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Arbella vs. Utica National Insurance
Which insurance provider is right for you? Compare plans, savings, and quotes from Arbella and Utica National.
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- Arbella Insurance Group vs Utica National Ins Group
Arbella vs. Utica National: What You Need to Know
Founded in 1988 in Quincy, Massachusetts, Arbella took over Kemper Group’s Massachusetts auto insurance business, which was then-troubled. Arbella’s founders worked to strengthen their partnership with independent agents. Arbella is a mutual company owned by its policyholders and prides itself on excellent customer service. In 2004, Arbella formed the Arbella Insurance Foundation to support not-for-profit organizations that have a positive impact on the communities Arbella serves, donating more than $13 million to 960 different charities. Arbella also founded the Arbella Insurance Group Charitable Foundation in 2004. Arbella has consistently ranked as one of the best places to work in New England. Arbella Insurance Group has more than $600M in revenue with approximately $1B in assets.
Utica Mutual Compensation Company was founded in 1914 as a workers compensation insurance carrier. The company quickly expanded its business by offering more coverage options and quickly becoming one of the New York State’s most successful and respectful mutual insurance organizations. Utica adopted the independent agent system in 1928 in order to sell auto insurance in areas not easily accessed by the office located in New York. Even during the Great Depression and World War II, the company kept growing and expanding. By the end of the 1940’s, Utica’s assets had more than doubled. Today, Utica National Insurance Group is an award-winning, nationally recognized organization that provides a variety of personal and commercial insurance products, through more than 2,200 independent agents across the country. The company has seven regional offices located in Virginia, Ohio, two in New York, Massachusetts, Texas, and Georgia.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Arbella Insurance Group Overview and Utica National Ins Group Overview.
Arbella Insurance Group vs. Utica National Ins Group: How much are the Average Rates?
Below is a list of the average rates that drivers typically pay with Arbella Insurance Group and Utica National Ins Group. On average, Arbella Insurance Group charges approximately $155.36 per month while Utica National Ins Group comes in at around $89.82 per month. For Arbella Insurance Group, the cheapest state average is Massachusetts at $155.36 per month and the most expensive is Massachusetts at $155.36 per month. For Utica National Ins Group, the cheapest state average is Virginia at $87.63 per month and the most expensive is North Carolina at $89.67 per month.
Average Rate
Average Rate
Average Rate
| State | Arbella Insurance Group | Utica National Ins Group |
|---|---|---|
| Massachusetts | $155.36 | - |
| North Carolina | - | $89.67 |
| Virginia | - | $87.63 |
Arbella Insurance Group vs. Utica National Ins Group: Rates by Number of Vehicle
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Arbella Insurance Group and Utica National Ins Group typically charge for drivers who have more than 1 vehicle.
| Number of Vehicles | Arbella Insurance Group | Utica National Ins Group |
|---|---|---|
| 1 Vehicle | $148.32 | $82.21 |
| 2 Vehicles | $ | $123.94 |
Arbella Insurance Group vs. Utica National Ins Group: Rates by Homeownership
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Arbella Insurance Group charges $165.45 per month and Utica National Ins Group charges $106.56 per month for customers who own their home.
| Own/Rent | Arbella Insurance Group | Utica National Ins Group |
|---|---|---|
| Own | $165.45 | $106.56 |
| Rent | $153.42 | $85.04 |
What is Arbella and Utica National Insurance Rating?
