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BMW X1 Car Insurance
How much does car insurance cost for your Bmw X1? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your X1
What is the Average Cost to Insure a Bmw X1?
Bmw X1
How much does car insurance cost for Bmw X1? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Bmw X1 below.
Bmw X1 Insurance Model Year by Age Group
The price you pay to insure your Bmw X1 can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2021 | N/A | $100.30 / mo | $0.00 / mo | $83.27 / mo | $114.36 / mo | $0.00 / mo |
| 2020 | N/A | $282.93 / mo | $150.35 / mo | $98.07 / mo | N/A | $165.45 / mo |
| 2019 | N/A | $158.90 / mo | $84.10 / mo | $213.67 / mo | $48.58 / mo | $124.68 / mo |
| 2018 | $118.50 / mo | $169.18 / mo | $121.03 / mo | $107.61 / mo | $136.29 / mo | $127.36 / mo |
| 2017 | N/A | $163.84 / mo | $166.80 / mo | $121.92 / mo | $107.91 / mo | $148.35 / mo |
| 2016 | N/A | $127.51 / mo | $133.50 / mo | $143.40 / mo | $90.63 / mo | $181.19 / mo |
| 2015 | $255.19 / mo | $160.47 / mo | $124.18 / mo | $87.47 / mo | $120.50 / mo | $67.69 / mo |
| 2014 | $698.22 / mo | $122.15 / mo | $147.11 / mo | $133.25 / mo | $124.85 / mo | $119.81 / mo |
| 2013 | $179.40 / mo | $144.13 / mo | $88.39 / mo | $133.14 / mo | $140.96 / mo | $56.02 / mo |
| 2012 | N/A | $59.55 / mo | N/A | N/A | $93.11 / mo | N/A |
2021 Bmw X1 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Direct Auto | $1,380.00 / year |
| New Jersey Manufacturers | $1,661.00 / year |
| Mercury | $2,169.00 / year |
| State Farm | $2,178.00 / year |
| Encompass | $2,460.00 / year |
| Penn National | $2,510.00 / year |
| Allstate | $2,570.00 / year |
| Esurance | $3,078.00 / year |
| Metropolitan | $3,339.00 / year |
2021 Bmw X1 Insurance
Average Cost to Insure
$996.00 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)
2020 Bmw X1 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Direct Auto | $1,385.00 / year |
| 21st Century | $1,703.00 / year |
| Unitrin | $1,715.00 / year |
| Mercury | $1,738.00 / year |
| USAA | $1,786.00 / year |
| SAFECO | $1,800.00 / year |
| California Capital | $1,904.00 / year |
| Grange | $2,135.00 / year |
| CSAA | $2,191.00 / year |
| Farmers | $2,295.00 / year |
2020 Bmw X1 Insurance
Average Cost to Insure
$1,752.00 / year
Cheapest Rate
$1,385.00 / year Direct Auto
Available Trims
XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)
2019 Bmw X1 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Direct Auto | $1,097.00 / year |
| Texas Farm Bureau Group | $1,299.00 / year |
| CSAA | $1,537.00 / year |
| California Capital | $1,593.00 / year |
| National General | $1,703.00 / year |
| Mercury | $1,750.00 / year |
| USAA | $1,857.00 / year |
| Permanent General | $1,880.00 / year |
| SAFECO | $1,974.00 / year |
2019 Bmw X1 Insurance
Average Cost to Insure
$1,524.00 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)
2018 Bmw X1 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Country | $1,249.00 / year |
| General Casualty | $1,256.00 / year |
| Texas Farm Bureau Group | $1,346.00 / year |
| Direct Auto | $1,462.00 / year |
| Oregon Mutual | $1,509.00 / year |
| USAA | $1,571.00 / year |
| Georgia Farm Bureau | $1,647.00 / year |
| New York Central Mutual Fire | $1,674.00 / year |
| Clearcover | $1,695.00 / year |
2018 Bmw X1 Insurance
Average Cost to Insure
