Arbella vs. Metlife Insurance

Which insurance carrier is right for you? Compare discounts, premiums, and quotes from Arbella and Metlife.

Compare Car Insurance Rates in Your Area

Arbella vs. Metlife: What You Need to Know

Founded in 1988 in Quincy, Massachusetts, Arbella took over Kemper Group’s Massachusetts auto insurance business, which was then-troubled. Arbella’s founders worked to strengthen their partnership with independent agents. Arbella is a mutual company owned by its policyholders and prides itself on excellent customer service. In 2004, Arbella formed the Arbella Insurance Foundation to support not-for-profit organizations that have a positive impact on the communities Arbella serves, donating more than $13 million to 960 different charities. Arbella also founded the Arbella Insurance Group Charitable Foundation in 2004. Arbella has consistently ranked as one of the best places to work in New England. Arbella Insurance Group has more than $600M in revenue with approximately $1B in assets.

In 1869, MetLife began offering financial protection to working-class Americans, mostly Civil War sailors and soldiers. It was then called the Metropolitan Life Insurance Company and soon shifted to a focus on life insurance. By 1909, MetLife was the nation’s largest life insurer. From 1907 to 2005, the Metropolitan Life Insurance Company Tower was the company’s headquarters in Lower Manhattan. It was the world’s tallest building until 1913. This famous building emanated light for years with the slogan, “The light that never fails,” and it was often featured in MetLife advertisements.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Arbella Insurance Group Overview and MetLife Auto & Home Overview.

Arbella Insurance Group vs. MetLife Auto & Home: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Arbella Insurance Group and MetLife Auto & Home. On average, Arbella Insurance Group charges approximately $157.78 per month while MetLife Auto & Home comes in at around $ per month. For Arbella Insurance Group, the cheapest state average is Massachusetts at $157.83 per month and the most expensive is Massachusetts at $157.83 per month. For MetLife Auto & Home, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month.

Arbella Insurance Group

Average Rate

$157.78
MetLife Auto & Home

Average Rate

$
National

Average Rate

$117.28
State Arbella Insurance Group MetLife Auto & Home
Massachusetts $157.83 -

Arbella Insurance Group vs. MetLife Auto & Home: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Arbella Insurance Group and MetLife Auto & Home typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Arbella Insurance Group MetLife Auto & Home
1 Vehicle $146.95 $
2 Vehicles $219.59 $

Arbella Insurance Group vs. MetLife Auto & Home: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Arbella Insurance Group charges $150.86 per month and MetLife Auto & Home charges $0.00 per month for customers who own their home.

Own/Rent Arbella Insurance Group MetLife Auto & Home
Own $150.86 $0.00
Rent $160.78 $0.00

What is Arbella and Metlife Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Arbella and Metlife ranked among the industry ratings.

Comparison Arbella Metlife
Year Founded 1988 1868
A.M Best Rating A-
A.M. Best A+
Financial Strength Excellent Excellent
JD Power Ranking Below Average About Average
NAIC Complaint Ratio 0.11 0.69
S&P Rating AA-

Arbella or Metlife: Insurance Products Offered

What coverage is available through Arbella and Metlife? Both insurance companies offer Auto, Commercial, Home, and Motorcycle Insurance. Additional products from Metlife insurance also includes Health, Life, Renters, RV, and Umbrella Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Arbella Insurance Group and MetLife Auto & Home Insurance page.

Insurance Arbella Metlife
Auto Insurance
Commercial Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Arbella or Metlife: Ways To Save

Metlife offers a wide range of discounts to its policyholders, including Antitheft System, Deductible Savings Benefit, and Driver Training/Defensive Driving Courses discounts. Arbella also offers a few discounts that Metlife doesn’t including Student Away at College, Residence Safety Package, and Rental Property Account Credit discounts. Start taking advantage of discounts offered by insurance providers like Metlife and Arbella insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

ArbellaMetlife
Account Credit DiscountAnti-lock Brake Discounts
Advanced Driver Training DiscountAntitheft System Discount
Annual Mileage DiscountDeductible Savings Benefit
Anti-theft Devices DiscountDriver Training/Defensive Driving Courses
Auto Loyalty DiscountGood-student Discount
Auto Rewards DiscountMature Driver Discount
Deployment/Active Military Duty DiscountMulti-car Discount
Driver Simulator Training DiscountMultiple Policy Discount
Energy-Saving Hybrids or Electrics DiscountPassive Seat Belt and Air Bag Discount
Experienced Motorcycle Operator DiscountRestricted Mileage Discount
Good Student DiscountSafe Driver Discounts
MAHA Workshops Savings Discount
Mass Save Discount
Motorcycle Training Discount
Multi-car Family Discount
Multi-car Individual/Spouse Discount
Multi-vehicle Discount
New Business Discount
New Home Credit
Premium in Full Discount
Protective Devices Discount
Renew and Save Discount
Rental Property Account Credit
Residence Safety Package
Student Away at College Discount

Pros & Cons of Arbella & Metlife

Pros

Arbella
  • Arbella has an excellent record of very few complaints from consumers.
Metlife
  • MetLife Auto & Home is a subsidiary of MetLife, the largest life insurance company in the country, which is financially stable.
  • 150 years of experience.
  • No deductible on glass repairs.

Cons

Arbella
  • Arbella only offers insurance to Massachusetts and Connecticut residents.
Metlife
  • MetLife does not offer accident forgiveness.
  • Mobile app issues.
  • Expensive policies.

Arbella or Metlife Mobile Apps Options

Arbella offers an app called Wheel Focused™ on iTunes and Google Play is available to download, regardless of what carrier you may have. The app is designed to improve driving behaviors through real-time feedback.

The MetLife Auto & Home Mobile App is available for iOS and Android. With this app, you can pay bills, file claims, view policies and even get a life insurance quote.

Metlife Mobile App
iOS      1.3 197 user reviews
Android      1.9 1,904 user reviews

Arbella & Metlife Contact Info

Arbella Contact Info
Address 1100 Crown Colony Drive, P.O. Box 699103, Quincy, MA 02269-9103
Phone 1-800-ARBELLA
Website https://www.arbella.com/
Facebook https://www.facebook.com/arbellainsurance/
Youtube https://www.youtube.com/user/ArbellaInsurance
Twitter https://twitter.com/ArbellaIns
Linkedin https://www.linkedin.com/company/arbella-insurance-group/
Metlife Contact Info
Address 700 Quaker Lane, Warwick, RI 02818
Phone 1-900-422-4272
Website https://www.metlife.com/insurance/
Facebook https://www.facebook.com/metlife/
Twitter https://twitter.com/MetLife
Youtube https://www.youtube.com/user/Metlife
Linkedin https://www.linkedin.com/company/the-hanover-insurance-group/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

Compare Insurance Rates for Free.

Enter your zip code, answer a few questions, and compare rates in less than 3 minutes.