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Utica National: Overview
Utica National is based in New York and provides insurance in all 50 states.
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About Utica National
Utica Mutual Compensation Company was founded in 1914 as a workers compensation insurance carrier. The company quickly expanded its business by offering more coverage options and quickly becoming one of the New York Stateâs most successful and respectful mutual insurance organizations.Utica adopted the independent agent system in 1928 in order to sell auto insurance in areas not easily accessed by the office located in New York. Even during the Great Depression and World War II, the company kept growing and expanding. By the end of 1940âs, Uticaâs assets had more than doubled. Today, Utica National Insurance Group is an award-winning, nationally recognized organization which provides a variety of personal and commercial insurance products, through more than 2,200 independent agents across the country. The company has seven regional offices located in Virginia, Ohio, two in New York, Massachusetts, Texas and Georgia.
Utica National Facts & Ratings
| Year Founded | 1914 |
| Financial Strength | Excellent |
Utica National Mobile App Rating
Utica National does not have a mobile app.
Pros & Cons of Utica National
- Utica National Insurance is a financially stable company.
- The company is one of the largest insurance companies in the United States.
- Itâs easy to report a claim - the company has a 24/7/365 service available and you can start the claim process through phone, online, fax or mail.
- The company is not considered low-priced by those who have tickets or accidents on their record.
- Utica National doesnât offer an online quote. Visit here for online quotes.
Common Questions about Utica National
What states does Utica National write in?
Utica National insurance provides insurance for all states in the United States.
Who owns Utica National insurance?
Utica National Insurance Group is a mutual company, owned by its policyholders.
What are some discounts available for Utica car insurance?
The company offers a list of discounts as described below:
- Multi-Vehicle Discount
- Pay in Full Discount
- Annual Mileage Discount
- Bundled Discount
- Anti-lock brakes
- Anti-Theft Device
- Electronic stability control
- Good Student Discount
- Company Car Discount
- Away at School Discount
- Electronic Funds Transfer
- Airbags & motorized seat belts
- Go Green Vehicle Discount
What coverage does Utica National offer to business owners?
In addition to Property, General Liability, Inland Marine, Crime, Workers Compensation, Auto and Umbrella Coverage, Utica National Insurance offers coverage for the following:
- Loss of profits and extra expenses after a covered loss
- Backup of sewers and drains
- Contents that are off-premises and in transit
- Items your customers entrust you
- Employee embezzlement
- Computers, data, and media
- Blanket Additional Insureds
- Employment Practices Liability
- Cyber Liability and breach services
- Building components with green or energy-saving materials
- Equipment breakdown
- Employee Benefits Liability
Is Utica home insurance good?
Yes, Utica's home insurance is good. Utica has an A+ rating for financial stability and low customer complaint ratio.
Where is Utica National Insurance headquarters?
Utica National Insurance is headquartered in New Hartford, New York, with 11 offices throughout the United States.
What is the Direct Repair Program by Utica National?
Direct Repair Program is a tool that is offered for those who are auto policyholders (commercial or personal), to help you during the claims process by having access to a list of pre-approved auto body repair facilities. Itâs not mandatory to use a repair shop within this network but here are the advantages offered: No need to get an estimate or have an inspection prior to repairs. Priority service in these facilities. Payment is made directly to the repair shop so no waiting for a check or going to the bank. All work will be completed within repair industry standards. Utica guarantees the repairs for as long as you own the vehicle.
How to report a claim with Utica National?
Utica National claims professionals are available 24/7/365, and you can report a claim through the channels below:
- By phone: 1-800-216-1420
- Online: Customer Care Center (home, auto, workers comp)
- By Fax: 888-538-2018
- By Mail: P.O Box 5310 - Binghamton, NY, 13902-9955
Itâs important to have the following documents in hands: your policy number, name of your independent agent and the date and details of the incident.
Is Utica National and Founders Insurance the same company?
Founders Insurance Company is a member company of the Utica National Insurance Group. The company has been serving the hospitality industry for nearly six decades and writes Liquor Liability Insurance and Special Events coverage in 22 states.
Utica National Insurance Products
| Auto Insurance | Home Insurance |
| Boat Insurance | Identity Theft |
| Married | Motorcycle Insurance |
| Renters Insurance | Snowmobile Insurance |
| Umbrella Insurance | Business Insurance |
| Commercial Auto Insurance | Wholesalers Insurance |
| Retail Insurance | Auto Dealer Insurance |
| Auto Service Insurance | Bonds |
| Child Care Center Insurance | Contractor Insurance |
| Educational Institutions Insurance | ERISA & Crime Program |
| Errors & Omissions | Founders Insurance |
| Graphic Communications Insurance | Libraries Insurance |
| Light Manufacturing & Woodworking Insurance | Premium Audit Reporting |
| Professional Services | Religious Institutions Insurance |
| Restaurants Insurance | Retailers Insurance |
| Volunteer Fire Departments Insurance | Wholesalers Insurance |
| Workers Compensation |
Utica National Auto Insurance Coverage
Bodily Injury Liability
This form of coverage is required in every state. It covers bodily injuries to a third party in an accident that was deemed your fault.
Property Damage Liability
This form of coverage is required in every state. It covers property damage and loss of use to a third party.
Comprehensive Coverage
This coverage pays for damages and loss other than that caused by a collision. It is subject to a deductible.
Collision Coverage
his coverage pays for damages and loss caused by impact with another automobile, object or person. It is subject to a deductible.
Roadside Assistance
This coverage helps you get back and driving if you have a roadside breakdown.
Gap insurance
This coverage pays for the difference between payout of collision coverage and the amount you still owe on your financed car.
Accidental death
This form of coverage pays out if you or your spouse dies in a car accident or after being struck by a car.
Pet Injury Coverage
This coverage pays for medical bills for injured pets, in the event of an accident.
Discounts
| Multi-Vehicle Discount | Pay in Full Discount |
| Annual Mileage Discount | Bundled Discount |
| Anti-lock brakes | Anti-Theft Device |
| Electronic stability control | Good Student Discount |
| Company Car Discount | Away at School Discount |
| Electronic Funds Transfer | Airbags & motorized seat belts |
| Go Green Vehicle Discount |
Utica National Auto Insurance Rates by State
Utica National Auto Insurance Rates by Vehicle
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Utica National Auto Insurance Rates by Homeownership
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Utica National Contact Info
| Address | 180 Genesee St, New Hartford, NY 13413 |
| Phone | 1-800-589-8422 |
| Website | https://www.uticanational.com/ |
| https://www.facebook.com/uticanational/ | |
| https://www.linkedin.com/company/uticanational/ | |
| https://twitter.com/uticanational |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
How Does Utica National Compare to Other Car Insurance Companies?
| Utica National vs Foremost | Utica National vs Kemper |
| Utica National vs MetLife |
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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