Based in Boston, Safety Insurance Group has been providing coverage since 1979.
Since 1979 when Safety Insurance was founded, the company has grown and expanded to become one of the leading providers of a full range of property and casualty insurance products in Massachusetts, New Hampshire and Maine.
|A.M Best Rating||A|
|iOS||2.4||8 user reviews|
|Android||3.5||153 user reviews|
The Safety Insurance Mobile app allows access to your policy, 24 hours a day, 7 days a week. You can use it to report a claim, schedule an inspection or submit photos of the damages and/or claim scene. You can also access claim information and view copies of vehicle appraisals.
No Safety Insurance only covers the states of Maine, Massachusetts and New Hampshire.
George M. Murphy is President and CEO of Safety Insurance.
You can get 6 to 10% in account credits and up to 10% for a multi-car discount in Massachusetts. In New Hampshire and Maine, you can get up to 15% off on your auto insurance policy with a multi-policy discount.
You are covered if you bought Substitute Transportation coverage. Also known as rental coverage, this protection will entitle you to rent a vehicle up to limits while your vehicle is being repaired. If the car is a total loss, you will be covered for a rental vehicle until the settlement offer has been made.
Safety Shield is a broad coverage enhancement endorsement that includes collision waiver of deductible, full-glass coverage, emergency road travel expenses, airbag coverage, transportation expenses, lock-in value (guaranteed replacement cost), rental vehicle loss of income coverage, supplemental towing and labor, airbag mechanical failure, extended substitute transportation, and more. Not all benefits are available in each state.
Massachusetts’ Safety Shield Plus coverage includes accident forgiveness.
Gap coverage pays the remaining balance if you still have payments on a car that’s declared a total loss.
Yes, Safety Insurance offers a Good Student Discount and an Away at School Discount.
If you stop making payments without cancelling by phone or in writing you will be charged a fee
Call with your account number and be very detailed about what happened. Give the agent as much information about the other driver and witnesses as possible. If you haven’t done so, get a police record, which you will need to file a claim for damages.
As with most standard home insurance policy’s Safety Insurance offers coverage for damage caused by covered perils, dwelling structure damage, contents (damaged or stolen), liability, other structures, and lodging expenses if your home becomes uninhabitable.
If you have a policy, you can get a 10% account credit when you purchase a businessowners, commercial auto, commercial package, commercial umbrella, dwelling fire, homeowners or personal umbrella policy.
When you buy homeowners insurance from Safety Insurance, you qualify for these discounts: multi-policy discount (20% with auto), 5% discount on personal umbrella policy if you buy auto insurance, 5% discount on dwelling fire policy if you buy auto insurance. You also get a 5% ecustomer discount if you opt for electronic policy issuance. Other discounts include New home credit up to 18%, loss-free credits up to 16% on homeowners and fire and burglar alarm credit up to 16%.
|Auto Insurance||Homeowners Insurance|
|Dwelling Fire Insurance||Personal Umbrella Insurance|
|Commercial Auto Insurance||Business Owners Insurance|
|Commercial Package Policy||Commercial Umbrella|
This form of coverage is required in every state. It covers bodily injuries to a third party in an accident that was deemed your fault.
This form of coverage is required in every state. It covers property damage and loss of use to a third party.
This coverage pays for damages and loss other than that caused by a collision. It is subject to a deductible.
his coverage pays for damages and loss caused by impact with another automobile, object or person. It is subject to a deductible.
If you have a total loss, Pure will pay the difference if you still owe money on the totaled car.
Is a broad coverage enhancement endorsement that includes collision waiver of deductible, full-glass coverage, emergency road travel expenses, airbag coverage, transportation expenses, lock-in value (guaranteed replacement cost), rental vehicle loss of income coverage, supplemental towing and labor, airbag mechanical failure, extended substitute transportation, and more. Not all benefits are available in each state.
All coverages that apply to Massachusetts’ Safety Shield are included here as well as accident forgiveness, expanded personal effects coverage, pet coverage, seat belt coverage, and bail bonds.
Also known as rental coverage will entitle you to rent a vehicle up to limits while your vehicle is being repaired. If the car is a total loss, you will be covered for a rental vehicle until the settlement offer has been made.
|Safe Driving Discount||Multi-policy Discounts|
|Student Discounts||e-Customer Discount|
|Loyalty Discounts||New Home Credit|
|Loss Free Credits|
Below is a list of the average rates that drivers typically pay with Safety Group. On average, Safety Group charges approximately $130.58 per month. The cheapest state average is New Hampshire at $109.60 per month followed by Massachusetts at $133.47 per month. The most expensive state average is Massachusetts at $133.47 per month.
|State||Avg monthly rate|
|State||Avg monthly rate|
Drivers typically will get a discount if they insure multiple vehicles. Here is a list of average rates that Safety Group charges for drivers who have more than 1 vehicle.
|Number of Vehicles||Avg Monthly Rate|
Customers who own their home rather than rent can sometimes get a small discount. We found that on average Safety Group charges $109.05 per month for drivers who own their home and $137.83 per month for those who rent.
|Own/Rent||Avg Monthly Rate|
|Address||20 Custom House Street, Boston, MA 02110|
|Phone||1 (800) 951-2100|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
How Does Safety Group Compare to Other Car Insurance Companies?
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