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BMW X5 Car Insurance
How much does car insurance cost for your Bmw X5? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your X5
What is the Average Cost to Insure a Bmw X5?
Bmw X5
How much does car insurance cost for Bmw X5? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Bmw X5 below.
Bmw X5 Insurance Model Year by Age Group
The price you pay to insure your Bmw X5 can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2021 | $128.70 / mo | $185.61 / mo | $210.56 / mo | $96.31 / mo | $98.78 / mo | $48.45 / mo |
| 2020 | $508.40 / mo | $360.55 / mo | $216.68 / mo | $259.49 / mo | $169.86 / mo | $172.88 / mo |
| 2019 | $295.15 / mo | $173.82 / mo | $170.00 / mo | $135.72 / mo | $172.02 / mo | $138.80 / mo |
| 2018 | $186.75 / mo | $112.17 / mo | $150.74 / mo | $237.66 / mo | $139.13 / mo | $189.66 / mo |
| 2017 | N/A | $185.39 / mo | $211.24 / mo | $172.29 / mo | $165.84 / mo | $152.90 / mo |
| 2016 | N/A | $167.11 / mo | $167.75 / mo | $100.16 / mo | $158.52 / mo | $95.42 / mo |
| 2015 | N/A | $175.05 / mo | $154.18 / mo | $185.17 / mo | $113.07 / mo | $107.43 / mo |
| 2014 | $189.32 / mo | $189.94 / mo | $147.78 / mo | $150.58 / mo | $105.83 / mo | $81.70 / mo |
| 2013 | $287.67 / mo | $227.98 / mo | $111.81 / mo | $142.56 / mo | $118.49 / mo | $86.10 / mo |
| 2012 | $571.73 / mo | $80.13 / mo | $137.12 / mo | $130.58 / mo | $125.01 / mo | $93.99 / mo |
| 2011 | $352.92 / mo | $181.52 / mo | $132.36 / mo | $133.82 / mo | $159.06 / mo | $99.61 / mo |
| 2010 | N/A | $223.19 / mo | $151.96 / mo | $97.55 / mo | $99.58 / mo | $94.28 / mo |
2021 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Travelers | $1,140.00 / year |
| Esurance | $1,268.00 / year |
| State Farm | $1,899.00 / year |
| Direct Auto | $2,084.00 / year |
| Mercury | $2,180.00 / year |
| Metropolitan | $3,078.00 / year |
| Encompass | $3,317.00 / year |
| Hastings Mutual Insurance Co | $4,791.00 / year |
| Auto Club Group | $5,222.00 / year |
2021 Bmw X5 Insurance
Average Cost to Insure
$1,668.00 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2020 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance Company | $0.00 / year |
| Titan | $888.00 / year |
| Direct Auto | $1,081.00 / year |
| Pekin Insurance | $1,124.00 / year |
| SECURA Insurance | $1,386.00 / year |
| Country | $1,403.00 / year |
| North Carolina Farm Bureau | $1,599.00 / year |
| Utica National Ins Group | $1,683.00 / year |
| Rockford Mutual Insurance | $1,869.00 / year |
| GMAC Insurance Group | $1,923.00 / year |
2020 Bmw X5 Insurance
Average Cost to Insure
$2,105.67 / year
Cheapest Rate
$0.00 / year Mercury Insurance Company
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2019 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Dairyland Auto | $0.00 / year |
| Kemper Personal Insurance | $0.00 / year |
| American National P&C | $669.00 / year |
| Plymouth Rock Assurance | $1,259.00 / year |
| Utica National Ins Group | $1,359.00 / year |
| SECURA Insurance | $1,526.00 / year |
| USAA | $1,650.00 / year |
| Travelers | $1,736.00 / year |
| New Jersey Manufacturers | $1,739.00 / year |
| Clearcover | $1,784.00 / year |
2019 Bmw X5 Insurance
Average Cost to Insure
$1,852.33 / year
Cheapest Rate
$0.00 / year Dairyland Auto
Available Trims
XDRIVE50I 4dr SPORT UTILITY VEHICLE (8cyl)
2018 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Direct Auto | $1,250.00 / year |
| Penn National | $1,371.00 / year |
| Verti Insurance | $1,411.00 / year |
| Auto-Owners Insurance Co | $1,514.00 / year |
| GMAC Insurance Group | $1,671.00 / year |
| Allied | $1,710.00 / year |
| Atlantic States Insurance | $1,848.00 / year |
| Umialik Insurance | $1,866.00 / year |
| State Auto | $2,180.00 / year |
2018 Bmw X5 Insurance
Average Cost to Insure
$1,872.00 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2017 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| SAFECO | $1,147.00 / year |
| Direct Auto | $1,249.00 / year |
| Capital Insurance Group | $1,293.00 / year |
| Texas Farm Bureau Group | $1,393.00 / year |
| New Jersey Manufacturers | $1,400.00 / year |
| Norfolk and Dedham Group | $1,467.00 / year |
| Safety Group | $1,561.00 / year |
