Arbella vs. National General Insurance

Which insurance company is right for you? Compare rates, coverage, and quotes from Arbella and National General.

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Arbella vs. National General: What You Need to Know

Founded in 1988 in Quincy, Massachusetts, Arbella took over Kemper Group’s Massachusetts auto insurance business, which was then-troubled. Arbella’s founders worked to strengthen their partnership with independent agents. Arbella is a mutual company owned by its policyholders and prides itself on excellent customer service. In 2004, Arbella formed the Arbella Insurance Foundation to support not-for-profit organizations that have a positive impact on the communities Arbella serves, donating more than $13 million to 960 different charities. Arbella also founded the Arbella Insurance Group Charitable Foundation in 2004. Arbella has consistently ranked as one of the best places to work in New England. Arbella Insurance Group has more than $600M in revenue with approximately $1B in assets.

National General Insurance, formerly GMAC Insurance Group, is the only one in the United States to be founded within the automotive industry. The company’s history began in 1920, in North Carolina, when Integon, a life insurance company, was founded: One part of the company became National General Insurance and the second was Motor Insurance Company, founded in 1925, by General Motors. In the year 1969, Integon started a holding company and began insuring high-risk drivers and by 1997, the company was acquired by GMAC. By 2013, GMAC changed its name to National General Insurance. Today, the National General Insurance Group is one of the largest automobile insurers in the United States, offering a variety of property and casualty products. The company operates and sells its insurance products through over 10,000 independent agents and brokers across the US.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Arbella Insurance Group Overview and National General Overview.

Arbella Insurance Group vs. National General: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Arbella Insurance Group and National General. On average, Arbella Insurance Group charges approximately $176.58 per month while National General comes in at around $180.52 per month. For Arbella Insurance Group, the cheapest state average is Massachusetts at $176.63 per month and the most expensive is Massachusetts at $176.63 per month. For National General, the cheapest state average is Texas at $180.58 per month and the most expensive is Texas at $180.58 per month.

Arbella Insurance Group

Average Rate

$176.58
National General

Average Rate

$180.52
National

Average Rate

$120.03
State Arbella Insurance Group National General
Massachusetts $176.63 -
Texas- $180.58

Arbella Insurance Group vs. National General: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Arbella Insurance Group and National General typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Arbella Insurance Group National General
1 Vehicle $164.40 $178.01
2 Vehicles $250.28 $187.28
3 Vehicles $ $273.86

Arbella Insurance Group vs. National General: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Arbella Insurance Group charges $162.45 per month and National General charges $164.41 per month for customers who own their home.

Own/Rent Arbella Insurance Group National General
Own $162.45 $164.41
Rent $180.75 $188.59

What is Arbella and National General Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Arbella and National General ranked among the industry ratings.

Comparison Arbella National General
Year Founded 1988 1920
Market Share 1.05%
A.M Best Rating A- A-
BBB Rating A+
Financial Strength Excellent Excellent
JD Power Ranking Below Average
NAIC Complaint Ratio 0.11 6.08

Arbella or National General: Insurance Products Offered

What coverage is available through Arbella and National General? Both insurance companies offer Auto, Commercial, Home, Motorcycle, and Renters Insurance. Additional products from National General insurance also includes Condo, Health, RV, and Umbrella Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Arbella Insurance Group and National General Insurance page.

Insurance Arbella National General
Auto Insurance
Commercial Insurance
Condo Insurance
Health Insurance
Home Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Arbella or National General: Ways To Save

National General offers a wide range of discounts to its policyholders, including Anti-Theft, Low Mileage, and Motorcycle discounts. Arbella also offers a few discounts that National General doesn’t including Student Away at College, Residence Safety Package, and Rental Property Account Credit discounts. Start taking advantage of discounts offered by insurance providers like National General and Arbella insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

ArbellaNational General
Account Credit DiscountAffinity Discount
Advanced Driver Training DiscountAnti-Theft Discount
Annual Mileage DiscountLow Mileage Discount
Anti-theft Devices DiscountMotorcycle Discount
Auto Loyalty DiscountMulti-Policy Discount
Auto Rewards DiscountMulti-Vehicle Discount
Deployment/Active Military Duty DiscountPaid-in-Full Discount
Driver Simulator Training DiscountPaperless Discount
Energy-Saving Hybrids or Electrics DiscountRVs and autos on one convenient policy
Experienced Motorcycle Operator DiscountSafe-Driver Discount
Good Student Discount
MAHA Workshops Savings Discount
Mass Save Discount
Motorcycle Training Discount
Multi-car Family Discount
Multi-car Individual/Spouse Discount
Multi-vehicle Discount
New Business Discount
New Home Credit
Premium in Full Discount
Protective Devices Discount
Renew and Save Discount
Rental Property Account Credit
Residence Safety Package
Student Away at College Discount

Pros & Cons of Arbella & National General

Pros

Arbella
  • Arbella has an excellent record of very few complaints from consumers.
National General
  • National General Insurance is available in all 50 states in America.
  • Offers 24/hour claims service
  • Flexible payment options
  • Extensive discounts and services

Cons

Arbella
  • Arbella only offers insurance to Massachusetts and Connecticut residents.
National General
  • Slow claim process, according to customer’s reviews

Arbella or National General Mobile Apps Options

Arbella offers an app called Wheel Focused™ on iTunes and Google Play is available to download, regardless of what carrier you may have. The app is designed to improve driving behaviors through real-time feedback.

National General does not currently have a mobile app.


Arbella & National General Contact Info

Arbella Contact Info
Address 1100 Crown Colony Drive, P.O. Box 699103, Quincy, MA 02269-9103
Phone 1-800-ARBELLA
Website https://www.arbella.com/
Facebook https://www.facebook.com/arbellainsurance/
Youtube https://www.youtube.com/user/ArbellaInsurance
Twitter https://twitter.com/ArbellaIns
Linkedin https://www.linkedin.com/company/arbella-insurance-group/
National General Contact Info
Address 5620 University Pkwy, Winston-Salem, North Carolina 27105
Phone 1-888-293-5108
Website http://www.nationalgeneral.com/
Facebook https://www.facebook.com/NationalGeneralInsurance/
Linkedin https://www.linkedin.com/company/national-general-insurance/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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