Which car insurance company is better? We've made it easy to compare companies side by side. See how Arbella and Utica National ranked among the industry ratings.
| Comparison | Arbella | Utica National |
|---|---|---|
| Year Founded | 1988 | 1914 |
| Financial Strength | Excellent | Excellent |
| JD Power Ranking | Below Average | |
| NAIC Complaint Ratio | 0.11 |
Arbella or Utica National: Insurance Products Offered
What coverage is available through Arbella and Utica National? Both insurance companies offer Auto, Commercial, Home, Motorcycle, Renters, and Umbrella insurance. Additional products from Utica National insurance also includes RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit the Arbella Insurance Group and Utica National Ins Group Insurance page.
| Insurance | Arbella | Utica National |
|---|---|---|
| Auto Insurance | ✔ | ✔ |
| Commercial Insurance | ✔ | ✔ |
| Home Insurance | ✔ | ✔ |
| Motorcycle Insurance | ✔ | ✔ |
| Renters Insurance | ✔ | ✔ |
| RV Insurance | ✔ | |
| Umbrella Insurance | ✔ | ✔ |
Arbella or Utica National: Ways To Save
Utica National offers a wide range of discounts to its policyholders, including Annual Mileage, Anti-lock brakes, and Anti-Theft Device discounts. Arbella also offers a few discounts that Utica National doesn’t including Student Away at College, Residence Safety Package, and Rental Property Account Credit discounts. Start taking advantage of discounts offered by insurance providers like Utica National and Arbella insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
| Arbella | Utica National |
|---|---|
| Account Credit Discount | Airbags & motorized seat belts |
| Advanced Driver Training Discount | Annual Mileage Discount |
| Annual Mileage Discount | Anti-lock brakes |
| Anti-theft Devices Discount | Anti-Theft Device |
| Auto Loyalty Discount | Away at School Discount |
| Auto Rewards Discount | Bundled Discount |
| Deployment/Active Military Duty Discount | Company Car Discount |
| Driver Simulator Training Discount | Electronic Funds Transfer |
| Energy-Saving Hybrids or Electrics Discount | Electronic stability control |
| Experienced Motorcycle Operator Discount | Go Green Vehicle Discount |
| Good Student Discount | Good Student Discount |
| MAHA Workshops Savings Discount | Multi-Vehicle Discount |
| Mass Save Discount | Pay in Full Discount |
| Motorcycle Training Discount | |
| Multi-car Family Discount | |
| Multi-car Individual/Spouse Discount | |
| Multi-vehicle Discount | |
| New Business Discount | |
| New Home Credit | |
| Premium in Full Discount | |
| Protective Devices Discount | |
| Renew and Save Discount | |
| Rental Property Account Credit | |
| Residence Safety Package | |
| Student Away at College Discount |
Pros & Cons of Arbella & Utica National
Pros
Arbella
- Arbella has an excellent record of very few complaints from consumers.
Utica National
- Utica National Insurance is a financially stable company.
- The company is one of the largest insurance companies in the United States.
- It’s easy to report a claim - the company has a 24/7/365 service available and you can start the claim process through phone, online, fax or mail.
Cons
Arbella
- Arbella only offers insurance to Massachusetts and Connecticut residents.
Utica National
- The company is not considered low-priced by those who have tickets or accidents on their record.
- Utica National doesn’t offer an online quote.
Arbella or Utica National Mobile Apps Options
Wheel Focused™ on iTunes and Google Play is available to download, regardless of what carrier you may have. The app is designed to improve driving behaviors through real-time feedback.
Utica National does not currently have a mobile app.
Arbella & Utica National Contact Info
| Arbella Contact Info | |
|---|---|
| Address | 1100 Crown Colony Drive, P.O. Box 699103, Quincy, MA 02269-9103 |
| Phone | 1-800-ARBELLA |
| Website | https://www.arbella.com/ |
| https://www.facebook.com/arbellainsurance/ | |
| Youtube | https://www.youtube.com/user/ArbellaInsurance |
| https://twitter.com/ArbellaIns | |
| https://www.linkedin.com/company/arbella-insurance-group/ | |
| Utica National Contact Info | |
|---|---|
| Address | 180 Genesee St, New Hartford, NY 13413 |
| Phone | 1-800-589-8422 |
| Website | https://www.uticanational.com/ |
| https://www.facebook.com/uticanational/ | |
| https://www.linkedin.com/company/uticanational/ | |
| https://twitter.com/uticanational | |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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