| Mercury Insurance | $1,596.00 / year |
| Mississippi Farm Bureau | $1,695.00 / year |
2017 Bmw X5 Insurance
Average Cost to Insure
$1,811.07 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2016 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| American National P&C | $530.00 / year |
| Texas Farm Bureau Group | $890.00 / year |
| Hastings Mutual Insurance Co | $896.00 / year |
| Buckeye Insurance Group | $921.00 / year |
| Grange Mutual | $1,098.00 / year |
| Ohio Mutual Ins Group | $1,152.00 / year |
| Frankenmuth Mutual | $1,230.00 / year |
| Westfield | $1,317.00 / year |
| SAFECO | $1,343.00 / year |
2016 Bmw X5 Insurance
Average Cost to Insure
$1,620.50 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2015 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Clearcover | $899.00 / year |
| Virginia Farm Bureau | $927.00 / year |
| Direct Auto | $959.00 / year |
| Ameriprise Group | $1,004.00 / year |
| Utica National Ins Group | $1,062.00 / year |
| North Carolina Farm Bureau | $1,067.00 / year |
| Titan | $1,244.00 / year |
| Auto-Owners Insurance Co | $1,273.00 / year |
| ALFA | $1,448.00 / year |
2015 Bmw X5 Insurance
Average Cost to Insure
$1,828.10 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2014 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Buckeye Insurance Group | $623.00 / year |
| Grange Mutual | $768.00 / year |
| Oregon Mutual | $818.00 / year |
| Frankenmuth Mutual | $963.00 / year |
| Ohio Mutual Ins Group | $963.00 / year |
| Westfield | $984.00 / year |
| Direct Auto | $986.00 / year |
| Hastings Mutual Insurance Co | $1,024.00 / year |
| Mutual Of Enumclaw | $1,038.00 / year |
2014 Bmw X5 Insurance
Average Cost to Insure
$1,155.83 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2013 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto Premium FR Bond | $0.00 / year |
| Kemper Auto Premium | $0.00 / year |
| NatGen PPA | $0.00 / year |
| NatGen Bond | $0.00 / year |
| Buckeye Insurance Group | $785.00 / year |
| Farm Bureau Mutual (IA Group) | $957.00 / year |
| Rural Mutual Insurance | $990.00 / year |
| SECURA Insurance | $1,035.00 / year |
| Partners Mutual Insurance Co | $1,224.00 / year |
| Jupiter Auto Insurance | $1,227.00 / year |
2013 Bmw X5 Insurance
Average Cost to Insure
$1,184.07 / year
Cheapest Rate
$0.00 / year Kemper Auto Premium FR Bond
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2012 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Concord Group | $831.00 / year |
| SAFECO | $880.00 / year |
| Pekin Insurance | $939.00 / year |
| SECURA Insurance | $974.00 / year |
| Country | $1,026.00 / year |
| Grange Mutual | $1,082.00 / year |
| Countryway Insurance | $1,110.00 / year |
| MMG Insurance Company | $1,233.00 / year |
| Penn National | $1,251.00 / year |
2012 Bmw X5 Insurance
Average Cost to Insure
$1,379.87 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2011 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $197.00 / year |
| American National P&C | $462.00 / year |
| Virginia Farm Bureau | $1,011.00 / year |
| SECURA Insurance | $1,074.00 / year |
| Southern Farm Bureau | $1,121.00 / year |
| Penn National | $1,124.00 / year |
| Utica National Ins Group | $1,170.00 / year |
| Safety Group | $1,514.00 / year |
| National Farmers Union P&C | $1,526.00 / year |
| Auto-Owners Insurance Co | $1,564.00 / year |
2011 Bmw X5 Insurance
Average Cost to Insure
$1,599.10 / year
Cheapest Rate
$197.00 / year Jupiter Auto Insurance
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
2010 Bmw X5 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| American National P&C | $566.00 / year |
| Direct Auto | $636.00 / year |
| Clearcover | $976.00 / year |
| Buckeye Insurance Group | $1,083.00 / year |
| North Carolina Farm Bureau | $1,089.00 / year |
| Grange Mutual | $1,100.00 / year |
| USAA | $1,116.00 / year |
| Erie | $1,160.00 / year |
| Utica National Ins Group | $1,182.00 / year |
2010 Bmw X5 Insurance
Average Cost to Insure
$1,379.03 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
M 4dr SPORT UTILITY VEHICLE (8cyl)
Compare X5 to other Bmw Models
Wondering how the X5 compares to other Bmw Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
