Utica National: Overview

Utica National is based in New York and provides insurance in all 50 states.

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About Utica National

Utica Mutual Compensation Company was founded in 1914 as a workers compensation insurance carrier. The company quickly expanded its business by offering more coverage options and quickly becoming one of the New York State’s most successful and respectful mutual insurance organizations.Utica adopted the independent agent system in 1928 in order to sell auto insurance in areas not easily accessed by the office located in New York. Even during the Great Depression and World War II, the company kept growing and expanding. By the end of 1940’s, Utica’s assets had more than doubled. Today, Utica National Insurance Group is an award-winning, nationally recognized organization which provides a variety of personal and commercial insurance products, through more than 2,200 independent agents across the country. The company has seven regional offices located in Virginia, Ohio, two in New York, Massachusetts, Texas and Georgia.

Utica National Facts & Ratings

Year Founded1914
Financial StrengthExcellent
A.M. BestA-

Utica National Mobile App Rating

Utica National does not have a mobile app.

Pros & Cons of Utica National

  • Utica National Insurance is a financially stable company.
  • The company is one of the largest insurance companies in the United States.
  • It’s easy to report a claim - the company has a 24/7/365 service available and you can start the claim process through phone, online, fax or mail.
  • The company is not considered low-priced by those who have tickets or accidents on their record.
  • Utica National doesn’t offer an online quote. Visit here for online quotes.

Common Questions about Utica National

What states does Utica National write in?

Utica National insurance provides insurance for all states in the United States.

Who owns Utica National insurance?

Utica National Insurance Group is a mutual company, owned by its policyholders.

What are some discounts available for Utica car insurance?

The company offers a list of discounts as described below:

  • Multi-Vehicle Discount
  • Pay in Full Discount
  • Annual Mileage Discount
  • Bundled Discount
  • Anti-lock brakes
  • Anti-Theft Device
  • Electronic stability control
  • Good Student Discount
  • Company Car Discount
  • Away at School Discount
  • Electronic Funds Transfer
  • Airbags & motorized seat belts
  • Go Green Vehicle Discount

What coverage does Utica National offer to business owners?

In addition to Property, General Liability, Inland Marine, Crime, Workers Compensation, Auto and Umbrella Coverage, Utica National Insurance offers coverage for the following:

  • Loss of profits and extra expenses after a covered loss
  • Backup of sewers and drains
  • Contents that are off-premises and in transit
  • Items your customers entrust you
  • Employee embezzlement
  • Computers, data, and media
  • Blanket Additional Insureds
  • Employment Practices Liability
  • Cyber Liability and breach services
  • Building components with green or energy-saving materials
  • Equipment breakdown
  • Employee Benefits Liability

Is Utica home insurance good?

Yes, Utica's home insurance is good. The company is accredited by the Better Business Bureau, a company responsible for rating insurance companies based on their financial stability and customer complaint ratio. The BBB currently awards Utica an A+ rating for financial stability and low customer complaint ratio.

Where is Utica National Insurance headquarters?

Utica National Insurance is headquartered in New Hartford, New York, with 11 offices throughout the United States.

What is the Direct Repair Program by Utica National?

Direct Repair Program is a tool that is offered for those who are auto policyholders (commercial or personal), to help you during the claims process by having access to a list of pre-approved auto body repair facilities. It’s not mandatory to use a repair shop within this network but here are the advantages offered: No need to get an estimate or have an inspection prior to repairs. Priority service in these facilities. Payment is made directly to the repair shop so no waiting for a check or going to the bank. All work will be completed within repair industry standards. Utica guarantees the repairs for as long as you own the vehicle.

How to report a claim with Utica National?

Utica National claims professionals are available 24/7/365, and you can report a claim through the channels below:

  • By phone: 1-800-216-1420
  • Online: Customer Care Center (home, auto, workers comp)
  • By Fax: 888-538-2018
  • By Mail: P.O Box 5310 - Binghamton, NY, 13902-9955

It’s important to have the following documents in hands: your policy number, name of your independent agent and the date and details of the incident.

Is Utica National and Founders Insurance the same company?

Founders Insurance Company is a member company of the Utica National Insurance Group. The company has been serving the hospitality industry for nearly six decades and writes Liquor Liability Insurance and Special Events coverage in 22 states.

Utica National Insurance Products

Auto InsuranceHome Insurance
Boat InsuranceIdentity Theft
Married Motorcycle Insurance
Renters InsuranceSnowmobile Insurance
Umbrella InsuranceBusiness Insurance
Commercial Auto InsuranceWholesalers Insurance
Retail Insurance

Utica National Auto Insurance Coverage

Bodily Injury Liability

This form of coverage is required in every state. It covers bodily injuries to a third party in an accident that was deemed your fault.

Property Damage Liability

This form of coverage is required in every state. It covers property damage and loss of use to a third party.

Comprehensive Coverage

This coverage pays for damages and loss other than that caused by a collision. It is subject to a deductible.

Collision Coverage

his coverage pays for damages and loss caused by impact with another automobile, object or person. It is subject to a deductible.

Roadside Assistance

This coverage helps you get back and driving if you have a roadside breakdown.

Gap insurance

This coverage pays for the difference between payout of collision coverage and the amount you still owe on your financed car.

Accidental death

This form of coverage pays out if you or your spouse dies in a car accident or after being struck by a car.

Pet Injury Coverage

This coverage pays for medical bills for injured pets, in the event of an accident.

Discounts

Multi-Vehicle DiscountPay in Full Discount
Annual Mileage DiscountBundled Discount
Anti-lock brakesAnti-Theft Device
Electronic stability controlGood Student Discount
Company Car DiscountAway at School Discount
Electronic Funds TransferAirbags & motorized seat belts
Go Green Vehicle Discount

Utica National Auto Insurance Rates by State

Rates Not Currently Available

Utica National Auto Insurance Rates by Vehicle

Number of Vehicles Avg Monthly Rate
Rates Not Currently Available

Utica National Auto Insurance Rates by Homeownership

Own/Rent Avg Monthly Rate
Rates Not Currently Available

Utica National Contact Info

Address180 Genesee St, New Hartford, NY 13413
Phone1-800-589-8422
Website https://www.uticanational.com/
Facebookhttps://www.facebook.com/uticanational/
Linkedinhttps://www.linkedin.com/company/uticanational/
Twitterhttps://twitter.com/uticanational

Methodology

The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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