Which insurance provider is right for you? Compare insights, discounts, and quotes from Utica National and Metlife.
Utica Mutual Compensation Company was founded in 1914 as a workers compensation insurance carrier. The company quickly expanded its business by offering more coverage options and quickly becoming one of the New York State’s most successful and respectful mutual insurance organizations.Utica adopted the independent agent system in 1928 in order to sell auto insurance in areas not easily accessed by the office located in New York. Even during the Great Depression and World War II, the company kept growing and expanding. By the end of 1940’s, Utica’s assets had more than doubled. Today, Utica National Insurance Group is an award-winning, nationally recognized organization which provides a variety of personal and commercial insurance products, through more than 2,200 independent agents across the country. The company has seven regional offices located in Virginia, Ohio, two in New York, Massachusetts, Texas and Georgia.
In 1869, MetLife began offering financial protection to working-class Americans, mostly Civil War sailors and soldiers. It was then called the Metropolitan Life Insurance Company and soon shifted to a focus on life insurance. By 1909, MetLife was the nation’s largest life insurer. From 1907 to 2005, the Metropolitan Life Insurance Company Tower was the company’s headquarters in Lower Manhattan. It was the world’s tallest building until 1913. This famous building emanated light for years with the slogan, “The light that never fails,” and it was often featured in MetLife advertisements.
Below is a list of the average rates that drivers typically pay with Utica National Ins Group and MetLife Auto & Home. On average, Utica National Ins Group charges approximately $88.40 per month while MetLife Auto & Home comes in at around $ per month. For Utica National Ins Group, the cheapest state average is Virginia at $85.34 per month and the most expensive is North Carolina at $87.57 per month. For MetLife Auto & Home, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month.
|State||Utica National Ins Group||MetLife Auto & Home|
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Utica National Ins Group and MetLife Auto & Home typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||Utica National Ins Group||MetLife Auto & Home|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Utica National Ins Group charges $94.04 per month and MetLife Auto & Home charges $ per month for customers who own their home.
|Own/Rent||Utica National Ins Group||MetLife Auto & Home|
Which car insurance company is better? We've made it easy to compare companies side by side. See how Utica National and Metlife ranked among the industry ratings.
|A.M. Best Rating||A-||A+|
|JD Power Ranking||About Average|
|NAIC Complaint Ratio||0.69|
What coverage is available through Utica National and Metlife? Both insurance companies offer Auto, Commercial, Home, Motorcycle, and RV insurance. Additional products from Utica National insurance also includes Renters and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Utica National Ins Group and MetLife Auto & Home Insurance page.
Metlife offers a wide range of discounts to its policyholders, including Antitheft System, Deductible Savings Benefit, and Driver Training/Defensive Driving Courses discounts. However, Utica National also offers a few discounts that Metlife doesn’t, including Pay in Full, Multi-Vehicle, and Good Student discounts. Start taking advantage of discounts offered by insurance providers like Metlife and Utica National insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Airbags & motorized seat belts||Anti-lock Brake Discounts|
|Annual Mileage Discount||Antitheft System Discount|
|Anti-lock brakes||Deductible Savings Benefit|
|Anti-Theft Device||Driver Training/Defensive Driving Courses|
|Away at School Discount||Good-student Discount|
|Bundled Discount||Mature Driver Discount|
|Company Car Discount||Multi-car Discount|
|Electronic Funds Transfer||Multiple Policy Discount|
|Electronic stability control||Passive Seat Belt and Air Bag Discount|
|Go Green Vehicle Discount||Restricted Mileage Discount|
|Good Student Discount||Safe Driver Discounts|
|Pay in Full Discount|
The MetLife Auto & Home Mobile App is available for iOS and Android. With this app, you can pay bills, file claims, view policies and even get a life insurance quote.
|Utica National Mobile App|
|Utica National does not have a mobile app.|
|Metlife Mobile App|
|iOS||1.3||197 user reviews|
|Android||1.9||1,904 user reviews|
|Utica National Contact Info|
|Address||180 Genesee St, New Hartford, NY 13413|
|Metlife Contact Info|
|Address||700 Quaker Lane, Warwick, RI 02818|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Answer a few questions and let Penny find the best rates in your area.