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BMW X1 Car Insurance
How much does car insurance cost for your Bmw X1? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your X1
What is the Average Cost to Insure a Bmw X1?
Bmw X1
How much does car insurance cost for Bmw X1? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Bmw X1 below.
Bmw X1 Insurance Model Year by Age Group
The price you pay to insure your Bmw X1 can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2022 | N/A | $186.39 / mo | $169.85 / mo | $208.19 / mo | $99.46 / mo | N/A |
| 2021 | $261.13 / mo | $203.10 / mo | $170.37 / mo | $159.83 / mo | $227.78 / mo | $176.16 / mo |
| 2020 | N/A | $496.83 / mo | $138.23 / mo | $126.86 / mo | $139.24 / mo | $124.37 / mo |
| 2019 | N/A | $165.42 / mo | $141.42 / mo | $160.23 / mo | $136.40 / mo | $168.13 / mo |
| 2018 | $354.07 / mo | $220.96 / mo | $158.98 / mo | $160.24 / mo | $163.66 / mo | $161.40 / mo |
| 2017 | $429.33 / mo | $209.28 / mo | $164.46 / mo | $145.06 / mo | $125.89 / mo | $150.08 / mo |
| 2016 | $252.22 / mo | $189.24 / mo | $153.64 / mo | $164.51 / mo | $127.58 / mo | $162.51 / mo |
| 2015 | $259.80 / mo | $202.90 / mo | $164.38 / mo | $130.46 / mo | $144.76 / mo | $106.81 / mo |
| 2014 | $698.22 / mo | $167.15 / mo | $175.82 / mo | $146.87 / mo | $171.52 / mo | $135.93 / mo |
| 2013 | $190.62 / mo | $175.46 / mo | $125.63 / mo | $137.56 / mo | $143.93 / mo | $116.32 / mo |
| 2012 | N/A | $59.55 / mo | $188.15 / mo | $223.32 / mo | $93.11 / mo | $179.17 / mo |
2022 Bmw X1 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $534.00 / year |
| Pekin Insurance | $699.00 / year |
| Texas Farm Bureau Group | $1,092.00 / year |
| Country | $1,152.00 / year |
| SECURA Insurance | $1,314.00 / year |
| Virginia Farm Bureau | $1,347.00 / year |
| Grange Mutual | $1,512.00 / year |
| Hastings Mutual Insurance Co | $1,527.00 / year |
| Southern Farm Bureau | $1,578.00 / year |
| Rockford Mutual Insurance | $1,597.00 / year |
2022 Bmw X1 Insurance
Average Cost to Insure
$1,776.93 / year
Cheapest Rate
$534.00 / year Victoria
Available Trims
XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)
2021 Bmw X1 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $560.00 / year |
| Virginia Farm Bureau | $996.00 / year |
| American Family | $1,184.00 / year |
| New Jersey Manufacturers | $1,255.00 / year |
| Direct Auto | $1,380.00 / year |
| Texas Farm Bureau Group | $1,435.00 / year |
| Plymouth Rock Assurance | $1,539.00 / year |
| Hastings Mutual Insurance Co | $1,791.00 / year |
| Farm Bureau Mutual (IA Group) | $1,816.00 / year |
| State Farm | $1,886.00 / year |
2021 Bmw X1 Insurance
Average Cost to Insure
$1,894.40 / year
Cheapest Rate
$560.00 / year Victoria
Available Trims
XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)
2020 Bmw X1 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Dairyland Auto | $512.00 / year |
| Concord Group | $585.00 / year |
| Countryway Insurance | $876.00 / year |
| Farm Bureau Mutual (IA Group) | $924.00 / year |
| Capital Insurance Group | $1,005.00 / year |
| PEMCO | $1,061.00 / year |
| New Jersey Manufacturers | $1,125.00 / year |
| Patriot Group | $1,142.00 / year |
| SECURA Insurance | $1,148.00 / year |
| MMG Insurance Company | $1,214.00 / year |
2020 Bmw X1 Insurance
Average Cost to Insure
$981.90 / year
Cheapest Rate
$512.00 / year Dairyland Auto
Available Trims
XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)
2019 Bmw X1 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $708.00 / year |
| Pekin Insurance | $748.00 / year |
| SAFECO | $896.00 / year |
| Hastings Mutual Insurance Co | $1,008.00 / year |
| SECURA Insurance | $1,008.00 / year |
| Direct Auto | $1,097.00 / year |
| Utica National Ins Group | $1,140.00 / year |
| North Carolina Farm Bureau | $1,146.00 / year |
| Titan | $1,182.00 / year |
| PEMCO | $1,191.00 / year |
2019 Bmw X1 Insurance
Average Cost to Insure
$1,029.57 / year
Cheapest Rate
$708.00 / year American National P
Available Trims
XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)
2018 Bmw X1 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $500.00 / year |
