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BMW 5 Series 540 Car Insurance
How much does car insurance cost for your Bmw 540? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your 540
What is the Average Cost to Insure a Bmw 540?
Bmw 540
How much does car insurance cost for Bmw 540? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Bmw 540 below.
Bmw 540 Insurance Model Year by Age Group
The price you pay to insure your Bmw 540 can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2023 | N/A | N/A | N/A | N/A | $277.58 / mo | N/A |
| 2022 | $379.03 / mo | $399.10 / mo | $238.20 / mo | N/A | $167.50 / mo | $396.62 / mo |
| 2021 | $604.33 / mo | $263.39 / mo | $220.42 / mo | $192.23 / mo | $152.02 / mo | $200.26 / mo |
| 2020 | N/A | $245.30 / mo | $532.38 / mo | N/A | $125.24 / mo | $365.92 / mo |
| 2019 | N/A | $330.68 / mo | $233.82 / mo | $213.89 / mo | $167.19 / mo | $221.89 / mo |
| 2018 | $444.67 / mo | $335.32 / mo | $257.00 / mo | $168.61 / mo | $211.94 / mo | $167.25 / mo |
| 2017 | $991.60 / mo | $404.24 / mo | $217.13 / mo | $253.31 / mo | $203.23 / mo | $196.78 / mo |
2023 Bmw 540 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| State Farm | $2,595.00 / year |
| Allied | $3,083.00 / year |
| Mercury | $3,582.00 / year |
| United Automobile Ins Group | $4,554.00 / year |
| Allstate | $4,752.00 / year |
| Metropolitan | $4,766.00 / year |
| Direct General Insurance | $7,682.00 / year |
2023 Bmw 540 Insurance
Average Cost to Insure
$3,324.00 / year
Cheapest Rate
$2,595.00 / year State Farm
Available Trims
I 4dr SEDAN (6cyl)
2022 Bmw 540 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Capital Insurance Group | $1,383.00 / year |
| SECURA Insurance | $1,674.00 / year |
| Southern Farm Bureau | $2,445.00 / year |
| Mercury Insurance Company | $2,779.00 / year |
| California Capital | $3,222.00 / year |
| Allied | $3,333.00 / year |
| Hastings Mutual Insurance Co | $3,435.00 / year |
| USAA | $3,581.00 / year |
| Country | $3,809.00 / year |
| New Jersey Manufacturers | $3,908.00 / year |
2022 Bmw 540 Insurance
Average Cost to Insure
$3,648.00 / year
Cheapest Rate
$1,383.00 / year Capital Insurance Group
Available Trims
I 4dr SEDAN (6cyl)
2021 Bmw 540 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $522.00 / year |
| Titan | $954.00 / year |
| Plymouth Rock Assurance | $1,342.00 / year |
| Direct Auto | $1,420.00 / year |
| Utica National Ins Group | $1,617.00 / year |
| Safety Group | $1,847.00 / year |
| Atlantic States Insurance | $1,848.00 / year |
| North Carolina Farm Bureau | $1,854.00 / year |
| Norfolk and Dedham Group | $1,947.00 / year |
| New Jersey Manufacturers | $2,016.00 / year |
2021 Bmw 540 Insurance
Average Cost to Insure
$1,766.80 / year
Cheapest Rate
$522.00 / year Victoria
Available Trims
I 4dr SEDAN (6cyl)
2020 Bmw 540 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American Family | $1,691.00 / year |
| Mercury | $1,771.00 / year |
| Home State Ins Group | $3,015.00 / year |
| Farmers | $3,036.00 / year |
| Travelers | $3,058.00 / year |
| Western National | $3,110.00 / year |
| Nationwide | $3,175.00 / year |
| State Farm | $3,241.00 / year |
| Auto Club Group | $3,606.00 / year |
| Erie | $3,668.00 / year |
2020 Bmw 540 Insurance
Average Cost to Insure
$4,692.00 / year
Cheapest Rate
$1,691.00 / year American Family
Available Trims
I 4dr SEDAN (6cyl)
2019 Bmw 540 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Dairyland Auto 1 Month | $452.00 / year |
| Mercury Insurance | $517.00 / year |
| NatGen Value | $1,062.00 / year |
| Safeco | $1,070.00 / year |
| SECURA Insurance | $1,150.00 / year |
| Virginia Farm Bureau | $1,175.00 / year |
| Direct Auto | $1,193.00 / year |
| Auto Club Group | $1,238.00 / year |
| West Bend Mutual | $1,284.00 / year |
| Utica National Ins Group | $1,372.00 / year |
2019 Bmw 540 Insurance
Average Cost to Insure
$1,416.83 / year
Cheapest Rate
$452.00 / year Dairyland Auto 1 Month
Available Trims
I 4dr SEDAN (6cyl)
2018 Bmw 540 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | Infinity | $1,164.00 / year |
| Texas Farm Bureau Group | $1,459.00 / year |
| Mercury Insurance | $1,507.00 / year |
| Auto-Owners Insurance Co | $1,733.00 / year |
| Kemper Auto | $1,737.00 / year |
| Georgia Farm Bureau | $2,005.00 / year |
| New Jersey Manufacturers | $2,087.00 / year |
| Capital Insurance Group | $2,094.00 / year |
| Direct Auto | $2,109.00 / year |
| ACCC Insurance Company | $2,200.00 / year |
2018 Bmw 540 Insurance
Average Cost to Insure
$1,628.13 / year
Cheapest Rate
$1,164.00 / year Kemper Auto | Infinity
Available Trims
I 4dr SEDAN (6cyl)
2017 Bmw 540 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Pekin Insurance | $759.00 / year |
| American National P | $800.00 / year |
| Texas Farm Bureau Group | $1,047.00 / year |
| Virginia Farm Bureau | $1,134.00 / year |
| SECURA Insurance | $1,176.00 / year |
| Utica National Ins Group | $1,254.00 / year |
| Farm Bureau Mutual (IA Group) | $1,292.00 / year |
| SAFECO | $1,483.00 / year |
| Rockford Mutual Insurance | $1,548.00 / year |
| Hastings Mutual Insurance Co | $1,653.00 / year |
2017 Bmw 540 Insurance
Average Cost to Insure
$1,084.83 / year
Cheapest Rate
$759.00 / year Pekin Insurance
Available Trims
I 4dr SEDAN (6cyl)
Compare 540 to other Bmw Models
Wondering how the 540 compares to other Bmw Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