$1,584.00 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)
2017 Bmw X1 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $398.00 / year |
| Bear River | $750.00 / year |
| Farm Bureau Mutual (IA Group) | $1,161.00 / year |
| Direct Auto | $1,284.00 / year |
| Clearcover | $1,326.00 / year |
| Atlantic States Insurance | $1,443.00 / year |
| New Jersey Manufacturers | $1,496.00 / year |
| Auto-Owners Insurance Co | $1,631.00 / year |
| Donegal Mutual Insurance Co | $1,698.00 / year |
| Penn National | $1,839.00 / year |
2017 Bmw X1 Insurance
Average Cost to Insure
$1,800.00 / year
Cheapest Rate
$398.00 / year Jupiter Auto Insurance
Available Trims
XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)
2016 Bmw X1 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Pekin Insurance | $876.00 / year |
| Direct Auto | $988.00 / year |
| SECURA Insurance | $998.00 / year |
| Texas Farm Bureau Group | $1,311.00 / year |
| Country | $1,439.00 / year |
| Hastings Mutual Insurance Co | $1,581.00 / year |
| Auto-Owners Insurance Co | $1,699.00 / year |
| New Jersey Manufacturers | $1,717.00 / year |
| USAA | $1,731.00 / year |
2016 Bmw X1 Insurance
Average Cost to Insure
$1,596.00 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)
2015 Bmw X1 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $0.00 / year |
| Jupiter Auto Insurance | $0.00 / year |
| Concord Group | $675.00 / year |
| Penn National | $788.00 / year |
| Patriot Group | $800.00 / year |
| MMG Insurance Company | $902.00 / year |
| Virginia Farm Bureau | $912.00 / year |
| Countryway Insurance | $1,041.00 / year |
| Peerless Insurance Company | $1,103.00 / year |
| Direct Auto | $1,170.00 / year |
2015 Bmw X1 Insurance
Average Cost to Insure
$1,361.20 / year
Cheapest Rate
$0.00 / year Kemper Personal Insurance
Available Trims
XDRIVE35I 4dr WAGON (6cyl)
2014 Bmw X1 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Clearcover | $624.00 / year |
| Farm Bureau Mutual (IA Group) | $947.00 / year |
| Pekin Insurance | $1,026.00 / year |
| SECURA Insurance | $1,095.00 / year |
| Safety Group | $1,101.00 / year |
| Norfolk and Dedham Group | $1,144.00 / year |
| Partners Mutual Insurance Co | $1,164.00 / year |
| West Bend Mutual | $1,207.00 / year |
| National Grange Mutual | $1,307.00 / year |
2014 Bmw X1 Insurance
Average Cost to Insure
$1,353.63 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
XDRIVE35I 4dr WAGON (6cyl)
2013 Bmw X1 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Pekin Insurance | $681.00 / year |
| Cincinnati Insurance | $788.00 / year |
| SECURA Insurance | $848.00 / year |
| Buckeye Insurance Group | $873.00 / year |
| Erie | $965.00 / year |
| Utica National Ins Group | $1,041.00 / year |
| Georgia Farm Bureau | $1,179.00 / year |
| Western Reserve | $1,268.00 / year |
| Motorists Mutual | $1,272.00 / year |
2013 Bmw X1 Insurance
Average Cost to Insure
$1,463.60 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
XDRIVE35I 4dr WAGON (6cyl)
2012 Bmw X1 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Direct Auto | $714.00 / year |
| Clearcover | $1,117.00 / year |
2012 Bmw X1 Insurance
Average Cost to Insure
$912.00 / year
Cheapest Rate
$714.00 / year Direct Auto
Available Trims
XDRIVE28I 4dr WAGON (4cyl)
Compare X1 to other Bmw Models
Wondering how the X1 compares to other Bmw Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
