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BMW X5 Car Insurance
How much does car insurance cost for your Bmw X5? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your X5
What is the Average Cost to Insure a Bmw X5?
Bmw X5
How much does car insurance cost for Bmw X5? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Bmw X5 below.
Bmw X5 Insurance Model Year by Age Group
The price you pay to insure your Bmw X5 can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2023 | N/A | $124.61 / mo | N/A | N/A | N/A | $171.55 / mo |
| 2022 | N/A | $297.84 / mo | $187.59 / mo | $194.08 / mo | $209.43 / mo | $173.22 / mo |
| 2021 | $371.63 / mo | $232.75 / mo | $177.64 / mo | $183.44 / mo | $194.48 / mo | $158.84 / mo |
| 2020 | $508.40 / mo | $280.23 / mo | $189.00 / mo | $189.38 / mo | $178.57 / mo | $169.18 / mo |
| 2019 | $497.89 / mo | $258.40 / mo | $230.63 / mo | $203.06 / mo | $173.01 / mo | $172.80 / mo |
| 2018 | $186.75 / mo | $244.50 / mo | $221.89 / mo | $216.01 / mo | $167.68 / mo | $201.78 / mo |
| 2017 | $471.46 / mo | $235.69 / mo | $219.59 / mo | $191.02 / mo | $183.90 / mo | $169.46 / mo |
| 2016 | N/A | $231.10 / mo | $192.35 / mo | $202.07 / mo | $183.09 / mo | $154.70 / mo |
| 2015 | $375.26 / mo | $228.85 / mo | $199.12 / mo | $178.65 / mo | $177.68 / mo | $141.07 / mo |
| 2014 | $189.32 / mo | $255.33 / mo | $192.59 / mo | $226.19 / mo | $139.15 / mo | $141.03 / mo |
| 2013 | $338.99 / mo | $263.27 / mo | $180.33 / mo | $178.40 / mo | $166.45 / mo | $140.29 / mo |
| 2012 | $469.22 / mo | $212.25 / mo | $183.66 / mo | $172.33 / mo | $167.67 / mo | $137.64 / mo |
| 2011 | $364.02 / mo | $217.35 / mo | $147.66 / mo | $164.75 / mo | $164.29 / mo | $160.82 / mo |
| 2010 | $316.47 / mo | $240.88 / mo | $189.44 / mo | $144.71 / mo | $178.02 / mo | $129.98 / mo |
2022 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $197.00 / year |
| Pekin Insurance | $666.00 / year |
| Titan | $916.00 / year |
| Concord Group | $923.00 / year |
| Virginia Farm Bureau | $1,080.00 / year |
| Capital Insurance Group | $1,135.00 / year |
| Texas Farm Bureau Group | $1,379.00 / year |
| Hastings Mutual Insurance Co | $1,417.00 / year |
| SECURA Insurance | $1,438.00 / year |
| MMG Insurance Company | $1,493.00 / year |
2022 Bmw X5 Insurance
Average Cost to Insure
$1,132.70 / year
Cheapest Rate
$197.00 / year Victoria
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2021 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $374.00 / year |
| American National P | $610.00 / year |
| Buckeye Insurance Group | $1,044.00 / year |
| Titan | $1,116.00 / year |
| Virginia Farm Bureau | $1,170.00 / year |
| Safeco | $1,252.00 / year |
| National General | $1,288.00 / year |
| Capital Insurance Group | $1,412.00 / year |
| Clearcover | $1,420.00 / year |
| Rural Mutual Insurance | $1,510.00 / year |
2021 Bmw X5 Insurance
Average Cost to Insure
$1,377.50 / year
Cheapest Rate
$374.00 / year Victoria
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2020 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $603.00 / year |
| National General | $805.00 / year |
| Pekin Insurance | $1,047.00 / year |
| Titan | $1,100.00 / year |
| Farm Bureau Mutual (IA Group) | $1,253.00 / year |
| SECURA Insurance | $1,444.00 / year |
| Texas Farm Bureau Group | $1,538.00 / year |
| Oregon Mutual | $1,584.00 / year |
| Country | $1,648.00 / year |
| North Carolina Farm Bureau | $1,680.00 / year |
2020 Bmw X5 Insurance
Average Cost to Insure
$1,438.40 / year
Cheapest Rate
$603.00 / year Safeco
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2019 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $513.00 / year |
| American National P&C | $669.00 / year |
| Titan | $1,001.00 / year |
| Texas Farm Bureau Group | $1,293.00 / year |
| Oregon Mutual | $1,298.00 / year |
| Utica National Ins Group | $1,304.00 / year |
| Mutual Of Enumclaw | $1,341.00 / year |
| SECURA Insurance | $1,407.00 / year |
| North Carolina Farm Bureau | $1,497.00 / year |
| SAFECO | $1,501.00 / year |
2019 Bmw X5 Insurance
Average Cost to Insure
$1,153.00 / year
Cheapest Rate
$513.00 / year American National P
Available Trims
XDRIVE50I 4dr SPORT UTILITY VEHICLE (8cyl)
2018 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $498.00 / year |
| Mercury Insurance | $864.00 / year |
| Countryway Insurance | $939.00 / year |
| Concord Group | $948.00 / year |
| Indiana Farmers Mutual Ins | $1,007.00 / year |
| Plymouth Rock | $1,042.00 / year |
| Pekin Insurance | $1,075.00 / year |
| Buckeye Insurance Group | $1,149.00 / year |
| Virginia Farm Bureau | $1,158.00 / year |
| Titan | $1,226.00 / year |
2018 Bmw X5 Insurance
Average Cost to Insure
$926.17 / year
Cheapest Rate
$498.00 / year American National P
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2017 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $229.00 / year |
| Mercury Insurance | $399.00 / year |