| NatGen Advantage | $536.00 / year |
| SAFECO | $748.00 / year |
| Buckeye Insurance Group | $880.00 / year |
| Indiana Farmers Mutual Ins | $954.00 / year |
| North Carolina Farm Bureau | $995.00 / year |
| Tennessee Farmers | $1,086.00 / year |
| Texas Farm Bureau Group | $1,215.00 / year |
| SafeAuto | $1,224.00 / year |
| General Casualty | $1,256.00 / year |
2018 Bmw X1 Insurance
Average Cost to Insure
$1,080.03 / year
Cheapest Rate
$500.00 / year American National P
Available Trims
XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)
2017 Bmw X1 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $199.00 / year |
| SAFECO | $402.00 / year |
| American National P | $466.00 / year |
| Mercury Insurance | $722.00 / year |
| Bear River | $750.00 / year |
| Virginia Farm Bureau | $965.00 / year |
| PEMCO | $1,016.00 / year |
| North Carolina Farm Bureau | $1,149.00 / year |
| Titan | $1,190.00 / year |
| Capital Insurance Group | $1,196.00 / year |
2017 Bmw X1 Insurance
Average Cost to Insure
$905.30 / year
Cheapest Rate
$199.00 / year Jupiter Auto Insurance
Available Trims
XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)
2016 Bmw X1 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $438.00 / year |
| Kemper Auto Premium | $558.00 / year |
| Clearcover | $707.00 / year |
| Mercury Insurance | $714.00 / year |
| Kemper Auto | $744.00 / year |
| Virginia Farm Bureau | $872.00 / year |
| Buckeye Insurance Group | $898.00 / year |
| PEMCO | $914.00 / year |
| NatGen PPA | $921.00 / year |
| Direct Auto | $988.00 / year |
2016 Bmw X1 Insurance
Average Cost to Insure
$712.37 / year
Cheapest Rate
$438.00 / year American National P
Available Trims
XDRIVE28I 4dr SPORT UTILITY VEHICLE (4cyl)
2015 Bmw X1 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $441.00 / year |
| Concord Group | $675.00 / year |
| Safeco | $717.00 / year |
| Patriot Group | $800.00 / year |
| Utica National Ins Group | $897.00 / year |
| North Carolina Farm Bureau | $900.00 / year |
| MMG Insurance Company | $902.00 / year |
| PEMCO | $993.00 / year |
| Countryway Insurance | $1,041.00 / year |
| Texas Farm Bureau Group | $1,077.00 / year |
2015 Bmw X1 Insurance
Average Cost to Insure
$901.30 / year
Cheapest Rate
$441.00 / year Mercury Insurance
Available Trims
XDRIVE35I 4dr WAGON (6cyl)
2014 Bmw X1 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Concord Group | $485.00 / year |
| American National P | $529.00 / year |
| Safeco | $537.00 / year |
| Clearcover | $624.00 / year |
| MMG Insurance Company | $683.00 / year |
| Commerce Group Inc | $947.00 / year |
| PEMCO | $950.00 / year |
| Patriot Group | $1,119.00 / year |
| West Bend Mutual | $1,120.00 / year |
| Rural Mutual Insurance | $1,120.00 / year |
2014 Bmw X1 Insurance
Average Cost to Insure
$838.33 / year
Cheapest Rate
$485.00 / year Concord Group
Available Trims
XDRIVE35I 4dr WAGON (6cyl)
2013 Bmw X1 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $447.00 / year |
| Clearcover | $479.00 / year |
| Mercury Insurance | $576.00 / year |
| NatGen PPA | $830.00 / year |
| Buckeye Insurance Group | $844.00 / year |
| Ohio Mutual Ins Group | $884.00 / year |
| PEMCO | $910.00 / year |
| Nationwide ThreeSixZero | $924.00 / year |
| Kentucky Farm Bureau | $973.00 / year |
| Safeco | $986.00 / year |
2013 Bmw X1 Insurance
Average Cost to Insure
$626.00 / year
Cheapest Rate
$447.00 / year American National P
Available Trims
XDRIVE35I 4dr WAGON (6cyl)
2012 Bmw X1 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Direct Auto | $714.00 / year |
| Clearcover | $1,117.00 / year |
| Mercury | $2,019.00 / year |
| Travelers | $2,552.00 / year |
| USAA | $2,634.00 / year |
| Metropolitan | $2,952.00 / year |
| Nationwide | $2,984.00 / year |
| Erie | $2,990.00 / year |
| Allstate | $3,843.00 / year |
| New York Central Mutual Fire | $4,374.00 / year |
2012 Bmw X1 Insurance
Average Cost to Insure
$1,860.00 / year
Cheapest Rate
$714.00 / year Direct Auto
Available Trims
XDRIVE28I 4dr WAGON (4cyl)
Compare X1 to other Bmw Models
Wondering how the X1 compares to other Bmw Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
