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BMW X5 Car Insurance
How much does car insurance cost for your Bmw X5? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your X5
What is the Average Cost to Insure a Bmw X5?
Bmw X5
How much does car insurance cost for Bmw X5? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Bmw X5 below.
Bmw X5 Insurance Model Year by Age Group
The price you pay to insure your Bmw X5 can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2024 | N/A | N/A | $151.14 / mo | $173.13 / mo | $153.60 / mo | $487.96 / mo |
| 2023 | N/A | $191.70 / mo | $204.19 / mo | $175.28 / mo | N/A | $201.98 / mo |
| 2022 | N/A | $296.87 / mo | $187.65 / mo | $195.41 / mo | $208.70 / mo | $176.81 / mo |
| 2021 | $334.01 / mo | $231.30 / mo | $188.44 / mo | $213.07 / mo | $196.05 / mo | $185.21 / mo |
| 2020 | $421.55 / mo | $361.92 / mo | $186.96 / mo | $193.75 / mo | $180.02 / mo | $174.35 / mo |
| 2019 | $497.89 / mo | $258.90 / mo | $224.17 / mo | $205.30 / mo | $167.61 / mo | $208.56 / mo |
| 2018 | $186.75 / mo | $279.14 / mo | $269.71 / mo | $227.68 / mo | $178.05 / mo | $209.49 / mo |
| 2017 | $411.46 / mo | $246.76 / mo | $224.16 / mo | $219.57 / mo | $180.51 / mo | $173.45 / mo |
| 2016 | $128.76 / mo | $231.73 / mo | $196.68 / mo | $200.11 / mo | $193.41 / mo | $167.11 / mo |
| 2015 | $344.62 / mo | $237.55 / mo | $194.02 / mo | $191.84 / mo | $175.92 / mo | $147.39 / mo |
| 2014 | $189.32 / mo | $238.98 / mo | $188.77 / mo | $214.88 / mo | $144.36 / mo | $142.95 / mo |
| 2013 | $296.56 / mo | $243.43 / mo | $173.80 / mo | $180.17 / mo | $164.47 / mo | $155.08 / mo |
| 2012 | $377.22 / mo | $214.28 / mo | $181.19 / mo | $170.47 / mo | $166.55 / mo | $170.93 / mo |
| 2011 | $347.14 / mo | $216.96 / mo | $141.84 / mo | $158.77 / mo | $162.68 / mo | $160.68 / mo |
| 2010 | $316.47 / mo | $233.66 / mo | $188.84 / mo | $142.40 / mo | $174.06 / mo | $117.35 / mo |
2023 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| National General | $937.00 / year |
| Capital Insurance Group | $1,095.00 / year |
| Unigard | $1,358.00 / year |
| Dairyland | $1,403.00 / year |
| Oregon Mutual | $1,485.00 / year |
| PEMCO | $1,596.00 / year |
| Mutual Of Enumclaw | $1,842.00 / year |
| Kemper Auto | Infinity | $2,028.00 / year |
| Travelers | $2,083.00 / year |
| Auto-Owners Insurance Co | $2,205.00 / year |
2023 Bmw X5 Insurance
Average Cost to Insure
$1,453.83 / year
Cheapest Rate
$937.00 / year National General
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2022 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $197.00 / year |
| Pekin Insurance | $666.00 / year |
| Titan | $916.00 / year |
| Concord Group | $923.00 / year |
| Virginia Farm Bureau | $1,080.00 / year |
| Direct Auto | $1,122.00 / year |
| Capital Insurance Group | $1,135.00 / year |
| Mercury Insurance | $1,323.00 / year |
| Texas Farm Bureau Group | $1,379.00 / year |
| Hastings Mutual Insurance Co | $1,417.00 / year |
2022 Bmw X5 Insurance
Average Cost to Insure
$874.90 / year
Cheapest Rate
$197.00 / year Victoria
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2021 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $341.00 / year |
| Victoria | $374.00 / year |
| American National P | $610.00 / year |
| Buckeye Insurance Group | $1,044.00 / year |
| Titan | $1,116.00 / year |
| Virginia Farm Bureau | $1,170.00 / year |
| Capital Insurance Group | $1,412.00 / year |
| Clearcover | $1,420.00 / year |
| Texas Farm Bureau Group | $1,435.00 / year |
