BMW X1 Car Insurance

How much does car insurance cost for your Bmw X1? We collected quotes from thousands of drivers to find cheapest rate.

Compare Car Insurance Rates for Your X1

What is the Average Cost to Insure a Bmw X1?

Bmw Bmw X1

How much does car insurance cost for Bmw X1? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Bmw X1 below.

Bmw X1 Insurance Model Year by Age Group

The price you pay to insure your Bmw X1 can vary based on your age group. Here are the average rates you can expect to pay.

Year16-19 yr old20-29 yr old30-39 yr old40-49 yr old50-59 yr old60+ yr old
2024N/A$117.00 / moN/AN/AN/AN/A
2023N/A$224.85 / mo$157.97 / moN/A$169.88 / mo$120.09 / mo
2022N/A$186.39 / mo$170.86 / mo$186.97 / mo$99.46 / mo$123.29 / mo
2021$261.13 / mo$215.07 / mo$166.88 / mo$168.86 / mo$223.72 / mo$199.35 / mo
2020N/A$378.64 / mo$139.39 / mo$126.86 / mo$190.29 / mo$156.05 / mo
2019$185.15 / mo$167.84 / mo$168.37 / mo$157.35 / mo$147.90 / mo$168.13 / mo
2018$313.22 / mo$215.70 / mo$184.87 / mo$153.78 / mo$157.95 / mo$175.56 / mo
2017$429.33 / mo$206.45 / mo$168.03 / mo$146.95 / mo$143.45 / mo$153.23 / mo
2016$193.96 / mo$192.24 / mo$149.79 / mo$168.24 / mo$129.11 / mo$161.16 / mo
2015$259.80 / mo$198.22 / mo$160.26 / mo$132.95 / mo$168.35 / mo$110.49 / mo
2014$326.97 / mo$184.34 / mo$186.97 / mo$153.41 / mo$170.69 / mo$135.55 / mo
2013$199.18 / mo$199.48 / mo$159.52 / mo$148.76 / mo$142.55 / mo$116.15 / mo
2012N/A$59.55 / mo$188.15 / mo$223.32 / mo$120.02 / mo$179.17 / mo

Bmw 2024 Bmw X1 Insurance Rates by Companies

Insurance Company12 month Premium
Unitrin $1,238.00 / year

2024 Bmw X1 Insurance

Average Cost to Insure

$1,238.00 / year

Cheapest Rate

$1,238.00 / year Unitrin

Available Trims

XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)

Bmw 2023 Bmw X1 Insurance Rates by Companies

Insurance Company12 month Premium
Pekin Insurance $690.00 / year
Safeco $877.00 / year
Auto-Owners Insurance Co $933.00 / year
Country $981.00 / year
SECURA Insurance $1,172.00 / year
Texas Farm Bureau Group $1,176.00 / year
Rockford Mutual Insurance $1,197.00 / year
Grange Mutual $1,286.00 / year
Hastings Mutual Insurance Co $1,425.00 / year
First Chicago Insurance $1,497.00 / year

2023 Bmw X1 Insurance

Average Cost to Insure

$1,261.10 / year

Cheapest Rate

$690.00 / year Pekin Insurance

Available Trims

XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)

Bmw 2022 Bmw X1 Insurance Rates by Companies

Insurance Company12 month Premium
Victoria $534.00 / year
Pekin Insurance $699.00 / year
Texas Farm Bureau Group $1,092.00 / year
Country $1,152.00 / year
SECURA Insurance $1,314.00 / year
Virginia Farm Bureau $1,347.00 / year
Grange Mutual $1,512.00 / year
Hastings Mutual Insurance Co $1,527.00 / year
Southern Farm Bureau $1,578.00 / year
Rockford Mutual Insurance $1,597.00 / year

2022 Bmw X1 Insurance

Average Cost to Insure

$1,766.57 / year

Cheapest Rate

$534.00 / year Victoria

Available Trims

XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)

Bmw 2021 Bmw X1 Insurance Rates by Companies

Insurance Company12 month Premium
Kemper Auto | Infinity $163.00 / year
Victoria $560.00 / year
Safeco $616.00 / year
NatGen Value $720.00 / year
Pekin Insurance $786.00 / year
Mercury Insurance $854.00 / year
Virginia Farm Bureau $996.00 / year
SECURA Insurance $1,005.00 / year
Rockford Mutual Insurance $1,128.00 / year
Dairyland $1,217.00 / year

2021 Bmw X1 Insurance

Average Cost to Insure

$740.03 / year

Cheapest Rate

$163.00 / year Kemper Auto | Infinity

Available Trims

XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)

Bmw 2020 Bmw X1 Insurance Rates by Companies

Insurance Company12 month Premium
Kemper Auto | Infinity $454.00 / year
Concord Group $585.00 / year
Countryway Insurance $876.00 / year
Farm Bureau Mutual (IA Group) $924.00 / year
SAFECO $935.00 / year
Capital Insurance Group $1,005.00 / year
PEMCO $1,061.00 / year
SECURA Insurance $1,096.00 / year
Patriot Group $1,142.00 / year
Mercury Insurance $1,146.00 / year

2020 Bmw X1 Insurance

Average Cost to Insure

$886.13 / year

Cheapest Rate

$454.00 / year Kemper Auto | Infinity

Available Trims

XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)

