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BMW M4 Car Insurance
How much does car insurance cost for your Bmw M4? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your M4
What is the Average Cost to Insure a Bmw M4?
Bmw M4
How much does car insurance cost for Bmw M4? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Bmw M4 below.
Bmw M4 Insurance Model Year by Age Group
The price you pay to insure your Bmw M4 can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2025 | N/A | N/A | N/A | $549.25 / mo | N/A | N/A |
| 2024 | $395.73 / mo | $417.18 / mo | N/A | $410.31 / mo | $212.73 / mo | N/A |
| 2023 | $250.19 / mo | $383.85 / mo | $201.07 / mo | $201.07 / mo | N/A | N/A |
| 2022 | $1,060.16 / mo | $1,788.00 / mo | $366.03 / mo | $312.84 / mo | $1,201.64 / mo | $514.68 / mo |
| 2021 | $692.76 / mo | $408.21 / mo | N/A | $306.20 / mo | N/A | N/A |
| 2020 | N/A | $993.48 / mo | $218.80 / mo | $152.98 / mo | $177.14 / mo | $300.96 / mo |
| 2019 | N/A | $305.50 / mo | $288.43 / mo | $267.47 / mo | N/A | N/A |
| 2018 | $720.35 / mo | $418.02 / mo | $220.24 / mo | $511.31 / mo | $178.55 / mo | $296.00 / mo |
| 2017 | N/A | $482.37 / mo | $300.09 / mo | $255.56 / mo | N/A | N/A |
| 2016 | $469.04 / mo | $325.52 / mo | $318.54 / mo | $350.85 / mo | $205.85 / mo | N/A |
| 2015 | $521.44 / mo | $457.13 / mo | $216.00 / mo | $199.12 / mo | $341.46 / mo | $176.93 / mo |
2024 Bmw M4 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| California Capital | $2,622.00 / year |
| Mercury | $3,519.00 / year |
| 21st Century | $3,526.00 / year |
| Travelers | $3,816.00 / year |
| Nationwide | $4,209.00 / year |
| New York Central Mutual Fire | $4,377.00 / year |
| Alliance United | $4,441.00 / year |
| Farmers | $4,469.00 / year |
| Hartford | $4,675.00 / year |
| Erie | $5,067.00 / year |
2024 Bmw M4 Insurance
Average Cost to Insure
$4,620.00 / year
Cheapest Rate
$2,622.00 / year California Capital
Available Trims
COMPETITION 2dr COUPE (6cyl)
2023 Bmw M4 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Capital Insurance Group | $1,922.00 / year |
| California Capital | $2,130.00 / year |
| Country | $2,165.00 / year |
| Unitrin | $2,547.00 / year |
| Alliance United | $3,798.00 / year |
| Farmers | $3,851.00 / year |
| 21st Century | $3,876.00 / year |
| Grange | $3,894.00 / year |
| Hartford | $3,981.00 / year |
| Mercury | $4,014.00 / year |
2023 Bmw M4 Insurance
Average Cost to Insure
$3,780.00 / year
Cheapest Rate
$1,922.00 / year Capital Insurance Group
Available Trims
COMPETITION 2dr COUPE (6cyl)
2022 Bmw M4 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $1,192.00 / year |
| Capital Insurance Group | $1,922.00 / year |
| Texas Farm Bureau Group | $2,043.00 / year |
| Country | $2,165.00 / year |
| California Capital | $2,921.00 / year |
| GMAC Insurance Group | $3,519.00 / year |
| North Carolina Farm Bureau | $3,618.00 / year |
| Liberty Mutual | $3,851.00 / year |
| Penn National | $4,088.00 / year |
| Republic Indemnity | $4,176.00 / year |
2022 Bmw M4 Insurance
Average Cost to Insure
$2,398.80 / year
Cheapest Rate
$1,192.00 / year Safeco
Available Trims
COMPETITION 2dr COUPE (6cyl)
2021 Bmw M4 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $536.00 / year |
| Dairyland Broadform | $1,380.00 / year |
| Capital Insurance Group | $1,434.00 / year |
| NatGen PPA | $1,755.00 / year |
| Country | $1,923.00 / year |
| Clearcover | $2,811.00 / year |
| ACCC Insurance Company | $3,374.00 / year |
| Auto-Owners Insurance Co | $3,563.00 / year |
| Allied | $3,617.00 / year |
| Mercury | $4,384.00 / year |
2021 Bmw M4 Insurance
Average Cost to Insure
$3,046.00 / year
Cheapest Rate
$536.00 / year Safeco
Available Trims
COMPETITION 2dr COUPE (6cyl)