| Rural Mutual Insurance | $1,510.00 / year |
2021 Bmw X5 Insurance
Average Cost to Insure
$1,005.20 / year
Cheapest Rate
$341.00 / year Safeco
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2020 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $158.00 / year |
| Kemper Auto Premier | $615.00 / year |
| Safeco | $763.00 / year |
| Pekin Insurance | $1,047.00 / year |
| Titan | $1,100.00 / year |
| Farm Bureau Mutual (IA Group) | $1,253.00 / year |
| SECURA Insurance | $1,444.00 / year |
| National General | $1,465.00 / year |
| Texas Farm Bureau Group | $1,512.00 / year |
| Oregon Mutual | $1,584.00 / year |
2020 Bmw X5 Insurance
Average Cost to Insure
$1,183.93 / year
Cheapest Rate
$158.00 / year Mercury Insurance
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2019 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $513.00 / year |
| American National P&C | $669.00 / year |
| SAFECO | $798.00 / year |
| Titan | $1,001.00 / year |
| Direct Auto | $1,081.00 / year |
| Mercury Insurance | $1,142.00 / year |
| Texas Farm Bureau Group | $1,293.00 / year |
| Utica National Ins Group | $1,304.00 / year |
| SECURA Insurance | $1,407.00 / year |
| Oregon Mutual | $1,490.00 / year |
2019 Bmw X5 Insurance
Average Cost to Insure
$694.00 / year
Cheapest Rate
$513.00 / year American National P
Available Trims
XDRIVE50I 4dr SPORT UTILITY VEHICLE (8cyl)
2018 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Plymouth Rock | $416.00 / year |
| American National P | $498.00 / year |
| Mercury Insurance | $669.00 / year |
| NatGen Value | $721.00 / year |
| Countryway Insurance | $939.00 / year |
| Concord Group | $948.00 / year |
| Indiana Farmers Mutual Ins | $1,007.00 / year |
| Safeco | $1,054.00 / year |
| Pekin Insurance | $1,075.00 / year |
| Buckeye Insurance Group | $1,149.00 / year |
2018 Bmw X5 Insurance
Average Cost to Insure
$732.03 / year
Cheapest Rate
$416.00 / year Plymouth Rock
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2017 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $160.00 / year |
| Mercury Insurance | $290.00 / year |
| American National P | $556.00 / year |
| NatGen Value | $870.00 / year |
| Infinity Special | $924.00 / year |
| Concord Group | $1,161.00 / year |
| Virginia Farm Bureau | $1,183.00 / year |
| Countryway Insurance | $1,188.00 / year |
| Texas Farm Bureau Group | $1,195.00 / year |
| National General RAD | $1,202.00 / year |
2017 Bmw X5 Insurance
Average Cost to Insure
$815.00 / year
Cheapest Rate
$160.00 / year SAFECO
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2016 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $509.00 / year |
| American National P&C | $530.00 / year |
| Kemper Premium | $548.00 / year |
| Kemper Auto | Infinity | $786.00 / year |
| SAFECO | $805.00 / year |
| Mercury Insurance | $1,004.00 / year |
| Titan | $1,044.00 / year |
| Tennessee Farmers | $1,058.00 / year |
| North Carolina Farm Bureau | $1,096.00 / year |
| Virginia Farm Bureau | $1,254.00 / year |
2016 Bmw X5 Insurance
Average Cost to Insure
$699.27 / year
Cheapest Rate
$509.00 / year American National P
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2015 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $385.00 / year |
| American National P | $456.00 / year |
| Mercury Insurance | $481.00 / year |
| Buckeye Insurance Group | $662.00 / year |
| Kemper Auto | Infinity | $801.00 / year |
| Virginia Farm Bureau | $975.00 / year |