Bmw 2019 Bmw X1 Insurance Rates by Companies

Insurance Company12 month Premium
SAFECO $607.00 / year
American National P $708.00 / year
Pekin Insurance $748.00 / year
Hastings Mutual Insurance Co $1,008.00 / year
SECURA Insurance $1,008.00 / year
Direct Auto $1,068.00 / year
Utica National Ins Group $1,140.00 / year
North Carolina Farm Bureau $1,146.00 / year
Titan $1,182.00 / year
PEMCO $1,191.00 / year

2019 Bmw X1 Insurance

Average Cost to Insure

$701.17 / year

Cheapest Rate

$607.00 / year SAFECO

Available Trims

XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)

Bmw 2018 Bmw X1 Insurance Rates by Companies

Insurance Company12 month Premium
SAFECO $436.00 / year
American National P $500.00 / year
NatGen Custom 360 $507.00 / year
NatGen Advantage $536.00 / year
Buckeye Insurance Group $880.00 / year
Indiana Farmers Mutual Ins $954.00 / year
North Carolina Farm Bureau $995.00 / year
PEMCO $1,061.00 / year
Tennessee Farmers $1,086.00 / year
Texas Farm Bureau Group $1,189.00 / year

2018 Bmw X1 Insurance

Average Cost to Insure

$751.23 / year

Cheapest Rate

$436.00 / year SAFECO

Available Trims

XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)

Bmw 2017 Bmw X1 Insurance Rates by Companies

Insurance Company12 month Premium
Jupiter Auto Insurance $199.00 / year
SAFECO $290.00 / year
American National P $466.00 / year
Mercury Insurance $635.00 / year
Bear River $750.00 / year
Virginia Farm Bureau $965.00 / year
PEMCO $1,020.00 / year
North Carolina Farm Bureau $1,149.00 / year
Capital Insurance Group $1,160.00 / year
Titan $1,190.00 / year

2017 Bmw X1 Insurance

Average Cost to Insure

$695.10 / year

Cheapest Rate

$199.00 / year Jupiter Auto Insurance

Available Trims

XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)

Bmw 2016 Bmw X1 Insurance Rates by Companies

Insurance Company12 month Premium
American National P $438.00 / year
Kemper Auto Premium $558.00 / year
Clearcover $707.00 / year
Mercury Insurance $714.00 / year
Virginia Farm Bureau $872.00 / year
PEMCO $874.00 / year
Buckeye Insurance Group $898.00 / year
NatGen PPA $921.00 / year
NatGen Value $943.00 / year
Oregon Mutual $973.00 / year

2016 Bmw X1 Insurance

Average Cost to Insure

$473.70 / year

Cheapest Rate

$438.00 / year American National P

Available Trims

XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)

Bmw 2015 Bmw X1 Insurance Rates by Companies

Insurance Company12 month Premium
Mercury Insurance $343.00 / year
Safeco $396.00 / year
Concord Group $675.00 / year
Patriot Group $800.00 / year
Utica National Ins Group $873.00 / year
North Carolina Farm Bureau $885.00 / year
MMG Insurance Company $902.00 / year
PEMCO $993.00 / year
Countryway Insurance $1,041.00 / year
Texas Farm Bureau Group $1,077.00 / year

2015 Bmw X1 Insurance

Average Cost to Insure

$642.67 / year

Cheapest Rate

$343.00 / year Mercury Insurance

Available Trims

XDRIVE35I 4dr WAGON (6cyl)

Bmw 2014 Bmw X1 Insurance Rates by Companies

Insurance Company12 month Premium
Safeco $310.00 / year
Concord Group $485.00 / year
American National P $529.00 / year
Clearcover $624.00 / year
MMG Insurance Company $683.00 / year
Mercury Insurance $870.00 / year
Commerce Group Inc $947.00 / year
PEMCO $950.00 / year
Patriot Group $1,119.00 / year
West Bend Mutual $1,120.00 / year

2014 Bmw X1 Insurance

Average Cost to Insure

$589.60 / year

Cheapest Rate

$310.00 / year Safeco

Available Trims

XDRIVE35I 4dr WAGON (6cyl)

Bmw 2013 Bmw X1 Insurance Rates by Companies

Insurance Company12 month Premium
Mercury Insurance $230.00 / year
Safeco $276.00 / year
American National P $447.00 / year
Kemper Auto | Infinity $780.00 / year
NatGen PPA $830.00 / year
Buckeye Insurance Group $844.00 / year
Ohio Mutual Ins Group $884.00 / year
Nationwide ThreeSixZero $924.00 / year
PEMCO $942.00 / year
Kentucky Farm Bureau $973.00 / year

2013 Bmw X1 Insurance

Average Cost to Insure

$420.67 / year

Cheapest Rate

$230.00 / year Mercury Insurance

Available Trims

XDRIVE35I 4dr WAGON (6cyl)

Bmw 2012 Bmw X1 Insurance Rates by Companies

Insurance Company12 month Premium
Direct Auto $714.00 / year
Clearcover $1,117.00 / year
Southern Farm Bureau $1,278.00 / year
USAA $1,929.00 / year
Mercury $2,019.00 / year
Travelers $2,552.00 / year
NatGen Value $2,774.00 / year
Automobile Club of Missouri $2,961.00 / year
Nationwide $2,984.00 / year
Metropolitan $2,989.00 / year

2012 Bmw X1 Insurance

Average Cost to Insure

$1,848.00 / year

Cheapest Rate

$714.00 / year Direct Auto

Available Trims

XDRIVE28I 4dr WAGON (4cyl)

Compare X1 to other Bmw Models

Wondering how the X1 compares to other Bmw Models? Check out the average rates for each vehicle below.

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.