool for homeowners who want to create an inventory of their home’s contents, calculate energy score and save money.
This coverage can be added to homeowners, condominium and renters policies to protect you against cyberattacks to devices like personal computers, mobile devices, and smart home technology.
Arbella has superior home insurance coverage and a responsive claims department.
You can save as much as 20% or more if you bundle your home and auto with Arbella.
Renters insurance from Arbella covers the contents in your rented unit or home. You’ll also get coverage for hotel and restaurant costs if your home becomes unusable in the event of a covered loss. You’ll also be covered for medical expenses for injuries to others in your home or injuries caused by you or your pet. If you bundle your renter's insurance with your auto insurance (Carparment policy), you get a discount.
|Auto Insurance||Home Insurance|
|Umbrella Liability Insurance||Home and Auto Insurance|
|Business Insurance||Carpartment Insurance (Auto + Renters)|
This form of coverage is required in every state. It covers bodily injuries to a third party in an accident that was deemed your fault.
This form of coverage is required in every state. It covers property damage and loss of use to a third party.
This coverage pays for damages and loss other than that caused by a collision. It is subject to a deductible.
his coverage pays for damages and loss caused by impact with another automobile, object or person. It is subject to a deductible.
This type of protection will cover you if you’ve been injured in an accident, regardless of who’s at fault. Coverages include income continuation, loss of services, funeral expenses and child-care expenses.
This coverage pays for medical expenses if you’re injured in an accident caused by someone who doesn’t have liability insurance.
This coverage helps you get back and driving if you have a roadside breakdown.
If you rent a car while yours is in the shop, you are eligible for $50 a day up to 30 days, if the damage to the car was a covered loss.
This package offers a way to reduce your collision deductible by earning rewards for at-fault accident-free years, coverage for accidental airbag discharge and rental vehicle loss of income.
If you have a total loss, gap insurance covers the difference between your vehicle’s actual cash value and how much you still owe on the car.
This endorsement waives surcharge points you usually get after an accident.
This endorsement provides up to $500 in veterinary fees if your cat or dog is injured during an accident.
This package is available at no charge and offers coverage enhancements like-new vehicle replacement coverage, enhanced substitute transportation coverage, enhanced towing and labor and more.
This endorsement provides coverage for personal belongings in your car during an accident.
This coverage has a $200 deductible for loss to a snowplow installed in or upon an insured vehicle.
This endorsement covers damaged property in a covered claim and replaces damaged parts with original manufacturer parts when available.
|Good Student Discount||Deployment/Active Military Duty Discount|
|Premium in Full Discount||Account Credit Discount|
|Energy-Saving Hybrids or Electrics Discount||Multi-vehicle Discount|
|Auto Loyalty Discount||Anti-theft Devices Discount|
|Annual Mileage Discount||Student Away at College Discount|
|Driver Simulator Training Discount||Advanced Driver Training Discount|
|Motorcycle Training Discount||Experienced Motorcycle Operator Discount|
|Auto Rewards Discount||Renew and Save Discount|
|New Home Credit||MAHA Workshops Savings Discount|
|Protective Devices Discount||Rental Property Account Credit|
|New Business Discount||Residence Safety Package|
|Multi-car Family Discount||Multi-car Individual/Spouse Discount|
|Mass Save Discount|
Below is a list of the average rates that drivers typically pay with Arbella Insurance Group. On average, Arbella Insurance Group charges approximately $176.64 per month. The cheapest state average is Massachusetts at $176.70 per month followed by at per month. The most expensive state average is Massachusetts at $176.70 per month.
|State||Avg monthly rate|
|State||Avg monthly rate|
Drivers typically will get a discount if they insure multiple vehicles. Here is a list of average rates that Arbella Insurance Group charges for drivers who have more than 1 vehicle.
|Number of Vehicles||Avg Monthly Rate|
Customers who own their home rather than rent can sometimes get a small discount. We found that on average Arbella Insurance Group charges $164.46 per month for drivers who own their home and $179.95 per month for those who rent.
|Own/Rent||Avg Monthly Rate|
|Address||1100 Crown Colony Drive, P.O. Box 699103, Quincy, MA 02269-9103|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
How Does Arbella Compare to Other Car Insurance Companies?
|Arbella vs Ameriprise||Arbella vs Foremost|
|Arbella vs Kemper||Arbella vs MetLife|
|Arbella vs National General||Arbella vs Plymouth Rock|
|Arbella vs Utica National|
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