2020 Bmw M4 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SafeAuto | $352.00 / year |
| Penn National | $1,206.00 / year |
| California Capital | $2,341.00 / year |
| American Independent Ins Co | $2,781.00 / year |
| Atlantic States Insurance | $2,826.00 / year |
| Dairyland Auto | $2,898.00 / year |
| Liberty Mutual | $2,928.00 / year |
| Auto-Owners Insurance Co | $2,970.00 / year |
| Alliance United | $3,246.00 / year |
| Mercury | $3,421.00 / year |
2020 Bmw M4 Insurance
Average Cost to Insure
$3,238.80 / year
Cheapest Rate
$352.00 / year SafeAuto
Available Trims
CS 2dr COUPE (6cyl)
2019 Bmw M4 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| New York Central Mutual Fire | $2,784.00 / year |
| California Capital | $2,825.00 / year |
| Mercury Insurance Company | $3,385.00 / year |
| Travelers | $4,160.00 / year |
| Esurance | $4,264.00 / year |
| 21st Century | $4,712.00 / year |
| Farmers | $4,853.00 / year |
| Mercury | $4,914.00 / year |
| Erie | $4,919.00 / year |
| Hartford | $4,981.00 / year |
2019 Bmw M4 Insurance
Average Cost to Insure
$3,492.00 / year
Cheapest Rate
$2,784.00 / year New York Central Mutual Fire
Available Trims
CS 2dr COUPE (6cyl)
2018 Bmw M4 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $1,095.00 / year |
| Pekin Insurance | $1,362.00 / year |
| Virginia Farm Bureau | $1,766.00 / year |
| Country | $1,773.00 / year |
| Grange Mutual | $1,826.00 / year |
| Hastings Mutual Insurance Co | $1,842.00 / year |
| Penn National | $2,199.00 / year |
| Rockford Mutual Insurance | $2,342.00 / year |
| Southern Farm Bureau | $2,711.00 / year |
| SECURA Insurance | $2,745.00 / year |
2018 Bmw M4 Insurance
Average Cost to Insure
$3,753.37 / year
Cheapest Rate
$1,095.00 / year American National P
Available Trims
2dr COUPE (6cyl)
2017 Bmw M4 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Direct Auto | $1,905.00 / year |
| California Capital | $2,266.00 / year |
| Penn National | $2,712.00 / year |
| New Jersey Manufacturers | $2,808.00 / year |
| Capital Insurance Group | $3,156.00 / year |
| Plymouth Rock | $3,242.00 / year |
| Alliance United | $3,259.00 / year |
| Cincinnati Insurance | $3,320.00 / year |
| Hartford | $3,460.00 / year |
| CSAA | $3,547.00 / year |
2017 Bmw M4 Insurance
Average Cost to Insure
$2,812.60 / year
Cheapest Rate
$1,905.00 / year Direct Auto
Available Trims
GTS 2dr COUPE (6cyl)
2016 Bmw M4 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance Company | $1,266.00 / year |
| Virginia Farm Bureau | $1,278.00 / year |
| Direct Auto | $1,302.00 / year |
| NatGen Value | $1,336.00 / year |
| Texas Farm Bureau Group | $1,631.00 / year |
| North Carolina Farm Bureau | $1,803.00 / year |
| Safety Group | $1,880.00 / year |
| Norfolk and Dedham Group | $1,890.00 / year |
| Arbella Insurance Group | $2,241.00 / year |
| Quincy Mutual | $2,433.00 / year |
2016 Bmw M4 Insurance
Average Cost to Insure
$1,359.23 / year
Cheapest Rate
$1,266.00 / year Mercury Insurance Company
Available Trims
GTS 2dr COUPE (6cyl)
2015 Bmw M4 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $871.00 / year |
| SECURA Insurance | $1,008.00 / year |
| Texas Farm Bureau Group | $1,327.00 / year |
| NatGen Value | $1,816.00 / year |
| Mississippi Farm Bureau | $2,001.00 / year |
| Capital Insurance Group | $2,016.00 / year |
| Indiana Farmers Mutual Ins | $2,111.00 / year |
| North Carolina Farm Bureau | $2,277.00 / year |
| New Jersey Manufacturers | $2,319.00 / year |
| Farm Bureau Ins of MI | $2,370.00 / year |
2015 Bmw M4 Insurance
Average Cost to Insure
$1,774.37 / year
Cheapest Rate
$871.00 / year Mercury Insurance
Available Trims
2dr COUPE (6cyl)
Compare M4 to other Bmw Models
Wondering how the M4 compares to other Bmw Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