| Ameriprise Group | $1,004.00 / year |
| North Carolina Farm Bureau | $1,067.00 / year |
| Patriot Group | $1,140.00 / year |
| Quincy Mutual | $1,149.00 / year |
2015 Bmw X5 Insurance
Average Cost to Insure
$478.70 / year
Cheapest Rate
$385.00 / year Safeco
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2014 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Buckeye Insurance Group | $623.00 / year |
| American National P | $646.00 / year |
| Mercury Insurance Company | $844.00 / year |
| Ohio Mutual Ins Group | $963.00 / year |
| Direct Auto | $986.00 / year |
| Dairyland Scored | $992.00 / year |
| Rural Mutual Insurance | $1,118.00 / year |
| SECURA Insurance | $1,148.00 / year |
| Mercury Insurance | $1,211.00 / year |
| Western Reserve | $1,257.00 / year |
2014 Bmw X5 Insurance
Average Cost to Insure
$564.37 / year
Cheapest Rate
$623.00 / year Buckeye Insurance Group
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2013 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $298.00 / year |
| American National P | $758.00 / year |
| Jupiter Auto Insurance | $818.00 / year |
| SAFECO | $957.00 / year |
| Virginia Farm Bureau | $1,038.00 / year |
| Partners Mutual Insurance Co | $1,224.00 / year |
| General Casualty | $1,296.00 / year |
| SECURA Insurance | $1,388.00 / year |
| Kemper Auto | Infinity | $1,484.00 / year |
| Texas Farm Bureau Group | $1,558.00 / year |
2013 Bmw X5 Insurance
Average Cost to Insure
$797.73 / year
Cheapest Rate
$298.00 / year Mercury Insurance
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2012 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $58.00 / year |
| SAFECO | $544.00 / year |
| American National P | $699.00 / year |
| Virginia Farm Bureau | $1,023.00 / year |
| National General Value | $1,088.00 / year |
| Countryway Insurance | $1,110.00 / year |
| Concord Group | $1,110.00 / year |
| North Carolina Farm Bureau | $1,206.00 / year |
| Buckeye Insurance Group | $1,220.00 / year |
| Titan | $1,237.00 / year |
2012 Bmw X5 Insurance
Average Cost to Insure
$715.43 / year
Cheapest Rate
$58.00 / year Mercury Insurance
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2011 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $164.00 / year |
| Dairyland FR Bond | $321.00 / year |
| National General RAD | $392.00 / year |
| SAFECO | $424.00 / year |
| American National P&C | $462.00 / year |
| American National P | $538.00 / year |
| National General Value | $648.00 / year |
| NatGen PPA | $698.00 / year |
| Kemper Auto Premium | $820.00 / year |
| Ohio Mutual Ins Group | $879.00 / year |
2011 Bmw X5 Insurance
Average Cost to Insure
$651.37 / year
Cheapest Rate
$164.00 / year Jupiter Auto Insurance
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2010 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $566.00 / year |
| American National P | $578.00 / year |
| Direct Auto | $636.00 / year |
| North Carolina Farm Bureau | $1,089.00 / year |
| Texas Farm Bureau Group | $1,120.00 / year |
| NatGen Advantage | $1,122.00 / year |
| Buckeye Insurance Group | $1,138.00 / year |
| SECURA Insurance | $1,169.00 / year |
| Utica National Ins Group | $1,182.00 / year |
| PEMCO | $1,206.00 / year |
2010 Bmw X5 Insurance
Average Cost to Insure
$713.27 / year
Cheapest Rate
$566.00 / year American National P&C
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
Compare X5 to other Bmw Models
Wondering how the X5 compares to other Bmw Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