| American National P | $556.00 / year |
| Kemper Auto | Infinity | $815.00 / year |
| Kemper Auto | $950.00 / year |
| Dairyland | $1,140.00 / year |
| Concord Group | $1,161.00 / year |
| Virginia Farm Bureau | $1,183.00 / year |
| Countryway Insurance | $1,188.00 / year |
| Texas Farm Bureau Group | $1,195.00 / year |
2017 Bmw X5 Insurance
Average Cost to Insure
$1,241.73 / year
Cheapest Rate
$229.00 / year SAFECO
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2016 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $509.00 / year |
| American National P&C | $530.00 / year |
| Titan | $1,044.00 / year |
| Tennessee Farmers | $1,058.00 / year |
| North Carolina Farm Bureau | $1,096.00 / year |
| Virginia Farm Bureau | $1,254.00 / year |
| Rural Mutual Insurance | $1,281.00 / year |
| Utica National Ins Group | $1,306.00 / year |
| Buckeye Insurance Group | $1,314.00 / year |
| Mississippi Farm Bureau | $1,342.00 / year |
2016 Bmw X5 Insurance
Average Cost to Insure
$1,139.50 / year
Cheapest Rate
$509.00 / year American National P
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2015 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $456.00 / year |
| Kemper Auto | Infinity | $605.00 / year |
| Mercury Insurance | $616.00 / year |
| Buckeye Insurance Group | $662.00 / year |
| Safeco | $702.00 / year |
| Virginia Farm Bureau | $975.00 / year |
| Ameriprise Group | $1,004.00 / year |
| North Carolina Farm Bureau | $1,067.00 / year |
| Patriot Group | $1,140.00 / year |
| Quincy Mutual | $1,149.00 / year |
2015 Bmw X5 Insurance
Average Cost to Insure
$907.73 / year
Cheapest Rate
$456.00 / year American National P
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2014 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Buckeye Insurance Group | $623.00 / year |
| American National P | $646.00 / year |
| Ohio Mutual Ins Group | $963.00 / year |
| Direct Auto | $986.00 / year |
| Pekin Insurance | $1,063.00 / year |
| SECURA Insurance | $1,116.00 / year |
| Rural Mutual Insurance | $1,118.00 / year |
| Mercury Insurance Company | $1,126.00 / year |
| Western Reserve | $1,257.00 / year |
| PEMCO | $1,368.00 / year |
2014 Bmw X5 Insurance
Average Cost to Insure
$1,020.13 / year
Cheapest Rate
$623.00 / year Buckeye Insurance Group
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2013 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $434.00 / year |
| American National P | $758.00 / year |
| Jupiter Auto Insurance | $818.00 / year |
| Virginia Farm Bureau | $1,055.00 / year |
| Kemper Auto | Infinity | $1,115.00 / year |
| Partners Mutual Insurance Co | $1,224.00 / year |
| General Casualty | $1,296.00 / year |
| SECURA Insurance | $1,398.00 / year |
| Direct Auto | $1,565.00 / year |
| Texas Farm Bureau Group | $1,571.00 / year |
2013 Bmw X5 Insurance
Average Cost to Insure
$1,183.93 / year
Cheapest Rate
$434.00 / year Mercury Insurance
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2012 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $191.00 / year |
| American National P | $699.00 / year |
| Kemper Auto | Infinity | $798.00 / year |
| Buckeye Insurance Group | $813.00 / year |
| SAFECO | $905.00 / year |
| Virginia Farm Bureau | $1,023.00 / year |
| National General Value | $1,088.00 / year |
| Countryway Insurance | $1,110.00 / year |
| Concord Group | $1,110.00 / year |
| North Carolina Farm Bureau | $1,206.00 / year |
2012 Bmw X5 Insurance
Average Cost to Insure
$970.13 / year
Cheapest Rate
$191.00 / year Mercury Insurance
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2011 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $164.00 / year |
| Dairyland FR Bond | $321.00 / year |
| National General RAD | $392.00 / year |
| American National P&C | $462.00 / year |
| American National P | $538.00 / year |
| SAFECO | $580.00 / year |
| NatGen PPA | $698.00 / year |
| National General Value | $810.00 / year |
| Buckeye Insurance Group | $822.00 / year |
| Ohio Mutual Ins Group | $879.00 / year |
2011 Bmw X5 Insurance
Average Cost to Insure
$770.47 / year
Cheapest Rate
$164.00 / year Jupiter Auto Insurance
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2010 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $566.00 / year |
| American National P | $578.00 / year |
| Direct Auto | $636.00 / year |
| North Carolina Farm Bureau | $1,089.00 / year |
| Buckeye Insurance Group | $1,138.00 / year |
| Texas Farm Bureau Group | $1,154.00 / year |
| Utica National Ins Group | $1,182.00 / year |
| PEMCO | $1,206.00 / year |
| SECURA Insurance | $1,246.00 / year |
| Southern Farm Bureau | $1,281.00 / year |
2010 Bmw X5 Insurance
Average Cost to Insure
$1,381.77 / year
Cheapest Rate
$566.00 / year American National P&C
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
Compare X5 to other Bmw Models
Wondering how the X5 compares to other Bmw Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
