How much does car insurance cost for your Bmw X1? We collected quotes from thousands of drivers to find cheapest rate.
How much does car insurance cost for Bmw X1? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Bmw X1 below.
The price you pay to insure your Bmw X1 can vary based on your age group. Here are the average rates you can expect to pay.
Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
2023 | N/A | $266.33 / mo | $185.77 / mo | N/A | $169.88 / mo | $110.47 / mo |
2022 | N/A | $186.39 / mo | $170.86 / mo | $208.19 / mo | $99.46 / mo | N/A |
2021 | $261.13 / mo | $215.07 / mo | $166.02 / mo | $175.29 / mo | $225.79 / mo | $206.54 / mo |
2020 | N/A | $427.26 / mo | $141.82 / mo | $126.86 / mo | $190.29 / mo | $156.05 / mo |
2019 | $185.15 / mo | $169.85 / mo | $173.31 / mo | $158.22 / mo | $147.90 / mo | $168.13 / mo |
2018 | $354.07 / mo | $223.64 / mo | $186.88 / mo | $154.30 / mo | $156.92 / mo | $168.51 / mo |
2017 | $429.33 / mo | $207.20 / mo | $164.20 / mo | $145.93 / mo | $145.51 / mo | $151.69 / mo |
2016 | $212.35 / mo | $194.32 / mo | $153.04 / mo | $170.53 / mo | $129.74 / mo | $162.51 / mo |
2015 | $259.80 / mo | $202.53 / mo | $162.60 / mo | $130.62 / mo | $165.86 / mo | $107.93 / mo |
2014 | $698.22 / mo | $184.31 / mo | $176.03 / mo | $150.97 / mo | $171.52 / mo | $135.55 / mo |
2013 | $190.62 / mo | $201.55 / mo | $160.96 / mo | $153.01 / mo | $144.00 / mo | $116.15 / mo |
2012 | N/A | $59.55 / mo | $188.15 / mo | $223.32 / mo | $120.02 / mo | $179.17 / mo |
Insurance Company | 12 month Premium |
Safeco | $598.00 / year |
Mercury Insurance Company | $1,641.00 / year |
Mercury | $1,919.00 / year |
California Capital | $2,062.00 / year |
USAA | $2,089.00 / year |
21st Century | $2,113.00 / year |
Nationwide | $2,261.00 / year |
CSAA | $2,446.00 / year |
Grange | $2,495.00 / year |
Travelers | $2,665.00 / year |
Average Cost to Insure
$2,228.17 / year
Cheapest Rate
$598.00 / year Safeco
Available Trims
XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
Victoria | $534.00 / year |
Pekin Insurance | $699.00 / year |
Texas Farm Bureau Group | $1,092.00 / year |
Country | $1,152.00 / year |
SECURA Insurance | $1,314.00 / year |
Virginia Farm Bureau | $1,347.00 / year |
Grange Mutual | $1,512.00 / year |
Hastings Mutual Insurance Co | $1,527.00 / year |
Southern Farm Bureau | $1,578.00 / year |
Rockford Mutual Insurance | $1,597.00 / year |
Average Cost to Insure
$1,777.57 / year
Cheapest Rate
$534.00 / year Victoria
Available Trims
XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
Kemper Auto | Infinity | $188.00 / year |
Victoria | $560.00 / year |
Safeco | $585.00 / year |
Pekin Insurance | $786.00 / year |
Mercury Insurance | $854.00 / year |
Virginia Farm Bureau | $996.00 / year |
SECURA Insurance | $1,005.00 / year |
Rockford Mutual Insurance | $1,128.00 / year |
New Jersey Manufacturers | $1,255.00 / year |
Grange Mutual | $1,275.00 / year |
Average Cost to Insure
$862.97 / year
Cheapest Rate
$188.00 / year Kemper Auto | Infinity
Available Trims
XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
Kemper Auto | Infinity | $454.00 / year |
Concord Group | $585.00 / year |
Countryway Insurance | $876.00 / year |
Farm Bureau Mutual (IA Group) | $924.00 / year |
SAFECO | $935.00 / year |
Capital Insurance Group | $1,005.00 / year |
PEMCO | $1,061.00 / year |
SECURA Insurance | $1,086.00 / year |
Patriot Group | $1,142.00 / year |
Mercury Insurance | $1,146.00 / year |
Average Cost to Insure
$888.40 / year
Cheapest Rate
$454.00 / year Kemper Auto | Infinity
Available Trims
XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
SAFECO | $629.00 / year |
American National P | $708.00 / year |
Pekin Insurance | $748.00 / year |
Hastings Mutual Insurance Co | $1,008.00 / year |
SECURA Insurance | $1,008.00 / year |
Direct Auto | $1,068.00 / year |
Utica National Ins Group | $1,140.00 / year |
