Safety Group vs. Metlife Insurance

Which insurance company is right for you? Compare cost, products, and quotes from Safety Group and Metlife Insurance.

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Safety Group vs. Metlife: What You Need to Know

Since 1979 when Safety Insurance was founded, the company has grown and expanded to become one of the leading providers of a full range of property and casualty insurance products in Massachusetts, New Hampshire, and Maine.

In 1869, MetLife began offering financial protection to working-class Americans, mostly Civil War sailors and soldiers. It was then called the Metropolitan Life Insurance Company and soon shifted to a focus on life insurance. By 1909, MetLife was the nation’s largest life insurer. From 1907 to 2005, the Metropolitan Life Insurance Company Tower was the company’s headquarters in Lower Manhattan. It was the world’s tallest building until 1913. This famous building emanated light for years with the slogan, “The light that never fails,” and it was often featured in MetLife advertisements.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Safety Group Overview and MetLife Auto & Home Overview.

Safety Group vs. MetLife Auto & Home: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Safety Group and MetLife Auto & Home. On average, Safety Group charges approximately $133.55 per month while MetLife Auto & Home comes in at around $ per month. For Safety Group, the cheapest state average is New Hampshire at $107.54 per month and the most expensive is Massachusetts at $137.47 per month. For MetLife Auto & Home, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month.

Safety Group

Average Rate

$133.55
MetLife Auto & Home

Average Rate

$
National

Average Rate

$120.03
State Safety Group MetLife Auto & Home
Massachusetts $137.47 -
New Hampshire $107.54 -

Safety Group vs. MetLife Auto & Home: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Safety Group and MetLife Auto & Home typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Safety Group MetLife Auto & Home
1 Vehicle $129.79 $
2 Vehicles $155.50 $

Safety Group vs. MetLife Auto & Home: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Safety Group charges $109.22 per month and MetLife Auto & Home charges $0.00 per month for customers who own their home.

Own/Rent Safety Group MetLife Auto & Home
Own $109.22 $0.00
Rent $141.12 $0.00

What is Safety Group and Metlife Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Safety Group and Metlife ranked among the industry ratings.

ComparisonSafety GroupMetlife
Year Founded19791868
A.M. Best RatingAA+
BBB RatingA+
Financial StrengthExcellentExcellent
JD Power RankingAbout Average
NAIC Complaint Ratio0.69
S&P RatingAA-

Safety Group or Metlife: Insurance Products Offered

What coverage is available through Safety Group and Metlife? Both insurance companies offer Auto, Commercial, and Home insurance. Additional products from Metlife insurance also includes Health, Life, Motorcycle, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Safety Group and MetLife Auto & Home Insurance page.

InsuranceSafety GroupMetlife
Auto Insurance
Commercial Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance

Safety Group or Metlife: Ways To Save

Safety Group offers a wide range of discounts to its policyholders, including Loss Free Credits, Loyalty, and Multi-policy discounts. However, Metlife also offers a few discounts that Safety Group doesn’t, including Safe Drivers, Restricted Mileage, and Passive Seat Belt and Air Bag discounts. Start taking advantage of discounts offered by insurance providers like Metlife and Safety Group insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Safety GroupMetlife
e-Customer DiscountAnti-lock Brake Discounts
Loss Free CreditsAntitheft System Discount
Loyalty DiscountsDeductible Savings Benefit
Multi-policy DiscountsDriver Training/Defensive Driving Courses
New Home CreditGood-student Discount
Safe Driving DiscountMature Driver Discount
Student DiscountsMulti-car Discount
Multiple Policy Discount
Passive Seat Belt and Air Bag Discount
Restricted Mileage Discount
Safe Driver Discounts

Pros & Cons of Safety Group & Metlife

Pros

Safety Group
  • Great resources for driver safety.
  • Many discounts for young drivers.
Metlife
  • MetLife Auto & Home is a subsidiary of MetLife, the largest life insurance company in the country, which is financially stable.
  • 150 years of experience.
  • No deductible on glass repairs.

Cons

Safety Group
  • Safety Insurance only writes insurance in Massachusetts, Maine, and New Hampshire.
Metlife
  • MetLife does not offer accident forgiveness.
  • Mobile app issues.
  • Expensive policies.

Safety Group or Metlife Mobile Apps Options

The Safety Insurance Mobile app allows access to your policy, 24 hours a day, 7 days a week. You can use it to report a claim, schedule an inspection or submit photos of the damages and/or claim scene. You can also access claim information and view copies of vehicle appraisals.

Metlife does not currently have a mobile app.

Safety Group Mobile App
iOS     2.48 user reviews
Android     3.5153 user reviews
Metlife Mobile App
iOS     1.3197 user reviews
Android     1.91,904 user reviews

Safety Group & Metlife Contact Info

Safety Group Contact Info
Address20 Custom House Street, Boston, MA 02110
Phone1 (800) 951-2100
Websitehttps://www.safetyinsurance.com/
Facebookhttps://www.facebook.com/safetyinsurance/
Youtubehttps://www.youtube.com/channel/UCcSbxDPCiLjpXSu-Y67aRvQ
Twitterhttps://twitter.com/safetyins
Linkedinhttps://www.linkedin.com/company/safety-insurance/
Metlife Contact Info
Address700 Quaker Lane, Warwick, RI 02818
Phone1-900-422-4272
Websitehttps://www.metlife.com/insurance/
Facebookhttps://www.facebook.com/metlife/
Twitterhttps://twitter.com/MetLife
Youtubehttps://www.youtube.com/user/Metlife
Linkedinhttps://www.linkedin.com/company/the-hanover-insurance-group/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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