North Carolina Farm Bureau | $1,146.00 / year |
Titan | $1,182.00 / year |
PEMCO | $1,191.00 / year |
Average Cost to Insure
$749.53 / year
Cheapest Rate
$629.00 / year SAFECO
Available Trims
XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
SAFECO | $421.00 / year |
American National P | $500.00 / year |
NatGen Advantage | $536.00 / year |
NatGen Custom 360 | $609.00 / year |
Buckeye Insurance Group | $880.00 / year |
Indiana Farmers Mutual Ins | $954.00 / year |
North Carolina Farm Bureau | $995.00 / year |
PEMCO | $1,061.00 / year |
Tennessee Farmers | $1,086.00 / year |
Texas Farm Bureau Group | $1,195.00 / year |
Average Cost to Insure
$757.80 / year
Cheapest Rate
$421.00 / year SAFECO
Available Trims
XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
Jupiter Auto Insurance | $199.00 / year |
SAFECO | $331.00 / year |
American National P | $466.00 / year |
Mercury Insurance | $635.00 / year |
Bear River | $750.00 / year |
Virginia Farm Bureau | $965.00 / year |
PEMCO | $1,020.00 / year |
North Carolina Farm Bureau | $1,149.00 / year |
Capital Insurance Group | $1,168.00 / year |
Titan | $1,190.00 / year |
Average Cost to Insure
$699.07 / year
Cheapest Rate
$199.00 / year Jupiter Auto Insurance
Available Trims
XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
American National P | $438.00 / year |
Kemper Auto Premium | $558.00 / year |
Clearcover | $707.00 / year |
Mercury Insurance | $714.00 / year |
Virginia Farm Bureau | $872.00 / year |
PEMCO | $874.00 / year |
Buckeye Insurance Group | $898.00 / year |
NatGen PPA | $921.00 / year |
Oregon Mutual | $973.00 / year |
Direct Auto | $989.00 / year |
Average Cost to Insure
$444.97 / year
Cheapest Rate
$438.00 / year American National P
Available Trims
XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
Mercury Insurance | $363.00 / year |
Safeco | $433.00 / year |
Concord Group | $675.00 / year |
Patriot Group | $800.00 / year |
Utica National Ins Group | $873.00 / year |
North Carolina Farm Bureau | $885.00 / year |
MMG Insurance Company | $902.00 / year |
PEMCO | $993.00 / year |
Countryway Insurance | $1,041.00 / year |
Texas Farm Bureau Group | $1,077.00 / year |
Average Cost to Insure
$645.80 / year
Cheapest Rate
$363.00 / year Mercury Insurance
Available Trims
XDRIVE35I 4dr WAGON (6cyl)
Insurance Company | 12 month Premium |
Safeco | $341.00 / year |
Concord Group | $485.00 / year |
American National P | $529.00 / year |
Clearcover | $624.00 / year |
NatGen Value | $643.00 / year |
MMG Insurance Company | $683.00 / year |
Mercury Insurance | $870.00 / year |
Commerce Group Inc | $947.00 / year |
PEMCO | $950.00 / year |
Patriot Group | $1,119.00 / year |
Average Cost to Insure
$610.57 / year
Cheapest Rate
$341.00 / year Safeco
Available Trims
XDRIVE35I 4dr WAGON (6cyl)
Insurance Company | 12 month Premium |
Mercury Insurance | $230.00 / year |
Safeco | $313.00 / year |
American National P | $447.00 / year |
Kemper Auto | Infinity | $780.00 / year |
NatGen PPA | $830.00 / year |
Buckeye Insurance Group | $844.00 / year |
Ohio Mutual Ins Group | $884.00 / year |
PEMCO | $910.00 / year |
Nationwide ThreeSixZero | $924.00 / year |
Kentucky Farm Bureau | $973.00 / year |
Average Cost to Insure
$427.23 / year
Cheapest Rate
$230.00 / year Mercury Insurance
Available Trims
XDRIVE35I 4dr WAGON (6cyl)
Insurance Company | 12 month Premium |
Direct Auto | $714.00 / year |
Clearcover | $1,117.00 / year |
Southern Farm Bureau | $1,278.00 / year |
USAA | $1,929.00 / year |
Mercury | $2,019.00 / year |
Travelers | $2,552.00 / year |
NatGen Value | $2,774.00 / year |
Automobile Club of Missouri | $2,961.00 / year |
Nationwide | $2,984.00 / year |
Metropolitan | $2,989.00 / year |
Average Cost to Insure
$1,848.00 / year
Cheapest Rate
$714.00 / year Direct Auto
Available Trims
XDRIVE28I 4dr WAGON (4cyl)
Wondering how the X1 compares to other Bmw Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.